Chrysler Pacifica Insurance Rates

If you ever wondered how much Chrysler Pacifica insurance cost, the average Chrysler Pacifica insurance rates are $1,332 a year for full coverage. There are several factors that determine individual Chrysler Pacifica car insurance rates, such as the age and location of the driver.

In order to help you on your way to securing a policy that meets your needs and budget, we have prepared this detailed article. You can even start comparing Chrysler Pacifica quotes right now by taking advantage of our free online tool.

The average insurance rates for a Chrysler Pacifica are $1,132 a year for full coverage. Comprehensive insurance costs on average $248, collision costs $358, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing $2,432 or more. Teenage drivers cost the most to insure at $4,262 a year or more.

Average premium for full coverage: $1,132

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Pacifica models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.

The example below illustrates the effect of geographic area on car insurance rates.

The examples above show why everyone should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chrysler Pacifica insurance rates for different risk profiles and scenarios.

• The best discount rate is $665
• Drivers who choose higher $1,000 deductibles will pay around $136 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,132
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $264 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,432 or more
• Policy cost for full coverage for a teen driver for full coverage may cost $4,262 a year

View Chart as Image

Insurance rates for a Chrysler Pacifica also range considerably based on your risk profile, the trim level of your Pacifica, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $4,200 a year. View Rates by Age

Your home state makes a big difference in Chrysler Pacifica insurance prices. A 40-year-old driver could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $400 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 extra every year, depending on your age. Chrysler Pacifica insurance for high-risk drivers can cost as much as 42% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so the rates will be varied from one company to the next.

How to Find Cheaper Chrysler Pacifica Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Take the time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The following list is a condensed summary of the information covered in the above illustrations.

• Drivers can save as much as $130 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 pay the highest rates, costing up to $355 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $400 each year
• Higher risk drivers with multiple at-fault accidents will pay on average $1,300 more each year than a safer driver
• Policyholders who require an increased level of liability coverage will pay an extra $430 each year to go from a 30/60 limit to 250/500 limits

To this point, it’s clear that insurance companies consider a wide assortment of factors when quoting potential policyholders. You can start to discover Chrysler Pacifica car insurance rates right now by using our complimentary quote comparison tool below.

What are the Chrysler Pacifica safety ratings?

The safety ratings of the Chrysler Pacifica are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Chrysler Pacifica’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Chrysler Pacifica received the highest mark possible in each category with the exception of the small overlap on the passenger’s side.

Chrysler Pacifica Compared Against Other Vehicles in the Same Class

Classified as a minivan, the Chrysler Pacifica has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Dodge Grand Caravan
• Honda Odyssey
• Toyota Sienna

When it comes down to the figures, the IIHS reports that the Chrysler Pacifica has a bodily injury loss percentage of -19 percent and a property damage loss percentage of -15 percent. These figures are considered above average for this vehicle class, and helps contribute to lower rates.

We have uncovered a lot of information about Chrysler Pacifica car insurance, so is there anything we might have missed? If not, start comparing Chrysler Pacifica insurance rates from multiple companies by using our free online quote tool.