Chevrolet City Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 12, 2024

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The average insurance rates for a Chevrolet City Express are $1,196 a year for full coverage. Comprehensive insurance costs an estimated $220 a year, collision insurance costs $358, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,586 or more. Teen drivers cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Comprehensive $220
Collision $358
Liability $460

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and City Express trim levels.

Price Range Variability

For the average 40-year-old driver, Chevrolet City Express insurance rates range from the low end price of $510 for a discount liability-only rate to a high of $2,586 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,196
High Risk $2,586

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $897
Small Cities $1,256
Large Cities $1,615

The examples above show why it is important to compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Chevrolet City Express insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $705
  • Using higher $1,000 deductibles will save approximately $1,064 a year
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,196
  • Choosing low $100 deductibles for physical damage coverage will cost an additional $252 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,586
  • Policy cost that insures a teenage driver can cost as much as $4,658 or more

View Chart as Image

Chevrolet City Express insurance cost comparison chart
Column chart showing Chevrolet City Express insurance prices range from $705 to $4,658 for full coverage

Car insurance rates for a Chevrolet City Express also range considerably based on the trim level of your City Express, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged at least $4,600 a year. View Rates by Age

Your home state has a huge impact on Chevrolet City Express insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Iowa, Maine, and Idaho, or as much as $1,710 on average in New York, Louisiana, and Michigan.

Chevrolet City Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,082 -$114 -9.5%
Alaska $916 -$280 -23.4%
Arizona $994 -$202 -16.9%
Arkansas $1,196 -$0 0.0%
California $1,362 $166 13.9%
Colorado $1,144 -$52 -4.3%
Connecticut $1,230 $34 2.8%
Delaware $1,354 $158 13.2%
Florida $1,496 $300 25.1%
Georgia $1,104 -$92 -7.7%
Hawaii $860 -$336 -28.1%
Idaho $808 -$388 -32.4%
Illinois $892 -$304 -25.4%
Indiana $900 -$296 -24.7%
Iowa $806 -$390 -32.6%
Kansas $1,136 -$60 -5.0%
Kentucky $1,634 $438 36.6%
Louisiana $1,770 $574 48.0%
Maine $740 -$456 -38.1%
Maryland $988 -$208 -17.4%
Massachusetts $958 -$238 -19.9%
Michigan $2,078 $882 73.7%
Minnesota $1,002 -$194 -16.2%
Mississippi $1,434 $238 19.9%
Missouri $1,060 -$136 -11.4%
Montana $1,286 $90 7.5%
Nebraska $944 -$252 -21.1%
Nevada $1,436 $240 20.1%
New Hampshire $862 -$334 -27.9%
New Jersey $1,338 $142 11.9%
New Mexico $1,060 -$136 -11.4%
New York $1,262 $66 5.5%
North Carolina $688 -$508 -42.5%
North Dakota $980 -$216 -18.1%
Ohio $828 -$368 -30.8%
Oklahoma $1,230 $34 2.8%
Oregon $1,096 -$100 -8.4%
Pennsylvania $1,142 -$54 -4.5%
Rhode Island $1,596 $400 33.4%
South Carolina $1,082 -$114 -9.5%
South Dakota $1,010 -$186 -15.6%
Tennessee $1,048 -$148 -12.4%
Texas $1,442 $246 20.6%
Utah $886 -$310 -25.9%
Vermont $820 -$376 -31.4%
Virginia $716 -$480 -40.1%
Washington $926 -$270 -22.6%
West Virginia $1,096 -$100 -8.4%
Wisconsin $828 -$368 -30.8%
Wyoming $1,068 -$128 -10.7%

View Chart as Image

Chevrolet City Express insurance rates by U.S. city

Choosing high deductibles could cut rates by as much as $390 a year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet City Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet City Express $238 $424 $452 $1,272
2017 Chevrolet City Express $230 $400 $456 $1,244
2016 Chevrolet City Express $220 $358 $460 $1,196
2015 Chevrolet City Express $206 $330 $460 $1,154

Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet City Express Insurance

Finding cheaper rates on auto insurance requires having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Shop around at least once a year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief review of the primary concepts that were touched on in this article.

  • Drivers can save approximately $140 per year just by quoting early and online
  • Drivers with DUI or reckless driving convictions may pay on average $1,390 more annually than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save approximately $375 each year
  • 16 to 18-year-old drivers have the highest car insurance rates, costing up to $388 each month if full coverage is purchased

Rates by Driver Age

Chevrolet City Express Insurance Rates by Driver Age
Driver Age Premium
16 $4,658
20 $2,754
30 $1,232
40 $1,196
50 $1,096
60 $1,074

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet City Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,332
$500 $1,196
$1,000 $1,064

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet City Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,196
50/100 $1,350
100/300 $1,465
250/500 $1,764
100 CSL $1,396
300 CSL $1,649
500 CSL $1,833

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet City Express Insurance Rates for High Risk Drivers
Age Premium
16 $6,602
20 $4,390
30 $2,626
40 $2,586
50 $2,472
60 $2,450

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $165

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $64
Homeowner $20
5-yr Accident Free $81
5-yr Claim Free $76
Paid in Full/EFT $49
Advance Quote $56
Online Quote $83
Total Discounts $491
Rate after discounts $705

Discounts are estimated and may not be available from every company or in every state.

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