Dodge Viper Insurance Rates

The average insurance rates for a Dodge Viper are $1,624 a year for full coverage insurance. Comprehensive costs an estimated $348 each year, collision costs $654, and liability is estimated at $464. Buying just liability costs approximately $514 a year, with insurance for high-risk drivers costing around $3,532. Teens cost the most to insure at $6,022 a year or more.

Average premium for full coverage: $1,624

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Viper models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Dodge Viper insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $920
• Choosing higher $1,000 deductibles can save approximately $228 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,624
• Selecting low deductibles for comp and collision coverage bumps up the cost to $2,064
• Unlucky drivers with serious driving violations could pay up to $3,532 or more
• Policy cost that insures a teen driver can cost as much as $6,022 each year

View Chart as Image

Insurance rates for a Dodge Viper also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Dodge Viper insurance prices. A good driver about age 40 could pay as low as $1,060 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,190 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $670 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Dodge Viper Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, being claim-free, and taking advantage of discounts. Compare rates at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following is a brief recap of the car insurance concepts touched on in this article.

• Higher risk drivers who tend to receive serious violations may have to pay on average $1,910 more annually for Viper insurance
• It is possible to save approximately $200 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Policyholders who want higher liability limits will pay approximately $510 annually to raise limits from a 30/60 limit to the 250/500 level