Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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Average insurance rates for a Dodge Grand Caravan are $1,096 a year for full coverage. Comprehensive insurance costs on average $206 each year, collision insurance costs $272, and liability coverage is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs $2,350 or more. 16-year-old drivers receive the highest rates at up to $4,298 a year.
Average premium for full coverage: $1,096
Rate estimates by individual coverage type:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and Grand Caravan models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from the low end price of $510 for just the minimum liability insurance to a high rate of $2,350 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural areas tend to have lower incidents of accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.
These examples show why all drivers should compare rates quotes based on a specific location, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $659
- Raising to $1,000 deductibles will save around $110 a year
- The estimated price for a 40-year-old driver with $500 deductibles is $1,096
- Buying low deductibles will cost an additional $206 each year
- Unlucky drivers with multiple tickets or accidents could pay upwards of $2,350
- The cost that insures a teenage driver may cost $4,298
Insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level and model year, how you drive, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you could be paying at a minimum $1,300 to $1,800 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,200 a year. View Rates by Age
Where you live also has a big influence on Dodge Grand Caravan insurance rates. A middle-age driver might find rates as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,560 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $992 | -$104 | -9.5% |
| Alaska | $840 | -$256 | -23.4% |
| Arizona | $910 | -$186 | -17.0% |
| Arkansas | $1,096 | -$0 | 0.0% |
| California | $1,248 | $152 | 13.9% |
| Colorado | $1,048 | -$48 | -4.4% |
| Connecticut | $1,126 | $30 | 2.7% |
| Delaware | $1,240 | $144 | 13.1% |
| Florida | $1,370 | $274 | 25.0% |
| Georgia | $1,010 | -$86 | -7.8% |
| Hawaii | $788 | -$308 | -28.1% |
| Idaho | $742 | -$354 | -32.3% |
| Illinois | $814 | -$282 | -25.7% |
| Indiana | $822 | -$274 | -25.0% |
| Iowa | $738 | -$358 | -32.7% |
| Kansas | $1,040 | -$56 | -5.1% |
| Kentucky | $1,494 | $398 | 36.3% |
| Louisiana | $1,620 | $524 | 47.8% |
| Maine | $676 | -$420 | -38.3% |
| Maryland | $904 | -$192 | -17.5% |
| Massachusetts | $878 | -$218 | -19.9% |
| Michigan | $1,902 | $806 | 73.5% |
| Minnesota | $918 | -$178 | -16.2% |
| Mississippi | $1,312 | $216 | 19.7% |
| Missouri | $972 | -$124 | -11.3% |
| Montana | $1,176 | $80 | 7.3% |
| Nebraska | $864 | -$232 | -21.2% |
| Nevada | $1,314 | $218 | 19.9% |
| New Hampshire | $790 | -$306 | -27.9% |
| New Jersey | $1,226 | $130 | 11.9% |
| New Mexico | $970 | -$126 | -11.5% |
| New York | $1,154 | $58 | 5.3% |
| North Carolina | $630 | -$466 | -42.5% |
| North Dakota | $896 | -$200 | -18.2% |
| Ohio | $758 | -$338 | -30.8% |
| Oklahoma | $1,124 | $28 | 2.6% |
| Oregon | $1,004 | -$92 | -8.4% |
| Pennsylvania | $1,046 | -$50 | -4.6% |
| Rhode Island | $1,462 | $366 | 33.4% |
| South Carolina | $992 | -$104 | -9.5% |
| South Dakota | $926 | -$170 | -15.5% |
| Tennessee | $960 | -$136 | -12.4% |
| Texas | $1,322 | $226 | 20.6% |
| Utah | $812 | -$284 | -25.9% |
| Vermont | $750 | -$346 | -31.6% |
| Virginia | $656 | -$440 | -40.1% |
| Washington | $848 | -$248 | -22.6% |
| West Virginia | $1,004 | -$92 | -8.4% |
| Wisconsin | $758 | -$338 | -30.8% |
| Wyoming | $976 | -$120 | -10.9% |
Opting for high physical damage deductibles can reduce rates by up to $320 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,058 | $88 |
| Dodge Grand Caravan SE | $1,086 | $91 |
| Dodge Grand Caravan Hero | $1,116 | $93 |
| Dodge Grand Caravan Crew | $1,124 | $94 |
| Dodge Grand Caravan SXT | $1,124 | $94 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2019 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2015 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $162 | $184 | $474 | $978 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Grand Caravan Insurance
Saving money on auto insurance consists of avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and dropping full coverage on older vehicles. Comparison shop at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a quick rundown of the primary concepts that were covered above.
- Drivers can save as much as $120 per year just by quoting online in advance
- Drivers with reckless driving or DUI convictions may pay on average $1,250 more each year for car insurance
- Increasing deductibles can save approximately $325 each year
- Teenagers pay higher rates, costing as high as $358 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,298 |
| 20 | $2,494 |
| 30 | $1,122 |
| 40 | $1,096 |
| 50 | $1,004 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,302 |
| $250 | $1,206 |
| $500 | $1,096 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,096 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,068 |
| 20 | $3,970 |
| 30 | $2,380 |
| 40 | $2,350 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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