Fiat 500X Insurance Rates

U.S. average insurance rates for a Fiat 500X are $1,302 a year for full coverage. Comprehensive costs around $208 a year, collision insurance costs $400, and liability coverage is estimated at $514. Liability-only insurance costs approximately $572 a year, and high-risk driver insurance costs around $2,834. 16-year-old drivers pay the highest rates at up to $5,158 a year.

Average premium for full coverage: $1,302

Price estimates for individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and 500X trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $763
• Choosing higher $1,000 deductibles can save about $1,164 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,302
• Buying low $100 deductibles for comp and collision coverage bumps up the cost to $1,572
• Drivers with multiple tickets or accidents could pay at least $2,834
• The price that insures a teenage driver can be $5,158 each year

View Chart as Image

Car insurance prices for a Fiat 500X are also quite variable based on the trim level of your 500X, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 136% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or at least $1,860 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $410 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $462 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Fiat 500X Insurance

Getting lower rates on auto insurance takes avoiding accidents and violations, having a positive credit history, eliminating unnecessary coverage, and consideration of higher deductibles. Comparison shop at least every other year by getting quotes from direct carriers, and also from several local insurance agents.

The list below is a brief summary of the car insurance concepts covered in the charts and tables above.

• Drivers that tend to have accidents or serious violations pay on average $1,530 more every year for car insurance
• Drivers can save up to $150 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $400 each year
• Consumers who may need higher liability limits will pay around $570 each year to raise limits from a low limit to the 250/500 level