Chevrolet Express Insurance Rates

Estimated insurance rates for a Chevrolet Express are $1,340 a year for full coverage insurance. Comprehensive costs an estimated $280 a year, collision costs $512, and liability costs $390. A policy with only liability insurance costs as little as $452 a year, with a high-risk policy costing around $2,896. Teens pay the most at $5,012 a year or more.

Average premium for full coverage: $1,340

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Express trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences illustrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Chevrolet Express insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $773
• Drivers who choose higher $1,000 deductibles will pay approximately $1,160 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,340
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,688
• Drivers with serious driving violations could pay up to $2,896 or more
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $5,012 a year

View Chart as Image

Car insurance prices for a Chevrolet Express also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Express insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $530 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost from 44% to 133% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from multiple companies. Every company calculates prices differently, so rate quotes will be substantially different from one company to the next.

How to Find Affordable Chevrolet Express Insurance

Finding better rates on insurance for a Chevrolet Express not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a brief review of the data that was raised in the charts and tables above.

• It is possible to save approximately $160 per year simply by quoting early and online
• Insureds who want an increased level of liability coverage will pay approximately $430 annually to go from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 have the highest car insurance prices, with premiums being up to $418 per month if full coverage is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,560 more annually than a safer driver