Dodge Viper Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 1, 2024
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Estimated insurance prices for a Dodge Viper are $1,582 every 12 months with full coverage. Comprehensive insurance costs around $340, collision costs $610, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $3,432 or more. Teen drivers pay the most at $5,880 a year or more.
Average premium for full coverage: $1,582
Premium estimates for type of coverage:
Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Viper models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Dodge Viper go from the cheapest price of $522 for a discount liability-only rate to the much higher price of $3,432 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas.
The example below illustrates how location impacts auto insurance rates.
These rate differences demonstrate why everyone should compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Dodge Viper insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $901
- Using higher $1,000 deductibles will save about $216 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,582
- Choosing pricier low deductibles for physical damage coverage costs an extra $418 annually
- High-risk insureds with multiple violations and an at-fault accident could pay at least $3,432 or more
- An auto insurance policy to insure a 16-year-old driver for full coverage can be $5,880 or more
Auto insurance prices for a Dodge Viper also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Choosing high deductibles could cut prices by as much as $640 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit
A more mature driver with a good driving record and higher deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $5,800 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. Dodge Viper insurance for high-risk drivers can be from 44% to 134% more than average. View High Risk Driver Rates
Where you choose to live has a huge impact on Dodge Viper insurance prices. A driver around age 40 might see prices as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,140 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,212 | -$370 | -23.4% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,510 | -$72 | -4.6% |
| Connecticut | $1,624 | $42 | 2.7% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,460 | -$122 | -7.7% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,070 | -$512 | -32.4% |
| Illinois | $1,178 | -$404 | -25.5% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,068 | -$514 | -32.5% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,338 | $756 | 47.8% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,304 | -$278 | -17.6% |
| Massachusetts | $1,266 | -$316 | -20.0% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,892 | $310 | 19.6% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,138 | -$444 | -28.1% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,666 | $84 | 5.3% |
| North Carolina | $910 | -$672 | -42.5% |
| North Dakota | $1,296 | -$286 | -18.1% |
| Ohio | $1,090 | -$492 | -31.1% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,510 | -$72 | -4.6% |
| Rhode Island | $2,108 | $526 | 33.2% |
| South Carolina | $1,432 | -$150 | -9.5% |
| South Dakota | $1,334 | -$248 | -15.7% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,904 | $322 | 20.4% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,082 | -$500 | -31.6% |
| Virginia | $948 | -$634 | -40.1% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,450 | -$132 | -8.3% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,408 | -$174 | -11.0% |
With such a large range in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,582 | $132 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,582 | $132 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2016 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2015 Dodge Viper | $340 | $610 | $474 | $1,582 |
| 2010 Dodge Viper | $260 | $384 | $468 | $1,270 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Dodge Viper Insurance
Finding better rates on insurance for a Dodge Viper requires having a decent driving record, having a good credit score, being claim-free, and maximizing policy discounts. Spend time shopping around every other policy renewal by requesting quotes from direct companies, and also from several local insurance agents.
The following items are a brief recap of the ideas that were touched on above.
- 16 to 18-year-old drivers are expensive to insure, possibly costing $490 per month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,850 more every year than a driver with a clean driving record
- Increasing policy deductibles could save as much as $625 each year
- You may be able to save up to $190 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,646 |
| 30 | $1,650 |
| 40 | $1,582 |
| 50 | $1,444 |
| 60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,000 |
| $250 | $1,806 |
| $500 | $1,582 |
| $1,000 | $1,366 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,677 |
| 100/300 | $1,795 |
| 250/500 | $2,103 |
| 100 CSL | $1,724 |
| 300 CSL | $1,985 |
| 500 CSL | $2,175 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,410 |
| 20 | $5,816 |
| 30 | $3,508 |
| 40 | $3,432 |
| 50 | $3,276 |
| 60 | $3,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $84 |
| Homeowner | $24 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $73 |
| Advance Quote | $79 |
| Online Quote | $114 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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