Chevrolet Traverse Insurance Rates

U.S. average auto insurance rates for a Chevrolet Traverse are $1,204 annually for full coverage. Comprehensive insurance costs around $286, collision costs $418, and liability coverage costs $364. A policy with just liability insurance costs as little as $416 a year, with coverage for high-risk drivers costing $2,580 or more. Teenage drivers pay the highest rates at $4,426 a year or more.

Average premium for full coverage: $1,204

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Traverse models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than densely populated cities.

The example below illustrates the effect of geographic area on auto insurance rates.

The ranges above show why everyone should compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Chevrolet Traverse insurance rates for additional coverage choices and driver risks.

• The best discount rate is $704
• Drivers who choose higher $1,000 deductibles will pay about $160 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,204
• Using pricier low deductibles for comprehensive and collision insurance costs an additional $308 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,580 or more
• The price with full coverage for a teenage driver for full coverage can be $4,426 a year

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Insurance prices for a Chevrolet Traverse are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay as much as $4,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. Chevrolet Traverse insurance for high-risk drivers can cost around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $470 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Chevrolet Traverse insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,720 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to regularly compare prices and see how they stack up. Every company uses a different method to calculate prices, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Chevrolet Traverse Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Take the time to compare rates at every other renewal by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a quick review of the concepts that were covered in the above illustrations.

• Drivers with a DUI or reckless driving violation pay an average of $1,380 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $369 a month including comprehensive and collision insurance
• Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $475 each year
• Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date