Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,302 a year for full coverage insurance. Comprehensive costs around $208 each year, collision insurance costs $400, and liability is $514. Buying just liability costs around $572 a year, and insurance for high-risk drivers costs around $2,834. Teenage drivers pay the highest rates at up to $5,158 a year.

Average premium for full coverage: $1,302

Price estimates for individual coverage:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and 500X models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.

The ranges above illustrate why all drivers should compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best discount rate is $763
• Raising to $1,000 deductibles will save about $138 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,302
• Using low deductibles bumps up the cost to $1,572
• Drivers who are prone to accidents and violations could pay at least $2,834
• The price that insures a 16-year-old driver can be $5,158

View Chart as Image

Insurance prices for a Fiat 500X are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

The state you live in also has a big influence on Fiat 500X insurance prices. A middle-age driver might find prices as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,760 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $462 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Fiat 500X Insurance

Getting lower rates on insurance for a Fiat 500X consists of having a decent driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following items are a quick review of the coverage data illustrated above.

• It is possible to save up to $150 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $400 each year
• 16 to 18-year-old drivers are charged the highest prices, as much as $430 a month if comprehensive and collision insurance is included
• Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,530 more every year than a driver with a clean driving record