Chevrolet Bolt EUV Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Chevrolet Bolt EUV are $1,578 a year for full coverage insurance. Comprehensive costs an estimated $250 each year, collision insurance costs $446, and liability costs $644. Liability-only coverage costs as little as $726 a year, and high-risk coverage costs around $3,422. Teen drivers pay the most at up to $6,292 a year.

Average premium for full coverage: $1,578

Premium estimates broken down by type of coverage:

Comprehensive $250
Collision $446
Liability $644

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Bolt EUV models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for a Chevrolet Bolt EUV range from the low end price of $726 for minimum levels of liability insurance to a high rate of $3,422 for a driver required to buy high-risk insurance.

Liability Only $726
Full Coverage $1,578
High Risk $3,422

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

These rate differences illustrate why all drivers should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates average Chevrolet Bolt EUV insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $940
  • Drivers who choose higher $1,000 deductibles will pay approximately $158 each year
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $1,578
  • Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,886
  • Drivers with multiple violations and an at-fault accident could pay up to $3,422
  • An auto insurance policy that insures a 16-year-old driver can cost as much as $6,292 a year

View Chart as Image

Chevrolet Bolt EUV insurance cost comparison chart
Column chart showing Chevrolet Bolt EUV insurance rates range from $940 to $6,292 for full coverage

Insurance prices for a Chevrolet Bolt EUV also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,900 to $2,600 extra annually, depending on your age. Insurance for high-risk drivers can cost from 41% to 134% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay at least $6,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Bolt EUV insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,130 on average in Florida, New York, and Michigan.

Chevrolet Bolt EUV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,428 -$150 -9.5%
Alaska $1,210 -$368 -23.3%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,800 $222 14.1%
Colorado $1,508 -$70 -4.4%
Connecticut $1,622 $44 2.8%
Delaware $1,786 $208 13.2%
Florida $1,974 $396 25.1%
Georgia $1,458 -$120 -7.6%
Hawaii $1,132 -$446 -28.3%
Idaho $1,070 -$508 -32.2%
Illinois $1,176 -$402 -25.5%
Indiana $1,192 -$386 -24.5%
Iowa $1,068 -$510 -32.3%
Kansas $1,500 -$78 -4.9%
Kentucky $2,152 $574 36.4%
Louisiana $2,340 $762 48.3%
Maine $976 -$602 -38.1%
Maryland $1,304 -$274 -17.4%
Massachusetts $1,260 -$318 -20.2%
Michigan $2,740 $1,162 73.6%
Minnesota $1,324 -$254 -16.1%
Mississippi $1,890 $312 19.8%
Missouri $1,402 -$176 -11.2%
Montana $1,698 $120 7.6%
Nebraska $1,246 -$332 -21.0%
Nevada $1,892 $314 19.9%
New Hampshire $1,136 -$442 -28.0%
New Jersey $1,764 $186 11.8%
New Mexico $1,400 -$178 -11.3%
New York $1,664 $86 5.4%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,090 -$488 -30.9%
Oklahoma $1,620 $42 2.7%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,508 -$70 -4.4%
Rhode Island $2,106 $528 33.5%
South Carolina $1,432 -$146 -9.3%
South Dakota $1,334 -$244 -15.5%
Tennessee $1,382 -$196 -12.4%
Texas $1,902 $324 20.5%
Utah $1,168 -$410 -26.0%
Vermont $1,080 -$498 -31.6%
Virginia $946 -$632 -40.1%
Washington $1,220 -$358 -22.7%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,094 -$484 -30.7%
Wyoming $1,408 -$170 -10.8%

View Chart as Image

Chevrolet Bolt EUV insurance rates by U.S. city

Choosing high deductibles could save up to $470 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $579 more per year. View Rates by Deductible or Liability Limit

Chevrolet Bolt EUV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Bolt EUV $270 $478 $598 $1,584
2023 Chevrolet Bolt EUV $260 $466 $624 $1,588
2022 Chevrolet Bolt EUV $250 $446 $644 $1,578
2021 Chevrolet Bolt EUV $238 $430 $664 $1,570

Rates are averaged for all Chevrolet Bolt EUV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Chevrolet Bolt EUV Insurance

Finding better rates on insurance for a Chevrolet Bolt EUV not only requires avoiding accidents and claims, but also having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Shop around at every policy renewal by requesting rates from direct insurance companies, and also from local insurance agencies.

The points below are a condensed summary of the data illustrated above.

  • Insureds who want increased liability limits will pay about $710 annually to go from 30/60 bodily injury limits to the 250/500 level
  • It is possible to save approximately $180 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $475 each year
  • Drivers under the age of 20 are charged the highest prices, with premiums being up to $524 per month if full coverage is included

Rates by Driver Age

Chevrolet Bolt EUV Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,662
30 $1,620
40 $1,578
50 $1,450
60 $1,422

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EUV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,886
$250 $1,744
$500 $1,578
$1,000 $1,420

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EUV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,707
100/300 $1,868
250/500 $2,286
100 CSL $1,771
300 CSL $2,125
500 CSL $2,383

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EUV Insurance Rates for High Risk Drivers
Age Premium
16 $8,892
20 $5,830
30 $3,462
40 $3,422
50 $3,270
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $85
Homeowner $26
5-yr Accident Free $104
5-yr Claim Free $100
Paid in Full/EFT $63
Advance Quote $73
Online Quote $107
Total Discounts $638
Rate after discounts $940

Discounts are estimated and may not be available from every company or in every state.

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