Dodge Grand Caravan Insurance Rates

The average auto insurance rates for a Dodge Grand Caravan are $1,174 annually for full coverage insurance. Comprehensive costs on average $230 each year, collision costs $330, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing around $2,520. 16-year-old drivers cost the most to insure at $4,538 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Grand Caravan models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates estimated Dodge Grand Caravan insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $699
• Drivers who choose higher $1,000 deductibles will pay around $128 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,174
• Buying low deductibles for comprehensive and collision insurance will cost $1,416
• Drivers with multiple tickets or accidents could pay upwards of $2,520 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,538 a year

View Chart as Image

Insurance rates for a Dodge Grand Caravan also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $370 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Dodge Grand Caravan insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,590 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Dodge Grand Caravan Insurance

Finding cheaper rates on insurance for a Dodge Grand Caravan not only requires having a decent driving record, but also having good credit, being claim-free, and insuring your home and auto with the same company. Set aside time to compare rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the coverage data covered above.

• It is possible to save as much as $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $375 each year
• 16 to 18-year-old drivers pay higher rates, possibly costing $378 each month if they have full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,350 more each year than a driver with a clean driving record