Chevrolet Camaro Insurance Rates
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UPDATED: Apr 23, 2024
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U.S. average insurance rates for a Chevrolet Camaro are $1,450 a year for full coverage insurance. Comprehensive costs an estimated $332, collision insurance costs $570, and liability costs around $390. Liability-only insurance costs as low as $452 a year, and high-risk driver insurance costs around $3,130. 16-year-old drivers pay the highest rates at up to $5,326 a year.
Average premium for full coverage: $1,450
Price estimates broken down by individual coverage:
Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Camaro models.
Price Range from Low to High
For the normal driver, Chevrolet Camaro insurance prices range from as low as $452 for minimum levels of liability insurance to the much higher price of $3,130 for coverage for higher-risk drivers.
Geographic Price Range
Where you live can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The example below illustrates how geographic area affects insurance prices.
The ranges above illustrate why everyone should compare prices for a targeted area and risk profile, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Chevrolet Camaro insurance rates for other coverage scenarios.
- The best full coverage rate is $835
- Using higher $1,000 deductibles will save approximately $204 each year
- The average rate for the average middle-age driver who has $500 deductibles is $1,450
- Buying pricier low deductibles for physical damage coverage will increase the cost to $1,850
- Drivers with multiple tickets or accidents could pay up to $3,130
- The price for full coverage for a teen driver for full coverage can cost as much as $5,326 or more
Car insurance prices for a Chevrolet Camaro are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $5,300 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,960 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,312 | -$138 | -9.5% |
| Alaska | $1,114 | -$336 | -23.2% |
| Arizona | $1,206 | -$244 | -16.8% |
| Arkansas | $1,450 | -$0 | 0.0% |
| California | $1,654 | $204 | 14.1% |
| Colorado | $1,388 | -$62 | -4.3% |
| Connecticut | $1,492 | $42 | 2.9% |
| Delaware | $1,644 | $194 | 13.4% |
| Florida | $1,818 | $368 | 25.4% |
| Georgia | $1,342 | -$108 | -7.4% |
| Hawaii | $1,042 | -$408 | -28.1% |
| Idaho | $982 | -$468 | -32.3% |
| Illinois | $1,082 | -$368 | -25.4% |
| Indiana | $1,092 | -$358 | -24.7% |
| Iowa | $980 | -$470 | -32.4% |
| Kansas | $1,380 | -$70 | -4.8% |
| Kentucky | $1,980 | $530 | 36.6% |
| Louisiana | $2,150 | $700 | 48.3% |
| Maine | $896 | -$554 | -38.2% |
| Maryland | $1,198 | -$252 | -17.4% |
| Massachusetts | $1,162 | -$288 | -19.9% |
| Michigan | $2,524 | $1,074 | 74.1% |
| Minnesota | $1,214 | -$236 | -16.3% |
| Mississippi | $1,738 | $288 | 19.9% |
| Missouri | $1,288 | -$162 | -11.2% |
| Montana | $1,560 | $110 | 7.6% |
| Nebraska | $1,146 | -$304 | -21.0% |
| Nevada | $1,740 | $290 | 20.0% |
| New Hampshire | $1,046 | -$404 | -27.9% |
| New Jersey | $1,624 | $174 | 12.0% |
| New Mexico | $1,286 | -$164 | -11.3% |
| New York | $1,530 | $80 | 5.5% |
| North Carolina | $836 | -$614 | -42.3% |
| North Dakota | $1,190 | -$260 | -17.9% |
| Ohio | $1,004 | -$446 | -30.8% |
| Oklahoma | $1,492 | $42 | 2.9% |
| Oregon | $1,330 | -$120 | -8.3% |
| Pennsylvania | $1,386 | -$64 | -4.4% |
| Rhode Island | $1,938 | $488 | 33.7% |
| South Carolina | $1,318 | -$132 | -9.1% |
| South Dakota | $1,224 | -$226 | -15.6% |
| Tennessee | $1,274 | -$176 | -12.1% |
| Texas | $1,750 | $300 | 20.7% |
| Utah | $1,074 | -$376 | -25.9% |
| Vermont | $994 | -$456 | -31.4% |
| Virginia | $870 | -$580 | -40.0% |
| Washington | $1,120 | -$330 | -22.8% |
| West Virginia | $1,332 | -$118 | -8.1% |
| Wisconsin | $1,006 | -$444 | -30.6% |
| Wyoming | $1,294 | -$156 | -10.8% |
Opting for high physical damage deductibles could cut prices by as much as $610 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying $1,700 to $2,300 extra each year, depending on your age. Chevrolet Camaro insurance for high-risk drivers can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,410 | $118 |
| Chevrolet Camaro LT | $1,410 | $118 |
| Chevrolet Camaro SS | $1,536 | $128 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| 2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Camaro Insurance
Getting lower rates on car insurance requires being safe and accident-free, having above-average credit, not filing small claims, and possibly higher deductibles. Invest the time to compare rates at least once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below you'll find a brief review of the primary concepts that were presented in the illustrations above.
- It is possible to save approximately $180 per year just by quoting online well ahead of the renewal date
- Higher risk drivers with DUI or reckless driving convictions pay on average $1,680 more annually than a low-risk driver
- Increasing physical damage deductibles can save around $600 each year
- Youthful drivers have the highest car insurance prices, as much as $444 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,326 |
| 20 | $3,332 |
| 30 | $1,518 |
| 40 | $1,450 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,666 |
| $500 | $1,450 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,450 |
| 50/100 | $1,614 |
| 100/300 | $1,712 |
| 250/500 | $1,965 |
| 100 CSL | $1,653 |
| 300 CSL | $1,868 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,606 |
| 20 | $5,298 |
| 30 | $3,202 |
| 40 | $3,130 |
| 50 | $2,984 |
| 60 | $2,958 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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