Chevrolet Captiva Sport Insurance Rates
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UPDATED: Apr 12, 2024
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U.S. average insurance prices for a Chevrolet Captiva Sport are $1,116 every 12 months for full coverage insurance. Comprehensive costs an estimated $206 each year, collision costs $292, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,398. Teen drivers pay the highest rates at $4,372 a year or more.
Average premium for full coverage: $1,116
Price estimates broken down by individual coverage:
Estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Captiva Sport models.
Price Range from Low to High
For a driver around age 40, Chevrolet Captiva Sport insurance prices go from the cheapest price of $510 for just liability coverage to a high rate of $2,398 for high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on insurance prices.
The ranges above illustrate why all drivers should get quotes for a targeted area and their own driving history, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Captiva Sport insurance rates for other coverage scenarios.
- The lowest rate with discounts is $669
- Choosing higher $1,000 deductibles can save approximately $114 each year
- The average price for the average middle-age driver who has $500 deductibles is $1,116
- Choosing low deductibles for comp and collision coverage increases the price to $1,330
- Drivers with multiple violations and an at-fault accident could pay up to $2,398 or more
- The price to insure a teenage driver can cost as much as $4,372 each year
Insurance prices for a Chevrolet Captiva Sport are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles can save as much as $330 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may only pay around $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $4,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,300 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 130% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chevrolet Captiva Sport insurance rates. A good driver about age 40 could pay as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,510 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,010 | -$106 | -9.5% |
| Alaska | $856 | -$260 | -23.3% |
| Arizona | $926 | -$190 | -17.0% |
| Arkansas | $1,116 | -$0 | 0.0% |
| California | $1,270 | $154 | 13.8% |
| Colorado | $1,066 | -$50 | -4.5% |
| Connecticut | $1,146 | $30 | 2.7% |
| Delaware | $1,262 | $146 | 13.1% |
| Florida | $1,394 | $278 | 24.9% |
| Georgia | $1,028 | -$88 | -7.9% |
| Hawaii | $800 | -$316 | -28.3% |
| Idaho | $756 | -$360 | -32.3% |
| Illinois | $828 | -$288 | -25.8% |
| Indiana | $838 | -$278 | -24.9% |
| Iowa | $750 | -$366 | -32.8% |
| Kansas | $1,058 | -$58 | -5.2% |
| Kentucky | $1,522 | $406 | 36.4% |
| Louisiana | $1,648 | $532 | 47.7% |
| Maine | $688 | -$428 | -38.4% |
| Maryland | $920 | -$196 | -17.6% |
| Massachusetts | $892 | -$224 | -20.1% |
| Michigan | $1,936 | $820 | 73.5% |
| Minnesota | $934 | -$182 | -16.3% |
| Mississippi | $1,334 | $218 | 19.5% |
| Missouri | $988 | -$128 | -11.5% |
| Montana | $1,196 | $80 | 7.2% |
| Nebraska | $880 | -$236 | -21.1% |
| Nevada | $1,338 | $222 | 19.9% |
| New Hampshire | $804 | -$312 | -28.0% |
| New Jersey | $1,248 | $132 | 11.8% |
| New Mexico | $988 | -$128 | -11.5% |
| New York | $1,174 | $58 | 5.2% |
| North Carolina | $642 | -$474 | -42.5% |
| North Dakota | $912 | -$204 | -18.3% |
| Ohio | $770 | -$346 | -31.0% |
| Oklahoma | $1,144 | $28 | 2.5% |
| Oregon | $1,020 | -$96 | -8.6% |
| Pennsylvania | $1,064 | -$52 | -4.7% |
| Rhode Island | $1,488 | $372 | 33.3% |
| South Carolina | $1,010 | -$106 | -9.5% |
| South Dakota | $942 | -$174 | -15.6% |
| Tennessee | $976 | -$140 | -12.5% |
| Texas | $1,344 | $228 | 20.4% |
| Utah | $826 | -$290 | -26.0% |
| Vermont | $762 | -$354 | -31.7% |
| Virginia | $668 | -$448 | -40.1% |
| Washington | $862 | -$254 | -22.8% |
| West Virginia | $1,020 | -$96 | -8.6% |
| Wisconsin | $772 | -$344 | -30.8% |
| Wyoming | $994 | -$122 | -10.9% |
Since prices can be so different, the only way to figure out which car insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Chevrolet Captiva Sport | $206 | $292 | $460 | $1,116 |
| 2012 Chevrolet Captiva Sport | $180 | $236 | $474 | $1,048 |
Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Chevrolet Captiva Sport Insurance
Getting lower rates on auto insurance takes avoiding accidents and claims, having good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a review of the material that was covered above.
- Consumers who want increased liability limits will pay about $510 annually to raise limits from a low limit to a 250/500 level
- Drivers under the age of 20 are charged the highest prices, as much as $364 a month if they have full coverage
- Drivers who have several accidents or serious violations could be forced to pay on average $1,280 more annually to insure a Chevrolet Captiva Sport
- Increasing physical damage deductibles could save as much as $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,372 |
| 20 | $2,548 |
| 30 | $1,142 |
| 40 | $1,116 |
| 50 | $1,020 |
| 60 | $998 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,330 |
| $250 | $1,230 |
| $500 | $1,116 |
| $1,000 | $1,002 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,116 |
| 50/100 | $1,208 |
| 100/300 | $1,323 |
| 250/500 | $1,622 |
| 100 CSL | $1,254 |
| 300 CSL | $1,507 |
| 500 CSL | $1,691 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,180 |
| 20 | $4,056 |
| 30 | $2,428 |
| 40 | $2,398 |
| 50 | $2,292 |
| 60 | $2,270 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $447 |
Discounts are estimated and may not be available from every company or in every state.
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