Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

Average auto insurance rates for a Chevrolet Impala are $1,284 annually for full coverage insurance. Comprehensive costs an estimated $226 a year, collision insurance costs $458, and liability insurance is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $2,800. 16-year-old drivers receive the highest rates at up to $4,972 a year.

Average premium for full coverage: $1,284

Rate estimates broken down by individual coverage type:

Price estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and Impala trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These examples illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Chevrolet Impala insurance rates for other coverage scenarios.

• The best full coverage rate is $740
• Choosing higher $1,000 deductibles can save approximately $1,128 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,284
• Buying low $100 deductibles for comp and collision coverage will cost $1,588
• High-risk insureds with multiple tickets or accidents could pay up to $2,800
• The cost with full coverage for a teen driver can cost as much as $4,972 each year

View Chart as Image

Car insurance rates for a Chevrolet Impala can also vary considerably based on the trim level of your Impala, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,200 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $460 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Chevrolet Impala insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Chevrolet Impala Insurance

Saving money on Chevrolet Impala insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a condensed summary of the data touched on in this article.

• Drivers who want higher levels of liability will pay around $490 annually to raise limits from a minimum limit to higher 250/500 limits
• It is possible to save approximately $150 per year just by quoting early and online
• Increasing deductibles could save up to $450 each year
• Teenage drivers have the highest car insurance rates, costing up to $414 per month if comprehensive and collision insurance is included

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.