Dodge Grand Caravan Insurance Rates

The average insurance prices for a Dodge Grand Caravan are $1,174 every 12 months including full coverage. Comprehensive costs approximately $230, collision costs $330, and liability insurance costs around $456. Buying just liability costs as low as $508 a year, with insurance for high-risk drivers costing around $2,520. Teens cost the most to insure at $4,538 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Grand Caravan models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why everyone should compare prices using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $699
• Using higher $1,000 deductibles will save $128 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,174
• Selecting pricier low deductibles for physical damage coverage increases the price to $1,416
• Drivers with serious driving violations could pay around $2,520 or more
• Policy cost to insure a teen driver for full coverage can cost $4,538 or more

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Insurance rates for a Dodge Grand Caravan also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Grand Caravan.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $370 each year, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can be anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,670 on average in Louisiana, New York, and Michigan.

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Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to regularly compare rates from as many companies as possible. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Dodge Grand Caravan Insurance

Finding cheaper rates on Dodge Grand Caravan insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a recap of the data covered above.

• Drivers who purchase an increased level of liability coverage will pay approximately $500 per year to increase from a 30/60 limit to a 250/500 level
• You may be able to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $378 each month if they have full coverage