Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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Estimated insurance rates for a Chevrolet Captiva Sport are $1,092 a year with full coverage. Comprehensive insurance costs an estimated $198 a year, collision insurance costs $272, and liability insurance is $464. A policy with only liability insurance costs around $514 a year, and a high-risk policy costs $2,352 or more. Teenage drivers pay the most at up to $4,312 a year.
Average premium for full coverage: $1,092
Premium estimates broken down by type of coverage:
Rates are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Captiva Sport trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Chevrolet Captiva Sport range from the low end price of $514 for basic liability insurance to a high of $2,352 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.
These rate differences demonstrate why it is important to compare rates quotes for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Chevrolet Captiva Sport insurance rates for other coverage scenarios.
- The best discount rate is $655
- Raising to $1,000 deductibles will save approximately $984 annually
- The estimated price for a 40-year-old good driver who has $500 deductibles is $1,092
- Using low $100 deductibles will cost an additional $206 a year
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,352
- An auto insurance policy that insures a teen driver can cost as much as $4,312
Car insurance prices for a Chevrolet Captiva Sport also have a wide range based on the trim level of your Captiva Sport, your age and driving habits, and liability limits and deductibles.
If you have a few violations or you caused an accident, you may be forking out $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $4,300 a year. View Rates by Age
Where you choose to live also has a big influence on Chevrolet Captiva Sport insurance rates. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,480 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $990 | -$102 | -9.3% |
| Alaska | $840 | -$252 | -23.1% |
| Arizona | $908 | -$184 | -16.8% |
| Arkansas | $1,092 | -$0 | 0.0% |
| California | $1,248 | $156 | 14.3% |
| Colorado | $1,046 | -$46 | -4.2% |
| Connecticut | $1,126 | $34 | 3.1% |
| Delaware | $1,238 | $146 | 13.4% |
| Florida | $1,370 | $278 | 25.5% |
| Georgia | $1,008 | -$84 | -7.7% |
| Hawaii | $786 | -$306 | -28.0% |
| Idaho | $738 | -$354 | -32.4% |
| Illinois | $816 | -$276 | -25.3% |
| Indiana | $824 | -$268 | -24.5% |
| Iowa | $738 | -$354 | -32.4% |
| Kansas | $1,040 | -$52 | -4.8% |
| Kentucky | $1,492 | $400 | 36.6% |
| Louisiana | $1,620 | $528 | 48.4% |
| Maine | $674 | -$418 | -38.3% |
| Maryland | $904 | -$188 | -17.2% |
| Massachusetts | $876 | -$216 | -19.8% |
| Michigan | $1,900 | $808 | 74.0% |
| Minnesota | $914 | -$178 | -16.3% |
| Mississippi | $1,310 | $218 | 20.0% |
| Missouri | $970 | -$122 | -11.2% |
| Montana | $1,174 | $82 | 7.5% |
| Nebraska | $862 | -$230 | -21.1% |
| Nevada | $1,312 | $220 | 20.1% |
| New Hampshire | $786 | -$306 | -28.0% |
| New Jersey | $1,222 | $130 | 11.9% |
| New Mexico | $970 | -$122 | -11.2% |
| New York | $1,152 | $60 | 5.5% |
| North Carolina | $632 | -$460 | -42.1% |
| North Dakota | $896 | -$196 | -17.9% |
| Ohio | $754 | -$338 | -31.0% |
| Oklahoma | $1,124 | $32 | 2.9% |
| Oregon | $1,002 | -$90 | -8.2% |
| Pennsylvania | $1,042 | -$50 | -4.6% |
| Rhode Island | $1,460 | $368 | 33.7% |
| South Carolina | $992 | -$100 | -9.2% |
| South Dakota | $924 | -$168 | -15.4% |
| Tennessee | $958 | -$134 | -12.3% |
| Texas | $1,318 | $226 | 20.7% |
| Utah | $810 | -$282 | -25.8% |
| Vermont | $750 | -$342 | -31.3% |
| Virginia | $654 | -$438 | -40.1% |
| Washington | $844 | -$248 | -22.7% |
| West Virginia | $1,002 | -$90 | -8.2% |
| Wisconsin | $758 | -$334 | -30.6% |
| Wyoming | $974 | -$118 | -10.8% |
Using high physical damage deductibles can reduce prices by up to $320 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $198 | $272 | $464 | $1,092 |
| 2012 Chevrolet Captiva Sport | $174 | $214 | $478 | $1,024 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Captiva Sport Insurance
Finding better rates on Chevrolet Captiva Sport insurance consists of not taking risks behind the wheel, having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The following is a quick review of the information covered in the charts and tables above.
- You may be able to save approximately $120 per year just by quoting early and online
- Teens have the highest car insurance prices, possibly costing $359 per month if full coverage is purchased
- Increasing policy deductibles can save approximately $325 each year
- High-risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,260 more annually for Captiva Sport insurance
- Drivers who want higher liability limits will pay an extra $510 every year to raise from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,312 |
| 20 | $2,498 |
| 30 | $1,118 |
| 40 | $1,092 |
| 50 | $1,002 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,298 |
| $250 | $1,204 |
| $500 | $1,092 |
| $1,000 | $984 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,092 |
| 50/100 | $1,185 |
| 100/300 | $1,301 |
| 250/500 | $1,602 |
| 100 CSL | $1,231 |
| 300 CSL | $1,486 |
| 500 CSL | $1,672 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,090 |
| 20 | $3,978 |
| 30 | $2,380 |
| 40 | $2,352 |
| 50 | $2,248 |
| 60 | $2,228 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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