Fiat 500X Insurance Rates

Average auto insurance rates for a Fiat 500X are $1,258 annually including full coverage. Comprehensive insurance costs around $200 each year, collision insurance costs $358, and liability coverage is estimated at $520. A policy with just liability insurance costs approximately $576 a year, and coverage for high-risk drivers costs $2,730 or more. Teens receive the highest rates at up to $5,006 a year.

Average premium for full coverage: $1,258

Rate estimates for individual coverage type:

Prices include $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and 500X models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Fiat 500X insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $744
• Choosing higher $1,000 deductibles can save about $126 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,258
• Selecting low deductibles for comp and collision coverage costs an additional $246 each year
• Drivers with serious driving violations could pay at least $2,730
• The cost with full coverage for a teenage driver can be $5,006 each year

View Chart as Image

Insurance rates for a Fiat 500X can also vary considerably based on the trim level of your 500X, your driving characteristics, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges around 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $468 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Fiat 500X insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,790 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Buy the Right Fiat 500X Insurance

Saving money on auto insurance takes being a safe and courteous driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a quick rundown of the data covered in the above illustrations.

• Consumers who may need higher levels of liability will pay approximately $570 per year to raise limits from a minimum limit to higher 250/500 limits
• You may be able to save up to $150 per year just by quoting online in advance
• Increasing deductibles could save up to $375 each year
• Teenage drivers are charged the highest rates, as much as $417 per month if they have full coverage