Chevrolet Traverse Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
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U.S. average insurance rates for a Chevrolet Traverse are $1,204 a year with full coverage. Comprehensive insurance costs an estimated $286, collision costs $418, and liability costs around $364. Liability-only coverage costs as low as $416 a year, with high-risk coverage costing $2,580 or more. Teen drivers pay the highest rates at $4,426 a year or more.
Average premium for full coverage: $1,204
Price estimates broken down by individual coverage:
Price estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Traverse models.
Price Range from Low to High
For a 40-year-old driver, Chevrolet Traverse insurance prices go from as low as $416 for just liability coverage to the much higher price of $2,580 for a driver required to buy high-risk insurance.
Geographic Price Range
Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas.
The example below illustrates how your location can change insurance prices.
The ranges above demonstrate why everyone should compare prices for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details estimated Chevrolet Traverse insurance rates for other coverage scenarios.
- The lowest rate with discounts is $704
- Using higher $1,000 deductibles will save approximately $160 annually
- The average rate for the average middle-age driver who has $500 deductibles is $1,204
- Choosing pricier low deductibles for physical damage coverage will cost an extra $308 every year
- Drivers with multiple violations and an at-fault accident could pay up to $2,580 or more
- The price for full coverage for a teen driver for full coverage can cost as much as $4,426 or more
Auto insurance prices for a Chevrolet Traverse are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.
A more mature driver with a good driving record and high deductibles may pay as little as $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $4,400 a year. View Rates by Age
The state you live in has a huge impact on Chevrolet Traverse insurance prices. A driver around age 40 might see prices as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,620 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,088 | -$116 | -9.6% |
| Alaska | $924 | -$280 | -23.3% |
| Arizona | $1,000 | -$204 | -16.9% |
| Arkansas | $1,204 | -$0 | 0.0% |
| California | $1,372 | $168 | 14.0% |
| Colorado | $1,150 | -$54 | -4.5% |
| Connecticut | $1,236 | $32 | 2.7% |
| Delaware | $1,362 | $158 | 13.1% |
| Florida | $1,504 | $300 | 24.9% |
| Georgia | $1,114 | -$90 | -7.5% |
| Hawaii | $866 | -$338 | -28.1% |
| Idaho | $818 | -$386 | -32.1% |
| Illinois | $898 | -$306 | -25.4% |
| Indiana | $910 | -$294 | -24.4% |
| Iowa | $812 | -$392 | -32.6% |
| Kansas | $1,144 | -$60 | -5.0% |
| Kentucky | $1,642 | $438 | 36.4% |
| Louisiana | $1,784 | $580 | 48.2% |
| Maine | $744 | -$460 | -38.2% |
| Maryland | $996 | -$208 | -17.3% |
| Massachusetts | $960 | -$244 | -20.3% |
| Michigan | $2,090 | $886 | 73.6% |
| Minnesota | $1,010 | -$194 | -16.1% |
| Mississippi | $1,444 | $240 | 19.9% |
| Missouri | $1,070 | -$134 | -11.1% |
| Montana | $1,294 | $90 | 7.5% |
| Nebraska | $950 | -$254 | -21.1% |
| Nevada | $1,444 | $240 | 19.9% |
| New Hampshire | $868 | -$336 | -27.9% |
| New Jersey | $1,348 | $144 | 12.0% |
| New Mexico | $1,066 | -$138 | -11.5% |
| New York | $1,266 | $62 | 5.1% |
| North Carolina | $692 | -$512 | -42.5% |
| North Dakota | $986 | -$218 | -18.1% |
| Ohio | $830 | -$374 | -31.1% |
| Oklahoma | $1,236 | $32 | 2.7% |
| Oregon | $1,104 | -$100 | -8.3% |
| Pennsylvania | $1,146 | -$58 | -4.8% |
| Rhode Island | $1,606 | $402 | 33.4% |
| South Carolina | $1,090 | -$114 | -9.5% |
| South Dakota | $1,018 | -$186 | -15.4% |
| Tennessee | $1,054 | -$150 | -12.5% |
| Texas | $1,452 | $248 | 20.6% |
| Utah | $892 | -$312 | -25.9% |
| Vermont | $824 | -$380 | -31.6% |
| Virginia | $720 | -$484 | -40.2% |
| Washington | $928 | -$276 | -22.9% |
| West Virginia | $1,104 | -$100 | -8.3% |
| Wisconsin | $832 | -$372 | -30.9% |
| Wyoming | $1,070 | -$134 | -11.1% |
Choosing high deductibles could cut prices by as much as $470 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $327 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $1,900 in extra premium each year, depending on your age. Chevrolet Traverse insurance for high-risk drivers can be as much as 43% to 130% more than average. View High Risk Driver Rates
Since prices can be so different, the best way to find out which car insurance is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,124 | $94 |
| Chevrolet Traverse LS AWD | $1,164 | $97 |
| Chevrolet Traverse LT 2WD | $1,164 | $97 |
| Chevrolet Traverse LT AWD | $1,232 | $103 |
| Chevrolet Traverse LTZ 2WD | $1,272 | $106 |
| Chevrolet Traverse LTZ AWD | $1,272 | $106 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2023 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2022 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2021 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2020 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2019 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2018 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2017 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2016 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2015 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2014 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2013 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2012 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2011 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2010 Chevrolet Traverse | $166 | $178 | $402 | $882 |
| 2009 Chevrolet Traverse | $162 | $160 | $398 | $856 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Traverse Insurance
Getting lower rates on car insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The items below are a condensed summary of the data illustrated above.
- Policyholders who want more liability coverage will pay about $400 every year to increase from a low limit to 250/500 limits
- You may be able to save approximately $140 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles can save around $475 each year
- Teen drivers are the costliest to insure, costing up to $369 a month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,426 |
| 20 | $2,732 |
| 30 | $1,254 |
| 40 | $1,204 |
| 50 | $1,100 |
| 60 | $1,078 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,512 |
| $250 | $1,370 |
| $500 | $1,204 |
| $1,000 | $1,044 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,204 |
| 50/100 | $1,345 |
| 100/300 | $1,436 |
| 250/500 | $1,672 |
| 100 CSL | $1,381 |
| 300 CSL | $1,581 |
| 500 CSL | $1,727 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,312 |
| 20 | $4,340 |
| 30 | $2,634 |
| 40 | $2,580 |
| 50 | $2,456 |
| 60 | $2,432 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $18 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $57 |
| Online Quote | $85 |
| Total Discounts | $500 |
Discounts are estimated and may not be available from every company or in every state.
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