Chevrolet Tahoe Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 3, 2023

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Is a Chevy Tahoe expensive to insure? How much does it cost to insure a Chevy Tahoe compared to other vehicles? The average Chevrolet Tahoe insurance rates are $1,398 a year, or $116 a month, which is average.

While rates may be slightly different for those purchasing 2005 Chevy Tahoe insurance versus 2020 Chevy Tahoe auto insurance, rates should still be around this price range. Use our guide to learn more about Chevy Tahoe car insurance and how you can find an affordable Chevrolet Tahoe car insurance company near you.

Use our free rate comparison tool above to find the best Chevrolet Tahoe car insurance quotes in your area.

Average insurance prices for a Chevrolet Tahoe are $1,380 every 12 months for full coverage. Comprehensive costs approximately $320 each year, collision costs $512, and liability is estimated at $390. Liability-only coverage costs approximately $452 a year, with high-risk coverage costing around $2,960. 16-year-old drivers receive the highest rates at $5,072 a year or more.

Average premium for full coverage: $1,380

Rate estimates by individual coverage type:

Comprehensive $320
Collision $512
Liability $390

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Tahoe models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the cheapest price of $452 for just the minimum liability insurance to a high rate of $2,960 for a policy for a high-risk driver.

Liability Only $452
Full Coverage $1,380
High Risk $2,960

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

Rural Areas $1,035
Small Cities $1,449
Large Cities $1,863

These examples show why all drivers should get quotes using their specific location and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Chevrolet Tahoe insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $802
  • Choosing higher $1,000 deductibles can save $192 a year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,380
  • Buying low deductibles for comp and collision coverage increases the price to $1,742
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,960 or more
  • The cost to insure a 16-year-old driver can cost $5,072 each year

View Chart as Image

Chevrolet Tahoe insurance cost comparison chart
Column chart showing full coverage Chevrolet Tahoe insurance rates range from $802 to $5,072

Car insurance rates for a Chevrolet Tahoe can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Tahoe.

Opting for high physical damage deductibles can save as much as $560 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Chevrolet Tahoe insurance prices. A good driver about age 40 could pay as low as $910 a year in states like Iowa, Maine, and Idaho, or at least $1,970 on average in New York, Louisiana, and Michigan.

Chevrolet Tahoe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,246 -$134 -9.7%
Alaska $1,058 -$322 -23.3%
Arizona $1,146 -$234 -17.0%
Arkansas $1,380 -$0 0.0%
California $1,570 $190 13.8%
Colorado $1,318 -$62 -4.5%
Connecticut $1,418 $38 2.8%
Delaware $1,562 $182 13.2%
Florida $1,726 $346 25.1%
Georgia $1,274 -$106 -7.7%
Hawaii $990 -$390 -28.3%
Idaho $932 -$448 -32.5%
Illinois $1,026 -$354 -25.7%
Indiana $1,040 -$340 -24.6%
Iowa $932 -$448 -32.5%
Kansas $1,312 -$68 -4.9%
Kentucky $1,882 $502 36.4%
Louisiana $2,042 $662 48.0%
Maine $852 -$528 -38.3%
Maryland $1,138 -$242 -17.5%
Massachusetts $1,104 -$276 -20.0%
Michigan $2,398 $1,018 73.8%
Minnesota $1,154 -$226 -16.4%
Mississippi $1,650 $270 19.6%
Missouri $1,224 -$156 -11.3%
Montana $1,482 $102 7.4%
Nebraska $1,088 -$292 -21.2%
Nevada $1,654 $274 19.9%
New Hampshire $992 -$388 -28.1%
New Jersey $1,544 $164 11.9%
New Mexico $1,222 -$158 -11.4%
New York $1,452 $72 5.2%
North Carolina $794 -$586 -42.5%
North Dakota $1,130 -$250 -18.1%
Ohio $952 -$428 -31.0%
Oklahoma $1,416 $36 2.6%
Oregon $1,262 -$118 -8.6%
Pennsylvania $1,316 -$64 -4.6%
Rhode Island $1,840 $460 33.3%
South Carolina $1,250 -$130 -9.4%
South Dakota $1,164 -$216 -15.7%
Tennessee $1,210 -$170 -12.3%
Texas $1,664 $284 20.6%
Utah $1,020 -$360 -26.1%
Vermont $944 -$436 -31.6%
Virginia $826 -$554 -40.1%
Washington $1,064 -$316 -22.9%
West Virginia $1,264 -$116 -8.4%
Wisconsin $956 -$424 -30.7%
Wyoming $1,230 -$150 -10.9%

View Chart as Image

Chevrolet Tahoe insurance rates by U.S. city

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Chevrolet Tahoe Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Chevrolet Tahoe LS 2WD $1,294 $108
Chevrolet Tahoe LS 4WD $1,336 $111
Chevrolet Tahoe LT 2WD $1,336 $111
Chevrolet Tahoe LT 4WD $1,336 $111
Chevrolet Tahoe LTZ 2WD $1,422 $119
Chevrolet Tahoe LTZ 4WD $1,422 $119

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Chevrolet Tahoe Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Tahoe $336 $532 $372 $1,398
2023 Chevrolet Tahoe $320 $512 $390 $1,380
2022 Chevrolet Tahoe $306 $506 $398 $1,368
2021 Chevrolet Tahoe $296 $494 $416 $1,364
2020 Chevrolet Tahoe $286 $474 $430 $1,348
2019 Chevrolet Tahoe $270 $458 $442 $1,328
2018 Chevrolet Tahoe $260 $424 $452 $1,294
2017 Chevrolet Tahoe $250 $400 $456 $1,264
2016 Chevrolet Tahoe $240 $358 $460 $1,216
2015 Chevrolet Tahoe $224 $330 $460 $1,172
2014 Chevrolet Tahoe $216 $310 $464 $1,148
2013 Chevrolet Tahoe $210 $288 $474 $1,130
2012 Chevrolet Tahoe $194 $268 $474 $1,094
2011 Chevrolet Tahoe $190 $244 $478 $1,070
2010 Chevrolet Tahoe $176 $222 $474 $1,030
2009 Chevrolet Tahoe $166 $202 $474 $1,000
2008 Chevrolet Tahoe $162 $182 $468 $970
2007 Chevrolet Tahoe $158 $178 $460 $954
2006 Chevrolet Tahoe $156 $168 $452 $934
2005 Chevrolet Tahoe $142 $160 $446 $906

Rates are averaged for all Chevrolet Tahoe models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Chevrolet Tahoe Insurance

Saving money on insurance for a Chevrolet Tahoe takes being a low-risk driver, maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Take the time to comparison shop every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a condensed summary of the coverage data touched on in the above illustrations.

  • Drivers can save around $170 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $550 each year
  • Teen drivers pay the highest auto insurance rates, costing as high as $423 per month if the policy includes full coverage
  • Drivers considered higher risk with multiple at-fault accidents may pay on average $1,580 more per year to insure their Tahoe

To start shopping for Chevy Tahoe insurance rates now, use our free tool below.

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What are the safety ratings of the Chevrolet Tahoe?

The Chevrolet Tahoe has some great safety features, which can help improve Chevrolet Tahoe safety ratings. Some of the more advanced safety features include 4-wheel disc brakes, adjustable pedals, lane departure warning, and lane-keeping assist.

Because the Chevrolet Tahoe has not been crash-tested by the Insurance Institute for Highway Safety (IIHS), there is no test data. This means that insurers will base their rates based on what they know about the Chevrolet Tahoe. This includes safety features, data on claims filed, and crash test ratings for similar models.

Chevrolet Tahoe Compared Against Other Vehicles in the Same Class

The Chevrolet Tahoe is a large SUV, which means it may have slightly higher liability rates than other vehicles. Why? Larger vehicles can do more damage to other vehicles in crashes, meaning higher liability claims may be filed. The good news is that the IIHS rated the Chevrolet Tahoe’s liability losses as average, so insurance rates should be average as well.

Take a look at the vehicles below to see how other large SUVs’ rates compare to the Chevrolet Tahoe’s insurance rates.

Ready to find savings on car insurance? Use our free rate comparison tool to find cheap Chevrolet Tahoe auto insurance rates in your area.

References:

  1. https://www.iihs.org/ratings/insurance-losses-by-make-and-model

Rates by Driver Age

Chevrolet Tahoe Insurance Rates by Driver Age
Driver Age Premium
16 $5,072
20 $3,148
30 $1,440
40 $1,380
50 $1,258
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Tahoe Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,742
$250 $1,576
$500 $1,380
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Tahoe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,380
50/100 $1,500
100/300 $1,598
250/500 $1,851
100 CSL $1,539
300 CSL $1,754
500 CSL $1,910

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Tahoe Insurance Rates for High Risk Drivers
Age Premium
16 $7,232
20 $5,004
30 $3,028
40 $2,960
50 $2,822
60 $2,796

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $67
Online Quote $98
Total Discounts $578
Rate after discounts $802

Discounts are estimated and may not be available from every company or in every state.

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