Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $984 every 12 months including full coverage. Comprehensive insurance costs an estimated $194 a year, collision insurance costs $252, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, and high-risk coverage costs $2,110 or more. 16-year-old drivers pay the most at up to $3,818 a year.

Average premium for full coverage: $984

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Chrysler Town and Country insurance rates for other coverage scenarios.

• The best full coverage rate is $589
• Drivers who choose higher $1,000 deductibles will pay approximately $882 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $984
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $196 each year
• High-risk insureds with multiple tickets or accidents could pay up to $2,110
• An auto insurance policy to insure a teenage driver can cost as much as $3,818 a year

Insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles could save up to $300 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $3,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,200 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 136% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Chrysler Town and Country insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,410 on average in Louisiana, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chrysler Town and Country Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Make time to compare rates once a year by quoting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a brief review of the data that was touched on in this article.

• You may be able to save approximately $110 per year just by quoting early and online
• Consumers who want higher liability limits will pay around $440 per year to go from 30/60 bodily injury limits to a 250/500 level
• Teenagers are charged the highest prices, with the cost nearing $318 per month if they have full coverage
• Drivers with DUI or reckless driving convictions may have to pay on average $1,130 more annually for car insurance