Chevrolet Impala Insurance Rates

Shopping around for Chevy Impala insurance quotes doesn’t have to take all of your time or cause you any sort of frustration. You should know that the average Chevrolet Impala insurance rates comes to $1,342 a year, which is broken down into a $112 monthly insurance bill.

There are a variety of individual factors that influence how much insurance for a Chevrolet Impala costs, such as the age and location of the driver. We will explore details about how these rates are calculated so you can start researching companies with an expert eye.

Once you’re ready, start comparing Chevy Impala insurance cost by using our free online tool.

U.S. average insurance prices for a Chevrolet Impala are $1,284 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $226 each year, collision insurance costs $458, and liability insurance costs $442. Liability-only insurance costs as little as $496 a year, and high-risk driver insurance costs $2,800 or more. Teen drivers pay the highest rates at up to $4,972 a year.

Average premium for full coverage: $1,284

Price estimates broken down by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Impala models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above illustrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Impala insurance rates for other coverage scenarios.

• The lowest rate with discounts is $740
• Drivers who choose higher $1,000 deductibles will pay approximately $156 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,284
• Choosing low deductibles for comprehensive and collision insurance costs an extra $304 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,800
• The price to insure a teen driver can cost as much as $4,972 a year

View Chart as Image

Car insurance prices for a Chevrolet Impala are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $460 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 130% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Impala insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chevrolet Impala Insurance

Getting lower rates on Chevrolet Impala insurance not only requires being safe and accident-free, but also maintaining a good credit score, not filing small claims, and possibly higher deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief recap of the data covered above.

• Drivers who want more liability protection will pay about $490 annually to go from a low limit to a 250/500 level
• It is possible to save approximately $150 per year just by quoting online in advance
• Increasing physical damage deductibles could save as much as $450 each year
• Youthful drivers have the highest car insurance prices, as much as $414 a month if the policy includes full coverage

By now you should have a better understanding of just how many moving parts are in play for finding cheap Impala insurance rates, such as the model year of the vehicle. For example, the cost of a 2014 Chevy Impala is less than the cost of a 2016 Chevy Impala.

Regardless of which model year you have, use our free online tool below to start comparing Chevy Impala insurance quotes from multiple companies.

 

What are the safety ratings of the Chevrolet Impala?

When quoting a driver, insurance companies will look at the Chevrolet Impala safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your car.

Take a look at the following safety ratings of the Chevrolet Impala with crash test results conducted by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Acceptable
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chevy Impala received the highest mark possible in each category with the exception of the small overlap on the driver’s side.

Chevrolet Impala Compared Against Other Vehicles in the Same Class

The IIHS classifies the Chevy Impala as a large four-door car. This is important to know because insurance companies will examine how safe the Impala is compared to the competition.

If you are curious to know how the Chevrolet Impala stacks up to other similar models, take a look at the following large sedans.

• Chrysler 300
• Dodge Charger
• Toyota Avalon

Ultimately, the IIHS reports that the Chevy Impala has a bodily injury loss percentage of 22 percent and a property damage loss percentage of 7 percent. Both of these figures are a bit higher than the average for this vehicle class but that doesn’t necessarily mean that insurance rates will go up as a result.

Now that we have gone into great detail about Chevrolet Impala costs as it relates to insurance, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevy Impala quotes from top companies today.