Chevrolet Express Insurance Rates
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UPDATED: May 2, 2024
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Estimated insurance rates for a Chevrolet Express are $1,356 a year for full coverage insurance. Comprehensive costs on average $294 a year, collision costs $532, and liability coverage costs around $372. A liability-only policy costs as low as $438 a year, with high-risk insurance costing around $2,930. Teen drivers pay the most at $5,032 a year or more.
Average premium for full coverage: $1,356
Premium estimates by type of coverage:
Price estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Express trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Chevrolet Express go from the low end price of $438 for just liability coverage to a high of $2,930 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live has a large influence on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates how where you live affects car insurance rates.
These rate differences illustrate why it is important to compare prices based on a specific location, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Express insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $782
- Using higher $1,000 deductibles will save around $1,168 each year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,356
- Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,720
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,930 or more
- An auto insurance policy that insures a teenage driver may cost $5,032 or more
Auto insurance prices for a Chevrolet Express also have a wide range based on the trim level of your Express, your age and driving record, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than average. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,000 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Express insurance rates. A driver around age 40 might see prices as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,830 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,226 | -$130 | -9.6% |
| Alaska | $1,042 | -$314 | -23.2% |
| Arizona | $1,126 | -$230 | -17.0% |
| Arkansas | $1,356 | -$0 | 0.0% |
| California | $1,546 | $190 | 14.0% |
| Colorado | $1,296 | -$60 | -4.4% |
| Connecticut | $1,394 | $38 | 2.8% |
| Delaware | $1,536 | $180 | 13.3% |
| Florida | $1,698 | $342 | 25.2% |
| Georgia | $1,254 | -$102 | -7.5% |
| Hawaii | $976 | -$380 | -28.0% |
| Idaho | $918 | -$438 | -32.3% |
| Illinois | $1,012 | -$344 | -25.4% |
| Indiana | $1,020 | -$336 | -24.8% |
| Iowa | $916 | -$440 | -32.4% |
| Kansas | $1,290 | -$66 | -4.9% |
| Kentucky | $1,852 | $496 | 36.6% |
| Louisiana | $2,010 | $654 | 48.2% |
| Maine | $838 | -$518 | -38.2% |
| Maryland | $1,118 | -$238 | -17.6% |
| Massachusetts | $1,086 | -$270 | -19.9% |
| Michigan | $2,356 | $1,000 | 73.7% |
| Minnesota | $1,136 | -$220 | -16.2% |
| Mississippi | $1,624 | $268 | 19.8% |
| Missouri | $1,204 | -$152 | -11.2% |
| Montana | $1,458 | $102 | 7.5% |
| Nebraska | $1,070 | -$286 | -21.1% |
| Nevada | $1,626 | $270 | 19.9% |
| New Hampshire | $978 | -$378 | -27.9% |
| New Jersey | $1,516 | $160 | 11.8% |
| New Mexico | $1,200 | -$156 | -11.5% |
| New York | $1,430 | $74 | 5.5% |
| North Carolina | $782 | -$574 | -42.3% |
| North Dakota | $1,110 | -$246 | -18.1% |
| Ohio | $936 | -$420 | -31.0% |
| Oklahoma | $1,394 | $38 | 2.8% |
| Oregon | $1,244 | -$112 | -8.3% |
| Pennsylvania | $1,294 | -$62 | -4.6% |
| Rhode Island | $1,810 | $454 | 33.5% |
| South Carolina | $1,230 | -$126 | -9.3% |
| South Dakota | $1,144 | -$212 | -15.6% |
| Tennessee | $1,190 | -$166 | -12.2% |
| Texas | $1,634 | $278 | 20.5% |
| Utah | $1,006 | -$350 | -25.8% |
| Vermont | $930 | -$426 | -31.4% |
| Virginia | $812 | -$544 | -40.1% |
| Washington | $1,050 | -$306 | -22.6% |
| West Virginia | $1,244 | -$112 | -8.3% |
| Wisconsin | $940 | -$416 | -30.7% |
| Wyoming | $1,210 | -$146 | -10.8% |
Choosing high deductibles could cut prices by as much as $560 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Express | $294 | $532 | $372 | $1,356 |
| 2023 Chevrolet Express | $280 | $512 | $390 | $1,340 |
| 2022 Chevrolet Express | $270 | $506 | $398 | $1,332 |
| 2021 Chevrolet Express | $260 | $494 | $416 | $1,328 |
| 2020 Chevrolet Express | $250 | $474 | $430 | $1,312 |
| 2019 Chevrolet Express | $238 | $458 | $442 | $1,296 |
| 2018 Chevrolet Express | $228 | $424 | $452 | $1,262 |
| 2017 Chevrolet Express | $218 | $400 | $456 | $1,232 |
| 2016 Chevrolet Express | $210 | $358 | $460 | $1,186 |
| 2015 Chevrolet Express | $196 | $330 | $460 | $1,144 |
| 2014 Chevrolet Express | $190 | $310 | $464 | $1,122 |
| 2013 Chevrolet Express | $184 | $288 | $474 | $1,104 |
| 2012 Chevrolet Express | $172 | $268 | $474 | $1,072 |
| 2011 Chevrolet Express | $166 | $244 | $478 | $1,046 |
| 2010 Chevrolet Express | $156 | $222 | $474 | $1,010 |
| 2008 Chevrolet Express | $142 | $182 | $468 | $950 |
Rates are averaged for all Chevrolet Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Express Insurance
Finding better rates on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following is a condensed summary of the ideas that were touched on in the above illustrations.
- Teens are charged the highest prices, with premiums being up to $419 per month if the policy includes full coverage
- Drivers with multiple at-fault accidents may pay on average $1,570 more each year for Express insurance
- Increasing policy deductibles can save approximately $550 each year
- It is possible to save as much as $160 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,132 |
| 30 | $1,418 |
| 40 | $1,356 |
| 50 | $1,240 |
| 60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,720 |
| $250 | $1,552 |
| $500 | $1,356 |
| $1,000 | $1,168 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,356 |
| 50/100 | $1,430 |
| 100/300 | $1,523 |
| 250/500 | $1,765 |
| 100 CSL | $1,468 |
| 300 CSL | $1,672 |
| 500 CSL | $1,821 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,176 |
| 20 | $4,972 |
| 30 | $2,994 |
| 40 | $2,930 |
| 50 | $2,794 |
| 60 | $2,768 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $70 |
| Homeowner | $19 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $63 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $574 |
Discounts are estimated and may not be available from every company or in every state.
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