Chevrolet Suburban Insurance Rates
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UPDATED: Apr 19, 2024
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Average insurance rates for a Chevrolet Suburban are $1,380 a year for full coverage insurance. Comprehensive insurance costs approximately $320 each year, collision insurance costs $512, and liability insurance is estimated at $390. A policy with just liability insurance costs approximately $452 a year, and coverage for high-risk drivers costs $2,960 or more. Teenage drivers receive the highest rates at up to $5,072 a year.
Average premium for full coverage: $1,380
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Suburban models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as low as $452 for just liability coverage to a high rate of $2,960 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.
These examples illustrate why all drivers should get quotes using their specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Chevrolet Suburban insurance rates for additional coverage and risk scenarios.
- The best discount rate is $802
- Choosing higher $1,000 deductibles can save $192 each year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,380
- Using low deductibles for comp and collision coverage will cost an extra $362 a year
- High-risk insureds who are prone to accidents and violations could pay around $2,960
- The cost for full coverage for a teen driver can cost $5,072 each year
Insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age
Where you live plays a big part in determining prices for Chevrolet Suburban insurance rates. A good driver about age 40 could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,860 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,570 | $190 | 13.8% |
| Colorado | $1,318 | -$62 | -4.5% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,562 | $182 | 13.2% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,274 | -$106 | -7.7% |
| Hawaii | $990 | -$390 | -28.3% |
| Idaho | $932 | -$448 | -32.5% |
| Illinois | $1,026 | -$354 | -25.7% |
| Indiana | $1,040 | -$340 | -24.6% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,042 | $662 | 48.0% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,104 | -$276 | -20.0% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,154 | -$226 | -16.4% |
| Mississippi | $1,650 | $270 | 19.6% |
| Missouri | $1,224 | -$156 | -11.3% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,088 | -$292 | -21.2% |
| Nevada | $1,654 | $274 | 19.9% |
| New Hampshire | $992 | -$388 | -28.1% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,452 | $72 | 5.2% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,130 | -$250 | -18.1% |
| Ohio | $952 | -$428 | -31.0% |
| Oklahoma | $1,416 | $36 | 2.6% |
| Oregon | $1,262 | -$118 | -8.6% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,840 | $460 | 33.3% |
| South Carolina | $1,250 | -$130 | -9.4% |
| South Dakota | $1,164 | -$216 | -15.7% |
| Tennessee | $1,210 | -$170 | -12.3% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,020 | -$360 | -26.1% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $826 | -$554 | -40.1% |
| Washington | $1,064 | -$316 | -22.9% |
| West Virginia | $1,264 | -$116 | -8.4% |
| Wisconsin | $956 | -$424 | -30.7% |
| Wyoming | $1,230 | -$150 | -10.9% |
Using high physical damage deductibles can save as much as $560 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,336 | $111 |
| Chevrolet Suburban LT 2WD | $1,336 | $111 |
| Chevrolet Suburban LS 4WD | $1,336 | $111 |
| Chevrolet Suburban LT 4WD | $1,380 | $115 |
| Chevrolet Suburban LTZ 2WD | $1,422 | $119 |
| Chevrolet Suburban LTZ 4WD | $1,464 | $122 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| 2023 Chevrolet Suburban | $320 | $512 | $390 | $1,380 |
| 2022 Chevrolet Suburban | $306 | $506 | $398 | $1,368 |
| 2021 Chevrolet Suburban | $296 | $494 | $416 | $1,364 |
| 2020 Chevrolet Suburban | $286 | $474 | $430 | $1,348 |
| 2019 Chevrolet Suburban | $270 | $458 | $442 | $1,328 |
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2017 Chevrolet Suburban | $250 | $400 | $456 | $1,264 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Suburban Insurance
Saving money on Chevrolet Suburban insurance takes avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The points below are a brief review of the data that was touched on in the above illustrations.
- It is possible to save around $170 per year just by quoting online in advance
- Drivers who purchase increased liability limits will pay an extra $430 annually to raise limits from a minimum limit to 250/500 limits
- Drivers under the age of 20 are the costliest to insure, costing up to $423 per month including comprehensive and collision insurance
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,580 more per year to insure a Chevrolet Suburban
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,072 |
| 20 | $3,148 |
| 30 | $1,440 |
| 40 | $1,380 |
| 50 | $1,258 |
| 60 | $1,232 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,742 |
| $250 | $1,576 |
| $500 | $1,380 |
| $1,000 | $1,188 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,542 |
| 100/300 | $1,640 |
| 250/500 | $1,893 |
| 100 CSL | $1,581 |
| 300 CSL | $1,796 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,232 |
| 20 | $5,004 |
| 30 | $3,028 |
| 40 | $2,960 |
| 50 | $2,822 |
| 60 | $2,796 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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