Dodge Viper Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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The average insurance rates for a Dodge Viper are $1,624 a year with full coverage. Comprehensive insurance costs an estimated $348, collision costs $654, and liability is $464. Liability-only coverage costs around $514 a year, with high-risk coverage costing $3,532 or more. 16-year-old drivers cost the most to insure at $6,022 a year or more.
Average premium for full coverage: $1,624
Policy rates broken down by type of insurance:
Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for all Viper models.
Price Range Variability
For a 40-year-old driver, Dodge Viper insurance rates go from the low end price of $514 for just the minimum liability insurance to the much higher price of $3,532 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities.
The example below illustrates how your location can change insurance prices.
The examples above demonstrate why everyone should compare rates quotes for a targeted area, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Dodge Viper insurance rates for other coverage scenarios.
- The best full coverage rate is $920
- Raising to $1,000 deductibles will save approximately $228 annually
- The estimated price for a good driver age 40 who has $500 deductibles is $1,624
- Buying pricier low deductibles will cost an additional $440 every year
- At-risk drivers with multiple tickets or accidents could pay up to $3,532 or more
- Policy cost that insures a teen driver for full coverage can cost as much as $6,022
Insurance rates for a Dodge Viper also range considerably based on the model of your Viper, your age and driving habits, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you may be forking out $1,900 to $2,600 additional every year, depending on your age. Dodge Viper insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $6,000 a year. View Rates by Age
Your home state also has a big influence on Dodge Viper insurance prices. A middle-age driver might find rates as low as $1,170 a year in states like Utah, Ohio, and New Hampshire, or at least $2,190 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,468 | -$156 | -9.6% |
| Alaska | $1,244 | -$380 | -23.4% |
| Arizona | $1,348 | -$276 | -17.0% |
| Arkansas | $1,624 | -$0 | 0.0% |
| California | $1,850 | $226 | 13.9% |
| Colorado | $1,552 | -$72 | -4.4% |
| Connecticut | $1,672 | $48 | 3.0% |
| Delaware | $1,840 | $216 | 13.3% |
| Florida | $2,030 | $406 | 25.0% |
| Georgia | $1,500 | -$124 | -7.6% |
| Hawaii | $1,168 | -$456 | -28.1% |
| Idaho | $1,098 | -$526 | -32.4% |
| Illinois | $1,210 | -$414 | -25.5% |
| Indiana | $1,222 | -$402 | -24.8% |
| Iowa | $1,096 | -$528 | -32.5% |
| Kansas | $1,542 | -$82 | -5.0% |
| Kentucky | $2,216 | $592 | 36.5% |
| Louisiana | $2,406 | $782 | 48.2% |
| Maine | $1,000 | -$624 | -38.4% |
| Maryland | $1,342 | -$282 | -17.4% |
| Massachusetts | $1,300 | -$324 | -20.0% |
| Michigan | $2,820 | $1,196 | 73.6% |
| Minnesota | $1,358 | -$266 | -16.4% |
| Mississippi | $1,944 | $320 | 19.7% |
| Missouri | $1,440 | -$184 | -11.3% |
| Montana | $1,744 | $120 | 7.4% |
| Nebraska | $1,280 | -$344 | -21.2% |
| Nevada | $1,948 | $324 | 20.0% |
| New Hampshire | $1,168 | -$456 | -28.1% |
| New Jersey | $1,814 | $190 | 11.7% |
| New Mexico | $1,438 | -$186 | -11.5% |
| New York | $1,710 | $86 | 5.3% |
| North Carolina | $936 | -$688 | -42.4% |
| North Dakota | $1,328 | -$296 | -18.2% |
| Ohio | $1,120 | -$504 | -31.0% |
| Oklahoma | $1,666 | $42 | 2.6% |
| Oregon | $1,486 | -$138 | -8.5% |
| Pennsylvania | $1,548 | -$76 | -4.7% |
| Rhode Island | $2,168 | $544 | 33.5% |
| South Carolina | $1,472 | -$152 | -9.4% |
| South Dakota | $1,372 | -$252 | -15.5% |
| Tennessee | $1,422 | -$202 | -12.4% |
| Texas | $1,958 | $334 | 20.6% |
| Utah | $1,204 | -$420 | -25.9% |
| Vermont | $1,112 | -$512 | -31.5% |
| Virginia | $972 | -$652 | -40.1% |
| Washington | $1,254 | -$370 | -22.8% |
| West Virginia | $1,490 | -$134 | -8.3% |
| Wisconsin | $1,124 | -$500 | -30.8% |
| Wyoming | $1,448 | -$176 | -10.8% |
Opting for high physical damage deductibles can reduce rates by up to $670 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to regularly compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,624 | $135 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,624 | $135 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2016 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2015 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2010 Dodge Viper | $268 | $426 | $474 | $1,326 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Dodge Viper Insurance
Finding cheaper rates on car insurance consists of having a good driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Comparison shop once a year by requesting quotes from direct companies, and also from insurance agencies where you live.
The next list is a summary of the data that was illustrated above.
- You may be able to save approximately $200 per year simply by quoting online well ahead of the renewal date
- Policyholders who want increased levels of liability coverage will pay around $510 every year to raise from a 30/60 limit to the 250/500 level
- Drivers age 20 and younger are expensive to insure, as much as $502 each month if comprehensive and collision insurance is included
- Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,910 more annually to buy Dodge Viper insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,022 |
| 20 | $3,758 |
| 30 | $1,696 |
| 40 | $1,624 |
| 50 | $1,482 |
| 60 | $1,454 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,064 |
| $250 | $1,860 |
| $500 | $1,624 |
| $1,000 | $1,396 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,624 |
| 50/100 | $1,717 |
| 100/300 | $1,833 |
| 250/500 | $2,134 |
| 100 CSL | $1,763 |
| 300 CSL | $2,018 |
| 500 CSL | $2,204 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,622 |
| 20 | $5,994 |
| 30 | $3,614 |
| 40 | $3,532 |
| 50 | $3,372 |
| 60 | $3,344 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $88 |
| Multi-vehicle | $86 |
| Homeowner | $24 |
| 5-yr Accident Free | $123 |
| 5-yr Claim Free | $107 |
| Paid in Full/EFT | $77 |
| Advance Quote | $82 |
| Online Quote | $117 |
| Total Discounts | $704 |
Discounts are estimated and may not be available from every company or in every state.
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