Ford C-Max Hybrid Insurance Rates
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UPDATED: May 10, 2024
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Average auto insurance rates for a Ford C-Max Hybrid are $1,290 annually for full coverage. Comprehensive costs approximately $230, collision costs $446, and liability is estimated at $456. Liability-only coverage costs approximately $508 a year, with high-risk coverage costing around $2,808. Teens receive the highest rates at $4,994 a year or more.
Average premium for full coverage: $1,290
Rate estimates by individual coverage type:
Rates are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for all C-Max Hybrid models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as cheap as $508 for basic liability insurance to the much higher price of $2,808 for high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have fewer accident claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
These examples show why everyone should get quotes using their specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Ford C-Max Hybrid insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $746
- Choosing higher $1,000 deductibles can save $154 a year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,290
- Selecting pricier low deductibles for comp and collision coverage will cost $1,590
- Unlucky drivers with serious driving violations could pay around $2,808 or more
- The cost with full coverage for a teen driver for full coverage can cost $4,994 each year
Car insurance rates for a Ford C-Max Hybrid can also vary considerably based on the trim level of your C-Max Hybrid, your driver profile, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Ford C-Max Hybrid insurance for high-risk drivers ranges as much as 44% to 138% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 every year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Ford C-Max Hybrid insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,840 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,168 | -$122 | -9.5% |
| Alaska | $990 | -$300 | -23.3% |
| Arizona | $1,070 | -$220 | -17.1% |
| Arkansas | $1,290 | -$0 | 0.0% |
| California | $1,472 | $182 | 14.1% |
| Colorado | $1,232 | -$58 | -4.5% |
| Connecticut | $1,326 | $36 | 2.8% |
| Delaware | $1,462 | $172 | 13.3% |
| Florida | $1,614 | $324 | 25.1% |
| Georgia | $1,190 | -$100 | -7.8% |
| Hawaii | $926 | -$364 | -28.2% |
| Idaho | $872 | -$418 | -32.4% |
| Illinois | $960 | -$330 | -25.6% |
| Indiana | $970 | -$320 | -24.8% |
| Iowa | $870 | -$420 | -32.6% |
| Kansas | $1,226 | -$64 | -5.0% |
| Kentucky | $1,760 | $470 | 36.4% |
| Louisiana | $1,910 | $620 | 48.1% |
| Maine | $798 | -$492 | -38.1% |
| Maryland | $1,064 | -$226 | -17.5% |
| Massachusetts | $1,032 | -$258 | -20.0% |
| Michigan | $2,242 | $952 | 73.8% |
| Minnesota | $1,080 | -$210 | -16.3% |
| Mississippi | $1,544 | $254 | 19.7% |
| Missouri | $1,144 | -$146 | -11.3% |
| Montana | $1,386 | $96 | 7.4% |
| Nebraska | $1,016 | -$274 | -21.2% |
| Nevada | $1,546 | $256 | 19.8% |
| New Hampshire | $930 | -$360 | -27.9% |
| New Jersey | $1,442 | $152 | 11.8% |
| New Mexico | $1,142 | -$148 | -11.5% |
| New York | $1,360 | $70 | 5.4% |
| North Carolina | $744 | -$546 | -42.3% |
| North Dakota | $1,056 | -$234 | -18.1% |
| Ohio | $890 | -$400 | -31.0% |
| Oklahoma | $1,326 | $36 | 2.8% |
| Oregon | $1,182 | -$108 | -8.4% |
| Pennsylvania | $1,230 | -$60 | -4.7% |
| Rhode Island | $1,722 | $432 | 33.5% |
| South Carolina | $1,168 | -$122 | -9.5% |
| South Dakota | $1,088 | -$202 | -15.7% |
| Tennessee | $1,128 | -$162 | -12.6% |
| Texas | $1,554 | $264 | 20.5% |
| Utah | $956 | -$334 | -25.9% |
| Vermont | $884 | -$406 | -31.5% |
| Virginia | $774 | -$516 | -40.0% |
| Washington | $996 | -$294 | -22.8% |
| West Virginia | $1,182 | -$108 | -8.4% |
| Wisconsin | $894 | -$396 | -30.7% |
| Wyoming | $1,150 | -$140 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Each auto insurer calculates rates differently, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Ford C-Max Hybrid | $238 | $474 | $452 | $1,322 |
| 2017 Ford C-Max Hybrid | $230 | $446 | $456 | $1,290 |
| 2016 Ford C-Max Hybrid | $220 | $400 | $460 | $1,238 |
Rates are averaged for all Ford C-Max Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Ford C-Max Hybrid Insurance
Saving money on car insurance takes having a good driving record, having a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.
The next list is a quick review of the material that was covered above.
- Policyholders who purchase increased levels of liability coverage will pay approximately $500 each year to raise limits from a minimum limit to higher 250/500 limits
- Drivers age 20 and younger pay the highest auto insurance rates, costing as high as $416 per month if comprehensive and collision insurance is included
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,520 more per year to buy Ford C-Max Hybrid insurance
- Increasing deductibles could save up to $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,994 |
| 20 | $3,002 |
| 30 | $1,334 |
| 40 | $1,290 |
| 50 | $1,180 |
| 60 | $1,158 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,590 |
| $250 | $1,450 |
| $500 | $1,290 |
| $1,000 | $1,136 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,290 |
| 50/100 | $1,381 |
| 100/300 | $1,495 |
| 250/500 | $1,792 |
| 100 CSL | $1,427 |
| 300 CSL | $1,678 |
| 500 CSL | $1,860 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,106 |
| 20 | $4,788 |
| 30 | $2,856 |
| 40 | $2,808 |
| 50 | $2,686 |
| 60 | $2,664 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $92 |
| 5-yr Claim Free | $84 |
| Paid in Full/EFT | $56 |
| Advance Quote | $63 |
| Online Quote | $91 |
| Total Discounts | $544 |
Discounts are estimated and may not be available from every company or in every state.
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