Ford Bronco Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for a Ford Bronco are $1,426 annually for full coverage. Comprehensive insurance costs on average $296 each year, collision insurance costs $640, and liability costs $354. Liability-only insurance costs as little as $406 a year, and high-risk driver insurance costs $3,114 or more. Teenage drivers pay the most at up to $5,252 a year.
Average premium for full coverage: $1,426
Premium estimates by type of coverage:
Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Bronco models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Ford Bronco range from as cheap as $406 for the bare minimum liability coverage to a high rate of $3,114 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities. The graphic below illustrates how location helps determine car insurance rates.
These rate differences show why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows average Ford Bronco insurance rates for different risk profiles and scenarios.
- The best discount rate is $797
- Drivers who choose higher $1,000 deductibles will pay around $212 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,426
- Using low deductibles for comprehensive and collision insurance costs an additional $416 annually
- Drivers who are prone to accidents and violations could pay upwards of $3,114
- An auto insurance policy with full coverage for a 16-year-old driver may cost $5,252 a year
Insurance prices for a Ford Bronco also have a wide range based on the model of your Bronco, your driver profile, and policy deductibles and limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 additional annually, depending on your age. Insurance for high-risk drivers can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $630 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $940 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,030 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,288 | -$138 | -9.7% |
| Alaska | $1,094 | -$332 | -23.3% |
| Arizona | $1,182 | -$244 | -17.1% |
| Arkansas | $1,426 | -$0 | 0.0% |
| California | $1,624 | $198 | 13.9% |
| Colorado | $1,358 | -$68 | -4.8% |
| Connecticut | $1,464 | $38 | 2.7% |
| Delaware | $1,612 | $186 | 13.0% |
| Florida | $1,780 | $354 | 24.8% |
| Georgia | $1,316 | -$110 | -7.7% |
| Hawaii | $1,024 | -$402 | -28.2% |
| Idaho | $966 | -$460 | -32.3% |
| Illinois | $1,060 | -$366 | -25.7% |
| Indiana | $1,074 | -$352 | -24.7% |
| Iowa | $960 | -$466 | -32.7% |
| Kansas | $1,354 | -$72 | -5.0% |
| Kentucky | $1,942 | $516 | 36.2% |
| Louisiana | $2,108 | $682 | 47.8% |
| Maine | $878 | -$548 | -38.4% |
| Maryland | $1,176 | -$250 | -17.5% |
| Massachusetts | $1,136 | -$290 | -20.3% |
| Michigan | $2,472 | $1,046 | 73.4% |
| Minnesota | $1,194 | -$232 | -16.3% |
| Mississippi | $1,706 | $280 | 19.6% |
| Missouri | $1,266 | -$160 | -11.2% |
| Montana | $1,530 | $104 | 7.3% |
| Nebraska | $1,122 | -$304 | -21.3% |
| Nevada | $1,708 | $282 | 19.8% |
| New Hampshire | $1,026 | -$400 | -28.1% |
| New Jersey | $1,594 | $168 | 11.8% |
| New Mexico | $1,260 | -$166 | -11.6% |
| New York | $1,500 | $74 | 5.2% |
| North Carolina | $820 | -$606 | -42.5% |
| North Dakota | $1,168 | -$258 | -18.1% |
| Ohio | $982 | -$444 | -31.1% |
| Oklahoma | $1,460 | $34 | 2.4% |
| Oregon | $1,306 | -$120 | -8.4% |
| Pennsylvania | $1,358 | -$68 | -4.8% |
| Rhode Island | $1,900 | $474 | 33.2% |
| South Carolina | $1,292 | -$134 | -9.4% |
| South Dakota | $1,202 | -$224 | -15.7% |
| Tennessee | $1,248 | -$178 | -12.5% |
| Texas | $1,716 | $290 | 20.3% |
| Utah | $1,056 | -$370 | -25.9% |
| Vermont | $974 | -$452 | -31.7% |
| Virginia | $854 | -$572 | -40.1% |
| Washington | $1,100 | -$326 | -22.9% |
| West Virginia | $1,306 | -$120 | -8.4% |
| Wisconsin | $984 | -$442 | -31.0% |
| Wyoming | $1,268 | -$158 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco | $336 | $688 | $316 | $1,476 |
| 2023 Ford Bronco | $320 | $660 | $332 | $1,448 |
| 2022 Ford Bronco | $306 | $656 | $338 | $1,436 |
| 2021 Ford Bronco | $296 | $640 | $354 | $1,426 |
| 2020 Ford Bronco | $286 | $612 | $364 | $1,398 |
Rates are averaged for all Ford Bronco models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Ford Bronco Insurance
Finding better rates on insurance for a Ford Bronco not only requires being safe and accident-free, but also having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates at every other renewal by quoting rates from direct carriers, and also from local insurance agents.
Below you'll find a quick rundown of the concepts that were covered in the charts and tables above.
- Drivers considered higher risk with reckless driving or DUI convictions may be required to pay an average of $1,690 more each year than a low-risk driver
- Youthful drivers pay higher prices, as much as $438 per month if they have full coverage
- Drivers can save as much as $180 per year just by quoting online in advance
- Increasing policy deductibles could save up to $625 each year
- Drivers can save as much as $180 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,252 |
| 20 | $3,332 |
| 30 | $1,498 |
| 40 | $1,426 |
| 50 | $1,302 |
| 60 | $1,278 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,842 |
| $250 | $1,648 |
| $500 | $1,426 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,426 |
| 50/100 | $1,497 |
| 100/300 | $1,585 |
| 250/500 | $1,815 |
| 100 CSL | $1,532 |
| 300 CSL | $1,727 |
| 500 CSL | $1,869 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,540 |
| 20 | $5,310 |
| 30 | $3,194 |
| 40 | $3,114 |
| 50 | $2,970 |
| 60 | $2,946 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $76 |
| Homeowner | $20 |
| 5-yr Accident Free | $113 |
| 5-yr Claim Free | $94 |
| Paid in Full/EFT | $71 |
| Advance Quote | $75 |
| Online Quote | $103 |
| Total Discounts | $629 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
