Ford C-Max Hybrid Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance rates for a Ford C-Max Hybrid are $1,290 a year for full coverage insurance. Comprehensive costs on average $230, collision costs $446, and liability costs $456. A liability-only policy costs as little as $508 a year, with high-risk insurance costing around $2,808. Teens pay the most at $4,994 a year or more.

Average premium for full coverage: $1,290

Premium estimates by type of coverage:

Comprehensive $230
Collision $446
Liability $456

Rates are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all C-Max Hybrid models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Ford C-Max Hybrid go from as low as $508 for basic liability insurance to the much higher price of $2,808 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,290
High Risk $2,808

Insurance Price Range by Location

Your location can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $968
Small Cities $1,355
Large Cities $1,742

These rate differences illustrate why everyone should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Ford C-Max Hybrid insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $746
  • Drivers who choose higher $1,000 deductibles will pay around $154 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,290
  • Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,590
  • Higher-risk drivers with serious driving violations could pay upwards of $2,808 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage may cost $4,994 a year

View Chart as Image

Ford C-Max Hybrid insurance cost comparison chart
Column chart showing full coverage Ford C-Max Hybrid insurance rates range from $746 to $4,994

Auto insurance prices for a Ford C-Max Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Ford C-Max Hybrid insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,740 on average in Michigan, New York, and Florida.

Ford C-Max Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,168 -$122 -9.5%
Alaska $990 -$300 -23.3%
Arizona $1,070 -$220 -17.1%
Arkansas $1,290 -$0 0.0%
California $1,472 $182 14.1%
Colorado $1,232 -$58 -4.5%
Connecticut $1,326 $36 2.8%
Delaware $1,462 $172 13.3%
Florida $1,614 $324 25.1%
Georgia $1,190 -$100 -7.8%
Hawaii $926 -$364 -28.2%
Idaho $872 -$418 -32.4%
Illinois $960 -$330 -25.6%
Indiana $970 -$320 -24.8%
Iowa $870 -$420 -32.6%
Kansas $1,226 -$64 -5.0%
Kentucky $1,760 $470 36.4%
Louisiana $1,910 $620 48.1%
Maine $798 -$492 -38.1%
Maryland $1,064 -$226 -17.5%
Massachusetts $1,032 -$258 -20.0%
Michigan $2,242 $952 73.8%
Minnesota $1,080 -$210 -16.3%
Mississippi $1,544 $254 19.7%
Missouri $1,144 -$146 -11.3%
Montana $1,386 $96 7.4%
Nebraska $1,016 -$274 -21.2%
Nevada $1,546 $256 19.8%
New Hampshire $930 -$360 -27.9%
New Jersey $1,442 $152 11.8%
New Mexico $1,142 -$148 -11.5%
New York $1,360 $70 5.4%
North Carolina $744 -$546 -42.3%
North Dakota $1,056 -$234 -18.1%
Ohio $890 -$400 -31.0%
Oklahoma $1,326 $36 2.8%
Oregon $1,182 -$108 -8.4%
Pennsylvania $1,230 -$60 -4.7%
Rhode Island $1,722 $432 33.5%
South Carolina $1,168 -$122 -9.5%
South Dakota $1,088 -$202 -15.7%
Tennessee $1,128 -$162 -12.6%
Texas $1,554 $264 20.5%
Utah $956 -$334 -25.9%
Vermont $884 -$406 -31.5%
Virginia $774 -$516 -40.0%
Washington $996 -$294 -22.8%
West Virginia $1,182 -$108 -8.4%
Wisconsin $894 -$396 -30.7%
Wyoming $1,150 -$140 -10.9%

View Chart as Image

Ford C-Max Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $460 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium annually, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers can cost as much as 44% to 138% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Ford C-Max Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Ford C-Max Hybrid $238 $474 $452 $1,322
2017 Ford C-Max Hybrid $230 $446 $456 $1,290
2016 Ford C-Max Hybrid $220 $400 $460 $1,238

Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Ford C-Max Hybrid Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a quick review of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,520 more each year to insure their C-Max Hybrid
  • It is possible to save as much as $150 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $450 each year
  • Policyholders who require more liability coverage will pay approximately $500 annually to go from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Ford C-Max Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,994
20 $3,002
30 $1,334
40 $1,290
50 $1,180
60 $1,158

Full coverage, $500 deductibles

Rates by Deductible

Ford C-Max Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,590
$250 $1,450
$500 $1,290
$1,000 $1,136

Full coverage, driver age 40

Rates by Liability Limit

Ford C-Max Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,290
50/100 $1,381
100/300 $1,495
250/500 $1,792
100 CSL $1,427
300 CSL $1,678
500 CSL $1,860

Full coverage, driver age 40

Rates for High Risk Drivers

Ford C-Max Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,106
20 $4,788
30 $2,856
40 $2,808
50 $2,686
60 $2,664

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $92
5-yr Claim Free $84
Paid in Full/EFT $56
Advance Quote $63
Online Quote $91
Total Discounts $544
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles