Chevrolet Sonic Insurance Rates

Average auto insurance rates for a Chevrolet Sonic are $1,164 annually including full coverage. Comprehensive costs approximately $196, collision insurance costs $350, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,524. Teens receive the highest rates at up to $4,584 a year.

Average premium for full coverage: $1,164

Rate estimates by individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Sonic models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why everyone should compare rates quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $685
• Raising to $1,000 deductibles will save $124 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,164
• Selecting pricier low deductibles will cost $1,402
• Unlucky drivers with serious driving violations could pay around $2,524
• The cost with full coverage for a teenage driver for full coverage can cost $4,584

View Chart as Image

Insurance rates for a Chevrolet Sonic can also vary considerably based on the trim level of your Sonic, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,400 to $2,000 additional per year, depending on your age. Chevrolet Sonic insurance for high-risk drivers is expensive and can cost around 44% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $370 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Chevrolet Sonic insurance rates. A middle-age driver might find rates as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,660 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chevrolet Sonic Insurance

Saving money on auto insurance consists of having a decent driving record, having good credit, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every couple of years by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following items are a review of the material that was covered above.

• Consumers who purchase additional liability coverage will pay approximately $510 per year to raise from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, as much as $382 per month if they have full coverage
• Drivers who have several accidents or serious violations may have to pay on average $1,360 more per year than a driver with a clean driving record
• Increasing deductibles could save up to $350 each year