Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Chevrolet Trax are $1,246 every 12 months for full coverage insurance. Comprehensive costs on average $240, collision insurance costs $418, and liability costs $430. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $2,692. Teenage drivers pay the highest rates at up to $4,776 a year.

Average premium for full coverage: $1,246

Price estimates by individual coverage:

Price estimates include $500 deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

The ranges above illustrate why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best discount rate is $728
• Drivers who choose higher $1,000 deductibles will pay around $150 each year
• The average price for the average middle-age driver with $500 deductibles is $1,246
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,536
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,692
• The price to insure a teen driver with full coverage may cost $4,776 a year

View Chart as Image

Insurance prices for a Chevrolet Trax are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Trax.

Using high physical damage deductibles could save up to $440 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can cost as much as 44% to 134% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Trax insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,680 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Chevrolet Trax Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with multiple at-fault accidents pay on average $1,450 more each year for Trax insurance
• It is possible to save as much as $150 per year just by shopping early and online
• Increasing physical damage deductibles could save as much as $450 each year
• Policyholders who require higher liability limits will pay an extra $470 annually to go from a low limit to a 250/500 level

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.