Chevrolet Trax Insurance Rates
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance rates for a Chevrolet Trax are $1,258 a year for full coverage. Comprehensive costs around $248 each year, collision insurance costs $436, and liability insurance is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs around $2,724. Teenage drivers pay the most at up to $4,798 a year.
Average premium for full coverage: $1,258
Premium estimates for type of coverage:
Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Trax models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chevrolet Trax range from the low end price of $474 for the bare minimum liability coverage to a high rate of $2,724 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.
These rate differences show why all drivers should compare rates quotes for a specific zip code, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The best discount rate is $733
- Raising to $1,000 deductibles will save about $156 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $1,258
- Using low deductibles bumps up the cost to $1,560
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,724
- An auto insurance policy that insures a teen driver can be $4,798
Insurance prices for a Chevrolet Trax also have a wide range based on the trim level and model year, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,700 a year. View Rates by Age
Where you choose to live also has a big influence on Chevrolet Trax insurance rates. A middle-age driver might find prices as low as $830 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,800 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,138 | -$120 | -9.5% |
| Alaska | $966 | -$292 | -23.2% |
| Arizona | $1,046 | -$212 | -16.9% |
| Arkansas | $1,258 | -$0 | 0.0% |
| California | $1,434 | $176 | 14.0% |
| Colorado | $1,202 | -$56 | -4.5% |
| Connecticut | $1,294 | $36 | 2.9% |
| Delaware | $1,424 | $166 | 13.2% |
| Florida | $1,576 | $318 | 25.3% |
| Georgia | $1,162 | -$96 | -7.6% |
| Hawaii | $904 | -$354 | -28.1% |
| Idaho | $852 | -$406 | -32.3% |
| Illinois | $938 | -$320 | -25.4% |
| Indiana | $948 | -$310 | -24.6% |
| Iowa | $850 | -$408 | -32.4% |
| Kansas | $1,198 | -$60 | -4.8% |
| Kentucky | $1,718 | $460 | 36.6% |
| Louisiana | $1,864 | $606 | 48.2% |
| Maine | $776 | -$482 | -38.3% |
| Maryland | $1,038 | -$220 | -17.5% |
| Massachusetts | $1,006 | -$252 | -20.0% |
| Michigan | $2,186 | $928 | 73.8% |
| Minnesota | $1,054 | -$204 | -16.2% |
| Mississippi | $1,506 | $248 | 19.7% |
| Missouri | $1,118 | -$140 | -11.1% |
| Montana | $1,354 | $96 | 7.6% |
| Nebraska | $994 | -$264 | -21.0% |
| Nevada | $1,510 | $252 | 20.0% |
| New Hampshire | $906 | -$352 | -28.0% |
| New Jersey | $1,406 | $148 | 11.8% |
| New Mexico | $1,114 | -$144 | -11.4% |
| New York | $1,326 | $68 | 5.4% |
| North Carolina | $726 | -$532 | -42.3% |
| North Dakota | $1,030 | -$228 | -18.1% |
| Ohio | $872 | -$386 | -30.7% |
| Oklahoma | $1,292 | $34 | 2.7% |
| Oregon | $1,154 | -$104 | -8.3% |
| Pennsylvania | $1,200 | -$58 | -4.6% |
| Rhode Island | $1,678 | $420 | 33.4% |
| South Carolina | $1,140 | -$118 | -9.4% |
| South Dakota | $1,064 | -$194 | -15.4% |
| Tennessee | $1,102 | -$156 | -12.4% |
| Texas | $1,518 | $260 | 20.7% |
| Utah | $934 | -$324 | -25.8% |
| Vermont | $862 | -$396 | -31.5% |
| Virginia | $754 | -$504 | -40.1% |
| Washington | $976 | -$282 | -22.4% |
| West Virginia | $1,154 | -$104 | -8.3% |
| Wisconsin | $872 | -$386 | -30.7% |
| Wyoming | $1,120 | -$138 | -11.0% |
Using high physical damage deductibles can reduce prices by up to $460 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| 2023 Chevrolet Trax | $268 | $452 | $390 | $1,268 |
| 2022 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2021 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2020 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2019 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2018 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2017 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2016 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2015 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet Trax Insurance
Finding better rates on Chevrolet Trax insurance consists of having a good driving record, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices every other policy renewal by quoting rates from direct carriers, and also from several local insurance agents.
The next list is a summary of the ideas that were raised in the charts and tables above.
- Drivers age 20 and younger pay higher prices, as much as $400 per month if full coverage is included
- High-risk drivers who have multiple accidents or major violations pay on average $1,470 more every year to buy Chevrolet Trax insurance
- Increasing policy deductibles can save approximately $450 each year
- Drivers can save up to $150 per year just by quoting online in advance
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,798 |
| 20 | $2,906 |
| 30 | $1,304 |
| 40 | $1,258 |
| 50 | $1,152 |
| 60 | $1,130 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,560 |
| $250 | $1,420 |
| $500 | $1,258 |
| $1,000 | $1,102 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,258 |
| 50/100 | $1,341 |
| 100/300 | $1,445 |
| 250/500 | $1,716 |
| 100 CSL | $1,383 |
| 300 CSL | $1,612 |
| 500 CSL | $1,778 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,820 |
| 20 | $4,626 |
| 30 | $2,774 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $525 |
Discounts are estimated and may not be available from every company or in every state.
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