Fiat 500X Insurance Rates

The average insurance rates for a Fiat 500X are $1,258 a year for full coverage insurance. Comprehensive insurance costs on average $200 a year, collision insurance costs $358, and liability insurance is $520. A liability-only policy costs around $576 a year, and high-risk insurance costs $2,730 or more. Teenage drivers cost the most to insure at up to $5,006 a year.

Average premium for full coverage: $1,258

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and 500X trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

The examples above illustrate why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Fiat 500X insurance rates for different risk profiles and scenarios.

• The best discount rate is $744
• Raising to $1,000 deductibles will save around $1,132 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,258
• Using low $100 deductibles will cost an extra $246 a year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,730
• Policy cost for full coverage for a teen driver may cost $5,006

View Chart as Image

Car insurance rates for a Fiat 500X also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,000 a year. View Rates by Age

Your home state also has a big influence on Fiat 500X insurance rates. A middle-age driver might find rates as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,700 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $380 each year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $468 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Fiat 500X Insurance

Finding cheaper rates on Fiat 500X insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a quick review of the ideas that were presented in the illustrations above.

• Drivers under the age of 20 are expensive to insure, possibly costing $417 each month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation pay an average of $1,470 more each year to insure a Fiat 500X
• Increasing comprehensive and collision deductibles can save around $375 each year
• It is possible to save as much as $150 per year just by quoting early and online