Chevrolet Spark Insurance Rates

U.S. average insurance rates for a Chevrolet Spark are $1,260 a year with full coverage. Comprehensive insurance costs around $196 each year, collision insurance costs $374, and liability costs around $510. Buying just liability costs as low as $568 a year, and insurance for high-risk drivers costs $2,740 or more. Teens pay the highest rates at up to $5,016 a year.

Average premium for full coverage: $1,260

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Spark models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why all drivers should compare prices for a specific zip code and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Chevrolet Spark insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $743
• Using higher $1,000 deductibles will save about $128 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,260
• Selecting low deductibles for physical damage coverage will cost an extra $252 every year
• Drivers with serious driving violations could pay at least $2,740
• The price for full coverage for a teen driver can be $5,016 or more

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Insurance prices for a Chevrolet Spark are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $5,000 a year. View Rates by Age

The state you live in has a huge impact on Chevrolet Spark insurance prices. A driver around age 40 might see prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $380 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $459 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Right Chevrolet Spark Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around every year by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The list below is a quick rundown of the coverage data touched on above.

• You may be able to save up to $150 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $375 each year
• Teenagers are charged the highest prices, costing up to $418 a month including comprehensive and collision insurance
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,480 more every year for car insurance