Ford Bronco Insurance Rates

The average insurance prices for a Ford Bronco are $1,398 every 12 months for full coverage. Comprehensive costs approximately $286 each year, collision insurance costs $612, and liability coverage costs $364. Buying just liability costs as little as $416 a year, and insurance for high-risk drivers costs around $3,058. Teen drivers cost the most to insure at up to $5,184 a year.

Average premium for full coverage: $1,398

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Bronco models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Ford Bronco insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $783
• Drivers who choose higher $1,000 deductibles will pay $202 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,398
• Choosing low deductibles for comprehensive and collision insurance increases the price to $1,800
• High-risk insureds with multiple violations and an at-fault accident could pay around $3,058
• Policy cost to insure a teenage driver can cost $5,184 a year

View Chart as Image

Insurance rates for a Ford Bronco also range considerably based on liability limits and deductibles, your driver profile, and the model of your Bronco.

Choosing high deductibles could save up to $610 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can cost around 44% to 135% more than average. View High Risk Driver Rates

Your home state makes a big difference in Ford Bronco insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Shop for Affordable Ford Bronco Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at every policy renewal by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief review of the data illustrated above.

• Consumers who purchase additional liability coverage will pay about $400 each year to go from a 30/60 limit to a 250/500 level
• Drivers can save around $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $432 each month if they have full coverage