Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Dodge Hornet are $1,858 a year for full coverage insurance. Comprehensive insurance costs an estimated $346, collision insurance costs $690, and liability insurance is $584. Buying just liability costs around $678 a year, and insurance for high-risk drivers costs $4,038 or more. Teens pay the highest rates at up to $7,108 a year.

Average premium for full coverage: $1,858

Price estimates broken down by individual coverage:

Comprehensive $346
Collision $690
Liability $584

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Hornet models.

Price Range from Low to High

For the average 40-year-old driver, Dodge Hornet insurance prices range from the low end price of $678 for a discount liability-only rate to the much higher price of $4,038 for a driver who requires high-risk insurance.

Liability Only $678
Full Coverage $1,858
High Risk $4,038

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates the difference location can make on insurance prices.

Rural Areas $1,394
Small Cities $1,951
Large Cities $2,508

The ranges above illustrate why everyone should compare rates quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Dodge Hornet insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,077
  • Raising to $1,000 deductibles will save approximately $236 each year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,858
  • Selecting pricier low deductibles will cost an additional $460 a year
  • Higher-risk drivers with serious driving violations could pay up to $4,038
  • The price that insures a teen driver for full coverage can cost as much as $7,108

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance prices range from $1,077 to $7,108 for full coverage

Insurance prices for a Dodge Hornet are also quite variable based on the model of your Hornet, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $2,200 to $3,100 additional each year, depending on your age. Dodge Hornet insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,700 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $7,100 a year. View Rates by Age

The state you live in also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find prices as low as $1,220 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,510 on average in Florida, New York, and Michigan.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,680 -$178 -9.6%
Alaska $1,426 -$432 -23.3%
Arizona $1,542 -$316 -17.0%
Arkansas $1,858 -$0 0.0%
California $2,120 $262 14.1%
Colorado $1,776 -$82 -4.4%
Connecticut $1,910 $52 2.8%
Delaware $2,106 $248 13.3%
Florida $2,324 $466 25.1%
Georgia $1,718 -$140 -7.5%
Hawaii $1,334 -$524 -28.2%
Idaho $1,260 -$598 -32.2%
Illinois $1,386 -$472 -25.4%
Indiana $1,400 -$458 -24.7%
Iowa $1,256 -$602 -32.4%
Kansas $1,766 -$92 -5.0%
Kentucky $2,536 $678 36.5%
Louisiana $2,754 $896 48.2%
Maine $1,148 -$710 -38.2%
Maryland $1,534 -$324 -17.4%
Massachusetts $1,486 -$372 -20.0%
Michigan $3,228 $1,370 73.7%
Minnesota $1,558 -$300 -16.1%
Mississippi $2,226 $368 19.8%
Missouri $1,652 -$206 -11.1%
Montana $1,998 $140 7.5%
Nebraska $1,464 -$394 -21.2%
Nevada $2,228 $370 19.9%
New Hampshire $1,340 -$518 -27.9%
New Jersey $2,078 $220 11.8%
New Mexico $1,648 -$210 -11.3%
New York $1,960 $102 5.5%
North Carolina $1,072 -$786 -42.3%
North Dakota $1,522 -$336 -18.1%
Ohio $1,282 -$576 -31.0%
Oklahoma $1,906 $48 2.6%
Oregon $1,702 -$156 -8.4%
Pennsylvania $1,774 -$84 -4.5%
Rhode Island $2,482 $624 33.6%
South Carolina $1,686 -$172 -9.3%
South Dakota $1,570 -$288 -15.5%
Tennessee $1,626 -$232 -12.5%
Texas $2,238 $380 20.5%
Utah $1,376 -$482 -25.9%
Vermont $1,272 -$586 -31.5%
Virginia $1,114 -$744 -40.0%
Washington $1,436 -$422 -22.7%
West Virginia $1,706 -$152 -8.2%
Wisconsin $1,288 -$570 -30.7%
Wyoming $1,656 -$202 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $700 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $525 more each year. View Rates by Deductible or Liability Limit

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $346 $690 $584 $1,858
2023 Dodge Hornet $332 $686 $598 $1,854

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Hornet Insurance

Getting lower rates on Dodge Hornet insurance consists of being a good driver, having a good credit score, not filing small claims, and possibly raising deductibles. Compare rates at every other renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a condensed summary of the concepts that were touched on in this article.

  • High-risk drivers with multiple at-fault accidents may have to pay on average $2,180 more annually than a safer driver
  • Drivers age 16 to 20 are expensive to insure, as much as $592 a month if comprehensive and collision insurance is included
  • It is possible to save approximately $220 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $700 each year
  • It is possible to save approximately $220 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,108
20 $4,330
30 $1,930
40 $1,858
50 $1,702
60 $1,672

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,318
$250 $2,104
$500 $1,858
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,858
50/100 $1,975
100/300 $2,121
250/500 $2,500
100 CSL $2,033
300 CSL $2,354
500 CSL $2,588

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,114
20 $6,888
30 $4,114
40 $4,038
50 $3,856
60 $3,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $260

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $98
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $130
Total Discounts $781
Rate after discounts $1,077

Discounts are estimated and may not be available from every company or in every state.

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