Chevrolet Camaro Insurance Rates
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UPDATED: Jun 1, 2023
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Average insurance prices for a Chevrolet Camaro are $1,450 every 12 months for full coverage. Comprehensive insurance costs approximately $332 a year, collision costs $570, and liability costs around $390. Liability-only coverage costs as low as $452 a year, with high-risk coverage costing $3,130 or more. Teen drivers receive the highest rates at $5,326 a year or more.
Average premium for full coverage: $1,450
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Camaro trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $452 for just the minimum liability insurance to a high of $3,130 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance prices.
These examples show why it is important to compare prices using their specific location and their own driving history, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows estimated Chevrolet Camaro insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $835
- Using higher $1,000 deductibles will save $1,246 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,450
- Choosing low $100 deductibles for physical damage coverage costs an extra $400 every year
- Drivers with multiple violations and an at-fault accident could pay around $3,130 or more
- The cost to insure a teen driver can cost $5,326 or more
Car insurance rates for a Chevrolet Camaro can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Camaro.
Choosing high deductibles could cut rates by as much as $610 every year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $5,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates
Where you live has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see rates as low as $960 a year in states like Iowa, Maine, and Idaho, or as much as $2,070 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,312 | -$138 | -9.5% |
| Alaska | $1,114 | -$336 | -23.2% |
| Arizona | $1,206 | -$244 | -16.8% |
| Arkansas | $1,450 | -$0 | 0.0% |
| California | $1,654 | $204 | 14.1% |
| Colorado | $1,388 | -$62 | -4.3% |
| Connecticut | $1,492 | $42 | 2.9% |
| Delaware | $1,644 | $194 | 13.4% |
| Florida | $1,818 | $368 | 25.4% |
| Georgia | $1,342 | -$108 | -7.4% |
| Hawaii | $1,042 | -$408 | -28.1% |
| Idaho | $982 | -$468 | -32.3% |
| Illinois | $1,082 | -$368 | -25.4% |
| Indiana | $1,092 | -$358 | -24.7% |
| Iowa | $980 | -$470 | -32.4% |
| Kansas | $1,380 | -$70 | -4.8% |
| Kentucky | $1,980 | $530 | 36.6% |
| Louisiana | $2,150 | $700 | 48.3% |
| Maine | $896 | -$554 | -38.2% |
| Maryland | $1,198 | -$252 | -17.4% |
| Massachusetts | $1,162 | -$288 | -19.9% |
| Michigan | $2,524 | $1,074 | 74.1% |
| Minnesota | $1,214 | -$236 | -16.3% |
| Mississippi | $1,738 | $288 | 19.9% |
| Missouri | $1,288 | -$162 | -11.2% |
| Montana | $1,560 | $110 | 7.6% |
| Nebraska | $1,146 | -$304 | -21.0% |
| Nevada | $1,740 | $290 | 20.0% |
| New Hampshire | $1,046 | -$404 | -27.9% |
| New Jersey | $1,624 | $174 | 12.0% |
| New Mexico | $1,286 | -$164 | -11.3% |
| New York | $1,530 | $80 | 5.5% |
| North Carolina | $836 | -$614 | -42.3% |
| North Dakota | $1,190 | -$260 | -17.9% |
| Ohio | $1,004 | -$446 | -30.8% |
| Oklahoma | $1,492 | $42 | 2.9% |
| Oregon | $1,330 | -$120 | -8.3% |
| Pennsylvania | $1,386 | -$64 | -4.4% |
| Rhode Island | $1,938 | $488 | 33.7% |
| South Carolina | $1,318 | -$132 | -9.1% |
| South Dakota | $1,224 | -$226 | -15.6% |
| Tennessee | $1,274 | -$176 | -12.1% |
| Texas | $1,750 | $300 | 20.7% |
| Utah | $1,074 | -$376 | -25.9% |
| Vermont | $994 | -$456 | -31.4% |
| Virginia | $870 | -$580 | -40.0% |
| Washington | $1,120 | -$330 | -22.8% |
| West Virginia | $1,332 | -$118 | -8.1% |
| Wisconsin | $1,006 | -$444 | -30.6% |
| Wyoming | $1,294 | -$156 | -10.8% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,410 | $118 |
| Chevrolet Camaro LT | $1,410 | $118 |
| Chevrolet Camaro SS | $1,536 | $128 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| 2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Camaro Insurance
Saving money on car insurance requires avoiding accidents and claims, maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Make time to compare rates at every policy renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The points below are a quick review of the data touched on in this article.
- Policyholders who purchase increased liability limits will pay about $430 each year to increase from a minimum limit to a 250/500 level
- Drivers can save around $180 per year simply by quoting early and online
- Increasing deductibles could save as much as $600 each year
- Drivers under the age of 20 pay the highest auto insurance rates, costing as high as $444 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,326 |
| 20 | $3,332 |
| 30 | $1,518 |
| 40 | $1,450 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,666 |
| $500 | $1,450 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,450 |
| 50/100 | $1,614 |
| 100/300 | $1,712 |
| 250/500 | $1,965 |
| 100 CSL | $1,653 |
| 300 CSL | $1,868 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,606 |
| 20 | $5,298 |
| 30 | $3,202 |
| 40 | $3,130 |
| 50 | $2,984 |
| 60 | $2,958 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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