Chevrolet Express Insurance Rates
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UPDATED: May 2, 2024
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U.S. average insurance prices for a Chevrolet Express are $1,356 every 12 months for full coverage insurance. Comprehensive insurance costs around $294 each year, collision insurance costs $532, and liability coverage is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $2,930 or more. 16-year-old drivers pay the highest rates at up to $5,032 a year.
Average premium for full coverage: $1,356
Price estimates for individual coverage:
Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Express models.
Price Range from Low to High
For the normal driver, Chevrolet Express insurance prices range from the cheapest price of $438 for the bare minimum liability coverage to a high rate of $2,930 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.
The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Chevrolet Express insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $782
- Raising to $1,000 deductibles will save about $188 each year
- The average price for the average middle-age driver using $500 deductibles is $1,356
- Buying low deductibles costs an extra $364 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,930
- The price to insure a teenage driver can be $5,032
Insurance prices for a Chevrolet Express are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $560 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,000 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Chevrolet Express insurance rates. A middle-age driver might find prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,830 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,042 | -$314 | -23.2% |
| Arizona | $1,126 | -$230 | -17.0% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,546 | $190 | 14.0% |
| Colorado | $1,296 | -$60 | -4.4% |
| Connecticut | $1,394 | $38 | 2.8% |
| Delaware | $1,536 | $180 | 13.3% |
| Florida | $1,698 | $342 | 25.2% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $976 | -$380 | -28.0% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,012 | -$344 | -25.4% |
| Indiana | $1,020 | -$336 | -24.8% |
| Iowa | $916 | -$440 | -32.4% |
| Kansas | $1,290 | -$66 | -4.9% |
| Kentucky | $1,852 | $496 | 36.6% |
| Louisiana | $2,010 | $654 | 48.2% |
| Maine | $838 | -$518 | -38.2% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,086 | -$270 | -19.9% |
| Michigan | $2,356 | $1,000 | 73.7% |
| Minnesota | $1,136 | -$220 | -16.2% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,204 | -$152 | -11.2% |
| Montana | $1,458 | $102 | 7.5% |
| Nebraska | $1,070 | -$286 | -21.1% |
| Nevada | $1,626 | $270 | 19.9% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,200 | -$156 | -11.5% |
| New York | $1,430 | $74 | 5.5% |
| North Carolina | $782 | -$574 | -42.3% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $936 | -$420 | -31.0% |
| Oklahoma | $1,394 | $38 | 2.8% |
| Oregon | $1,244 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$62 | -4.6% |
| Rhode Island | $1,810 | $454 | 33.5% |
| South Carolina | $1,230 | -$126 | -9.3% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,190 | -$166 | -12.2% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,006 | -$350 | -25.8% |
| Vermont | $930 | -$426 | -31.4% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,050 | -$306 | -22.6% |
| West Virginia | $1,244 | -$112 | -8.3% |
| Wisconsin | $940 | -$416 | -30.7% |
| Wyoming | $1,210 | -$146 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $294 | $532 | $372 | $1,356 |
| 2023 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2022 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2021 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2020 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2019 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2018 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2017 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2016 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2013 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2012 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2011 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2010 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Chevrolet Express Insurance
Getting lower rates on auto insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The list below is a quick review of the information presented in the illustrations above.
- It is possible to save up to $160 per year just by quoting online in advance
- Teenagers are charged the highest prices, as much as $419 a month if full coverage is included
- Increasing physical damage deductibles could save as much as $550 each year
- Drivers with a DUI or reckless driving violation may pay on average $1,570 more every year for car insurance
- Consumers who may need higher liability limits will pay around $410 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,132 |
| 30 | $1,418 |
| 40 | $1,356 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,720 |
| $250 | $1,552 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,430 |
| 100/300 | $1,523 |
| 250/500 | $1,765 |
| 100 CSL | $1,468 |
| 300 CSL | $1,672 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,176 |
| 20 | $4,972 |
| 30 | $2,994 |
| 40 | $2,930 |
| 50 | $2,794 |
| 60 | $2,768 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $19 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $63 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
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