Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive costs an estimated $226, collision costs $404, and liability insurance costs around $442. Liability-only insurance costs as low as $496 a year, with high-risk driver insurance costing around $2,668. Teen drivers pay the highest rates at $4,762 a year or more.

Average premium for full coverage: $1,230

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Trax trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Chevrolet Trax insurance rates for other coverage scenarios.

• The lowest rate with discounts is $718
• Using higher $1,000 deductibles will save approximately $142 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,230
• Choosing more expensive low deductibles for physical damage coverage will cost $1,508
• Drivers with multiple violations and an at-fault accident could pay up to $2,668 or more
• The price with full coverage for a teen driver with full coverage can cost as much as $4,762 or more

View Chart as Image

Car insurance prices for a Chevrolet Trax are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. High-risk driver insurance can be anywhere from 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $420 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Trax insurance rates. A driver around age 40 might see prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,660 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes may be quite different between companies.

How to Buy Cheap Chevrolet Trax Insurance

Getting lower rates on Chevrolet Trax insurance requires being safe and accident-free, having a good credit score, not filing small claims, and not having any coverage lapses. Make time to compare rates every year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the coverage data touched on in this article.

• It is possible to save approximately $150 per year simply by shopping early and online
• Increasing physical damage deductibles could save up to $425 each year
• Youthful drivers have the highest car insurance prices, as much as $397 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,440 more annually than a low-risk driver

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.