Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Chevrolet Equinox EV are $1,454 a year for full coverage insurance. Comprehensive costs on average $362, collision costs $562, and liability costs around $372. Buying just liability costs as low as $438 a year, with insurance for high-risk drivers costing around $3,118. Teen drivers pay the highest rates at $5,258 a year or more.
Average premium for full coverage: $1,454
Price estimates by individual coverage:
Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Equinox EV models.
Price Range from Low to High
Using a middle-aged driver as an example, Chevrolet Equinox EV insurance prices go from the low end price of $438 for minimum levels of liability insurance to the much higher price of $3,118 for coverage for higher-risk drivers.
Geographic Price Range
Where you live can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.
The example below illustrates how where you live affects car insurance rates.
The ranges above illustrate why everyone should compare prices based on a specific location, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Chevrolet Equinox EV insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $842
- Using higher $1,000 deductibles will save around $208 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,454
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,860
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,118 or more
- The price that insures a teen driver for full coverage may cost $5,258 or more
Insurance prices for a Chevrolet Equinox EV are also quite variable based on the model of your Equinox EV, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Chevrolet Equinox EV insurance for high-risk drivers can be as much as 44% to 131% more than average. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,200 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Equinox EV insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,970 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,316 | -$138 | -9.5% |
| Alaska | $1,118 | -$336 | -23.1% |
| Arizona | $1,208 | -$246 | -16.9% |
| Arkansas | $1,454 | -$0 | 0.0% |
| California | $1,660 | $206 | 14.2% |
| Colorado | $1,392 | -$62 | -4.3% |
| Connecticut | $1,496 | $42 | 2.9% |
| Delaware | $1,648 | $194 | 13.3% |
| Florida | $1,824 | $370 | 25.4% |
| Georgia | $1,344 | -$110 | -7.6% |
| Hawaii | $1,046 | -$408 | -28.1% |
| Idaho | $986 | -$468 | -32.2% |
| Illinois | $1,086 | -$368 | -25.3% |
| Indiana | $1,096 | -$358 | -24.6% |
| Iowa | $982 | -$472 | -32.5% |
| Kansas | $1,384 | -$70 | -4.8% |
| Kentucky | $1,986 | $532 | 36.6% |
| Louisiana | $2,156 | $702 | 48.3% |
| Maine | $900 | -$554 | -38.1% |
| Maryland | $1,202 | -$252 | -17.3% |
| Massachusetts | $1,166 | -$288 | -19.8% |
| Michigan | $2,530 | $1,076 | 74.0% |
| Minnesota | $1,220 | -$234 | -16.1% |
| Mississippi | $1,744 | $290 | 19.9% |
| Missouri | $1,292 | -$162 | -11.1% |
| Montana | $1,564 | $110 | 7.6% |
| Nebraska | $1,150 | -$304 | -20.9% |
| Nevada | $1,744 | $290 | 19.9% |
| New Hampshire | $1,050 | -$404 | -27.8% |
| New Jersey | $1,628 | $174 | 12.0% |
| New Mexico | $1,290 | -$164 | -11.3% |
| New York | $1,534 | $80 | 5.5% |
| North Carolina | $838 | -$616 | -42.4% |
| North Dakota | $1,190 | -$264 | -18.2% |
| Ohio | $1,004 | -$450 | -30.9% |
| Oklahoma | $1,496 | $42 | 2.9% |
| Oregon | $1,334 | -$120 | -8.3% |
| Pennsylvania | $1,390 | -$64 | -4.4% |
| Rhode Island | $1,942 | $488 | 33.6% |
| South Carolina | $1,320 | -$134 | -9.2% |
| South Dakota | $1,228 | -$226 | -15.5% |
| Tennessee | $1,276 | -$178 | -12.2% |
| Texas | $1,754 | $300 | 20.6% |
| Utah | $1,078 | -$376 | -25.9% |
| Vermont | $996 | -$458 | -31.5% |
| Virginia | $874 | -$580 | -39.9% |
| Washington | $1,126 | -$328 | -22.6% |
| West Virginia | $1,334 | -$120 | -8.3% |
| Wisconsin | $1,008 | -$446 | -30.7% |
| Wyoming | $1,298 | -$156 | -10.7% |
Choosing high deductibles could cut prices by as much as $620 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $362 | $562 | $372 | $1,454 |
| 2023 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Equinox EV Insurance
Getting lower rates on car insurance requires having a good driving record, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around at least once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The next list is a brief review of the primary concepts that were touched on in the above illustrations.
- It is possible to save as much as $180 per year simply by quoting online well ahead of the renewal date
- Higher risk drivers with DUI or reckless driving convictions may pay on average $1,660 more each year to buy Chevrolet Equinox EV insurance
- Increasing physical damage deductibles can save approximately $625 each year
- Drivers age 20 and younger pay higher prices, as much as $438 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,258 |
| 20 | $3,312 |
| 30 | $1,526 |
| 40 | $1,454 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,860 |
| $250 | $1,674 |
| $500 | $1,454 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,454 |
| 50/100 | $1,528 |
| 100/300 | $1,621 |
| 250/500 | $1,863 |
| 100 CSL | $1,566 |
| 300 CSL | $1,770 |
| 500 CSL | $1,919 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,508 |
| 20 | $5,254 |
| 30 | $3,194 |
| 40 | $3,118 |
| 50 | $2,970 |
| 60 | $2,940 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $73 |
| Homeowner | $20 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $104 |
| Total Discounts | $612 |
Discounts are estimated and may not be available from every company or in every state.
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