Chevrolet Express Insurance Rates

The average insurance rates for a Chevrolet Express are $1,356 a year for full coverage. Comprehensive costs an estimated $294 a year, collision insurance costs $532, and liability is estimated at $372. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,930. Teenage drivers cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,356

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Express trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above show why it is important to get quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Chevrolet Express insurance rates for other coverage scenarios.

• The best discount rate is $782
• Choosing higher $1,000 deductibles can save approximately $1,168 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,356
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,720
• Unlucky drivers who are prone to accidents and violations could pay up to $2,930
• Policy cost that insures a teen driver can cost as much as $5,032 each year

View Chart as Image

Auto insurance rates for a Chevrolet Express also range considerably based on the trim level of your Express, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Express insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,940 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $560 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Chevrolet Express Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every other policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a summary of the ideas that were raised in the charts and tables above.

• Youthful drivers are the costliest to insure, costing up to $419 each month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,570 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• Drivers can save approximately $160 per year just by quoting early and online