Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Chevrolet Equinox EV are $1,454 a year with full coverage. Comprehensive costs around $362 a year, collision costs $562, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing around $3,118. Teenage drivers pay the highest rates at $5,258 a year or more.
Average premium for full coverage: $1,454
Price estimates for individual coverage:
Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Equinox EV trim levels.
Price Range from Low to High
For a driver in their 40's, Chevrolet Equinox EV insurance prices go from as low as $438 for minimum levels of liability insurance to a high of $3,118 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.
The diagram below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why it is important to compare prices for a specific zip code and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Chevrolet Equinox EV insurance rates for additional coverage choices and driver risks.
- The best discount rate is $842
- Using higher $1,000 deductibles will save about $1,246 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,454
- Using low $100 deductibles for physical damage coverage will increase the cost to $1,860
- High-risk insureds who are prone to accidents and violations could pay at least $3,118 or more
- The price for full coverage for a 16-year-old driver can be $5,258 or more
Car insurance prices for a Chevrolet Equinox EV are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
Older drivers with no driving violations and high deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Equinox EV insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,970 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,316 | -$138 | -9.5% |
| Alaska | $1,118 | -$336 | -23.1% |
| Arizona | $1,208 | -$246 | -16.9% |
| Arkansas | $1,454 | -$0 | 0.0% |
| California | $1,660 | $206 | 14.2% |
| Colorado | $1,392 | -$62 | -4.3% |
| Connecticut | $1,496 | $42 | 2.9% |
| Delaware | $1,648 | $194 | 13.3% |
| Florida | $1,824 | $370 | 25.4% |
| Georgia | $1,344 | -$110 | -7.6% |
| Hawaii | $1,046 | -$408 | -28.1% |
| Idaho | $986 | -$468 | -32.2% |
| Illinois | $1,086 | -$368 | -25.3% |
| Indiana | $1,096 | -$358 | -24.6% |
| Iowa | $982 | -$472 | -32.5% |
| Kansas | $1,384 | -$70 | -4.8% |
| Kentucky | $1,986 | $532 | 36.6% |
| Louisiana | $2,156 | $702 | 48.3% |
| Maine | $900 | -$554 | -38.1% |
| Maryland | $1,202 | -$252 | -17.3% |
| Massachusetts | $1,166 | -$288 | -19.8% |
| Michigan | $2,530 | $1,076 | 74.0% |
| Minnesota | $1,220 | -$234 | -16.1% |
| Mississippi | $1,744 | $290 | 19.9% |
| Missouri | $1,292 | -$162 | -11.1% |
| Montana | $1,564 | $110 | 7.6% |
| Nebraska | $1,150 | -$304 | -20.9% |
| Nevada | $1,744 | $290 | 19.9% |
| New Hampshire | $1,050 | -$404 | -27.8% |
| New Jersey | $1,628 | $174 | 12.0% |
| New Mexico | $1,290 | -$164 | -11.3% |
| New York | $1,534 | $80 | 5.5% |
| North Carolina | $838 | -$616 | -42.4% |
| North Dakota | $1,190 | -$264 | -18.2% |
| Ohio | $1,004 | -$450 | -30.9% |
| Oklahoma | $1,496 | $42 | 2.9% |
| Oregon | $1,334 | -$120 | -8.3% |
| Pennsylvania | $1,390 | -$64 | -4.4% |
| Rhode Island | $1,942 | $488 | 33.6% |
| South Carolina | $1,320 | -$134 | -9.2% |
| South Dakota | $1,228 | -$226 | -15.5% |
| Tennessee | $1,276 | -$178 | -12.2% |
| Texas | $1,754 | $300 | 20.6% |
| Utah | $1,078 | -$376 | -25.9% |
| Vermont | $996 | -$458 | -31.5% |
| Virginia | $874 | -$580 | -39.9% |
| Washington | $1,126 | -$328 | -22.6% |
| West Virginia | $1,334 | -$120 | -8.3% |
| Wisconsin | $1,008 | -$446 | -30.7% |
| Wyoming | $1,298 | -$156 | -10.7% |
Using high physical damage deductibles could cut prices by as much as $620 annually, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be from 44% to 131% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $362 | $562 | $372 | $1,454 |
| 2023 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Chevrolet Equinox EV Insurance
Getting lower rates on insurance for a Chevrolet Equinox EV requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates once a year by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following items are a recap of the data that was covered in the charts and tables above.
- You may be able to save up to $180 per year simply by quoting early and online
- Insureds who may need additional liability coverage will pay an extra $410 every year to increase from a low limit to 250/500 limits
- 16 to 18-year-old drivers are the costliest to insure, costing up to $438 a month if full coverage is included
- Drivers considered higher risk that have major violations or accidents pay an average of $1,660 more every year than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,258 |
| 20 | $3,312 |
| 30 | $1,526 |
| 40 | $1,454 |
| 50 | $1,326 |
| 60 | $1,298 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,860 |
| $250 | $1,674 |
| $500 | $1,454 |
| $1,000 | $1,246 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,454 |
| 50/100 | $1,528 |
| 100/300 | $1,621 |
| 250/500 | $1,863 |
| 100 CSL | $1,566 |
| 300 CSL | $1,770 |
| 500 CSL | $1,919 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,508 |
| 20 | $5,254 |
| 30 | $3,194 |
| 40 | $3,118 |
| 50 | $2,970 |
| 60 | $2,940 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $78 |
| Multi-vehicle | $73 |
| Homeowner | $20 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $104 |
| Total Discounts | $612 |
Discounts are estimated and may not be available from every company or in every state.
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