Chevrolet Bolt EV Insurance Rates
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UPDATED: May 23, 2024
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Average insurance rates for a Chevrolet Bolt EV are $1,440 a year including full coverage. Comprehensive insurance costs around $282, collision insurance costs $548, and liability is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs $3,136 or more. Teens receive the highest rates at up to $5,452 a year.
Average premium for full coverage: $1,440
Rate estimates for individual coverage type:
These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Bolt EV models.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range range from as low as $504 for just liability coverage to the much higher price of $3,136 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance rates.
These examples highlight why everyone should compare rates quotes for a specific zip code and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Chevrolet Bolt EV insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $822
- Raising to $1,000 deductibles will save about $188 every year
- The average rate for a 40-year-old driver using $500 deductibles is $1,440
- Selecting pricier low deductibles will cost an extra $368 every year
- At-risk drivers with serious driving violations could pay at least $3,136
- The cost for full coverage for a teen driver for full coverage can be $5,452
Insurance rates for a Chevrolet Bolt EV can also vary considerably based on your driver profile, the model of your Bolt EV, and deductibles and policy limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $5,400 a year. View Rates by Age
Where you live also has a big influence on Chevrolet Bolt EV insurance prices. A middle-age driver might find rates as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,050 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,302 | -$138 | -9.6% |
Alaska | $1,104 | -$336 | -23.3% |
Arizona | $1,196 | -$244 | -16.9% |
Arkansas | $1,440 | -$0 | 0.0% |
California | $1,640 | $200 | 13.9% |
Colorado | $1,374 | -$66 | -4.6% |
Connecticut | $1,480 | $40 | 2.8% |
Delaware | $1,628 | $188 | 13.1% |
Florida | $1,802 | $362 | 25.1% |
Georgia | $1,328 | -$112 | -7.8% |
Hawaii | $1,034 | -$406 | -28.2% |
Idaho | $974 | -$466 | -32.4% |
Illinois | $1,074 | -$366 | -25.4% |
Indiana | $1,084 | -$356 | -24.7% |
Iowa | $970 | -$470 | -32.6% |
Kansas | $1,368 | -$72 | -5.0% |
Kentucky | $1,964 | $524 | 36.4% |
Louisiana | $2,130 | $690 | 47.9% |
Maine | $888 | -$552 | -38.3% |
Maryland | $1,186 | -$254 | -17.6% |
Massachusetts | $1,150 | -$290 | -20.1% |
Michigan | $2,502 | $1,062 | 73.8% |
Minnesota | $1,206 | -$234 | -16.3% |
Mississippi | $1,724 | $284 | 19.7% |
Missouri | $1,278 | -$162 | -11.3% |
Montana | $1,546 | $106 | 7.4% |
Nebraska | $1,136 | -$304 | -21.1% |
Nevada | $1,728 | $288 | 20.0% |
New Hampshire | $1,038 | -$402 | -27.9% |
New Jersey | $1,610 | $170 | 11.8% |
New Mexico | $1,276 | -$164 | -11.4% |
New York | $1,516 | $76 | 5.3% |
North Carolina | $830 | -$610 | -42.4% |
North Dakota | $1,180 | -$260 | -18.1% |
Ohio | $994 | -$446 | -31.0% |
Oklahoma | $1,478 | $38 | 2.6% |
Oregon | $1,318 | -$122 | -8.5% |
Pennsylvania | $1,374 | -$66 | -4.6% |
Rhode Island | $1,920 | $480 | 33.3% |
South Carolina | $1,304 | -$136 | -9.4% |
South Dakota | $1,216 | -$224 | -15.6% |
Tennessee | $1,260 | -$180 | -12.5% |
Texas | $1,736 | $296 | 20.6% |
Utah | $1,066 | -$374 | -26.0% |
Vermont | $986 | -$454 | -31.5% |
Virginia | $862 | -$578 | -40.1% |
Washington | $1,114 | -$326 | -22.6% |
West Virginia | $1,320 | -$120 | -8.3% |
Wisconsin | $996 | -$444 | -30.8% |
Wyoming | $1,282 | -$158 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $560 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,400 extra per year, depending on your age. Chevrolet Bolt EV insurance for high-risk drivers is expensive and can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2023 Chevrolet Bolt EV | $346 | $660 | $390 | $1,554 |
2022 Chevrolet Bolt EV | $332 | $656 | $398 | $1,544 |
2021 Chevrolet Bolt EV | $320 | $640 | $416 | $1,534 |
2019 Chevrolet Bolt EV | $292 | $592 | $442 | $1,484 |
2018 Chevrolet Bolt EV | $282 | $548 | $452 | $1,440 |
2017 Chevrolet Bolt EV | $270 | $516 | $456 | $1,400 |
Rates are averaged for all Chevrolet Bolt EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Bolt EV Insurance
Saving money on car insurance consists of being a good driver, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Make time to compare rates every year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.
The following list is a brief summary of the coverage data touched on in this article.
- You may be able to save up to $180 per year just by quoting online well ahead of the renewal date
- Increasing deductibles can save around $550 each year
- Drivers age 16 to 20 pay higher rates, as much as $454 per month for full coverage
- Higher risk drivers that tend to have accidents or serious violations pay on average $1,700 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,452 |
20 | $3,348 |
30 | $1,496 |
40 | $1,440 |
50 | $1,316 |
60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,808 |
$250 | $1,636 |
$500 | $1,440 |
$1,000 | $1,252 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,440 |
50/100 | $1,530 |
100/300 | $1,643 |
250/500 | $1,937 |
100 CSL | $1,576 |
300 CSL | $1,824 |
500 CSL | $2,005 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,782 |
20 | $5,336 |
30 | $3,198 |
40 | $3,136 |
50 | $2,996 |
60 | $2,970 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $77 |
Multi-vehicle | $77 |
Homeowner | $22 |
5-yr Accident Free | $107 |
5-yr Claim Free | $94 |
Paid in Full/EFT | $66 |
Advance Quote | $72 |
Online Quote | $103 |
Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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