Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

Average insurance rates for a Chrysler Pacifica are $1,184 a year with full coverage. Comprehensive insurance costs on average $260, collision costs $400, and liability coverage costs $388. Liability-only coverage costs as little as $434 a year, with high-risk coverage costing $2,542 or more. Teen drivers receive the highest rates at $4,420 a year or more.

Average premium for full coverage: $1,184

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for different Pacifica trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how geographic area affects car insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $690
• Drivers who choose higher $1,000 deductibles will pay around $150 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,184
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $288 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,542 or more
• The cost for full coverage for a teenage driver with full coverage may cost $4,420 a year

View Chart as Image

Car insurance rates for a Chrysler Pacifica can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $4,400 a year. View Rates by Age

Where you live makes a big difference in Chrysler Pacifica insurance rates. A 40-year-old driver could pay as low as $850 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,600 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $440 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

How to Find Cheap Chrysler Pacifica Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The following items are a brief summary of the data presented in the illustrations above.

• Consumers who require additional liability coverage will pay about $430 every year to go from a minimum limit to 250/500 limits
• You may be able to save as much as $140 per year simply by shopping early and online
• Increasing deductibles can save around $450 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $368 per month if full coverage is included

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.