Chevrolet Traverse Insurance Rates
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UPDATED: Apr 7, 2024
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Estimated auto insurance rates for a Chevrolet Traverse are $1,222 annually with full coverage. Comprehensive insurance costs around $296 each year, collision insurance costs $436, and liability coverage is $354. Liability-only insurance costs around $406 a year, and high-risk driver insurance costs $2,616 or more. Teen drivers pay the most at up to $4,462 a year.
Average premium for full coverage: $1,222
Premium estimates for type of coverage:
Prices include $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Traverse models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Chevrolet Traverse range from as cheap as $406 for just liability coverage to a high rate of $2,616 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.
These rate differences demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Chevrolet Traverse insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $712
- Raising to $1,000 deductibles will save about $166 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,222
- Choosing low deductibles costs an additional $320 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,616
- An auto insurance policy with full coverage for a teenage driver can be $4,462
Insurance prices for a Chevrolet Traverse also have a wide range based on the model of your Traverse, your driving record, and deductibles and policy limits.
More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $4,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 128% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $490 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Chevrolet Traverse insurance rates. A middle-age driver might find prices as low as $880 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,650 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$118 | -9.7% |
| Alaska | $938 | -$284 | -23.2% |
| Arizona | $1,014 | -$208 | -17.0% |
| Arkansas | $1,222 | -$0 | 0.0% |
| California | $1,394 | $172 | 14.1% |
| Colorado | $1,164 | -$58 | -4.7% |
| Connecticut | $1,254 | $32 | 2.6% |
| Delaware | $1,382 | $160 | 13.1% |
| Florida | $1,526 | $304 | 24.9% |
| Georgia | $1,130 | -$92 | -7.5% |
| Hawaii | $878 | -$344 | -28.2% |
| Idaho | $828 | -$394 | -32.2% |
| Illinois | $910 | -$312 | -25.5% |
| Indiana | $922 | -$300 | -24.5% |
| Iowa | $822 | -$400 | -32.7% |
| Kansas | $1,160 | -$62 | -5.1% |
| Kentucky | $1,666 | $444 | 36.3% |
| Louisiana | $1,808 | $586 | 48.0% |
| Maine | $754 | -$468 | -38.3% |
| Maryland | $1,008 | -$214 | -17.5% |
| Massachusetts | $972 | -$250 | -20.5% |
| Michigan | $2,120 | $898 | 73.5% |
| Minnesota | $1,024 | -$198 | -16.2% |
| Mississippi | $1,462 | $240 | 19.6% |
| Missouri | $1,086 | -$136 | -11.1% |
| Montana | $1,312 | $90 | 7.4% |
| Nebraska | $962 | -$260 | -21.3% |
| Nevada | $1,466 | $244 | 20.0% |
| New Hampshire | $880 | -$342 | -28.0% |
| New Jersey | $1,368 | $146 | 11.9% |
| New Mexico | $1,080 | -$142 | -11.6% |
| New York | $1,286 | $64 | 5.2% |
| North Carolina | $704 | -$518 | -42.4% |
| North Dakota | $1,002 | -$220 | -18.0% |
| Ohio | $842 | -$380 | -31.1% |
| Oklahoma | $1,252 | $30 | 2.5% |
| Oregon | $1,120 | -$102 | -8.3% |
| Pennsylvania | $1,164 | -$58 | -4.7% |
| Rhode Island | $1,630 | $408 | 33.4% |
| South Carolina | $1,108 | -$114 | -9.3% |
| South Dakota | $1,030 | -$192 | -15.7% |
| Tennessee | $1,070 | -$152 | -12.4% |
| Texas | $1,472 | $250 | 20.5% |
| Utah | $906 | -$316 | -25.9% |
| Vermont | $834 | -$388 | -31.8% |
| Virginia | $732 | -$490 | -40.1% |
| Washington | $944 | -$278 | -22.7% |
| West Virginia | $1,120 | -$102 | -8.3% |
| Wisconsin | $844 | -$378 | -30.9% |
| Wyoming | $1,086 | -$136 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Traverse LS 2WD | $1,140 | $95 |
| Chevrolet Traverse LS AWD | $1,182 | $99 |
| Chevrolet Traverse LT 2WD | $1,182 | $99 |
| Chevrolet Traverse LT AWD | $1,252 | $104 |
| Chevrolet Traverse LTZ 2WD | $1,292 | $108 |
| Chevrolet Traverse LTZ AWD | $1,292 | $108 |
Rates assume 2021 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Traverse | $336 | $470 | $316 | $1,258 |
| 2023 Chevrolet Traverse | $320 | $452 | $332 | $1,240 |
| 2022 Chevrolet Traverse | $306 | $448 | $338 | $1,228 |
| 2021 Chevrolet Traverse | $296 | $436 | $354 | $1,222 |
| 2020 Chevrolet Traverse | $286 | $418 | $364 | $1,204 |
| 2019 Chevrolet Traverse | $270 | $404 | $376 | $1,186 |
| 2018 Chevrolet Traverse | $260 | $374 | $384 | $1,154 |
| 2017 Chevrolet Traverse | $250 | $352 | $388 | $1,126 |
| 2016 Chevrolet Traverse | $240 | $316 | $390 | $1,082 |
| 2015 Chevrolet Traverse | $224 | $292 | $390 | $1,042 |
| 2014 Chevrolet Traverse | $216 | $272 | $394 | $1,018 |
| 2013 Chevrolet Traverse | $210 | $254 | $402 | $1,002 |
| 2012 Chevrolet Traverse | $194 | $236 | $402 | $968 |
| 2011 Chevrolet Traverse | $190 | $214 | $406 | $946 |
| 2010 Chevrolet Traverse | $176 | $196 | $402 | $910 |
| 2009 Chevrolet Traverse | $166 | $178 | $402 | $882 |
Rates are averaged for all Chevrolet Traverse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chevrolet Traverse Insurance
Finding better rates on auto insurance consists of being a safe and courteous driver, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop at every policy renewal by requesting rates from direct companies, and also from local exclusive and independent agents.
Below is a quick rundown of the data touched on in the above illustrations.
- Consumers who may need higher levels of liability will pay about $390 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
- You may be able to save up to $150 per year just by quoting online in advance
- Increasing policy deductibles could save up to $475 each year
- Teenage drivers are charged the highest prices, possibly costing $372 per month if they have full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,462 |
| 20 | $2,770 |
| 30 | $1,276 |
| 40 | $1,222 |
| 50 | $1,116 |
| 60 | $1,092 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,542 |
| $250 | $1,396 |
| $500 | $1,222 |
| $1,000 | $1,056 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,222 |
| 50/100 | $1,363 |
| 100/300 | $1,451 |
| 250/500 | $1,681 |
| 100 CSL | $1,398 |
| 300 CSL | $1,593 |
| 500 CSL | $1,735 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,366 |
| 20 | $4,400 |
| 30 | $2,676 |
| 40 | $2,616 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $62 |
| Homeowner | $18 |
| 5-yr Accident Free | $87 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $87 |
| Total Discounts | $510 |
Discounts are estimated and may not be available from every company or in every state.
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