Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average auto insurance rates for a Dodge Grand Caravan are $1,174 annually for full coverage insurance. Comprehensive insurance costs on average $230, collision insurance costs $330, and liability coverage costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs $2,520 or more. 16-year-old drivers receive the highest rates at up to $4,538 a year.
Average premium for full coverage: $1,174
Rate estimates by individual coverage type:
Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Grand Caravan models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $508 for just liability insurance to the much higher price of $2,520 for a driver who has had serious violations or accidents.
Price Range by Location
Your location has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than congested cities. The example below illustrates how where you live affects car insurance rates.
These examples illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $699
- Drivers who choose higher $1,000 deductibles will pay around $128 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,174
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $242 each year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,520
- The cost with full coverage for a teenage driver for full coverage may cost $4,538 a year
Auto insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level of your Grand Caravan, your risk profile, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can cost around 42% to 133% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $370 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,590 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $900 | -$274 | -23.3% |
| Arizona | $974 | -$200 | -17.0% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,120 | -$54 | -4.6% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,328 | $154 | 13.1% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,114 | -$60 | -5.1% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,736 | $562 | 47.9% |
| Maine | $726 | -$448 | -38.2% |
| Maryland | $968 | -$206 | -17.5% |
| Massachusetts | $940 | -$234 | -19.9% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $924 | -$250 | -21.3% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $846 | -$328 | -27.9% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,038 | -$136 | -11.6% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $810 | -$364 | -31.0% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,118 | -$56 | -4.8% |
| Rhode Island | $1,566 | $392 | 33.4% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $870 | -$304 | -25.9% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $704 | -$470 | -40.0% |
| Washington | $906 | -$268 | -22.8% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $812 | -$362 | -30.8% |
| Wyoming | $1,046 | -$128 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,128 | $94 |
| Dodge Grand Caravan SE | $1,162 | $97 |
| Dodge Grand Caravan Hero | $1,196 | $100 |
| Dodge Grand Caravan Crew | $1,206 | $101 |
| Dodge Grand Caravan SXT | $1,206 | $101 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Dodge Grand Caravan Insurance
Saving money on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following is a brief recap of the ideas that were touched on in the above illustrations.
- Teens are charged the highest rates, costing up to $378 per month if full coverage is included
- Drivers who tend to receive serious violations may pay on average $1,350 more each year for Grand Caravan insurance
- Increasing deductibles could save up to $375 each year
- It is possible to save as much as $140 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,678 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,304 |
| $500 | $1,174 |
| $1,000 | $1,046 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,428 |
| 20 | $4,262 |
| 30 | $2,558 |
| 40 | $2,520 |
| 50 | $2,408 |
| 60 | $2,386 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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