Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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Average insurance rates for a Dodge Grand Caravan are $1,174 a year for full coverage insurance. Comprehensive costs around $230 a year, collision costs $330, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing around $2,520. Teenage drivers receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,174
Rate estimates for individual coverage type:
Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Grand Caravan trim levels.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the low end price of $508 for minimum levels of liability insurance to a high of $2,520 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than densely populated cities.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These examples illustrate why it is important to get quotes for a specific zip code, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates estimated Dodge Grand Caravan insurance rates for additional coverage choices and driver risks.
- The best discount rate is $699
- Choosing higher $1,000 deductibles can save about $1,046 each year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,174
- Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,416
- Unlucky drivers who are prone to accidents and violations could pay at least $2,520 or more
- The cost that insures a teen driver can be $4,538 each year
Car insurance rates for a Dodge Grand Caravan can also vary considerably based on the trim level of your Grand Caravan, your age and driving record, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are probably paying at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age
Where you live plays a big part in determining prices for Dodge Grand Caravan insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,590 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $900 | -$274 | -23.3% |
| Arizona | $974 | -$200 | -17.0% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,120 | -$54 | -4.6% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,328 | $154 | 13.1% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,114 | -$60 | -5.1% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,736 | $562 | 47.9% |
| Maine | $726 | -$448 | -38.2% |
| Maryland | $968 | -$206 | -17.5% |
| Massachusetts | $940 | -$234 | -19.9% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $924 | -$250 | -21.3% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $846 | -$328 | -27.9% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,038 | -$136 | -11.6% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $810 | -$364 | -31.0% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,118 | -$56 | -4.8% |
| Rhode Island | $1,566 | $392 | 33.4% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $870 | -$304 | -25.9% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $704 | -$470 | -40.0% |
| Washington | $906 | -$268 | -22.8% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $812 | -$362 | -30.8% |
| Wyoming | $1,046 | -$128 | -10.9% |
Using high physical damage deductibles can save as much as $370 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to figure out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,128 | $94 |
| Dodge Grand Caravan SE | $1,162 | $97 |
| Dodge Grand Caravan Hero | $1,196 | $100 |
| Dodge Grand Caravan Crew | $1,206 | $101 |
| Dodge Grand Caravan SXT | $1,206 | $101 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2019 Dodge Grand Caravan | $230 | $330 | $456 | $1,174 |
| 2010 Dodge Grand Caravan | $148 | $150 | $468 | $924 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Dodge Grand Caravan Insurance
Saving money on car insurance takes being a safe and courteous driver, having a positive credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices at least once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a summary of the primary concepts that were covered above.
- It is possible to save up to $140 per year simply by quoting early and online
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,350 more every year for auto insurance
- Increasing deductibles can save approximately $375 each year
- Teenage drivers are the costliest to insure, costing up to $378 per month if full coverage is purchased
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,678 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,416 |
| $250 | $1,304 |
| $500 | $1,174 |
| $1,000 | $1,046 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,297 |
| 100/300 | $1,411 |
| 250/500 | $1,708 |
| 100 CSL | $1,343 |
| 300 CSL | $1,594 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,428 |
| 20 | $4,262 |
| 30 | $2,558 |
| 40 | $2,520 |
| 50 | $2,408 |
| 60 | $2,386 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $19 |
| 5-yr Accident Free | $77 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $47 |
| Advance Quote | $54 |
| Online Quote | $81 |
| Total Discounts | $475 |
Discounts are estimated and may not be available from every company or in every state.
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