Chrysler Town and Country Insurance Rates

Estimated insurance rates for a Chrysler Town and Country are $984 a year including full coverage. Comprehensive insurance costs around $194 each year, collision costs $252, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,110 or more. 16-year-old drivers pay the most at $3,818 a year or more.

Average premium for full coverage: $984

Premium estimates for type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and Town and Country models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

These rate differences highlight why all drivers should get quotes for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $589
• Choosing higher $1,000 deductibles can save about $102 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $984
• Buying low deductibles for comp and collision coverage will cost an extra $196 every year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,110 or more
• An auto insurance policy for full coverage for a teen driver can be $3,818 each year

Auto insurance prices for a Chrysler Town and Country also have a wide range based on your driving characteristics, the model of your Town and Country, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $3,800 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,410 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can save as much as $300 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,200 to $1,600 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 136% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to do a rate comparison and see which company has the best price. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Chrysler Town and Country Insurance

Finding better rates on car insurance takes having a decent driving record, having good credit, refrain from filing small claims, and maximizing policy discounts. Set aside time to shop around every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save up to $110 per year simply by quoting online in advance
• Increasing policy deductibles can save around $300 each year
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $318 per month if they have full coverage
• Higher risk drivers with reckless driving or DUI convictions pay on average $1,130 more every year than a driver with a clean driving record