Chevrolet Trailblazer Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for a Chevrolet Trailblazer are $1,168 a year for full coverage insurance. Comprehensive insurance costs on average $250, collision costs $418, and liability is estimated at $364. A liability-only policy costs approximately $416 a year, with high-risk insurance costing $2,522 or more. Teens cost the most to insure at $4,374 a year or more.
Average premium for full coverage: $1,168
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Trailblazer trim levels.
Price Range Variability
For a 40-year-old driver, Chevrolet Trailblazer insurance rates go from the low end price of $416 for just liability coverage to a much higher rate of $2,522 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than cities with more traffic congestion.
The price range example below illustrates how your location can change car insurance rates.
The examples above illustrate why anyone shopping for car insurance should get quotes based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Chevrolet Trailblazer insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $676
- Choosing higher $1,000 deductibles can save around $152 each year
- The estimated price for a good driver age 40 with $500 deductibles is $1,168
- Selecting more expensive low deductibles for comp and collision coverage will cost an additional $296 annually
- Higher-risk drivers with serious driving violations could pay upwards of $2,522 or more
- Policy cost that insures a 16-year-old driver with full coverage may cost $4,374 each year
Car insurance rates for a Chevrolet Trailblazer also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than the average policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $4,300 a year. View Rates by Age
Your home state plays a big part in determining prices for Chevrolet Trailblazer insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,056 | -$112 | -9.6% |
| Alaska | $896 | -$272 | -23.3% |
| Arizona | $970 | -$198 | -17.0% |
| Arkansas | $1,168 | -$0 | 0.0% |
| California | $1,332 | $164 | 14.0% |
| Colorado | $1,116 | -$52 | -4.5% |
| Connecticut | $1,200 | $32 | 2.7% |
| Delaware | $1,322 | $154 | 13.2% |
| Florida | $1,460 | $292 | 25.0% |
| Georgia | $1,082 | -$86 | -7.4% |
| Hawaii | $840 | -$328 | -28.1% |
| Idaho | $794 | -$374 | -32.0% |
| Illinois | $870 | -$298 | -25.5% |
| Indiana | $884 | -$284 | -24.3% |
| Iowa | $788 | -$380 | -32.5% |
| Kansas | $1,110 | -$58 | -5.0% |
| Kentucky | $1,594 | $426 | 36.5% |
| Louisiana | $1,732 | $564 | 48.3% |
| Maine | $722 | -$446 | -38.2% |
| Maryland | $968 | -$200 | -17.1% |
| Massachusetts | $932 | -$236 | -20.2% |
| Michigan | $2,030 | $862 | 73.8% |
| Minnesota | $980 | -$188 | -16.1% |
| Mississippi | $1,402 | $234 | 20.0% |
| Missouri | $1,038 | -$130 | -11.1% |
| Montana | $1,256 | $88 | 7.5% |
| Nebraska | $922 | -$246 | -21.1% |
| Nevada | $1,402 | $234 | 20.0% |
| New Hampshire | $842 | -$326 | -27.9% |
| New Jersey | $1,308 | $140 | 12.0% |
| New Mexico | $1,034 | -$134 | -11.5% |
| New York | $1,230 | $62 | 5.3% |
| North Carolina | $672 | -$496 | -42.5% |
| North Dakota | $958 | -$210 | -18.0% |
| Ohio | $806 | -$362 | -31.0% |
| Oklahoma | $1,200 | $32 | 2.7% |
| Oregon | $1,072 | -$96 | -8.2% |
| Pennsylvania | $1,114 | -$54 | -4.6% |
| Rhode Island | $1,558 | $390 | 33.4% |
| South Carolina | $1,060 | -$108 | -9.2% |
| South Dakota | $988 | -$180 | -15.4% |
| Tennessee | $1,024 | -$144 | -12.3% |
| Texas | $1,410 | $242 | 20.7% |
| Utah | $866 | -$302 | -25.9% |
| Vermont | $800 | -$368 | -31.5% |
| Virginia | $698 | -$470 | -40.2% |
| Washington | $902 | -$266 | -22.8% |
| West Virginia | $1,072 | -$96 | -8.2% |
| Wisconsin | $808 | -$360 | -30.8% |
| Wyoming | $1,040 | -$128 | -11.0% |

Choosing higher comprehensive and collision insurance deductibles can save as much as $450 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates from multiple companies. Each auto insurer calculates rates differently, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trailblazer | $270 | $448 | $338 | $1,192 |
| 2023 Chevrolet Trailblazer | $260 | $436 | $354 | $1,186 |
| 2022 Chevrolet Trailblazer | $250 | $418 | $364 | $1,168 |
| 2021 Chevrolet Trailblazer | $238 | $404 | $376 | $1,154 |
Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chevrolet Trailblazer Insurance
Finding cheaper rates on insurance for a Chevrolet Trailblazer takes being a good driver, having a positive credit history, being claim-free, and maximizing policy discounts. Compare rates every year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following list is a brief review of the coverage data illustrated above.
- It is possible to save as much as $140 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save approximately $450 each year
- Drivers age 16 to 20 are expensive to insure, possibly costing $365 each month if full coverage is purchased
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,350 more each year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,374 |
| 20 | $2,684 |
| 30 | $1,216 |
| 40 | $1,168 |
| 50 | $1,070 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,464 |
| $250 | $1,326 |
| $500 | $1,168 |
| $1,000 | $1,016 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,168 |
| 50/100 | $1,241 |
| 100/300 | $1,332 |
| 250/500 | $1,568 |
| 100 CSL | $1,277 |
| 300 CSL | $1,477 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,236 |
| 20 | $4,268 |
| 30 | $2,574 |
| 40 | $2,522 |
| 50 | $2,404 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $52 |
| Advance Quote | $57 |
| Online Quote | $83 |
| Total Discounts | $492 |
Discounts are estimated and may not be available from every company or in every state.
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