Dodge Ram-350 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 27, 2023

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Comparing auto insurance by comparing rates online saves time, is easy to do, plus you can save money. The key to finding lower rates is getting rates from all companies so you can compare every possible rate.

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Car insurance premiums on a Dodge Ram-350 can be significantly different and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Better credit means lower rates
  • Your location impacts rates
  • The number of annual miles
  • Men typically pay more than women
  • Higher deductibles save money
  • Crash test rating for your Ram-350
  • Your claim history
  • Having continuous coverage saves you money
  • Home ownership saves money

An additional factor that can impact Dodge Ram-350 insurance quotes is the year of the vehicle. Used vehicles have a lower value than newer models so the cost to replace them may end up costing you less. Although more recent Ram-350 vehicles may have safety features included like a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors that may help provide discounts that lower premiums.

Auto liability insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverage

a stationary object or other vehicle. . , . .

Comprehensive (Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage . , . .

Med pay and Personal Injury Protection (PIP)

immediate expenses EMT expenses, pain medications, and nursing services. . .

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