Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

U.S. average insurance rates for a Chevrolet Impala are $1,284 a year with full coverage. Comprehensive insurance costs around $226, collision costs $458, and liability is estimated at $442. A policy with just liability insurance costs approximately $496 a year, with coverage for high-risk drivers costing $2,800 or more. Teenage drivers pay the highest rates at $4,972 a year or more.

Average premium for full coverage: $1,284

Price estimates for individual coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Impala models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above demonstrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Chevrolet Impala insurance rates for additional coverage choices and driver risks.

• The best discount rate is $740
• Choosing higher $1,000 deductibles can save about $156 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,284
• Using pricier low deductibles for comp and collision coverage will cost an extra $304 annually
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,800 or more
• The price for full coverage for a 16-year-old driver for full coverage can be $4,972 each year

View Chart as Image

Insurance prices for a Chevrolet Impala are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $4,900 a year. View Rates by Age

The state you live in plays a big part in determining prices for Chevrolet Impala insurance prices. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,730 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $460 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $398 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. Chevrolet Impala insurance for high-risk drivers ranges from 42% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Impala Insurance

Getting lower rates on insurance for a Chevrolet Impala takes being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates at every other renewal by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief review of the concepts that were touched on in this article.

• Drivers considered higher risk with DUI or reckless driving convictions pay an average of $1,520 more every year than a low-risk driver
• Youthful drivers pay higher prices, costing up to $414 a month for full coverage
• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $450 each year
• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.