Ford C-Max Energi Insurance Rates

The average insurance rates for a Ford C-Max Energi are $1,324 a year for full coverage. Comprehensive costs an estimated $240, collision insurance costs $470, and liability costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $2,884. Teenage drivers cost the most to insure at up to $5,102 a year.

Average premium for full coverage: $1,324

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all C-Max Energi models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates the effect of geographic area on insurance prices.

The examples above show why everyone should compare rates for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Ford C-Max Energi insurance rates for other coverage scenarios.

• The best discount rate is $763
• Drivers who choose higher $1,000 deductibles will pay approximately $162 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,324
• Using pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,638
• Drivers who are prone to accidents and violations could pay up to $2,884
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $5,102 a year

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Insurance rates for a Ford C-Max Energi also range considerably based on the model of your C-Max Energi, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,600 to $2,200 extra every year, depending on your age. Ford C-Max Energi insurance for high-risk drivers can cost from 43% to 135% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $5,100 a year. View Rates by Age

Your home state makes a big difference in Ford C-Max Energi insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $480 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Ford C-Max Energi Insurance

Finding cheaper rates on insurance for a Ford C-Max Energi not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices every year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The following list is a brief recap of the coverage data covered in the above illustrations.

• Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers age 16 to 20 are charged the highest rates, costing up to $425 each month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,560 more annually than a safer driver