Ford Bronco Insurance Rates

Average auto insurance rates for a Ford Bronco are $1,426 annually with full coverage. Comprehensive costs approximately $296 each year, collision insurance costs $640, and liability costs around $354. A policy with just liability insurance costs as low as $406 a year, and coverage for high-risk drivers costs around $3,114. Teen drivers receive the highest rates at up to $5,252 a year.

Average premium for full coverage: $1,426

Rate estimates by individual coverage type:

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Bronco models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

These examples demonstrate why all drivers should compare prices using their specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $797
• Using higher $1,000 deductibles will save $212 annually
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,426
• Choosing low deductibles for physical damage coverage will cost $1,842
• Drivers with multiple violations and an at-fault accident could pay around $3,114
• The cost with full coverage for a teen driver can cost $5,252 or more

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Insurance rates for a Ford Bronco can also vary considerably based on the trim level of your Bronco, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $630 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $318 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see rates as low as $1,030 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,920 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy Affordable Ford Bronco Insurance

Saving money on car insurance requires being safe and accident-free, having good credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a brief review of the ideas that were raised in the charts and tables above.

• Youthful drivers are the costliest to insure, with premiums as much as $438 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,690 more per year than a low-risk driver
• Increasing deductibles could save up to $625 each year
• You may be able to save around $180 per year just by quoting online in advance