Chrysler Town and Country Insurance Rates

U.S. average insurance rates for a Chrysler Town and Country are $960 a year for full coverage insurance. Comprehensive insurance costs an estimated $190 each year, collision insurance costs $228, and liability costs around $406. A policy with just liability insurance costs as low as $450 a year, and coverage for high-risk drivers costs $2,052 or more. 16-year-old drivers pay the highest rates at up to $3,736 a year.

Average premium for full coverage: $960

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Town and Country models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than congested cities. The graphic below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best full coverage rate is $581
• Using higher $1,000 deductibles will save approximately $96 each year
• The average rate for the average middle-age driver who has $500 deductibles is $960
• Buying low deductibles for physical damage coverage will cost an extra $180 every year
• Drivers with multiple tickets or accidents could pay up to $2,052
• The price for full coverage for a teen driver can cost as much as $3,736 or more

Insurance prices for a Chrysler Town and Country are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay at least $3,700 a year. View Rates by Age

The state you live in has a huge impact on Chrysler Town and Country insurance prices. A driver around age 40 might see prices as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,300 on average in Florida, New York, and Michigan.

Opting for high physical damage deductibles could cut prices by as much as $280 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,100 to $1,600 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 128% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Chrysler Town and Country Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Set aside time to shop around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a summary of the material that was raised in the charts and tables above.

• Policyholders who want higher liability limits will pay around $450 annually to increase from a low limit to 250/500 limits
• Teenagers are charged the highest prices, as much as $311 a month for full coverage
• Higher risk drivers who have multiple accidents or major violations pay on average $1,090 more annually for car insurance
• Increasing physical damage deductibles can save around $275 each year