Chevrolet Trailblazer Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance rates for a Chevrolet Trailblazer are $1,168 a year for full coverage. Comprehensive costs on average $250 a year, collision costs $418, and liability insurance costs $364. A liability-only policy costs as little as $416 a year, with high-risk insurance costing around $2,522. 16-year-old drivers cost the most to insure at $4,374 a year or more.
Average premium for full coverage: $1,168
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Trailblazer trim levels.
Price Range Variability
For a driver in their 40's, Chevrolet Trailblazer insurance rates go from the low end price of $416 for basic liability insurance to a high of $2,522 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities.
The diagram below illustrates how location helps determine car insurance rates.
The examples above show why it is important to compare rates based on a specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Chevrolet Trailblazer insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $676
- Drivers who choose higher $1,000 deductibles will pay around $1,016 a year
- The estimated price for a good driver age 40 with $500 deductibles is $1,168
- Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,464
- High risk drivers with multiple tickets or accidents could pay upwards of $2,522 or more
- Policy cost that insures a teen driver may cost $4,374 a year
Car insurance rates for a Chevrolet Trailblazer also range considerably based on the trim level of your Trailblazer, how you drive, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age
Your home state makes a big difference in Chevrolet Trailblazer insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,056 | -$112 | -9.6% |
| Alaska | $896 | -$272 | -23.3% |
| Arizona | $970 | -$198 | -17.0% |
| Arkansas | $1,168 | -$0 | 0.0% |
| California | $1,332 | $164 | 14.0% |
| Colorado | $1,116 | -$52 | -4.5% |
| Connecticut | $1,200 | $32 | 2.7% |
| Delaware | $1,322 | $154 | 13.2% |
| Florida | $1,460 | $292 | 25.0% |
| Georgia | $1,082 | -$86 | -7.4% |
| Hawaii | $840 | -$328 | -28.1% |
| Idaho | $794 | -$374 | -32.0% |
| Illinois | $870 | -$298 | -25.5% |
| Indiana | $884 | -$284 | -24.3% |
| Iowa | $788 | -$380 | -32.5% |
| Kansas | $1,110 | -$58 | -5.0% |
| Kentucky | $1,594 | $426 | 36.5% |
| Louisiana | $1,732 | $564 | 48.3% |
| Maine | $722 | -$446 | -38.2% |
| Maryland | $968 | -$200 | -17.1% |
| Massachusetts | $932 | -$236 | -20.2% |
| Michigan | $2,030 | $862 | 73.8% |
| Minnesota | $980 | -$188 | -16.1% |
| Mississippi | $1,402 | $234 | 20.0% |
| Missouri | $1,038 | -$130 | -11.1% |
| Montana | $1,256 | $88 | 7.5% |
| Nebraska | $922 | -$246 | -21.1% |
| Nevada | $1,402 | $234 | 20.0% |
| New Hampshire | $842 | -$326 | -27.9% |
| New Jersey | $1,308 | $140 | 12.0% |
| New Mexico | $1,034 | -$134 | -11.5% |
| New York | $1,230 | $62 | 5.3% |
| North Carolina | $672 | -$496 | -42.5% |
| North Dakota | $958 | -$210 | -18.0% |
| Ohio | $806 | -$362 | -31.0% |
| Oklahoma | $1,200 | $32 | 2.7% |
| Oregon | $1,072 | -$96 | -8.2% |
| Pennsylvania | $1,114 | -$54 | -4.6% |
| Rhode Island | $1,558 | $390 | 33.4% |
| South Carolina | $1,060 | -$108 | -9.2% |
| South Dakota | $988 | -$180 | -15.4% |
| Tennessee | $1,024 | -$144 | -12.3% |
| Texas | $1,410 | $242 | 20.7% |
| Utah | $866 | -$302 | -25.9% |
| Vermont | $800 | -$368 | -31.5% |
| Virginia | $698 | -$470 | -40.2% |
| Washington | $902 | -$266 | -22.8% |
| West Virginia | $1,072 | -$96 | -8.2% |
| Wisconsin | $808 | -$360 | -30.8% |
| Wyoming | $1,040 | -$128 | -11.0% |
Opting for high physical damage deductibles could save up to $450 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trailblazer | $270 | $448 | $338 | $1,192 |
| 2023 Chevrolet Trailblazer | $260 | $436 | $354 | $1,186 |
| 2022 Chevrolet Trailblazer | $250 | $418 | $364 | $1,168 |
| 2021 Chevrolet Trailblazer | $238 | $404 | $376 | $1,154 |
Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Trailblazer Insurance
Finding cheaper rates on Chevrolet Trailblazer insurance not only requires having a decent driving record, but also having a positive credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every couple of years by requesting rates from direct carriers, and also from local exclusive and independent agents.
The following items are a brief summary of the material that was covered in the charts and tables above.
- Drivers who require additional liability coverage will pay around $400 each year to go from a 30/60 limit to the 250/500 level
- 16 to 18-year-old drivers are expensive to insure, costing up to $365 each month if full coverage is purchased
- High-risk drivers that tend to have accidents or serious violations may pay on average $1,350 more each year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save approximately $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,374 |
| 20 | $2,684 |
| 30 | $1,216 |
| 40 | $1,168 |
| 50 | $1,070 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,326 |
| $500 | $1,168 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,168 |
| 50/100 | $1,241 |
| 100/300 | $1,332 |
| 250/500 | $1,568 |
| 100 CSL | $1,277 |
| 300 CSL | $1,477 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,236 |
| 20 | $4,268 |
| 30 | $2,574 |
| 40 | $2,522 |
| 50 | $2,404 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $492 |
Discounts are estimated and may not be available from every company or in every state.
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