Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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Average insurance rates for a Dodge Grand Caravan are $1,096 a year including full coverage. Comprehensive costs around $206 each year, collision insurance costs $272, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs around $2,350. 16-year-old drivers receive the highest rates at up to $4,298 a year.
Average premium for full coverage: $1,096
Rate estimates for individual coverage type:
Rates are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Grand Caravan models.
Price Range by Coverage and Risk
For the average driver, prices range range from the low end price of $510 for minimum levels of liability insurance to a high rate of $2,350 for a policy for a high-risk driver.
Price Range by Location
Your location has a significant impact on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how location impacts auto insurance rates.
These examples highlight why all drivers should compare rates for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $659
- Drivers who choose higher $1,000 deductibles will pay about $110 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,096
- Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,302
- High risk drivers with multiple tickets or accidents could pay at least $2,350
- The cost that insures a teen driver can be $4,298 a year
Insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,200 a year. View Rates by Age
Where you live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,560 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $992 | -$104 | -9.5% |
| Alaska | $840 | -$256 | -23.4% |
| Arizona | $910 | -$186 | -17.0% |
| Arkansas | $1,096 | -$0 | 0.0% |
| California | $1,248 | $152 | 13.9% |
| Colorado | $1,048 | -$48 | -4.4% |
| Connecticut | $1,126 | $30 | 2.7% |
| Delaware | $1,240 | $144 | 13.1% |
| Florida | $1,370 | $274 | 25.0% |
| Georgia | $1,010 | -$86 | -7.8% |
| Hawaii | $788 | -$308 | -28.1% |
| Idaho | $742 | -$354 | -32.3% |
| Illinois | $814 | -$282 | -25.7% |
| Indiana | $822 | -$274 | -25.0% |
| Iowa | $738 | -$358 | -32.7% |
| Kansas | $1,040 | -$56 | -5.1% |
| Kentucky | $1,494 | $398 | 36.3% |
| Louisiana | $1,620 | $524 | 47.8% |
| Maine | $676 | -$420 | -38.3% |
| Maryland | $904 | -$192 | -17.5% |
| Massachusetts | $878 | -$218 | -19.9% |
| Michigan | $1,902 | $806 | 73.5% |
| Minnesota | $918 | -$178 | -16.2% |
| Mississippi | $1,312 | $216 | 19.7% |
| Missouri | $972 | -$124 | -11.3% |
| Montana | $1,176 | $80 | 7.3% |
| Nebraska | $864 | -$232 | -21.2% |
| Nevada | $1,314 | $218 | 19.9% |
| New Hampshire | $790 | -$306 | -27.9% |
| New Jersey | $1,226 | $130 | 11.9% |
| New Mexico | $970 | -$126 | -11.5% |
| New York | $1,154 | $58 | 5.3% |
| North Carolina | $630 | -$466 | -42.5% |
| North Dakota | $896 | -$200 | -18.2% |
| Ohio | $758 | -$338 | -30.8% |
| Oklahoma | $1,124 | $28 | 2.6% |
| Oregon | $1,004 | -$92 | -8.4% |
| Pennsylvania | $1,046 | -$50 | -4.6% |
| Rhode Island | $1,462 | $366 | 33.4% |
| South Carolina | $992 | -$104 | -9.5% |
| South Dakota | $926 | -$170 | -15.5% |
| Tennessee | $960 | -$136 | -12.4% |
| Texas | $1,322 | $226 | 20.6% |
| Utah | $812 | -$284 | -25.9% |
| Vermont | $750 | -$346 | -31.6% |
| Virginia | $656 | -$440 | -40.1% |
| Washington | $848 | -$248 | -22.6% |
| West Virginia | $1,004 | -$92 | -8.4% |
| Wisconsin | $758 | -$338 | -30.8% |
| Wyoming | $976 | -$120 | -10.9% |
Opting for high physical damage deductibles could save up to $320 each year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,058 | $88 |
| Dodge Grand Caravan SE | $1,086 | $91 |
| Dodge Grand Caravan Hero | $1,116 | $93 |
| Dodge Grand Caravan Crew | $1,124 | $94 |
| Dodge Grand Caravan SXT | $1,124 | $94 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2019 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2015 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $162 | $184 | $474 | $978 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Dodge Grand Caravan Insurance
Saving money on Dodge Grand Caravan insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Comparison shop every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The items below are a quick review of the coverage data touched on above.
- You may be able to save up to $120 per year just by quoting online in advance
- Increasing deductibles can save approximately $325 each year
- Teen drivers pay higher rates, as much as $358 per month if full coverage is included
- High-risk drivers with a DUI or reckless driving violation may have to pay on average $1,250 more every year to insure their Grand Caravan
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,298 |
| 20 | $2,494 |
| 30 | $1,122 |
| 40 | $1,096 |
| 50 | $1,004 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,302 |
| $250 | $1,206 |
| $500 | $1,096 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,096 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,068 |
| 20 | $3,970 |
| 30 | $2,380 |
| 40 | $2,350 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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