Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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Average insurance prices for a Chevrolet Captiva Sport are $1,116 every 12 months including full coverage. Comprehensive insurance costs around $206, collision costs $292, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,398 or more. 16-year-old drivers receive the highest rates at $4,372 a year or more.
Average premium for full coverage: $1,116
Rate estimates for individual coverage type:
These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Captiva Sport trim levels.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the cheapest price of $510 for basic liability insurance to a much higher rate of $2,398 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than congested cities.
The price range example below illustrates how your location can change auto insurance rates.
These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $669
- Choosing higher $1,000 deductibles can save about $114 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,116
- Buying more expensive low deductibles for comp and collision coverage costs an extra $214 annually
- Higher-risk drivers with multiple tickets or accidents could pay at least $2,398 or more
- The cost to insure a 16-year-old driver with full coverage can be $4,372 each year
Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $330 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as low as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,300 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 130% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Chevrolet Captiva Sport insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,590 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,010 | -$106 | -9.5% |
| Alaska | $856 | -$260 | -23.3% |
| Arizona | $926 | -$190 | -17.0% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,066 | -$50 | -4.5% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,394 | $278 | 24.9% |
| Georgia | $1,028 | -$88 | -7.9% |
| Hawaii | $800 | -$316 | -28.3% |
| Idaho | $756 | -$360 | -32.3% |
| Illinois | $828 | -$288 | -25.8% |
| Indiana | $838 | -$278 | -24.9% |
| Iowa | $750 | -$366 | -32.8% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,522 | $406 | 36.4% |
| Louisiana | $1,648 | $532 | 47.7% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $892 | -$224 | -20.1% |
| Michigan | $1,936 | $820 | 73.5% |
| Minnesota | $934 | -$182 | -16.3% |
| Mississippi | $1,334 | $218 | 19.5% |
| Missouri | $988 | -$128 | -11.5% |
| Montana | $1,196 | $80 | 7.2% |
| Nebraska | $880 | -$236 | -21.1% |
| Nevada | $1,338 | $222 | 19.9% |
| New Hampshire | $804 | -$312 | -28.0% |
| New Jersey | $1,248 | $132 | 11.8% |
| New Mexico | $988 | -$128 | -11.5% |
| New York | $1,174 | $58 | 5.2% |
| North Carolina | $642 | -$474 | -42.5% |
| North Dakota | $912 | -$204 | -18.3% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,144 | $28 | 2.5% |
| Oregon | $1,020 | -$96 | -8.6% |
| Pennsylvania | $1,064 | -$52 | -4.7% |
| Rhode Island | $1,488 | $372 | 33.3% |
| South Carolina | $1,010 | -$106 | -9.5% |
| South Dakota | $942 | -$174 | -15.6% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,020 | -$96 | -8.6% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
With so much variability in rates, the best way to figure out your exact price is to compare rates from multiple companies. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $206 | $292 | $460 | $1,116 |
| 2012 Chevrolet Captiva Sport | $180 | $236 | $474 | $1,048 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Captiva Sport Insurance
Saving money on insurance for a Chevrolet Captiva Sport takes being a low-risk driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to shop around every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The items below are a brief summary of the coverage data illustrated above.
- You may be able to save up to $130 per year simply by shopping early and online
- Increasing deductibles could save as much as $325 each year
- Teen drivers pay higher rates, as much as $364 per month if they have full coverage
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,280 more every year to insure their Captiva Sport
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,372 |
| 20 | $2,548 |
| 30 | $1,142 |
| 40 | $1,116 |
| 50 | $1,020 |
| 60 | $998 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,330 |
| $250 | $1,230 |
| $500 | $1,116 |
| $1,000 | $1,002 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,208 |
| 100/300 | $1,323 |
| 250/500 | $1,622 |
| 100 CSL | $1,254 |
| 300 CSL | $1,507 |
| 500 CSL | $1,691 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,180 |
| 20 | $4,056 |
| 30 | $2,428 |
| 40 | $2,398 |
| 50 | $2,292 |
| 60 | $2,270 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $447 |
Discounts are estimated and may not be available from every company or in every state.
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