Chrysler Pacifica Insurance Rates
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UPDATED: Mar 30, 2024
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If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance prices for a Chrysler Pacifica are $1,214 every 12 months for full coverage. Comprehensive costs an estimated $270 a year, collision insurance costs $424, and liability is estimated at $384. Buying just liability costs approximately $432 a year, and insurance for high-risk drivers costs around $2,614. 16-year-old drivers pay the highest rates at up to $4,516 a year.
Average premium for full coverage: $1,214
Price estimates broken down by individual coverage:
Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Pacifica trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Chrysler Pacifica insurance prices range from the cheapest price of $432 for the bare minimum liability coverage to a high of $2,614 for coverage for higher-risk drivers.
Geographic Price Range
Living in a larger city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than congested cities. The diagram below illustrates how where you live affects insurance prices.
The ranges above show why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Chrysler Pacifica insurance rates for other coverage scenarios.
- The best full coverage rate is $705
- Choosing higher $1,000 deductibles can save approximately $1,058 a year
- The average price for the average middle-age driver who has $500 deductibles is $1,214
- Buying low $100 deductibles for comp and collision coverage increases the price to $1,518
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,614
- The price to insure a 16-year-old driver can cost as much as $4,516 each year
Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.
Opting for high physical damage deductibles can save as much as $460 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $345 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $2,000 additional each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 129% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,730 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $932 | -$282 | -23.2% |
| Arizona | $1,006 | -$208 | -17.1% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,384 | $170 | 14.0% |
| Colorado | $1,158 | -$56 | -4.6% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,372 | $158 | 13.0% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $824 | -$390 | -32.1% |
| Illinois | $904 | -$310 | -25.5% |
| Indiana | $916 | -$298 | -24.5% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,658 | $444 | 36.6% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $968 | -$246 | -20.3% |
| Michigan | $2,108 | $894 | 73.6% |
| Minnesota | $1,018 | -$196 | -16.1% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $956 | -$258 | -21.3% |
| Nevada | $1,456 | $242 | 19.9% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,356 | $142 | 11.7% |
| New Mexico | $1,074 | -$140 | -11.5% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $698 | -$516 | -42.5% |
| North Dakota | $996 | -$218 | -18.0% |
| Ohio | $834 | -$380 | -31.3% |
| Oklahoma | $1,246 | $32 | 2.6% |
| Oregon | $1,112 | -$102 | -8.4% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,102 | -$112 | -9.2% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,464 | $250 | 20.6% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $726 | -$488 | -40.2% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,114 | -$100 | -8.2% |
| Wisconsin | $840 | -$374 | -30.8% |
| Wyoming | $1,080 | -$134 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| 2023 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2022 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2021 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2020 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2019 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2018 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2017 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
| 2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Chrysler Pacifica Insurance
Getting lower rates on insurance for a Chrysler Pacifica takes being a good driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following list is a summary of the primary concepts that were touched on in the above illustrations.
- Drivers can save approximately $150 per year just by quoting early and online
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,400 more annually than a safer driver
- Increasing physical damage deductibles could save as much as $450 each year
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $376 a month if full coverage is included
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
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What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,770 |
| 30 | $1,264 |
| 40 | $1,214 |
| 50 | $1,110 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,518 |
| $250 | $1,378 |
| $500 | $1,214 |
| $1,000 | $1,058 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,291 |
| 100/300 | $1,387 |
| 250/500 | $1,636 |
| 100 CSL | $1,329 |
| 300 CSL | $1,540 |
| 500 CSL | $1,694 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,440 |
| 20 | $4,410 |
| 30 | $2,668 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
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