Ford Escape Hybrid Insurance Rates

Estimated auto insurance rates for a Ford Escape Hybrid are $1,104 annually for full coverage insurance. Comprehensive insurance costs on average $182 a year, collision costs $286, and liability is estimated at $478. Liability-only insurance costs approximately $526 a year, with high-risk driver insurance costing $2,388 or more. Teenage drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,104

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Escape Hybrid trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine car insurance rates.

These rate differences illustrate why it is important to get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $658
• Choosing higher $1,000 deductibles can save around $998 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,104
• Using low $100 deductibles for comp and collision coverage costs an additional $206 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,388 or more
• An auto insurance policy with full coverage for a teen driver may cost $4,398 each year

View Chart as Image

Insurance prices for a Ford Escape Hybrid also have a wide range based on the model of your Escape Hybrid, your risk profile, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $320 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Ford Escape Hybrid insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,490 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Ford Escape Hybrid Insurance

Finding better rates on car insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates at least once a year by getting rate quotes from direct insurance companies, and also from local exclusive and independent agents.

The next list is a brief summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save as much as $130 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,280 more each year to buy Ford Escape Hybrid insurance
• Increasing policy deductibles could save up to $300 each year
• Drivers age 20 and younger pay higher prices, with premiums being up to $367 per month if they have full coverage