Dodge Grand Caravan Insurance Rates

U.S. average insurance rates for a Dodge Grand Caravan are $1,174 a year with full coverage. Comprehensive insurance costs approximately $230 each year, collision costs $330, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing $2,520 or more. Teenage drivers pay the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Grand Caravan models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above demonstrate why all drivers should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $699
• Choosing higher $1,000 deductibles can save $128 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,174
• Using low deductibles for comp and collision coverage will cost an additional $242 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,520 or more
• The price that insures a teen driver can cost $4,538 each year

View Chart as Image

Insurance prices for a Dodge Grand Caravan are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Dodge Grand Caravan insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,590 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $370 every year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Dodge Grand Caravan Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare prices every time your policy renews by obtaining price quotes from direct companies, and also from local insurance agencies.

The items below are a summary of the information covered in the above illustrations.

• You may be able to save around $140 per year simply by quoting online in advance
• Teen drivers are the costliest to insure, costing up to $378 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $375 each year
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,350 more per year to insure their Grand Caravan
• Policyholders who purchase more liability coverage will pay an extra $500 every year to raise limits from a low limit to the 250/500 level