Dodge Grand Caravan Insurance Rates

U.S. average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage insurance. Comprehensive insurance costs an estimated $230 a year, collision costs $330, and liability is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing $2,520 or more. Teens pay the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and Grand Caravan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Dodge Grand Caravan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $699
• Raising to $1,000 deductibles will save approximately $1,046 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,174
• Selecting low $100 deductibles will cost an additional $242 annually
• Drivers with serious driving violations could pay up to $2,520 or more
• The price that insures a 16-year-old driver can cost as much as $4,538

View Chart as Image

Insurance prices for a Dodge Grand Caravan are also quite variable based on the trim level of your Grand Caravan, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

The state you live in also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $370 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from multiple companies. Every auto insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Dodge Grand Caravan Insurance

Getting lower rates on insurance for a Dodge Grand Caravan consists of being a safe and courteous driver, having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from local insurance agencies.

Below is a summary of the information touched on in this article.

• It is possible to save approximately $140 per year simply by quoting early and online
• Teenage drivers are expensive to insure, as much as $378 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,350 more annually for auto insurance
• Insureds who want higher levels of liability will pay approximately $500 annually to raise from a low limit to the 250/500 level