Ford C-Max Energi Insurance Rates

Average insurance rates for a Ford C-Max Energi are $1,324 a year including full coverage. Comprehensive costs an estimated $240 each year, collision insurance costs $470, and liability is $456. A liability-only policy costs around $508 a year, and high-risk insurance costs around $2,884. Teen drivers receive the highest rates at up to $5,102 a year.

Average premium for full coverage: $1,324

Rate estimates broken down by individual coverage type:

These estimates include $500 deductible amounts, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and C-Max Energi models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.

These examples highlight why all drivers should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Ford C-Max Energi insurance rates for other coverage scenarios.

• The lowest rate with discounts is $763
• Raising to $1,000 deductibles will save approximately $162 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,324
• Choosing low deductibles will increase the cost to $1,638
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,884
• The cost for full coverage for a teen driver can cost as much as $5,102

View Chart as Image

Insurance rates for a Ford C-Max Energi can also vary considerably based on your driver profile, the model of your C-Max Energi, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $5,100 a year. View Rates by Age

Where you live also has a big influence on Ford C-Max Energi insurance prices. A middle-age driver might find rates as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $480 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 135% more than average. View High Risk Driver Rates

How to Find Cheap Ford C-Max Energi Insurance

Saving money on car insurance consists of having a good driving record, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest the time to shop around at least every other year by requesting rates from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The next list is a brief summary of the car insurance concepts illustrated above.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,560 more annually to buy Ford C-Max Energi insurance
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing deductibles can save around $475 each year
• Policyholders who want increased levels of liability coverage will pay about $500 per year to raise from a minimum limit to 250/500 limits