Chevrolet Tahoe Insurance Rates

Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

The average insurance rates for a Chevrolet Tahoe are $1,380 a year for full coverage. Comprehensive insurance costs on average $320 a year, collision insurance costs $512, and liability coverage is estimated at $390. Liability-only coverage costs approximately $452 a year, and high-risk coverage costs $2,960 or more. Teens cost the most to insure at up to $5,072 a year.

Average premium for full coverage: $1,380

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Tahoe trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects car insurance rates.

The examples above show why it is important to get quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Chevrolet Tahoe insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $802
• Choosing higher $1,000 deductibles can save around $1,188 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,380
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $362 each year
• Drivers with serious driving violations could pay upwards of $2,960
• Policy cost for full coverage for a teenage driver may cost $5,072 each year

View Chart as Image

Insurance rates for a Chevrolet Tahoe also range considerably based on your risk profile, the trim level of your Tahoe, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Chevrolet Tahoe insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,970 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $560 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Chevrolet Tahoe Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following items are a quick review of the data touched on in the above illustrations.

• Consumers who require additional liability coverage will pay approximately $430 each year to raise limits from a 30/60 limit to 250/500 limits
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $550 each year
• 16 to 18-year-old drivers pay higher rates, costing up to $423 each month including comprehensive and collision insurance

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

• Dodge Durango Insurance Rates
• Ford Expedition Insurance Rates
• GMC Yukon Insurance Rates

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model