Chevrolet Trailblazer Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Chevrolet Trailblazer are $1,186 annually for full coverage. Comprehensive insurance costs around $260, collision costs $436, and liability is $354. Liability-only insurance costs around $406 a year, with high-risk driver insurance costing $2,556 or more. Teens cost the most to insure at $4,408 a year or more.

Average premium for full coverage: $1,186

Policy rates for type of insurance:

Comprehensive $260
Collision $436
Liability $354

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Trailblazer trim levels.

Price Range Variability

For an average driver, Chevrolet Trailblazer insurance rates go from as cheap as $406 for your basic liability-only policy to a much higher rate of $2,556 for a driver that may need high-risk insurance.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Chevrolet Trailblazer insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $687
  • Raising to $1,000 deductibles will save about $158 a year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,186
  • Selecting more expensive low deductibles costs an additional $306 every year
  • At-risk drivers with serious driving violations could pay at least $2,556 or more
  • Policy cost with full coverage for a teen driver with full coverage can be $4,408

View Chart as Image

Chevrolet Trailblazer insurance cost comparison chart
Column chart showing full coverage Chevrolet Trailblazer insurance prices range from $687 to $4,408

Auto insurance rates for a Chevrolet Trailblazer also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $470 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Trailblazer insurance prices. A middle-age driver might find rates as low as $780 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,690 on average in Michigan, Louisiana, and New York.

Chevrolet Trailblazer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Chevrolet Trailblazer insurance rates by U.S. city

Because rates have so much variability, the only way to know your exact price is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied between companies.

Chevrolet Trailblazer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trailblazer $280 $452 $332 $1,200
2023 Chevrolet Trailblazer $270 $448 $338 $1,192
2022 Chevrolet Trailblazer $260 $436 $354 $1,186
2021 Chevrolet Trailblazer $250 $418 $364 $1,168

Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Chevrolet Trailblazer Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a condensed summary of the data that was covered in the above illustrations.

  • Drivers can save up to $140 per year simply by shopping early and online
  • Policyholders who may need increased levels of liability coverage will pay approximately $390 each year to raise from a 30/60 limit to higher 250/500 limits
  • Drivers age 20 and younger are expensive to insure, costing up to $367 each month if full coverage is included
  • Higher risk drivers with multiple at-fault accidents pay an average of $1,370 more every year to buy Chevrolet Trailblazer insurance

Rates by Driver Age

Chevrolet Trailblazer Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trailblazer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trailblazer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trailblazer Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles