Chevrolet Captiva Sport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2024

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Estimated insurance rates for a Chevrolet Captiva Sport are $1,116 a year for full coverage. Comprehensive costs on average $206, collision insurance costs $292, and liability coverage costs $460. A policy with only liability insurance costs as little as $510 a year, and a high-risk policy costs around $2,398. Teen drivers pay the most at up to $4,372 a year.

Average premium for full coverage: $1,116

Premium estimates by type of coverage:

Comprehensive $206
Collision $292
Liability $460

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for all Captiva Sport models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Chevrolet Captiva Sport range from the low end price of $510 for liability-only coverage to the much higher price of $2,398 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,116
High Risk $2,398

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than larger metro areas. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $837
Small Cities $1,172
Large Cities $1,507

These rate differences show why everyone should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Chevrolet Captiva Sport insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $669
  • Drivers who choose higher $1,000 deductibles will pay around $114 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,116
  • Choosing pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,330
  • High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,398
  • An auto insurance policy that insures a teenage driver for full coverage may cost $4,372 a year

Car insurance prices for a Chevrolet Captiva Sport also have a wide range based on the model of your Captiva Sport, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,300 to $1,900 extra annually, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can cost around 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Captiva Sport insurance rates. A 40-year-old driver could pay as low as $740 a year in states like Idaho, Maine, and Iowa, or as much as $1,590 on average in Michigan, Louisiana, and New York.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,010 -$106 -9.5%
Alaska $856 -$260 -23.3%
Arizona $926 -$190 -17.0%
Arkansas $1,116 -$0 0.0%
California $1,270 $154 13.8%
Colorado $1,066 -$50 -4.5%
Connecticut $1,146 $30 2.7%
Delaware $1,262 $146 13.1%
Florida $1,394 $278 24.9%
Georgia $1,028 -$88 -7.9%
Hawaii $800 -$316 -28.3%
Idaho $756 -$360 -32.3%
Illinois $828 -$288 -25.8%
Indiana $838 -$278 -24.9%
Iowa $750 -$366 -32.8%
Kansas $1,058 -$58 -5.2%
Kentucky $1,522 $406 36.4%
Louisiana $1,648 $532 47.7%
Maine $688 -$428 -38.4%
Maryland $920 -$196 -17.6%
Massachusetts $892 -$224 -20.1%
Michigan $1,936 $820 73.5%
Minnesota $934 -$182 -16.3%
Mississippi $1,334 $218 19.5%
Missouri $988 -$128 -11.5%
Montana $1,196 $80 7.2%
Nebraska $880 -$236 -21.1%
Nevada $1,338 $222 19.9%
New Hampshire $804 -$312 -28.0%
New Jersey $1,248 $132 11.8%
New Mexico $988 -$128 -11.5%
New York $1,174 $58 5.2%
North Carolina $642 -$474 -42.5%
North Dakota $912 -$204 -18.3%
Ohio $770 -$346 -31.0%
Oklahoma $1,144 $28 2.5%
Oregon $1,020 -$96 -8.6%
Pennsylvania $1,064 -$52 -4.7%
Rhode Island $1,488 $372 33.3%
South Carolina $1,010 -$106 -9.5%
South Dakota $942 -$174 -15.6%
Tennessee $976 -$140 -12.5%
Texas $1,344 $228 20.4%
Utah $826 -$290 -26.0%
Vermont $762 -$354 -31.7%
Virginia $668 -$448 -40.1%
Washington $862 -$254 -22.8%
West Virginia $1,020 -$96 -8.6%
Wisconsin $772 -$344 -30.8%
Wyoming $994 -$122 -10.9%

Choosing high deductibles could save up to $330 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $206 $292 $460 $1,116
2012 Chevrolet Captiva Sport $180 $236 $474 $1,048

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Chevrolet Captiva Sport Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having a positive credit history, not filing small claims, and possibly raising deductibles. Shop around at least once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a brief summary of the primary concepts that were touched on in this article.

  • Drivers can save as much as $130 per year just by quoting online well ahead of the renewal date
  • Drivers that tend to have accidents or serious violations may pay on average $1,280 more each year to insure their Captiva Sport
  • Increasing policy deductibles can save approximately $325 each year
  • Teen drivers are expensive to insure, as much as $364 per month if full coverage is purchased

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,372
20 $2,548
30 $1,142
40 $1,116
50 $1,020
60 $998

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,230
$500 $1,116
$1,000 $1,002

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,116
50/100 $1,208
100/300 $1,323
250/500 $1,622
100 CSL $1,254
300 CSL $1,507
500 CSL $1,691

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,180
20 $4,056
30 $2,428
40 $2,398
50 $2,292
60 $2,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $77
Total Discounts $447
Rate after discounts $669

Discounts are estimated and may not be available from every company or in every state.

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