Chrysler Pacifica Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance rates for a Chrysler Pacifica are $1,214 a year for full coverage insurance. Comprehensive costs around $270 a year, collision insurance costs $424, and liability coverage is estimated at $384. Liability-only coverage costs approximately $432 a year, and high-risk coverage costs around $2,614. Teens pay the highest rates at up to $4,516 a year.
Average premium for full coverage: $1,214
Price estimates for individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Pacifica trim levels.
Price Range from Low to High
For a 40-year-old driver, Chrysler Pacifica insurance prices range from the low end price of $432 for basic liability insurance to a high of $2,614 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance rates.
The ranges above illustrate why it is important to get quotes for a specific zip code, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $705
- Choosing higher $1,000 deductibles can save about $1,058 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,214
- Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,518
- Drivers with serious driving violations could pay at least $2,614
- The price that insures a teenage driver can be $4,516 each year
Auto insurance prices for a Chrysler Pacifica are also quite variable based on the trim level of your Pacifica, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,400 to $2,000 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges around 44% to 129% more than the average policy. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chrysler Pacifica insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,640 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $932 | -$282 | -23.2% |
| Arizona | $1,006 | -$208 | -17.1% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,384 | $170 | 14.0% |
| Colorado | $1,158 | -$56 | -4.6% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,372 | $158 | 13.0% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $824 | -$390 | -32.1% |
| Illinois | $904 | -$310 | -25.5% |
| Indiana | $916 | -$298 | -24.5% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,658 | $444 | 36.6% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $968 | -$246 | -20.3% |
| Michigan | $2,108 | $894 | 73.6% |
| Minnesota | $1,018 | -$196 | -16.1% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $956 | -$258 | -21.3% |
| Nevada | $1,456 | $242 | 19.9% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,356 | $142 | 11.7% |
| New Mexico | $1,074 | -$140 | -11.5% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $698 | -$516 | -42.5% |
| North Dakota | $996 | -$218 | -18.0% |
| Ohio | $834 | -$380 | -31.3% |
| Oklahoma | $1,246 | $32 | 2.6% |
| Oregon | $1,112 | -$102 | -8.4% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,102 | -$112 | -9.2% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,464 | $250 | 20.6% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $726 | -$488 | -40.2% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,114 | -$100 | -8.2% |
| Wisconsin | $840 | -$374 | -30.8% |
| Wyoming | $1,080 | -$134 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 a year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $345 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| 2023 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2022 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2021 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2020 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2019 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2018 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2017 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
| 2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Chrysler Pacifica Insurance
Getting lower rates on auto insurance takes avoiding accidents and violations, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every policy renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.
The list below is a brief review of the data illustrated above.
- Consumers who may need higher liability limits will pay approximately $420 annually to raise limits from a low limit to the 250/500 level
- It is possible to save up to $150 per year just by quoting early and online
- Increasing physical damage deductibles can save approximately $450 each year
- Teenagers are expensive to insure, as much as $376 a month if the policy includes full coverage
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,770 |
| 30 | $1,264 |
| 40 | $1,214 |
| 50 | $1,110 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,518 |
| $250 | $1,378 |
| $500 | $1,214 |
| $1,000 | $1,058 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,291 |
| 100/300 | $1,387 |
| 250/500 | $1,636 |
| 100 CSL | $1,329 |
| 300 CSL | $1,540 |
| 500 CSL | $1,694 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,440 |
| 20 | $4,410 |
| 30 | $2,668 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
