Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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U.S. average auto insurance rates for a Chrysler Pacifica Hybrid are $1,380 annually including full coverage. Comprehensive costs on average $312, collision insurance costs $548, and liability is $384. Liability-only coverage costs around $432 a year, and high-risk coverage costs around $2,990. Teen drivers pay the highest rates at up to $5,066 a year.
Average premium for full coverage: $1,380
Price estimates by individual coverage:
Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Pacifica Hybrid models.
Price Range from Low to High
For a 40-year-old driver, Chrysler Pacifica Hybrid insurance prices range from as cheap as $432 for just liability coverage to the much higher price of $2,990 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have fewer comprehensive and collision claims than larger metro areas. The example below illustrates how your location can change car insurance rates.
The ranges above highlight why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Chrysler Pacifica Hybrid insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $785
- Raising to $1,000 deductibles will save around $194 every year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,380
- Choosing pricier low deductibles will cost $1,760
- At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,990
- The price with full coverage for a teen driver for full coverage may cost $5,066
Auto insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the trim level and model year, your driving characteristics, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,000 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Chrysler Pacifica Hybrid insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce prices by up to $580 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $345 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on Chrysler Pacifica Hybrid insurance prices. A middle-age driver might find prices as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,970 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,574 | $194 | 14.1% |
| Colorado | $1,316 | -$64 | -4.6% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,560 | $180 | 13.0% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,276 | -$104 | -7.5% |
| Hawaii | $992 | -$388 | -28.1% |
| Idaho | $936 | -$444 | -32.2% |
| Illinois | $1,030 | -$350 | -25.4% |
| Indiana | $1,042 | -$338 | -24.5% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,044 | $664 | 48.1% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,100 | -$280 | -20.3% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,158 | -$222 | -16.1% |
| Mississippi | $1,654 | $274 | 19.9% |
| Missouri | $1,226 | -$154 | -11.2% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,086 | -$294 | -21.3% |
| Nevada | $1,656 | $276 | 20.0% |
| New Hampshire | $996 | -$384 | -27.8% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,454 | $74 | 5.4% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,132 | -$248 | -18.0% |
| Ohio | $950 | -$430 | -31.2% |
| Oklahoma | $1,418 | $38 | 2.8% |
| Oregon | $1,264 | -$116 | -8.4% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,842 | $462 | 33.5% |
| South Carolina | $1,254 | -$126 | -9.1% |
| South Dakota | $1,166 | -$214 | -15.5% |
| Tennessee | $1,208 | -$172 | -12.5% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,022 | -$358 | -25.9% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $828 | -$552 | -40.0% |
| Washington | $1,066 | -$314 | -22.8% |
| West Virginia | $1,266 | -$114 | -8.3% |
| Wisconsin | $954 | -$426 | -30.9% |
| Wyoming | $1,228 | -$152 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $404 | $688 | $316 | $1,544 |
| 2023 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2022 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2021 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2020 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2019 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2018 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2017 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Chrysler Pacifica Hybrid Insurance
Getting lower rates on car insurance consists of being safe and accident-free, having above-average credit, being claim-free, and deciding if full coverage is necessary. Invest the time to shop around every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a quick rundown of the information illustrated above.
- You may be able to save as much as $170 per year just by quoting online well ahead of the renewal date
- Youthful drivers are charged the highest prices, possibly costing $422 a month if full coverage is included
- Increasing physical damage deductibles could save up to $575 each year
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,610 more each year than a low-risk driver
- Policyholders who require more liability protection will pay about $420 per year to raise from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,066 |
| 20 | $3,176 |
| 30 | $1,444 |
| 40 | $1,380 |
| 50 | $1,262 |
| 60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,760 |
| $250 | $1,584 |
| $500 | $1,380 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,457 |
| 100/300 | $1,553 |
| 250/500 | $1,802 |
| 100 CSL | $1,495 |
| 300 CSL | $1,706 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,254 |
| 20 | $5,056 |
| 30 | $3,060 |
| 40 | $2,990 |
| 50 | $2,848 |
| 60 | $2,824 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $65 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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