Chrysler Pacifica Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.
In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.
U.S. average insurance prices for a Chrysler Pacifica are $1,214 every 12 months for full coverage insurance. Comprehensive costs around $270, collision costs $424, and liability is estimated at $384. A policy with just liability insurance costs approximately $432 a year, with coverage for high-risk drivers costing around $2,614. 16-year-old drivers pay the highest rates at $4,516 a year or more.
Average premium for full coverage: $1,214
Price estimates for individual coverage:
Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all Pacifica models.
Price Range from Low to High
For the average driver, Chrysler Pacifica insurance prices go from the cheapest price of $432 for basic liability insurance to the much higher price of $2,614 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities.
The example below illustrates how location impacts auto insurance rates.
The ranges above illustrate why everyone should get quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Chrysler Pacifica insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $705
- Choosing higher $1,000 deductibles can save about $156 each year
- The average price for the average middle-age driver using $500 deductibles is $1,214
- Buying pricier low deductibles for comp and collision coverage increases the price to $1,518
- Unlucky drivers with multiple tickets or accidents could pay at least $2,614 or more
- The price to insure a teen driver for full coverage can be $4,516 each year
Insurance prices for a Chrysler Pacifica are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can save as much as $460 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $345 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay as much as $4,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,400 to $2,000 extra each year, depending on your age. Chrysler Pacifica insurance for high-risk drivers ranges as much as 44% to 129% more than the average rate. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Chrysler Pacifica insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,640 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $932 | -$282 | -23.2% |
| Arizona | $1,006 | -$208 | -17.1% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,384 | $170 | 14.0% |
| Colorado | $1,158 | -$56 | -4.6% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,372 | $158 | 13.0% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $824 | -$390 | -32.1% |
| Illinois | $904 | -$310 | -25.5% |
| Indiana | $916 | -$298 | -24.5% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,658 | $444 | 36.6% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $968 | -$246 | -20.3% |
| Michigan | $2,108 | $894 | 73.6% |
| Minnesota | $1,018 | -$196 | -16.1% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $956 | -$258 | -21.3% |
| Nevada | $1,456 | $242 | 19.9% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,356 | $142 | 11.7% |
| New Mexico | $1,074 | -$140 | -11.5% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $698 | -$516 | -42.5% |
| North Dakota | $996 | -$218 | -18.0% |
| Ohio | $834 | -$380 | -31.3% |
| Oklahoma | $1,246 | $32 | 2.6% |
| Oregon | $1,112 | -$102 | -8.4% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,102 | -$112 | -9.2% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,464 | $250 | 20.6% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $726 | -$488 | -40.2% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,114 | -$100 | -8.2% |
| Wisconsin | $840 | -$374 | -30.8% |
| Wyoming | $1,080 | -$134 | -11.0% |
Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
| 2023 Chrysler Pacifica | $332 | $512 | $332 | $1,312 |
| 2022 Chrysler Pacifica | $320 | $506 | $338 | $1,300 |
| 2021 Chrysler Pacifica | $308 | $494 | $354 | $1,292 |
| 2020 Chrysler Pacifica | $298 | $474 | $364 | $1,272 |
| 2019 Chrysler Pacifica | $282 | $458 | $376 | $1,252 |
| 2018 Chrysler Pacifica | $270 | $424 | $384 | $1,214 |
| 2017 Chrysler Pacifica | $260 | $400 | $388 | $1,184 |
| 2007 Chrysler Pacifica | $166 | $178 | $390 | $870 |
| 2006 Chrysler Pacifica | $162 | $168 | $384 | $850 |
| 2004 Chrysler Pacifica | $144 | $152 | $376 | $808 |
Rates are averaged for all Chrysler Pacifica models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Chrysler Pacifica Insurance
Getting lower rates on car insurance takes being safe and accident-free, having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the ideas that were touched on above.
- Youthful drivers pay higher prices, as much as $376 a month if they have full coverage
- Higher risk drivers who tend to receive serious violations may pay on average $1,400 more every year than a low-risk driver
- Increasing physical damage deductibles could save as much as $450 each year
- It is possible to save up to $150 per year simply by quoting online well ahead of the renewal date
To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the Chrysler Pacifica safety ratings?
The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates.
Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.
Chrysler Pacifica Compared Against Other Vehicles in the Same Class
Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:
When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.
We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,770 |
| 30 | $1,264 |
| 40 | $1,214 |
| 50 | $1,110 |
| 60 | $1,088 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,518 |
| $250 | $1,378 |
| $500 | $1,214 |
| $1,000 | $1,058 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,291 |
| 100/300 | $1,387 |
| 250/500 | $1,636 |
| 100 CSL | $1,329 |
| 300 CSL | $1,540 |
| 500 CSL | $1,694 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,440 |
| 20 | $4,410 |
| 30 | $2,668 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $54 |
| Advance Quote | $59 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
