Dodge Grand Caravan Insurance Rates

The average insurance rates for a Dodge Grand Caravan are $1,174 a year with full coverage. Comprehensive costs approximately $230 a year, collision costs $330, and liability is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing around $2,520. Teenage drivers cost the most to insure at $4,538 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Grand Caravan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to compare rates quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $699
• Raising to $1,000 deductibles will save $1,046 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,174
• Using low $100 deductibles bumps up the cost to $1,416
• At-risk drivers who are prone to accidents and violations could pay around $2,520 or more
• Policy cost that insures a teen driver can cost $4,538

View Chart as Image

Car insurance rates for a Dodge Grand Caravan also range considerably based on the trim level of your Grand Caravan, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

Your home state also has a big influence on Dodge Grand Caravan insurance prices. A middle-age driver might find rates as low as $850 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $370 every year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Dodge Grand Caravan Insurance

Finding cheaper rates on car insurance consists of having a good driving record, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices every time your policy renews by requesting quotes from direct companies, and also from local insurance agencies.

The next list is a summary of the information covered in the charts and tables above.

• You may be able to save around $140 per year simply by quoting early and online
• Drivers age 20 and younger pay the highest auto insurance rates, as much as $378 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,350 more per year to buy Dodge Grand Caravan insurance
• Policyholders who purchase increased levels of liability coverage will pay an extra $500 every year to raise from a 30/60 limit to the 250/500 level