Dodge Hornet Insurance Rates

The average auto insurance rates for a Dodge Hornet are $1,858 annually for full coverage. Comprehensive costs around $346 each year, collision insurance costs $690, and liability costs around $584. Liability-only insurance costs as low as $678 a year, and high-risk driver insurance costs around $4,038. Teenage drivers cost the most to insure at up to $7,108 a year.

Average premium for full coverage: $1,858

Policy rates for type of insurance:

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Hornet models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Dodge Hornet insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,077
• Using higher $1,000 deductibles will save about $236 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,858
• Using low deductibles for physical damage coverage will cost $2,318
• High-risk insureds who are prone to accidents and violations could pay at least $4,038
• Policy cost with full coverage for a 16-year-old driver can be $7,108 or more

View Chart as Image

Auto insurance rates for a Dodge Hornet also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $7,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $2,200 to $3,100 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $700 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $525 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see rates as low as $1,230 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy Cheap Dodge Hornet Insurance

Finding cheaper rates on insurance for a Dodge Hornet requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the data covered in the charts and tables above.

• Insureds who may need increased liability limits will pay an extra $640 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers can save up to $220 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $700 each year
• Drivers under the age of 20 are expensive to insure, costing up to $592 each month if full coverage is included