Dodge Viper Insurance Rates
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UPDATED: Jun 1, 2024
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Average insurance rates for a Dodge Viper are $1,674 a year including full coverage. Comprehensive insurance costs around $360, collision costs $696, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $3,650 or more. Teenage drivers receive the highest rates at $6,190 a year or more.
Average premium for full coverage: $1,674
Rate estimates for individual coverage type:
Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for all Viper models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $510 for the bare minimum liability coverage to the much higher price of $3,650 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than densely populated cities.
The example below illustrates how location impacts auto insurance rates.
These examples highlight why everyone should compare rates quotes for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Dodge Viper insurance rates for additional coverage choices and driver risks.
- The best discount rate is $944
- Raising to $1,000 deductibles will save about $238 every year
- The average rate for a 40-year-old driver using $500 deductibles is $1,674
- Using pricier low deductibles will cost an extra $470 every year
- At-risk drivers who are prone to accidents and violations could pay at least $3,650 or more
- The cost for full coverage for a teen driver for full coverage can be $6,190
Insurance rates for a Dodge Viper can also vary considerably based on your driver profile, the model of your Viper, and deductibles and policy limits.
A more mature driver with no violations or accidents and high deductibles may pay as little as $1,600 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $6,100 a year. View Rates by Age
Where you live also has a big influence on Dodge Viper insurance prices. A middle-age driver might find rates as low as $1,280 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,390 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,516 | -$158 | -9.4% |
| Alaska | $1,284 | -$390 | -23.3% |
| Arizona | $1,392 | -$282 | -16.8% |
| Arkansas | $1,674 | -$0 | 0.0% |
| California | $1,908 | $234 | 14.0% |
| Colorado | $1,602 | -$72 | -4.3% |
| Connecticut | $1,722 | $48 | 2.9% |
| Delaware | $1,896 | $222 | 13.3% |
| Florida | $2,094 | $420 | 25.1% |
| Georgia | $1,546 | -$128 | -7.6% |
| Hawaii | $1,202 | -$472 | -28.2% |
| Idaho | $1,134 | -$540 | -32.3% |
| Illinois | $1,248 | -$426 | -25.4% |
| Indiana | $1,262 | -$412 | -24.6% |
| Iowa | $1,130 | -$544 | -32.5% |
| Kansas | $1,592 | -$82 | -4.9% |
| Kentucky | $2,286 | $612 | 36.6% |
| Louisiana | $2,480 | $806 | 48.1% |
| Maine | $1,034 | -$640 | -38.2% |
| Maryland | $1,384 | -$290 | -17.3% |
| Massachusetts | $1,340 | -$334 | -20.0% |
| Michigan | $2,910 | $1,236 | 73.8% |
| Minnesota | $1,404 | -$270 | -16.1% |
| Mississippi | $2,006 | $332 | 19.8% |
| Missouri | $1,486 | -$188 | -11.2% |
| Montana | $1,800 | $126 | 7.5% |
| Nebraska | $1,322 | -$352 | -21.0% |
| Nevada | $2,010 | $336 | 20.1% |
| New Hampshire | $1,208 | -$466 | -27.8% |
| New Jersey | $1,872 | $198 | 11.8% |
| New Mexico | $1,486 | -$188 | -11.2% |
| New York | $1,766 | $92 | 5.5% |
| North Carolina | $966 | -$708 | -42.3% |
| North Dakota | $1,372 | -$302 | -18.0% |
| Ohio | $1,156 | -$518 | -30.9% |
| Oklahoma | $1,722 | $48 | 2.9% |
| Oregon | $1,534 | -$140 | -8.4% |
| Pennsylvania | $1,598 | -$76 | -4.5% |
| Rhode Island | $2,236 | $562 | 33.6% |
| South Carolina | $1,518 | -$156 | -9.3% |
| South Dakota | $1,414 | -$260 | -15.5% |
| Tennessee | $1,468 | -$206 | -12.3% |
| Texas | $2,020 | $346 | 20.7% |
| Utah | $1,240 | -$434 | -25.9% |
| Vermont | $1,146 | -$528 | -31.5% |
| Virginia | $1,004 | -$670 | -40.0% |
| Washington | $1,296 | -$378 | -22.6% |
| West Virginia | $1,536 | -$138 | -8.2% |
| Wisconsin | $1,160 | -$514 | -30.7% |
| Wyoming | $1,492 | -$182 | -10.9% |
Using high physical damage deductibles can reduce rates by up to $710 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $2,000 to $2,700 additional per year, depending on your age. Dodge Viper insurance for high-risk drivers is expensive and can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,674 | $140 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,674 | $140 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $402 | $844 | $456 | $1,860 |
| 2016 Dodge Viper | $386 | $758 | $460 | $1,762 |
| 2015 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2010 Dodge Viper | $286 | $470 | $474 | $1,388 |
| 2004 Dodge Viper | $222 | $322 | $442 | $1,144 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Viper Insurance
Saving money on car insurance consists of being a good driver, having a good credit history, not filing small claims, and taking advantage of discounts. Spend time shopping around once a year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.
The following list is a quick rundown of the data that was touched on above.
- You may be able to save up to $210 per year simply by quoting online well ahead of the renewal date
- Policyholders who may need an increased level of liability coverage will pay an extra $510 per year to raise from a minimum limit to 250/500 limits
- Drivers age 16 to 20 are charged the highest rates, as much as $516 per month including comprehensive and collision insurance
- Higher risk drivers with reckless driving or DUI convictions pay on average $1,980 more every year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,190 |
| 20 | $3,884 |
| 30 | $1,754 |
| 40 | $1,674 |
| 50 | $1,528 |
| 60 | $1,502 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,144 |
| $250 | $1,926 |
| $500 | $1,674 |
| $1,000 | $1,436 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,674 |
| 50/100 | $1,766 |
| 100/300 | $1,881 |
| 250/500 | $2,180 |
| 100 CSL | $1,812 |
| 300 CSL | $2,065 |
| 500 CSL | $2,249 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,872 |
| 20 | $6,196 |
| 30 | $3,736 |
| 40 | $3,650 |
| 50 | $3,482 |
| 60 | $3,454 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $91 |
| Multi-vehicle | $89 |
| Homeowner | $24 |
| 5-yr Accident Free | $129 |
| 5-yr Claim Free | $110 |
| Paid in Full/EFT | $80 |
| Advance Quote | $86 |
| Online Quote | $121 |
| Total Discounts | $730 |
Discounts are estimated and may not be available from every company or in every state.
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