Dodge Hornet Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Dodge Hornet are $1,876 annually for full coverage insurance. Comprehensive insurance costs on average $362, collision costs $718, and liability coverage costs $558. A policy with only liability insurance costs as little as $656 a year, with a high-risk policy costing $4,070 or more. Teens pay the most at $7,120 a year or more.
Average premium for full coverage: $1,876
Premium estimates by type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Hornet models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Dodge Hornet go from as cheap as $656 for basic liability insurance to the much higher price of $4,070 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates how location helps determine car insurance rates.
These rate differences illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Dodge Hornet insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,084
- Drivers who choose higher $1,000 deductibles will pay around $244 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,876
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $480 each year
- High-risk insureds with serious driving violations could pay upwards of $4,070 or more
- An auto insurance policy with full coverage for a teenage driver for full coverage may cost $7,120 a year
Car insurance prices for a Dodge Hornet also have a wide range based on the model of your Hornet, your risk profile, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $7,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $2,200 to $3,100 extra annually, depending on your age. Dodge Hornet insurance for high-risk drivers can cost around 44% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $730 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $502 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Dodge Hornet insurance rates. A 40-year-old driver could pay as low as $1,230 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,530 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,698 | -$178 | -9.5% |
| Alaska | $1,438 | -$438 | -23.3% |
| Arizona | $1,556 | -$320 | -17.1% |
| Arkansas | $1,876 | -$0 | 0.0% |
| California | $2,142 | $266 | 14.2% |
| Colorado | $1,794 | -$82 | -4.4% |
| Connecticut | $1,928 | $52 | 2.8% |
| Delaware | $2,124 | $248 | 13.2% |
| Florida | $2,348 | $472 | 25.2% |
| Georgia | $1,734 | -$142 | -7.6% |
| Hawaii | $1,348 | -$528 | -28.1% |
| Idaho | $1,272 | -$604 | -32.2% |
| Illinois | $1,400 | -$476 | -25.4% |
| Indiana | $1,418 | -$458 | -24.4% |
| Iowa | $1,270 | -$606 | -32.3% |
| Kansas | $1,782 | -$94 | -5.0% |
| Kentucky | $2,560 | $684 | 36.5% |
| Louisiana | $2,780 | $904 | 48.2% |
| Maine | $1,160 | -$716 | -38.2% |
| Maryland | $1,548 | -$328 | -17.5% |
| Massachusetts | $1,500 | -$376 | -20.0% |
| Michigan | $3,260 | $1,384 | 73.8% |
| Minnesota | $1,574 | -$302 | -16.1% |
| Mississippi | $2,246 | $370 | 19.7% |
| Missouri | $1,668 | -$208 | -11.1% |
| Montana | $2,018 | $142 | 7.6% |
| Nebraska | $1,480 | -$396 | -21.1% |
| Nevada | $2,250 | $374 | 19.9% |
| New Hampshire | $1,352 | -$524 | -27.9% |
| New Jersey | $2,098 | $222 | 11.8% |
| New Mexico | $1,664 | -$212 | -11.3% |
| New York | $1,978 | $102 | 5.4% |
| North Carolina | $1,082 | -$794 | -42.3% |
| North Dakota | $1,536 | -$340 | -18.1% |
| Ohio | $1,296 | -$580 | -30.9% |
| Oklahoma | $1,928 | $52 | 2.8% |
| Oregon | $1,720 | -$156 | -8.3% |
| Pennsylvania | $1,792 | -$84 | -4.5% |
| Rhode Island | $2,504 | $628 | 33.5% |
| South Carolina | $1,700 | -$176 | -9.4% |
| South Dakota | $1,586 | -$290 | -15.5% |
| Tennessee | $1,642 | -$234 | -12.5% |
| Texas | $2,260 | $384 | 20.5% |
| Utah | $1,390 | -$486 | -25.9% |
| Vermont | $1,286 | -$590 | -31.4% |
| Virginia | $1,124 | -$752 | -40.1% |
| Washington | $1,450 | -$426 | -22.7% |
| West Virginia | $1,720 | -$156 | -8.3% |
| Wisconsin | $1,300 | -$576 | -30.7% |
| Wyoming | $1,672 | -$204 | -10.9% |
With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see how they stack up. Every company calculates prices differently, so rate quotes will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $362 | $718 | $558 | $1,876 |
| 2023 Dodge Hornet | $346 | $690 | $584 | $1,858 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Dodge Hornet Insurance
Finding better rates on auto insurance not only requires having a decent driving record, but also having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates at every other renewal by requesting quotes from direct insurance companies, and also from local exclusive and independent agents.
The following items are a brief recap of the concepts that were covered in the charts and tables above.
- Drivers who tend to receive serious violations may pay on average $2,190 more each year than a driver with a clean driving record
- 16 to 18-year-old drivers are expensive to insure, with premiums being up to $593 per month if comprehensive and collision insurance is included
- It is possible to save as much as $220 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $725 each year
- It is possible to save as much as $220 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,120 |
| 20 | $4,368 |
| 30 | $1,954 |
| 40 | $1,876 |
| 50 | $1,716 |
| 60 | $1,686 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,356 |
| $250 | $2,134 |
| $500 | $1,876 |
| $1,000 | $1,632 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,876 |
| 50/100 | $1,988 |
| 100/300 | $2,127 |
| 250/500 | $2,490 |
| 100 CSL | $2,043 |
| 300 CSL | $2,350 |
| 500 CSL | $2,574 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,136 |
| 20 | $6,944 |
| 30 | $4,154 |
| 40 | $4,070 |
| 50 | $3,888 |
| 60 | $3,852 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $98 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $138 |
| 5-yr Claim Free | $120 |
| Paid in Full/EFT | $85 |
| Advance Quote | $93 |
| Online Quote | $131 |
| Total Discounts | $792 |
Discounts are estimated and may not be available from every company or in every state.
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