Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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U.S. average insurance rates for a Chrysler Pacifica Hybrid are $1,380 a year for full coverage. Comprehensive insurance costs an estimated $312, collision costs $548, and liability insurance is estimated at $384. A policy with just liability insurance costs approximately $432 a year, with coverage for high-risk drivers costing $2,990 or more. Teenage drivers pay the highest rates at $5,066 a year or more.
Average premium for full coverage: $1,380
Price estimates broken down by individual coverage:
Rates are based on $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for different Pacifica Hybrid trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Chrysler Pacifica Hybrid insurance prices go from the low end price of $432 for just liability insurance to a much higher rate of $2,990 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city has a significant impact on insurance rates. More rural locations have lower incidents of accident claims than densely populated cities.
The price range example below illustrates how where you live affects insurance prices.
The ranges above show why anyone shopping for car insurance should get quotes for a targeted area, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Chrysler Pacifica Hybrid insurance rates for other coverage scenarios.
- The best discount rate is $785
- Choosing higher $1,000 deductibles can save approximately $194 a year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,380
- Using more expensive low deductibles for comp and collision coverage will cost an additional $380 a year
- High-risk insureds who are prone to accidents and violations could pay up to $2,990 or more
- The price that insures a teen driver with full coverage can cost as much as $5,066 each year
Insurance prices for a Chrysler Pacifica Hybrid are also quite variable based on the model year and trim level, how you drive, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you could be paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Chrysler Pacifica Hybrid insurance rates. A good driver about age 40 could pay as low as $910 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,970 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,574 | $194 | 14.1% |
| Colorado | $1,316 | -$64 | -4.6% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,560 | $180 | 13.0% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,276 | -$104 | -7.5% |
| Hawaii | $992 | -$388 | -28.1% |
| Idaho | $936 | -$444 | -32.2% |
| Illinois | $1,030 | -$350 | -25.4% |
| Indiana | $1,042 | -$338 | -24.5% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,044 | $664 | 48.1% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,100 | -$280 | -20.3% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,158 | -$222 | -16.1% |
| Mississippi | $1,654 | $274 | 19.9% |
| Missouri | $1,226 | -$154 | -11.2% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,086 | -$294 | -21.3% |
| Nevada | $1,656 | $276 | 20.0% |
| New Hampshire | $996 | -$384 | -27.8% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,454 | $74 | 5.4% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,132 | -$248 | -18.0% |
| Ohio | $950 | -$430 | -31.2% |
| Oklahoma | $1,418 | $38 | 2.8% |
| Oregon | $1,264 | -$116 | -8.4% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,842 | $462 | 33.5% |
| South Carolina | $1,254 | -$126 | -9.1% |
| South Dakota | $1,166 | -$214 | -15.5% |
| Tennessee | $1,208 | -$172 | -12.5% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,022 | -$358 | -25.9% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $828 | -$552 | -40.0% |
| Washington | $1,066 | -$314 | -22.8% |
| West Virginia | $1,266 | -$114 | -8.3% |
| Wisconsin | $954 | -$426 | -30.9% |
| Wyoming | $1,228 | -$152 | -11.0% |
Using high physical damage deductibles can save as much as $580 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $345 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $404 | $688 | $316 | $1,544 |
| 2023 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2022 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2021 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2020 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2019 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2018 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2017 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chrysler Pacifica Hybrid Insurance
Getting lower rates on Chrysler Pacifica Hybrid insurance takes having a good driving record, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Compare prices once a year by getting quotes from direct carriers, and also from your local independent and exclusive agents.
The next list is a quick review of the data that was touched on in the above illustrations.
- Drivers can save approximately $170 per year simply by shopping early and online
- Drivers who want increased levels of liability coverage will pay an extra $420 each year to raise limits from a low limit to the 250/500 level
- Drivers age 20 and younger are charged the highest prices, with premiums as much as $422 a month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,610 more annually to buy Chrysler Pacifica Hybrid insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,066 |
| 20 | $3,176 |
| 30 | $1,444 |
| 40 | $1,380 |
| 50 | $1,262 |
| 60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,760 |
| $250 | $1,584 |
| $500 | $1,380 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,457 |
| 100/300 | $1,553 |
| 250/500 | $1,802 |
| 100 CSL | $1,495 |
| 300 CSL | $1,706 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,254 |
| 20 | $5,056 |
| 30 | $3,060 |
| 40 | $2,990 |
| 50 | $2,848 |
| 60 | $2,824 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $65 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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