Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Chevrolet Trax are $1,246 a year including full coverage. Comprehensive costs on average $240, collision insurance costs $418, and liability insurance costs around $430. A liability-only policy costs as low as $486 a year, and high-risk insurance costs around $2,692. Teenage drivers cost the most to insure at up to $4,776 a year.

Average premium for full coverage: $1,246

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the effect of geographic area on car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $728
• Using higher $1,000 deductibles will save around $150 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,246
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,536
• Drivers who are prone to accidents and violations could pay upwards of $2,692
• Policy cost for full coverage for a teen driver for full coverage may cost $4,776 or more

View Chart as Image

Car insurance rates for a Chevrolet Trax also range considerably based on your risk profile, the model of your Trax, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,700 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see rates as low as $960 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,780 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $440 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $387 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Chevrolet Trax Insurance

Finding cheaper rates on Chevrolet Trax insurance requires avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to compare rates every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $450 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $398 each month if full coverage is included
• High-risk drivers with multiple at-fault accidents may pay on average $1,450 more each year to insure a Chevrolet Trax

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.