Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $984 a year for full coverage insurance. Comprehensive costs around $194, collision costs $252, and liability is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing around $2,110. Teenage drivers pay the most at $3,818 a year or more.

Average premium for full coverage: $984

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $589
• Raising to $1,000 deductibles will save about $102 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $984
• Using more expensive low deductibles will increase the cost to $1,180
• At-risk drivers who are prone to accidents and violations could pay at least $2,110 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can be $3,818

Auto insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $3,800 a year. View Rates by Age

Where you choose to live also has a big influence on Chrysler Town and Country insurance prices. A middle-age driver might find prices as low as $640 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,330 on average in Michigan, New York, and Florida.

Using high physical damage deductibles can reduce prices by up to $300 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,200 to $1,600 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Chrysler Town and Country Insurance

Finding better rates on car insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around at every policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the data illustrated above.

• Policyholders who may need an increased level of liability coverage will pay an extra $440 annually to raise from 30/60 bodily injury limits to 250/500 limits
• It is possible to save up to $110 per year simply by shopping early and online
• Increasing policy deductibles can save around $300 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $318 per month if they have full coverage