Chevrolet Camaro Insurance Rates

U.S. average insurance rates for a Chevrolet Camaro are $1,450 a year including full coverage. Comprehensive insurance costs around $332 a year, collision costs $570, and liability costs $390. Buying just liability costs as little as $452 a year, with insurance for high-risk drivers costing $3,130 or more. Teenage drivers pay the highest rates at $5,326 a year or more.

Average premium for full coverage: $1,450

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Camaro trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

The ranges above highlight why it is important to compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.

• The best discount rate is $835
• Drivers who choose higher $1,000 deductibles will pay about $1,246 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,450
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $400 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,130 or more
• The price for full coverage for a teen driver can be $5,326 a year

View Chart as Image

Insurance prices for a Chevrolet Camaro are also quite variable based on your driving record, the model of your Camaro, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in makes a big difference in Chevrolet Camaro insurance prices. A 40-year-old driver could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,070 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $610 every year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chevrolet Camaro Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a recap of the ideas that were presented in the illustrations above.

• Teenagers are charged the highest prices, possibly costing $444 a month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents pay on average $1,680 more every year for car insurance
• Increasing physical damage deductibles can save around $600 each year
• You may be able to save up to $180 per year simply by quoting early and online