Chevrolet Sonic Insurance Rates

The average auto insurance rates for a Chevrolet Sonic are $1,164 annually including full coverage. Comprehensive insurance costs an estimated $196 each year, collision costs $350, and liability insurance costs $460. Liability-only coverage costs as little as $510 a year, with high-risk coverage costing $2,524 or more. Teen drivers cost the most to insure at $4,584 a year or more.

Average premium for full coverage: $1,164

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Sonic models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location helps determine insurance prices.

The examples above highlight why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Chevrolet Sonic insurance rates for other coverage scenarios.

• The lowest rate with discounts is $685
• Drivers who choose higher $1,000 deductibles will pay approximately $124 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,164
• Choosing low deductibles for comprehensive and collision insurance costs an additional $238 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $2,524 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,584 a year

View Chart as Image

Insurance rates for a Chevrolet Sonic also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,400 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $370 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Sonic insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,660 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chevrolet Sonic Insurance

Finding cheaper rates on Chevrolet Sonic insurance not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a review of the information covered in the charts and tables above.

• You may be able to save approximately $140 per year simply by quoting online in advance
• Teen drivers are expensive to insure, with premiums being up to $382 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $350 each year
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,360 more annually to insure their Sonic
• Drivers who want more liability coverage will pay about $510 per year to go from a 30/60 limit to higher 250/500 limits