Chevrolet Trax Insurance Rates

When the time comes to start comparing Chevrolet Trax insurance rates, you may not know where to begin. The first thing you should know is that the average Chevy Trax insurance cost about $1,280 a year, which boils down to about $107 per month. 

This comprehensive guide will walk you through exactly how Chevrolet Trax rates are calculated so you can have a firm understanding of what to expect before you start shopping around. 

When you’re ready, you can start comparing Chevrolet Trax insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Chevrolet Trax are $1,230 annually for full coverage insurance. Comprehensive costs on average $226, collision insurance costs $404, and liability is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs around $2,668. 16-year-old drivers cost the most to insure at up to $4,762 a year.

Average premium for full coverage: $1,230

Policy rates by type of insurance:

Prices include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for all Trax models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities. The example below illustrates how location helps determine car insurance rates.

The examples above illustrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Chevrolet Trax insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $718
• Raising to $1,000 deductibles will save around $142 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,230
• Buying pricier low deductibles will cost $1,508
• At-risk drivers with multiple tickets or accidents could pay upwards of $2,668
• Policy cost with full coverage for a teen driver for full coverage may cost $4,762

View Chart as Image

Insurance rates for a Chevrolet Trax also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,000 extra every year, depending on your age. Chevrolet Trax insurance for high-risk drivers is expensive and can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $420 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $398 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Trax insurance prices. A middle-age driver might find rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,660 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Right Chevrolet Trax Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and claims, having a good credit history, being claim-free, and determing if full coverage is necessary. Invest time comparing rates every couple of years by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the material that was covered in the charts and tables above.

• Policyholders who require increased liability limits will pay around $490 annually to raise from a 30/60 limit to higher 250/500 limits
• Drivers under the age of 20 pay the highest rates, possibly costing $397 each month including comprehensive and collision insurance
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,440 more each year to insure a Chevrolet Trax
• Increasing comprehensive and collision deductibles could save up to $425 each year

Now that you have a better understanding of how an individual driver’s rates are determined, the next step is to shop with assurance for Chevrolet Trax insurance rates from multiple providers. You can even take advantage of our free quote tool below.

What are the safety ratings of the Chevrolet Trax?

It’s important to consider the safety ratings of the Chevrolet Trax to get a good idea of where you might qualify for policy discounts.

The ratings below show the breakdown of the crash test ratings for this model. The following results influence how much the 2019 Chevrolet Trax costs to insure.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible while “Acceptable” is the next best score a vehicle can receive.

Chevrolet Trax Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Chevrolet Trax is lighter than some of the other SUVs on the road, which contributes to its overall safety rating. 

So long as the Insurance Institute for Highway Safety (IIHS) reflects that the Chevrolet Trax has favorable loss percentages for its class, you can still save on Chevy Trax insurance rates.

Take a look at the following small SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Ford Escape Insurance Rates
• Honda CR-V Insurance Rates
• Kia Sportage Insurance Rates

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Chevrolet Trax insurance quotes from multiple providers today.