Dodge Hornet Insurance Rates

The average insurance prices for a Dodge Hornet are $1,876 every 12 months for full coverage. Comprehensive insurance costs approximately $362 each year, collision insurance costs $718, and liability insurance costs around $558. A liability-only policy costs as low as $656 a year, and high-risk insurance costs $4,070 or more. Teens cost the most to insure at up to $7,120 a year.

Average premium for full coverage: $1,876

Policy rates by type of insurance:

Rate estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Hornet models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance prices.

The examples above show why all drivers should compare prices using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Dodge Hornet insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,084
• Using higher $1,000 deductibles will save $244 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,876
• Selecting low deductibles for physical damage coverage costs an extra $480 a year
• Drivers with serious driving violations could pay around $4,070
• Policy cost to insure a teen driver can cost $7,120 or more

View Chart as Image

Car insurance rates for a Dodge Hornet also range considerably based on liability limits and deductibles, your driver profile, and the model of your Hornet.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $730 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $502 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $7,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $2,200 to $3,100 extra every year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Dodge Hornet insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,680 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for the Best Dodge Hornet Insurance

Finding cheaper rates on Dodge Hornet insurance requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates every year by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a brief recap of the coverage data presented in the illustrations above.

• Drivers can save around $220 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $725 each year
• Teens pay the highest auto insurance rates, costing up to $593 each month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations may pay on average $2,190 more per year for Hornet insurance