Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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U.S. average insurance prices for a Chevrolet Camaro are $1,450 every 12 months including full coverage. Comprehensive costs on average $332, collision costs $570, and liability is estimated at $390. Liability-only coverage costs approximately $452 a year, with high-risk coverage costing around $3,130. Teenage drivers pay the highest rates at $5,326 a year or more.
Average premium for full coverage: $1,450
Price estimates by individual coverage:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Camaro trim levels.
Price Range from Low to High
For the normal driver, Chevrolet Camaro insurance prices go from the cheapest price of $452 for just liability insurance to a much higher rate of $3,130 for a high-risk driver policy.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates how geographic area affects car insurance rates.
The ranges above highlight why anyone shopping for car insurance should get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Chevrolet Camaro insurance rates for different risk profiles and scenarios.
- The best discount rate is $835
- Choosing higher $1,000 deductibles can save around $204 every year
- The average price for the average middle-age driver with $500 deductibles is $1,450
- Using more expensive low deductibles for comp and collision coverage increases the price to $1,850
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,130 or more
- The price to insure a 16-year-old driver with full coverage may cost $5,326 each year
Auto insurance prices for a Chevrolet Camaro are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Camaro.
Using high physical damage deductibles can save as much as $610 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chevrolet Camaro insurance prices. A good driver about age 40 could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,070 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,312 | -$138 | -9.5% |
| Alaska | $1,114 | -$336 | -23.2% |
| Arizona | $1,206 | -$244 | -16.8% |
| Arkansas | $1,450 | -$0 | 0.0% |
| California | $1,654 | $204 | 14.1% |
| Colorado | $1,388 | -$62 | -4.3% |
| Connecticut | $1,492 | $42 | 2.9% |
| Delaware | $1,644 | $194 | 13.4% |
| Florida | $1,818 | $368 | 25.4% |
| Georgia | $1,342 | -$108 | -7.4% |
| Hawaii | $1,042 | -$408 | -28.1% |
| Idaho | $982 | -$468 | -32.3% |
| Illinois | $1,082 | -$368 | -25.4% |
| Indiana | $1,092 | -$358 | -24.7% |
| Iowa | $980 | -$470 | -32.4% |
| Kansas | $1,380 | -$70 | -4.8% |
| Kentucky | $1,980 | $530 | 36.6% |
| Louisiana | $2,150 | $700 | 48.3% |
| Maine | $896 | -$554 | -38.2% |
| Maryland | $1,198 | -$252 | -17.4% |
| Massachusetts | $1,162 | -$288 | -19.9% |
| Michigan | $2,524 | $1,074 | 74.1% |
| Minnesota | $1,214 | -$236 | -16.3% |
| Mississippi | $1,738 | $288 | 19.9% |
| Missouri | $1,288 | -$162 | -11.2% |
| Montana | $1,560 | $110 | 7.6% |
| Nebraska | $1,146 | -$304 | -21.0% |
| Nevada | $1,740 | $290 | 20.0% |
| New Hampshire | $1,046 | -$404 | -27.9% |
| New Jersey | $1,624 | $174 | 12.0% |
| New Mexico | $1,286 | -$164 | -11.3% |
| New York | $1,530 | $80 | 5.5% |
| North Carolina | $836 | -$614 | -42.3% |
| North Dakota | $1,190 | -$260 | -17.9% |
| Ohio | $1,004 | -$446 | -30.8% |
| Oklahoma | $1,492 | $42 | 2.9% |
| Oregon | $1,330 | -$120 | -8.3% |
| Pennsylvania | $1,386 | -$64 | -4.4% |
| Rhode Island | $1,938 | $488 | 33.7% |
| South Carolina | $1,318 | -$132 | -9.1% |
| South Dakota | $1,224 | -$226 | -15.6% |
| Tennessee | $1,274 | -$176 | -12.1% |
| Texas | $1,750 | $300 | 20.7% |
| Utah | $1,074 | -$376 | -25.9% |
| Vermont | $994 | -$456 | -31.4% |
| Virginia | $870 | -$580 | -40.0% |
| Washington | $1,120 | -$330 | -22.8% |
| West Virginia | $1,332 | -$118 | -8.1% |
| Wisconsin | $1,006 | -$444 | -30.6% |
| Wyoming | $1,294 | -$156 | -10.8% |
Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,410 | $118 |
| Chevrolet Camaro LT | $1,410 | $118 |
| Chevrolet Camaro SS | $1,536 | $128 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| 2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Chevrolet Camaro Insurance
Getting lower rates on insurance for a Chevrolet Camaro takes being safe and accident-free, having a good credit score, being claim-free, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a brief review of the information presented in the illustrations above.
- You may be able to save as much as $180 per year simply by shopping early and online
- Youthful drivers are charged the highest prices, possibly costing $444 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save as much as $600 each year
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,680 more each year than a low-risk driver
- Insureds who require more liability protection will pay an extra $430 per year to raise limits from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,326 |
| 20 | $3,332 |
| 30 | $1,518 |
| 40 | $1,450 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,666 |
| $500 | $1,450 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,450 |
| 50/100 | $1,614 |
| 100/300 | $1,712 |
| 250/500 | $1,965 |
| 100 CSL | $1,653 |
| 300 CSL | $1,868 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,606 |
| 20 | $5,298 |
| 30 | $3,202 |
| 40 | $3,130 |
| 50 | $2,984 |
| 60 | $2,958 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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