Chevrolet Trax Insurance Rates
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
U.S. average insurance rates for a Chevrolet Trax are $1,258 a year including full coverage. Comprehensive costs around $248, collision insurance costs $436, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs around $2,724. Teenage drivers pay the highest rates at up to $4,798 a year.
Average premium for full coverage: $1,258
Price estimates for individual coverage:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Trax trim levels.
Price Range from Low to High
For the normal driver, Chevrolet Trax insurance prices range from as low as $474 for a discount liability-only rate to a much higher rate of $2,724 for a high-risk insurance policy.
Geographic Price Range
Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.
The ranges above highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Chevrolet Trax insurance rates for additional coverage choices and driver risks.
- The best discount rate is $733
- Choosing higher $1,000 deductibles can save about $156 every year
- The average rate for the average middle-age driver using $500 deductibles is $1,258
- Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,560
- Unlucky drivers who are prone to accidents and violations could pay at least $2,724
- The price for full coverage for a teen driver with full coverage can be $4,798 each year
Auto insurance prices for a Chevrolet Trax are also quite variable based on your driving record, the model of your Trax, and deductibles and policy limits.
An older driver with a good driving record and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chevrolet Trax insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,800 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,138 | -$120 | -9.5% |
| Alaska | $966 | -$292 | -23.2% |
| Arizona | $1,046 | -$212 | -16.9% |
| Arkansas | $1,258 | -$0 | 0.0% |
| California | $1,434 | $176 | 14.0% |
| Colorado | $1,202 | -$56 | -4.5% |
| Connecticut | $1,294 | $36 | 2.9% |
| Delaware | $1,424 | $166 | 13.2% |
| Florida | $1,576 | $318 | 25.3% |
| Georgia | $1,162 | -$96 | -7.6% |
| Hawaii | $904 | -$354 | -28.1% |
| Idaho | $852 | -$406 | -32.3% |
| Illinois | $938 | -$320 | -25.4% |
| Indiana | $948 | -$310 | -24.6% |
| Iowa | $850 | -$408 | -32.4% |
| Kansas | $1,198 | -$60 | -4.8% |
| Kentucky | $1,718 | $460 | 36.6% |
| Louisiana | $1,864 | $606 | 48.2% |
| Maine | $776 | -$482 | -38.3% |
| Maryland | $1,038 | -$220 | -17.5% |
| Massachusetts | $1,006 | -$252 | -20.0% |
| Michigan | $2,186 | $928 | 73.8% |
| Minnesota | $1,054 | -$204 | -16.2% |
| Mississippi | $1,506 | $248 | 19.7% |
| Missouri | $1,118 | -$140 | -11.1% |
| Montana | $1,354 | $96 | 7.6% |
| Nebraska | $994 | -$264 | -21.0% |
| Nevada | $1,510 | $252 | 20.0% |
| New Hampshire | $906 | -$352 | -28.0% |
| New Jersey | $1,406 | $148 | 11.8% |
| New Mexico | $1,114 | -$144 | -11.4% |
| New York | $1,326 | $68 | 5.4% |
| North Carolina | $726 | -$532 | -42.3% |
| North Dakota | $1,030 | -$228 | -18.1% |
| Ohio | $872 | -$386 | -30.7% |
| Oklahoma | $1,292 | $34 | 2.7% |
| Oregon | $1,154 | -$104 | -8.3% |
| Pennsylvania | $1,200 | -$58 | -4.6% |
| Rhode Island | $1,678 | $420 | 33.4% |
| South Carolina | $1,140 | -$118 | -9.4% |
| South Dakota | $1,064 | -$194 | -15.4% |
| Tennessee | $1,102 | -$156 | -12.4% |
| Texas | $1,518 | $260 | 20.7% |
| Utah | $934 | -$324 | -25.8% |
| Vermont | $862 | -$396 | -31.5% |
| Virginia | $754 | -$504 | -40.1% |
| Washington | $976 | -$282 | -22.4% |
| West Virginia | $1,154 | -$104 | -8.3% |
| Wisconsin | $872 | -$386 | -30.7% |
| Wyoming | $1,120 | -$138 | -11.0% |
Using high physical damage deductibles can save as much as $460 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at least $1,500 to $2,100 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 44% to 133% more than a normal policy. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $280 | $470 | $372 | $1,280 |
| 2023 Chevrolet Trax | $268 | $452 | $390 | $1,268 |
| 2022 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2021 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2020 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2019 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2018 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2017 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2016 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2015 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Trax Insurance
Getting lower rates on car insurance takes being a good driver, having good credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The following list is a quick review of the car insurance concepts presented in the illustrations above.
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,470 more every year than a safer driver
- You may be able to save up to $150 per year just by shopping early and online
- Increasing physical damage deductibles can save around $450 each year
- Policyholders who may need an increased level of liability coverage will pay an extra $460 per year to raise limits from a low limit to 250/500 limits
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,798 |
| 20 | $2,906 |
| 30 | $1,304 |
| 40 | $1,258 |
| 50 | $1,152 |
| 60 | $1,130 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,560 |
| $250 | $1,420 |
| $500 | $1,258 |
| $1,000 | $1,102 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,258 |
| 50/100 | $1,341 |
| 100/300 | $1,445 |
| 250/500 | $1,716 |
| 100 CSL | $1,383 |
| 300 CSL | $1,612 |
| 500 CSL | $1,778 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,820 |
| 20 | $4,626 |
| 30 | $2,774 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,576 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $66 |
| Multi-vehicle | $66 |
| Homeowner | $19 |
| 5-yr Accident Free | $89 |
| 5-yr Claim Free | $81 |
| Paid in Full/EFT | $55 |
| Advance Quote | $61 |
| Online Quote | $88 |
| Total Discounts | $525 |
Discounts are estimated and may not be available from every company or in every state.
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