Chevrolet Camaro Insurance Rates
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UPDATED: Jun 6, 2023
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U.S. average auto insurance rates for a Chevrolet Camaro are $1,450 annually with full coverage. Comprehensive insurance costs around $332 each year, collision costs $570, and liability coverage costs $390. A policy with just liability insurance costs as little as $452 a year, with coverage for high-risk drivers costing $3,130 or more. 16-year-old drivers pay the highest rates at $5,326 a year or more.
Average premium for full coverage: $1,450
Price estimates for individual coverage:
Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Camaro models.
Price Range from Low to High
For a driver in their 40's, Chevrolet Camaro insurance prices go from as cheap as $452 for just liability insurance to a high rate of $3,130 for a policy for a high-risk driver.
Geographic Price Range
Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than congested cities.
The graphic below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Chevrolet Camaro insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $835
- Drivers who choose higher $1,000 deductibles will pay about $204 annually
- The estimated rate for the average middle-age driver using $500 deductibles is $1,450
- Buying low deductibles for comprehensive and collision insurance costs an additional $400 each year
- High-risk insureds with multiple tickets or accidents could pay at least $3,130 or more
- The price with full coverage for a teenage driver can be $5,326 a year
Insurance prices for a Chevrolet Camaro are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $610 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Chevrolet Camaro insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or at least $1,960 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,312 | -$138 | -9.5% |
| Alaska | $1,114 | -$336 | -23.2% |
| Arizona | $1,206 | -$244 | -16.8% |
| Arkansas | $1,450 | -$0 | 0.0% |
| California | $1,654 | $204 | 14.1% |
| Colorado | $1,388 | -$62 | -4.3% |
| Connecticut | $1,492 | $42 | 2.9% |
| Delaware | $1,644 | $194 | 13.4% |
| Florida | $1,818 | $368 | 25.4% |
| Georgia | $1,342 | -$108 | -7.4% |
| Hawaii | $1,042 | -$408 | -28.1% |
| Idaho | $982 | -$468 | -32.3% |
| Illinois | $1,082 | -$368 | -25.4% |
| Indiana | $1,092 | -$358 | -24.7% |
| Iowa | $980 | -$470 | -32.4% |
| Kansas | $1,380 | -$70 | -4.8% |
| Kentucky | $1,980 | $530 | 36.6% |
| Louisiana | $2,150 | $700 | 48.3% |
| Maine | $896 | -$554 | -38.2% |
| Maryland | $1,198 | -$252 | -17.4% |
| Massachusetts | $1,162 | -$288 | -19.9% |
| Michigan | $2,524 | $1,074 | 74.1% |
| Minnesota | $1,214 | -$236 | -16.3% |
| Mississippi | $1,738 | $288 | 19.9% |
| Missouri | $1,288 | -$162 | -11.2% |
| Montana | $1,560 | $110 | 7.6% |
| Nebraska | $1,146 | -$304 | -21.0% |
| Nevada | $1,740 | $290 | 20.0% |
| New Hampshire | $1,046 | -$404 | -27.9% |
| New Jersey | $1,624 | $174 | 12.0% |
| New Mexico | $1,286 | -$164 | -11.3% |
| New York | $1,530 | $80 | 5.5% |
| North Carolina | $836 | -$614 | -42.3% |
| North Dakota | $1,190 | -$260 | -17.9% |
| Ohio | $1,004 | -$446 | -30.8% |
| Oklahoma | $1,492 | $42 | 2.9% |
| Oregon | $1,330 | -$120 | -8.3% |
| Pennsylvania | $1,386 | -$64 | -4.4% |
| Rhode Island | $1,938 | $488 | 33.7% |
| South Carolina | $1,318 | -$132 | -9.1% |
| South Dakota | $1,224 | -$226 | -15.6% |
| Tennessee | $1,274 | -$176 | -12.1% |
| Texas | $1,750 | $300 | 20.7% |
| Utah | $1,074 | -$376 | -25.9% |
| Vermont | $994 | -$456 | -31.4% |
| Virginia | $870 | -$580 | -40.0% |
| Washington | $1,120 | -$330 | -22.8% |
| West Virginia | $1,332 | -$118 | -8.1% |
| Wisconsin | $1,006 | -$444 | -30.6% |
| Wyoming | $1,294 | -$156 | -10.8% |
Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the prices may be quite different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,410 | $118 |
| Chevrolet Camaro LT | $1,410 | $118 |
| Chevrolet Camaro SS | $1,536 | $128 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $348 | $594 | $372 | $1,472 |
| 2023 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2022 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2021 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2020 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2019 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2018 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2017 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2016 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2015 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2014 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2013 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2012 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2011 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2010 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Chevrolet Camaro Insurance
Getting lower rates on auto insurance not only requires having a good driving record, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The next list is a condensed summary of the coverage data covered in the charts and tables above.
- You may be able to save up to $180 per year simply by quoting online in advance
- Increasing physical damage deductibles could save up to $600 each year
- Drivers age 20 and younger pay higher prices, costing up to $444 a month including comprehensive and collision insurance
- Drivers with multiple at-fault accidents may pay on average $1,680 more every year to buy Chevrolet Camaro insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,326 |
| 20 | $3,332 |
| 30 | $1,518 |
| 40 | $1,450 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,666 |
| $500 | $1,450 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,450 |
| 50/100 | $1,614 |
| 100/300 | $1,712 |
| 250/500 | $1,965 |
| 100 CSL | $1,653 |
| 300 CSL | $1,868 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,606 |
| 20 | $5,298 |
| 30 | $3,202 |
| 40 | $3,130 |
| 50 | $2,984 |
| 60 | $2,958 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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