Ford Bronco Sport Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance prices for a Ford Bronco Sport are $1,346 every 12 months for full coverage insurance. Comprehensive costs approximately $248 each year, collision costs $524, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, with high-risk insurance costing around $2,938. Teenage drivers cost the most to insure at $5,136 a year or more.
Average premium for full coverage: $1,346
Policy rates by type of insurance:
Prices are based on $500 deductible amounts, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Bronco Sport models.
Price Range Variability
For the average driver, Ford Bronco Sport insurance rates go from the cheapest price of $474 for just liability insurance to a high rate of $2,938 for high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities.
The graphic below illustrates how location impacts auto insurance prices.
The examples above illustrate why all drivers should get quotes using their specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.
- The best discount rate is $769
- Choosing higher $1,000 deductibles can save $176 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,346
- Using low deductibles for comp and collision coverage increases the price to $1,688
- High-risk insureds who are prone to accidents and violations could pay around $2,938 or more
- Policy cost to insure a teen driver can cost $5,136 each year
Car insurance rates for a Ford Bronco Sport also range considerably based on liability limits and deductibles, your risk profile, and the model of your Bronco Sport.
Using high physical damage deductibles can save as much as $520 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $5,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Ford Bronco Sport insurance rates. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,820 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,218 | -$128 | -9.5% |
| Alaska | $1,034 | -$312 | -23.2% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,286 | -$60 | -4.5% |
| Connecticut | $1,384 | $38 | 2.8% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,684 | $338 | 25.1% |
| Georgia | $1,242 | -$104 | -7.7% |
| Hawaii | $966 | -$380 | -28.2% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,012 | -$334 | -24.8% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,282 | -$64 | -4.8% |
| Kentucky | $1,836 | $490 | 36.4% |
| Louisiana | $1,994 | $648 | 48.1% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,110 | -$236 | -17.5% |
| Massachusetts | $1,076 | -$270 | -20.1% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,194 | -$152 | -11.3% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,062 | -$284 | -21.1% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,192 | -$154 | -11.4% |
| New York | $1,418 | $72 | 5.3% |
| North Carolina | $776 | -$570 | -42.3% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $932 | -$414 | -30.8% |
| Oklahoma | $1,382 | $36 | 2.7% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$62 | -4.6% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,138 | -$208 | -15.5% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,622 | $276 | 20.5% |
| Utah | $998 | -$348 | -25.9% |
| Vermont | $922 | -$424 | -31.5% |
| Virginia | $806 | -$540 | -40.1% |
| Washington | $1,042 | -$304 | -22.6% |
| West Virginia | $1,234 | -$112 | -8.3% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,198 | -$148 | -11.0% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2023 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2022 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2021 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Ford Bronco Sport Insurance
Finding cheaper rates on Ford Bronco Sport insurance takes having a good driving record, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Spend time shopping around every couple of years by getting rate quotes from direct insurance companies, and also from local insurance agencies.
The next list is a brief review of the material that was touched on above.
- Drivers who purchase increased levels of liability coverage will pay an extra $460 annually to raise limits from a 30/60 limit to a 250/500 level
- Drivers age 20 and younger pay the highest auto insurance rates, possibly costing $428 each month if the policy includes full coverage
- High-risk drivers with DUI or reckless driving convictions may have to pay on average $1,590 more per year to buy Ford Bronco Sport insurance
- Increasing comprehensive and collision deductibles could save as much as $525 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,136 |
| 20 | $3,148 |
| 30 | $1,400 |
| 40 | $1,346 |
| 50 | $1,232 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,346 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,429 |
| 100/300 | $1,533 |
| 250/500 | $1,804 |
| 100 CSL | $1,471 |
| 300 CSL | $1,700 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,322 |
| 20 | $5,016 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $577 |
Discounts are estimated and may not be available from every company or in every state.
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