Chevrolet City Express Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 12, 2024

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U.S. average insurance rates for a Chevrolet City Express are $1,154 a year including full coverage. Comprehensive costs on average $206 a year, collision insurance costs $330, and liability coverage is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teens pay the highest rates at up to $4,524 a year.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Comprehensive $206
Collision $330
Liability $460

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and City Express trim levels.

Price Range from Low to High

For a driver around age 40, Chevrolet City Express insurance prices range from the low end price of $510 for the bare minimum liability coverage to a high of $2,492 for high-risk insurance.

Liability Only $510
Full Coverage $1,154
High Risk $2,492

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $866
Small Cities $1,212
Large Cities $1,558

The ranges above highlight why it is important to get quotes based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Chevrolet City Express insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $682
  • Choosing higher $1,000 deductibles can save around $1,032 every year
  • The estimated price for the average middle-age driver with $500 deductibles is $1,154
  • Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,388
  • Drivers with serious driving violations could pay upwards of $2,492
  • The price that insures a teenage driver may cost $4,524 each year

View Chart as Image

Chevrolet City Express insurance cost comparison chart
Column chart showing Chevrolet City Express insurance rates range from $682 to $4,524 for full coverage

Insurance prices for a Chevrolet City Express are also quite variable based on the trim level of your City Express, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet City Express insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

Chevrolet City Express Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,044 -$110 -9.5%
Alaska $884 -$270 -23.4%
Arizona $958 -$196 -17.0%
Arkansas $1,154 -$0 0.0%
California $1,314 $160 13.9%
Colorado $1,102 -$52 -4.5%
Connecticut $1,184 $30 2.6%
Delaware $1,304 $150 13.0%
Florida $1,442 $288 25.0%
Georgia $1,064 -$90 -7.8%
Hawaii $828 -$326 -28.2%
Idaho $782 -$372 -32.2%
Illinois $858 -$296 -25.6%
Indiana $866 -$288 -25.0%
Iowa $776 -$378 -32.8%
Kansas $1,096 -$58 -5.0%
Kentucky $1,574 $420 36.4%
Louisiana $1,706 $552 47.8%
Maine $712 -$442 -38.3%
Maryland $952 -$202 -17.5%
Massachusetts $924 -$230 -19.9%
Michigan $2,002 $848 73.5%
Minnesota $966 -$188 -16.3%
Mississippi $1,380 $226 19.6%
Missouri $1,022 -$132 -11.4%
Montana $1,238 $84 7.3%
Nebraska $910 -$244 -21.1%
Nevada $1,384 $230 19.9%
New Hampshire $832 -$322 -27.9%
New Jersey $1,290 $136 11.8%
New Mexico $1,022 -$132 -11.4%
New York $1,216 $62 5.4%
North Carolina $664 -$490 -42.5%
North Dakota $944 -$210 -18.2%
Ohio $798 -$356 -30.8%
Oklahoma $1,184 $30 2.6%
Oregon $1,056 -$98 -8.5%
Pennsylvania $1,100 -$54 -4.7%
Rhode Island $1,540 $386 33.4%
South Carolina $1,044 -$110 -9.5%
South Dakota $974 -$180 -15.6%
Tennessee $1,010 -$144 -12.5%
Texas $1,392 $238 20.6%
Utah $854 -$300 -26.0%
Vermont $790 -$364 -31.5%
Virginia $692 -$462 -40.0%
Washington $892 -$262 -22.7%
West Virginia $1,056 -$98 -8.5%
Wisconsin $798 -$356 -30.8%
Wyoming $1,028 -$126 -10.9%

View Chart as Image

Chevrolet City Express insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet City Express Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Chevrolet City Express $230 $400 $456 $1,244
2017 Chevrolet City Express $220 $358 $460 $1,196
2016 Chevrolet City Express $206 $330 $460 $1,154
2015 Chevrolet City Express $198 $310 $464 $1,130

Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Chevrolet City Express Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief review of the material that was covered above.

  • Consumers who require more liability coverage will pay approximately $510 per year to raise limits from a low limit to the 250/500 level
  • Teen drivers pay higher prices, possibly costing $377 a month if comprehensive and collision insurance is included
  • Drivers with DUI or reckless driving convictions could be forced to pay on average $1,340 more each year to insure their City Express
  • Increasing physical damage deductibles can save approximately $350 each year

Rates by Driver Age

Chevrolet City Express Insurance Rates by Driver Age
Driver Age Premium
16 $4,524
20 $2,654
30 $1,184
40 $1,154
50 $1,056
60 $1,034

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet City Express Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,388
$250 $1,278
$500 $1,154
$1,000 $1,032

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet City Express Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,154
50/100 $1,302
100/300 $1,417
250/500 $1,716
100 CSL $1,348
300 CSL $1,601
500 CSL $1,785

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet City Express Insurance Rates for High Risk Drivers
Age Premium
16 $6,404
20 $4,230
30 $2,528
40 $2,492
50 $2,384
60 $2,362

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $158

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $62
Homeowner $19
5-yr Accident Free $77
5-yr Claim Free $74
Paid in Full/EFT $46
Advance Quote $54
Online Quote $80
Total Discounts $472
Rate after discounts $682

Discounts are estimated and may not be available from every company or in every state.

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