Dodge Viper Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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U.S. average insurance rates for a Dodge Viper are $1,582 a year including full coverage. Comprehensive insurance costs an estimated $340, collision costs $610, and liability coverage is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $3,432 or more. Teen drivers pay the highest rates at $5,880 a year or more.
Average premium for full coverage: $1,582
Price estimates broken down by individual coverage:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different Viper trim levels.
Price Range from Low to High
For the average driver, Dodge Viper insurance prices go from as low as $522 for minimum levels of liability insurance to a much higher rate of $3,432 for a driver required to buy high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than larger metro areas.
The price range example below illustrates how location impacts insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Dodge Viper insurance rates for other coverage scenarios.
- The lowest rate with discounts is $901
- Raising to $1,000 deductibles will save approximately $216 every year
- The average rate for the average middle-age driver who has $500 deductibles is $1,582
- Choosing more expensive low deductibles will cost an extra $418 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,432 or more
- The price for full coverage for a teenage driver with full coverage can cost as much as $5,880
Car insurance prices for a Dodge Viper are also quite variable based on your driving record, the model of your Viper, and liability limits and deductibles.
An older driver with no driving violations and high deductibles may only pay around $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $5,800 a year. View Rates by Age
The state you live in also has a big influence on Dodge Viper insurance rates. A middle-age driver might find prices as low as $1,210 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,260 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,430 | -$152 | -9.6% |
| Alaska | $1,212 | -$370 | -23.4% |
| Arizona | $1,312 | -$270 | -17.1% |
| Arkansas | $1,582 | -$0 | 0.0% |
| California | $1,802 | $220 | 13.9% |
| Colorado | $1,510 | -$72 | -4.6% |
| Connecticut | $1,624 | $42 | 2.7% |
| Delaware | $1,790 | $208 | 13.1% |
| Florida | $1,978 | $396 | 25.0% |
| Georgia | $1,460 | -$122 | -7.7% |
| Hawaii | $1,136 | -$446 | -28.2% |
| Idaho | $1,070 | -$512 | -32.4% |
| Illinois | $1,178 | -$404 | -25.5% |
| Indiana | $1,190 | -$392 | -24.8% |
| Iowa | $1,068 | -$514 | -32.5% |
| Kansas | $1,504 | -$78 | -4.9% |
| Kentucky | $2,158 | $576 | 36.4% |
| Louisiana | $2,338 | $756 | 47.8% |
| Maine | $976 | -$606 | -38.3% |
| Maryland | $1,304 | -$278 | -17.6% |
| Massachusetts | $1,266 | -$316 | -20.0% |
| Michigan | $2,748 | $1,166 | 73.7% |
| Minnesota | $1,322 | -$260 | -16.4% |
| Mississippi | $1,892 | $310 | 19.6% |
| Missouri | $1,404 | -$178 | -11.3% |
| Montana | $1,698 | $116 | 7.3% |
| Nebraska | $1,246 | -$336 | -21.2% |
| Nevada | $1,898 | $316 | 20.0% |
| New Hampshire | $1,138 | -$444 | -28.1% |
| New Jersey | $1,768 | $186 | 11.8% |
| New Mexico | $1,400 | -$182 | -11.5% |
| New York | $1,666 | $84 | 5.3% |
| North Carolina | $910 | -$672 | -42.5% |
| North Dakota | $1,296 | -$286 | -18.1% |
| Ohio | $1,090 | -$492 | -31.1% |
| Oklahoma | $1,624 | $42 | 2.7% |
| Oregon | $1,448 | -$134 | -8.5% |
| Pennsylvania | $1,510 | -$72 | -4.6% |
| Rhode Island | $2,108 | $526 | 33.2% |
| South Carolina | $1,432 | -$150 | -9.5% |
| South Dakota | $1,334 | -$248 | -15.7% |
| Tennessee | $1,386 | -$196 | -12.4% |
| Texas | $1,904 | $322 | 20.4% |
| Utah | $1,172 | -$410 | -25.9% |
| Vermont | $1,082 | -$500 | -31.6% |
| Virginia | $948 | -$634 | -40.1% |
| Washington | $1,222 | -$360 | -22.8% |
| West Virginia | $1,450 | -$132 | -8.3% |
| Wisconsin | $1,094 | -$488 | -30.8% |
| Wyoming | $1,408 | -$174 | -11.0% |
Choosing high deductibles can reduce prices by up to $640 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying $1,900 to $2,600 extra each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 134% more than average. View High Risk Driver Rates
Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Viper SRT/10 2-Dr Coupe | $1,582 | $132 |
| Dodge Viper SRT/10 2-Dr Roadster | $1,582 | $132 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Dodge Viper | $360 | $696 | $460 | $1,674 |
| 2016 Dodge Viper | $348 | $654 | $464 | $1,624 |
| 2015 Dodge Viper | $340 | $610 | $474 | $1,582 |
| 2010 Dodge Viper | $260 | $384 | $468 | $1,270 |
Rates are averaged for all Dodge Viper models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Dodge Viper Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having above-average credit, being claim-free, and not having any coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following items are a brief review of the data touched on above.
- Consumers who want additional liability coverage will pay about $520 per year to raise from a low limit to 250/500 limits
- You may be able to save approximately $190 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $625 each year
- 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $490 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,880 |
| 20 | $3,646 |
| 30 | $1,650 |
| 40 | $1,582 |
| 50 | $1,444 |
| 60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,000 |
| $250 | $1,806 |
| $500 | $1,582 |
| $1,000 | $1,366 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,582 |
| 50/100 | $1,677 |
| 100/300 | $1,795 |
| 250/500 | $2,103 |
| 100 CSL | $1,724 |
| 300 CSL | $1,985 |
| 500 CSL | $2,175 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,410 |
| 20 | $5,816 |
| 30 | $3,508 |
| 40 | $3,432 |
| 50 | $3,276 |
| 60 | $3,246 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $84 |
| Homeowner | $24 |
| 5-yr Accident Free | $118 |
| 5-yr Claim Free | $104 |
| Paid in Full/EFT | $73 |
| Advance Quote | $79 |
| Online Quote | $114 |
| Total Discounts | $681 |
Discounts are estimated and may not be available from every company or in every state.
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