Dodge Grand Caravan Insurance Rates

The average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage insurance. Comprehensive costs an estimated $230 a year, collision insurance costs $330, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, and high-risk coverage costs around $2,520. Teens cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Grand Caravan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Dodge Grand Caravan insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $699
• Choosing higher $1,000 deductibles can save approximately $1,046 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,174
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,416
• Higher-risk drivers with serious driving violations could pay up to $2,520
• Policy cost that insures a 16-year-old driver can cost as much as $4,538 each year

View Chart as Image

Insurance rates for a Dodge Grand Caravan also range considerably based on the trim level of your Grand Caravan, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for Dodge Grand Caravan insurance prices. A good driver about age 40 could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,590 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $370 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Dodge Grand Caravan Insurance

Finding cheaper rates on insurance for a Dodge Grand Caravan takes avoiding accidents and violations, having a good credit score, being claim-free, and possibly raising deductibles. Compare rates at least once a year by requesting rates from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the primary concepts that were raised in the charts and tables above.

• It is possible to save approximately $140 per year just by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions may have to pay on average $1,350 more annually for car insurance
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Teenagers are expensive to insure, possibly costing $378 each month if comprehensive and collision insurance is included