Chevrolet Trailblazer Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average insurance prices for a Chevrolet Trailblazer are $1,186 every 12 months for full coverage insurance. Comprehensive costs around $260 a year, collision costs $436, and liability costs around $354. Liability-only insurance costs as low as $406 a year, with high-risk driver insurance costing around $2,556. Teen drivers cost the most to insure at $4,408 a year or more.

Average premium for full coverage: $1,186

Policy rates for type of insurance:

Comprehensive $260
Collision $436
Liability $354

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Trailblazer trim levels.

Price Range Variability

Using a middle-aged driver as an example, Chevrolet Trailblazer insurance rates go from the cheapest price of $406 for your basic liability-only policy to a high of $2,556 for high-risk insurance.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

The examples above illustrate why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Chevrolet Trailblazer insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $687
  • Using higher $1,000 deductibles will save about $1,028 each year
  • The average price for a good driver age 40 using $500 deductibles is $1,186
  • Choosing low $100 deductibles for physical damage coverage increases the price to $1,492
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,556 or more
  • Policy cost to insure a 16-year-old driver can be $4,408 or more

View Chart as Image

Chevrolet Trailblazer insurance cost comparison chart
Column chart showing full coverage Chevrolet Trailblazer insurance rates range from $687 to $4,408

Auto insurance rates for a Chevrolet Trailblazer also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $470 annually, while buying higher liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than average. View High Risk Driver Rates

Your home state has a huge impact on Chevrolet Trailblazer insurance prices. A driver around age 40 might see rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,600 on average in Michigan, New York, and Florida.

Chevrolet Trailblazer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Chevrolet Trailblazer insurance rates by U.S. city

Because rates have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied.

Chevrolet Trailblazer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trailblazer $280 $452 $332 $1,200
2023 Chevrolet Trailblazer $270 $448 $338 $1,192
2022 Chevrolet Trailblazer $260 $436 $354 $1,186
2021 Chevrolet Trailblazer $250 $418 $364 $1,168

Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Chevrolet Trailblazer Insurance

Finding cheaper rates on insurance for a Chevrolet Trailblazer requires being a safe and courteous driver, having a good credit score, being claim-free, and maximizing policy discounts. Take the time to comparison shop every couple of years by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below is a summary of the material that was touched on in the above illustrations.

  • Insureds who may need higher levels of liability will pay about $390 annually to increase from a 30/60 limit to a 250/500 level
  • Teenage drivers are expensive to insure, possibly costing $367 each month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,370 more every year for auto insurance
  • Increasing comprehensive and collision deductibles could save as much as $475 each year

Rates by Driver Age

Chevrolet Trailblazer Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trailblazer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trailblazer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trailblazer Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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