Chrysler Pacifica Hybrid Insurance Rates
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UPDATED: Apr 24, 2024
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The average insurance rates for a Chrysler Pacifica Hybrid are $1,380 a year for full coverage insurance. Comprehensive costs around $312, collision insurance costs $548, and liability costs around $384. A liability-only policy costs as low as $432 a year, and high-risk insurance costs around $2,990. 16-year-old drivers cost the most to insure at up to $5,066 a year.
Average premium for full coverage: $1,380
Policy rates for type of insurance:
Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Pacifica Hybrid models.
Price Range Variability
Using a 40-year-old driver as an example, Chrysler Pacifica Hybrid insurance rates range from as low as $432 for just liability coverage to the much higher price of $2,990 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than congested cities. The example below illustrates how rural and urban location affects auto insurance rates.
The examples above illustrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Chrysler Pacifica Hybrid insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $785
- Using higher $1,000 deductibles will save about $194 each year
- The average rate for a good driver age 40 using $500 deductibles is $1,380
- Buying pricier low deductibles for physical damage coverage will increase the cost to $1,760
- High-risk insureds with multiple tickets or accidents could pay at least $2,990
- Policy cost for full coverage for a 16-year-old driver for full coverage can be $5,066 or more
Car insurance rates for a Chrysler Pacifica Hybrid also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,000 a year. View Rates by Age
Your home state has a huge impact on Chrysler Pacifica Hybrid insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,860 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,246 | -$134 | -9.7% |
| Alaska | $1,058 | -$322 | -23.3% |
| Arizona | $1,146 | -$234 | -17.0% |
| Arkansas | $1,380 | -$0 | 0.0% |
| California | $1,574 | $194 | 14.1% |
| Colorado | $1,316 | -$64 | -4.6% |
| Connecticut | $1,418 | $38 | 2.8% |
| Delaware | $1,560 | $180 | 13.0% |
| Florida | $1,726 | $346 | 25.1% |
| Georgia | $1,276 | -$104 | -7.5% |
| Hawaii | $992 | -$388 | -28.1% |
| Idaho | $936 | -$444 | -32.2% |
| Illinois | $1,030 | -$350 | -25.4% |
| Indiana | $1,042 | -$338 | -24.5% |
| Iowa | $932 | -$448 | -32.5% |
| Kansas | $1,312 | -$68 | -4.9% |
| Kentucky | $1,882 | $502 | 36.4% |
| Louisiana | $2,044 | $664 | 48.1% |
| Maine | $852 | -$528 | -38.3% |
| Maryland | $1,138 | -$242 | -17.5% |
| Massachusetts | $1,100 | -$280 | -20.3% |
| Michigan | $2,398 | $1,018 | 73.8% |
| Minnesota | $1,158 | -$222 | -16.1% |
| Mississippi | $1,654 | $274 | 19.9% |
| Missouri | $1,226 | -$154 | -11.2% |
| Montana | $1,482 | $102 | 7.4% |
| Nebraska | $1,086 | -$294 | -21.3% |
| Nevada | $1,656 | $276 | 20.0% |
| New Hampshire | $996 | -$384 | -27.8% |
| New Jersey | $1,544 | $164 | 11.9% |
| New Mexico | $1,222 | -$158 | -11.4% |
| New York | $1,454 | $74 | 5.4% |
| North Carolina | $794 | -$586 | -42.5% |
| North Dakota | $1,132 | -$248 | -18.0% |
| Ohio | $950 | -$430 | -31.2% |
| Oklahoma | $1,418 | $38 | 2.8% |
| Oregon | $1,264 | -$116 | -8.4% |
| Pennsylvania | $1,316 | -$64 | -4.6% |
| Rhode Island | $1,842 | $462 | 33.5% |
| South Carolina | $1,254 | -$126 | -9.1% |
| South Dakota | $1,166 | -$214 | -15.5% |
| Tennessee | $1,208 | -$172 | -12.5% |
| Texas | $1,664 | $284 | 20.6% |
| Utah | $1,022 | -$358 | -25.9% |
| Vermont | $944 | -$436 | -31.6% |
| Virginia | $828 | -$552 | -40.0% |
| Washington | $1,066 | -$314 | -22.8% |
| West Virginia | $1,266 | -$114 | -8.3% |
| Wisconsin | $954 | -$426 | -30.9% |
| Wyoming | $1,228 | -$152 | -11.0% |
Opting for high physical damage deductibles could cut rates by as much as $580 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $345 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. Chrysler Pacifica Hybrid insurance for high-risk drivers can be from 43% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chrysler Pacifica Hybrid | $404 | $688 | $316 | $1,544 |
| 2023 Chrysler Pacifica Hybrid | $384 | $660 | $332 | $1,512 |
| 2022 Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
| 2021 Chrysler Pacifica Hybrid | $356 | $640 | $354 | $1,486 |
| 2020 Chrysler Pacifica Hybrid | $344 | $612 | $364 | $1,456 |
| 2019 Chrysler Pacifica Hybrid | $326 | $592 | $376 | $1,430 |
| 2018 Chrysler Pacifica Hybrid | $312 | $548 | $384 | $1,380 |
| 2017 Chrysler Pacifica Hybrid | $300 | $516 | $388 | $1,340 |
Rates are averaged for all Chrysler Pacifica Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chrysler Pacifica Hybrid Insurance
Finding cheaper rates on insurance for a Chrysler Pacifica Hybrid requires being safe and accident-free, having above-average credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a summary of the data that was raised in the charts and tables above.
- It is possible to save up to $170 per year just by quoting online well ahead of the renewal date
- Insureds who may need more liability protection will pay around $420 annually to increase from a 30/60 limit to 250/500 limits
- Youthful drivers are the costliest to insure, possibly costing $422 each month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,610 more every year than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,066 |
| 20 | $3,176 |
| 30 | $1,444 |
| 40 | $1,380 |
| 50 | $1,262 |
| 60 | $1,238 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,760 |
| $250 | $1,584 |
| $500 | $1,380 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,380 |
| 50/100 | $1,457 |
| 100/300 | $1,553 |
| 250/500 | $1,802 |
| 100 CSL | $1,495 |
| 300 CSL | $1,706 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,254 |
| 20 | $5,056 |
| 30 | $3,060 |
| 40 | $2,990 |
| 50 | $2,848 |
| 60 | $2,824 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $65 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $595 |
Discounts are estimated and may not be available from every company or in every state.
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