Chevrolet Trax Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 9, 2024
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When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month.
This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around.
When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated insurance rates for a Chevrolet Trax are $1,230 a year for full coverage. Comprehensive insurance costs approximately $226, collision insurance costs $404, and liability costs around $442. Liability-only coverage costs as low as $496 a year, and high-risk coverage costs $2,668 or more. Teen drivers pay the most at up to $4,762 a year.
Average premium for full coverage: $1,230
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Trax models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Chevrolet Trax range from as low as $496 for just the minimum liability insurance to the much higher price of $2,668 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance prices.
These rate differences show why everyone should compare prices using their specific location and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Chevrolet Trax insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $718
- Using higher $1,000 deductibles will save $142 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,230
- Choosing pricier low deductibles for physical damage coverage will cost an extra $278 every year
- Drivers with multiple violations and an at-fault accident could pay around $2,668
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,762 or more
Insurance prices for a Chevrolet Trax also have a wide range based on your driving characteristics, the trim level of your Trax, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Trax insurance prices. A driver around age 40 might see prices as low as $810 a year in states like Iowa, Maine, and Idaho, or as much as $1,760 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,112 | -$118 | -9.6% |
| Alaska | $946 | -$284 | -23.1% |
| Arizona | $1,024 | -$206 | -16.7% |
| Arkansas | $1,230 | -$0 | 0.0% |
| California | $1,402 | $172 | 14.0% |
| Colorado | $1,176 | -$54 | -4.4% |
| Connecticut | $1,264 | $34 | 2.8% |
| Delaware | $1,392 | $162 | 13.2% |
| Florida | $1,538 | $308 | 25.0% |
| Georgia | $1,136 | -$94 | -7.6% |
| Hawaii | $884 | -$346 | -28.1% |
| Idaho | $834 | -$396 | -32.2% |
| Illinois | $916 | -$314 | -25.5% |
| Indiana | $926 | -$304 | -24.7% |
| Iowa | $828 | -$402 | -32.7% |
| Kansas | $1,170 | -$60 | -4.9% |
| Kentucky | $1,678 | $448 | 36.4% |
| Louisiana | $1,822 | $592 | 48.1% |
| Maine | $760 | -$470 | -38.2% |
| Maryland | $1,016 | -$214 | -17.4% |
| Massachusetts | $984 | -$246 | -20.0% |
| Michigan | $2,138 | $908 | 73.8% |
| Minnesota | $1,030 | -$200 | -16.3% |
| Mississippi | $1,474 | $244 | 19.8% |
| Missouri | $1,090 | -$140 | -11.4% |
| Montana | $1,324 | $94 | 7.6% |
| Nebraska | $970 | -$260 | -21.1% |
| Nevada | $1,476 | $246 | 20.0% |
| New Hampshire | $886 | -$344 | -28.0% |
| New Jersey | $1,376 | $146 | 11.9% |
| New Mexico | $1,090 | -$140 | -11.4% |
| New York | $1,298 | $68 | 5.5% |
| North Carolina | $708 | -$522 | -42.4% |
| North Dakota | $1,008 | -$222 | -18.0% |
| Ohio | $850 | -$380 | -30.9% |
| Oklahoma | $1,264 | $34 | 2.8% |
| Oregon | $1,128 | -$102 | -8.3% |
| Pennsylvania | $1,176 | -$54 | -4.4% |
| Rhode Island | $1,642 | $412 | 33.5% |
| South Carolina | $1,114 | -$116 | -9.4% |
| South Dakota | $1,038 | -$192 | -15.6% |
| Tennessee | $1,080 | -$150 | -12.2% |
| Texas | $1,482 | $252 | 20.5% |
| Utah | $912 | -$318 | -25.9% |
| Vermont | $842 | -$388 | -31.5% |
| Virginia | $738 | -$492 | -40.0% |
| Washington | $952 | -$278 | -22.6% |
| West Virginia | $1,128 | -$102 | -8.3% |
| Wisconsin | $852 | -$378 | -30.7% |
| Wyoming | $1,098 | -$132 | -10.7% |
Choosing high deductibles could cut prices by as much as $420 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $398 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,500 to $2,000 extra annually, depending on your age. Chevrolet Trax insurance for high-risk drivers can be as much as 42% to 136% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Trax | $256 | $448 | $398 | $1,260 |
| 2023 Chevrolet Trax | $248 | $436 | $416 | $1,258 |
| 2022 Chevrolet Trax | $240 | $418 | $430 | $1,246 |
| 2021 Chevrolet Trax | $226 | $404 | $442 | $1,230 |
| 2020 Chevrolet Trax | $218 | $374 | $452 | $1,202 |
| 2019 Chevrolet Trax | $208 | $352 | $456 | $1,174 |
| 2018 Chevrolet Trax | $200 | $316 | $460 | $1,134 |
| 2017 Chevrolet Trax | $188 | $292 | $460 | $1,098 |
| 2016 Chevrolet Trax | $180 | $272 | $464 | $1,074 |
| 2015 Chevrolet Trax | $176 | $254 | $474 | $1,062 |
Rates are averaged for all Chevrolet Trax models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Trax Insurance
Finding better rates on car insurance requires having a decent driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following items are a quick review of the data covered in the above illustrations.
- Policyholders who purchase additional liability coverage will pay about $490 each year to increase from 30/60 bodily injury limits to 250/500 limits
- Drivers can save around $150 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $425 each year
- 16 to 18-year-old drivers are expensive to insure, as much as $397 per month for full coverage
Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.
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What are the safety ratings of the Chevrolet Trax?
It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.
The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.
Chevrolet Trax Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating.
So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.
Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.
Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,762 |
| 20 | $2,846 |
| 30 | $1,272 |
| 40 | $1,230 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,508 |
| $250 | $1,378 |
| $500 | $1,230 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,230 |
| 50/100 | $1,318 |
| 100/300 | $1,429 |
| 250/500 | $1,716 |
| 100 CSL | $1,363 |
| 300 CSL | $1,606 |
| 500 CSL | $1,783 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,760 |
| 20 | $4,536 |
| 30 | $2,712 |
| 40 | $2,668 |
| 50 | $2,550 |
| 60 | $2,528 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $52 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $512 |
Discounts are estimated and may not be available from every company or in every state.
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