Ford Bronco Sport Insurance Rates

The average insurance rates for a Ford Bronco Sport are $1,348 a year with full coverage. Comprehensive insurance costs around $256, collision insurance costs $536, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs $2,942 or more. Teen drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,348

Policy rates for type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and for different Bronco Sport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Ford Bronco Sport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $770
• Using higher $1,000 deductibles will save about $178 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,348
• Choosing more expensive low deductibles for physical damage coverage will cost an extra $354 every year
• Drivers with multiple violations and an at-fault accident could pay at least $2,942
• Policy cost for full coverage for a teen driver with full coverage can be $5,118 or more

View Chart as Image

Car insurance rates for a Ford Bronco Sport also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,100 a year. View Rates by Age

Your home state has a huge impact on Ford Bronco Sport insurance prices. A driver around age 40 might see rates as low as $970 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $540 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than average. View High Risk Driver Rates

How to Find Low Cost Ford Bronco Sport Insurance

Finding cheaper rates on car insurance requires being a good driver, having above-average credit, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a review of the material that was covered above.

• Policyholders who may need an increased level of liability coverage will pay about $440 every year to increase from a 30/60 limit to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $427 each month if full coverage is included
• Higher risk drivers who have several accidents or serious violations pay an average of $1,590 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save around $525 each year