Fiat 500X Insurance Rates

The average insurance prices for a Fiat 500X are $1,258 every 12 months for full coverage insurance. Comprehensive costs approximately $200, collision insurance costs $358, and liability coverage is $520. Buying just liability costs around $576 a year, and insurance for high-risk drivers costs around $2,730. Teen drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Fiat 500X insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $744
• Raising to $1,000 deductibles will save $126 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,258
• Choosing more expensive low deductibles increases the price to $1,504
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,730
• Policy cost to insure a teenage driver with full coverage can cost $5,006

View Chart as Image

Insurance rates for a Fiat 500X also range considerably based on liability limits and deductibles, your risk profile, and the model of your 500X.

Choosing high deductibles can reduce rates by up to $380 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $468 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 133% more than average. View High Risk Driver Rates

Your home state also has a big influence on Fiat 500X insurance rates. A middle-age driver might find rates as low as $820 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Fiat 500X Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a summary of the material that was touched on above.

• Consumers who purchase higher liability limits will pay about $570 annually to raise from a 30/60 limit to a 250/500 level
• Teenagers are expensive to insure, possibly costing $417 each month if they have full coverage
• Drivers who have multiple accidents or major violations may have to pay on average $1,470 more per year for car insurance
• Increasing comprehensive and collision deductibles could save as much as $375 each year