Ford C-Max Hybrid Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance rates for a Ford C-Max Hybrid are $1,290 a year for full coverage. Comprehensive costs an estimated $230, collision costs $446, and liability insurance is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing around $2,808. Teen drivers pay the most at $4,994 a year or more.
Average premium for full coverage: $1,290
Premium estimates broken down by type of coverage:
Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different C-Max Hybrid trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Ford C-Max Hybrid go from as low as $508 for just liability coverage to a much higher rate of $2,808 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Ford C-Max Hybrid insurance rates for other coverage scenarios.
- The lowest rate with discounts is $746
- Raising to $1,000 deductibles will save approximately $154 a year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,290
- Choosing more expensive low deductibles will increase the cost to $1,590
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,808 or more
- An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,994
Auto insurance prices for a Ford C-Max Hybrid also have a wide range based on your driving characteristics, the trim level of your C-Max Hybrid, and liability limits and deductibles.
An older driver with a good driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $4,900 a year. View Rates by Age
Where you choose to live also has a big influence on Ford C-Max Hybrid insurance rates. A middle-age driver might find prices as low as $850 a year in states like Iowa, Maine, and Idaho, or as much as $1,840 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,472 | $182 | 14.1% |
| Colorado | $1,232 | -$58 | -4.5% |
| Connecticut | $1,326 | $36 | 2.8% |
| Delaware | $1,462 | $172 | 13.3% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $872 | -$418 | -32.4% |
| Illinois | $960 | -$330 | -25.6% |
| Indiana | $970 | -$320 | -24.8% |
| Iowa | $870 | -$420 | -32.6% |
| Kansas | $1,226 | -$64 | -5.0% |
| Kentucky | $1,760 | $470 | 36.4% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $798 | -$492 | -38.1% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$258 | -20.0% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,544 | $254 | 19.7% |
| Missouri | $1,144 | -$146 | -11.3% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,016 | -$274 | -21.2% |
| Nevada | $1,546 | $256 | 19.8% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,442 | $152 | 11.8% |
| New Mexico | $1,142 | -$148 | -11.5% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $890 | -$400 | -31.0% |
| Oklahoma | $1,326 | $36 | 2.8% |
| Oregon | $1,182 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$60 | -4.7% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,168 | -$122 | -9.5% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,128 | -$162 | -12.6% |
| Texas | $1,554 | $264 | 20.5% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $774 | -$516 | -40.0% |
| Washington | $996 | -$294 | -22.8% |
| West Virginia | $1,182 | -$108 | -8.4% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,150 | -$140 | -10.9% |
Choosing high deductibles can reduce prices by up to $460 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 138% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to know which insurance company is cheapest is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2017 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2016 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Ford C-Max Hybrid Insurance
Finding better rates on Ford C-Max Hybrid insurance consists of avoiding accidents and violations, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The list below is a summary of the information covered above.
- Drivers can save approximately $150 per year simply by shopping early and online
- Teenagers are the costliest to insure, as much as $416 per month if they have full coverage
- Increasing policy deductibles can save around $450 each year
- High-risk drivers who have multiple accidents or major violations pay an average of $1,520 more annually for car insurance
- Drivers who want higher liability limits will pay about $500 each year to raise from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,994 |
| 20 | $3,002 |
| 30 | $1,334 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,590 |
| $250 | $1,450 |
| $500 | $1,290 |
| $1,000 | $1,136 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,381 |
| 100/300 | $1,495 |
| 250/500 | $1,792 |
| 100 CSL | $1,427 |
| 300 CSL | $1,678 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,106 |
| 20 | $4,788 |
| 30 | $2,856 |
| 40 | $2,808 |
| 50 | $2,686 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $56 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
