Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Chevrolet Equinox EV are $1,454 annually for full coverage. Comprehensive costs approximately $362 each year, collision costs $562, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $3,118. Teen drivers pay the highest rates at $5,258 a year or more.
Average premium for full coverage: $1,454
Price estimates by individual coverage:
Estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Equinox EV models.
Price Range from Low to High
Using a 40-year-old driver as an example, Chevrolet Equinox EV insurance prices go from as cheap as $438 for just liability insurance to a high rate of $3,118 for a policy for a high-risk driver.
Geographic Price Range
Where you live can have significant affects on car insurance rates. Rural locations have fewer accident claims than larger metro areas.
The graphic below illustrates how rural and urban location affects auto insurance prices.
The ranges above show why all drivers should compare prices using their specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Chevrolet Equinox EV insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $842
- Using higher $1,000 deductibles will save $208 a year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,454
- Choosing low deductibles for physical damage coverage will cost $1,860
- Drivers with multiple violations and an at-fault accident could pay around $3,118 or more
- The price with full coverage for a teen driver can cost $5,258 or more
Car insurance prices for a Chevrolet Equinox EV are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,200 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $620 every year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Chevrolet Equinox EV insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Iowa, Maine, and Idaho, or as much as $2,080 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,316 | -$138 | -9.5% |
| Alaska | $1,118 | -$336 | -23.1% |
| Arizona | $1,208 | -$246 | -16.9% |
| Arkansas | $1,454 | -$0 | 0.0% |
| California | $1,660 | $206 | 14.2% |
| Colorado | $1,392 | -$62 | -4.3% |
| Connecticut | $1,496 | $42 | 2.9% |
| Delaware | $1,648 | $194 | 13.3% |
| Florida | $1,824 | $370 | 25.4% |
| Georgia | $1,344 | -$110 | -7.6% |
| Hawaii | $1,046 | -$408 | -28.1% |
| Idaho | $986 | -$468 | -32.2% |
| Illinois | $1,086 | -$368 | -25.3% |
| Indiana | $1,096 | -$358 | -24.6% |
| Iowa | $982 | -$472 | -32.5% |
| Kansas | $1,384 | -$70 | -4.8% |
| Kentucky | $1,986 | $532 | 36.6% |
| Louisiana | $2,156 | $702 | 48.3% |
| Maine | $900 | -$554 | -38.1% |
| Maryland | $1,202 | -$252 | -17.3% |
| Massachusetts | $1,166 | -$288 | -19.8% |
| Michigan | $2,530 | $1,076 | 74.0% |
| Minnesota | $1,220 | -$234 | -16.1% |
| Mississippi | $1,744 | $290 | 19.9% |
| Missouri | $1,292 | -$162 | -11.1% |
| Montana | $1,564 | $110 | 7.6% |
| Nebraska | $1,150 | -$304 | -20.9% |
| Nevada | $1,744 | $290 | 19.9% |
| New Hampshire | $1,050 | -$404 | -27.8% |
| New Jersey | $1,628 | $174 | 12.0% |
| New Mexico | $1,290 | -$164 | -11.3% |
| New York | $1,534 | $80 | 5.5% |
| North Carolina | $838 | -$616 | -42.4% |
| North Dakota | $1,190 | -$264 | -18.2% |
| Ohio | $1,004 | -$450 | -30.9% |
| Oklahoma | $1,496 | $42 | 2.9% |
| Oregon | $1,334 | -$120 | -8.3% |
| Pennsylvania | $1,390 | -$64 | -4.4% |
| Rhode Island | $1,942 | $488 | 33.6% |
| South Carolina | $1,320 | -$134 | -9.2% |
| South Dakota | $1,228 | -$226 | -15.5% |
| Tennessee | $1,276 | -$178 | -12.2% |
| Texas | $1,754 | $300 | 20.6% |
| Utah | $1,078 | -$376 | -25.9% |
| Vermont | $996 | -$458 | -31.5% |
| Virginia | $874 | -$580 | -39.9% |
| Washington | $1,126 | -$328 | -22.6% |
| West Virginia | $1,334 | -$120 | -8.3% |
| Wisconsin | $1,008 | -$446 | -30.7% |
| Wyoming | $1,298 | -$156 | -10.7% |
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $362 | $562 | $372 | $1,454 |
| 2023 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Chevrolet Equinox EV Insurance
Getting lower rates on car insurance requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a review of the coverage data raised in the charts and tables above.
- Drivers can save around $180 per year simply by quoting online in advance
- Increasing physical damage deductibles could save up to $625 each year
- Youthful drivers pay the highest auto insurance prices, with premiums as much as $438 a month if comprehensive and collision insurance is included
- Higher risk drivers who have several accidents or serious violations pay on average $1,660 more per year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,258 |
| 20 | $3,312 |
| 30 | $1,526 |
| 40 | $1,454 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,860 |
| $250 | $1,674 |
| $500 | $1,454 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,454 |
| 50/100 | $1,528 |
| 100/300 | $1,621 |
| 250/500 | $1,863 |
| 100 CSL | $1,566 |
| 300 CSL | $1,770 |
| 500 CSL | $1,919 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,508 |
| 20 | $5,254 |
| 30 | $3,194 |
| 40 | $3,118 |
| 50 | $2,970 |
| 60 | $2,940 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $73 |
| Homeowner | $20 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $104 |
| Total Discounts | $612 |
Discounts are estimated and may not be available from every company or in every state.
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