Chevrolet Sonic Insurance Rates

Estimated insurance prices for a Chevrolet Sonic are $1,208 every 12 months including full coverage. Comprehensive insurance costs approximately $210 a year, collision costs $380, and liability insurance costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $2,622 or more. Teenage drivers pay the most at $4,726 a year or more.

Average premium for full coverage: $1,208

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Sonic trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

These rate differences highlight why it is important to compare rates using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Chevrolet Sonic insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Drivers who choose higher $1,000 deductibles will pay $1,074 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,208
• Using low $100 deductibles for comprehensive and collision insurance costs an extra $260 a year
• High risk drivers who are prone to accidents and violations could pay around $2,622 or more
• An auto insurance policy to insure a teen driver can cost $4,726 a year

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Car insurance prices for a Chevrolet Sonic also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Sonic.

Using high physical damage deductibles could save up to $400 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 138% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,720 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chevrolet Sonic Insurance

Finding better rates on Chevrolet Sonic insurance not only requires avoiding accidents and violations, but also maintaining a good credit score, refrain from filing small claims, and avoiding coverage lapses. Take the time to comparison shop once a year by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a review of the data that was touched on in the above illustrations.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers who purchase higher liability limits will pay an extra $510 per year to go from 30/60 bodily injury limits to a 250/500 level
• Teenagers pay the highest auto insurance prices, with the cost nearing $394 per month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations could be charged and average of $1,410 more per year for car insurance