Dodge Viper Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Dodge Viper are $1,624 annually for full coverage. Comprehensive costs on average $348 each year, collision costs $654, and liability insurance is estimated at $464. A liability-only policy costs approximately $514 a year, with high-risk insurance costing around $3,532. 16-year-old drivers cost the most to insure at $6,022 a year or more.

Average premium for full coverage: $1,624

Policy rates by type of insurance:

Comprehensive $348
Collision $654
Liability $464

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Viper models.

Price Range Variability

For a driver in their 40's, Dodge Viper insurance rates go from as cheap as $514 for your basic liability-only policy to a high rate of $3,532 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,624
High Risk $3,532

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

Rural Areas $1,218
Small Cities $1,705
Large Cities $2,192

The examples above show why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Dodge Viper insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $920
  • Choosing higher $1,000 deductibles can save around $228 a year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,624
  • Buying low deductibles for comp and collision coverage will cost $2,064
  • High-risk insureds with multiple tickets or accidents could pay upwards of $3,532 or more
  • Policy cost with full coverage for a teen driver may cost $6,022 each year

View Chart as Image

Dodge Viper insurance cost comparison chart
Column chart showing full coverage Dodge Viper insurance rates range from $920 to $6,022

Car insurance rates for a Dodge Viper also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $6,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,900 to $2,600 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $670 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Dodge Viper insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Idaho, Maine, and Iowa, or at least $2,320 on average in Michigan, Louisiana, and New York.

Dodge Viper Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,468 -$156 -9.6%
Alaska $1,244 -$380 -23.4%
Arizona $1,348 -$276 -17.0%
Arkansas $1,624 -$0 0.0%
California $1,850 $226 13.9%
Colorado $1,552 -$72 -4.4%
Connecticut $1,672 $48 3.0%
Delaware $1,840 $216 13.3%
Florida $2,030 $406 25.0%
Georgia $1,500 -$124 -7.6%
Hawaii $1,168 -$456 -28.1%
Idaho $1,098 -$526 -32.4%
Illinois $1,210 -$414 -25.5%
Indiana $1,222 -$402 -24.8%
Iowa $1,096 -$528 -32.5%
Kansas $1,542 -$82 -5.0%
Kentucky $2,216 $592 36.5%
Louisiana $2,406 $782 48.2%
Maine $1,000 -$624 -38.4%
Maryland $1,342 -$282 -17.4%
Massachusetts $1,300 -$324 -20.0%
Michigan $2,820 $1,196 73.6%
Minnesota $1,358 -$266 -16.4%
Mississippi $1,944 $320 19.7%
Missouri $1,440 -$184 -11.3%
Montana $1,744 $120 7.4%
Nebraska $1,280 -$344 -21.2%
Nevada $1,948 $324 20.0%
New Hampshire $1,168 -$456 -28.1%
New Jersey $1,814 $190 11.7%
New Mexico $1,438 -$186 -11.5%
New York $1,710 $86 5.3%
North Carolina $936 -$688 -42.4%
North Dakota $1,328 -$296 -18.2%
Ohio $1,120 -$504 -31.0%
Oklahoma $1,666 $42 2.6%
Oregon $1,486 -$138 -8.5%
Pennsylvania $1,548 -$76 -4.7%
Rhode Island $2,168 $544 33.5%
South Carolina $1,472 -$152 -9.4%
South Dakota $1,372 -$252 -15.5%
Tennessee $1,422 -$202 -12.4%
Texas $1,958 $334 20.6%
Utah $1,204 -$420 -25.9%
Vermont $1,112 -$512 -31.5%
Virginia $972 -$652 -40.1%
Washington $1,254 -$370 -22.8%
West Virginia $1,490 -$134 -8.3%
Wisconsin $1,124 -$500 -30.8%
Wyoming $1,448 -$176 -10.8%

View Chart as Image

Dodge Viper insurance rates by U.S. city

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Dodge Viper Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Dodge Viper SRT/10 2-Dr Coupe $1,624 $135
Dodge Viper SRT/10 2-Dr Roadster $1,624 $135

Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Dodge Viper Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Dodge Viper $386 $758 $460 $1,762
2016 Dodge Viper $360 $696 $460 $1,674
2015 Dodge Viper $348 $654 $464 $1,624
2010 Dodge Viper $268 $426 $474 $1,326

Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Dodge Viper Insurance

Finding cheaper rates on Dodge Viper insurance takes being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a brief recap of the data covered in the charts and tables above.

  • Drivers who require more liability coverage will pay around $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
  • Drivers can save as much as $200 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $675 each year
  • Teen drivers are expensive to insure, costing up to $502 each month if comprehensive and collision insurance is included

Rates by Driver Age

Dodge Viper Insurance Rates by Driver Age
Driver Age Premium
16 $6,022
20 $3,758
30 $1,696
40 $1,624
50 $1,482
60 $1,454

Full coverage, $500 deductibles

Rates by Deductible

Dodge Viper Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,064
$250 $1,860
$500 $1,624
$1,000 $1,396

Full coverage, driver age 40

Rates by Liability Limit

Dodge Viper Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,624
50/100 $1,717
100/300 $1,833
250/500 $2,134
100 CSL $1,763
300 CSL $2,018
500 CSL $2,204

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Viper Insurance Rates for High Risk Drivers
Age Premium
16 $8,622
20 $5,994
30 $3,614
40 $3,532
50 $3,372
60 $3,344

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $86
Homeowner $24
5-yr Accident Free $123
5-yr Claim Free $107
Paid in Full/EFT $77
Advance Quote $82
Online Quote $117
Total Discounts $704
Rate after discounts $920

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles