Ford Escape Hybrid Insurance Rates
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UPDATED: Jun 8, 2024
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Estimated insurance rates for a Ford Escape Hybrid are $1,104 a year for full coverage insurance. Comprehensive costs an estimated $182 each year, collision insurance costs $286, and liability is $478. A policy with only liability insurance costs around $526 a year, and a high-risk policy costs around $2,388. Teenage drivers pay the most at up to $4,398 a year.
Average premium for full coverage: $1,104
Premium estimates broken down by type of coverage:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Escape Hybrid models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Ford Escape Hybrid range from as low as $526 for minimum levels of liability insurance to a high rate of $2,388 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.
These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Ford Escape Hybrid insurance rates for other coverage scenarios.
- The best discount rate is $658
- Raising to $1,000 deductibles will save approximately $106 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,104
- Using low deductibles will increase the cost to $1,310
- At-risk drivers who are prone to accidents and violations could pay up to $2,388
- An auto insurance policy for full coverage for a teen driver can cost as much as $4,398
Car insurance prices for a Ford Escape Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $4,300 a year. View Rates by Age
Where you choose to live also has a big influence on Ford Escape Hybrid insurance prices. A middle-age driver might find prices as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,490 on average in Florida, New York, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $998 | -$106 | -9.6% |
Alaska | $848 | -$256 | -23.2% |
Arizona | $918 | -$186 | -16.8% |
Arkansas | $1,104 | -$0 | 0.0% |
California | $1,258 | $154 | 13.9% |
Colorado | $1,056 | -$48 | -4.3% |
Connecticut | $1,134 | $30 | 2.7% |
Delaware | $1,250 | $146 | 13.2% |
Florida | $1,382 | $278 | 25.2% |
Georgia | $1,018 | -$86 | -7.8% |
Hawaii | $792 | -$312 | -28.3% |
Idaho | $748 | -$356 | -32.2% |
Illinois | $824 | -$280 | -25.4% |
Indiana | $832 | -$272 | -24.6% |
Iowa | $744 | -$360 | -32.6% |
Kansas | $1,050 | -$54 | -4.9% |
Kentucky | $1,506 | $402 | 36.4% |
Louisiana | $1,634 | $530 | 48.0% |
Maine | $680 | -$424 | -38.4% |
Maryland | $910 | -$194 | -17.6% |
Massachusetts | $884 | -$220 | -19.9% |
Michigan | $1,918 | $814 | 73.7% |
Minnesota | $924 | -$180 | -16.3% |
Mississippi | $1,322 | $218 | 19.7% |
Missouri | $980 | -$124 | -11.2% |
Montana | $1,188 | $84 | 7.6% |
Nebraska | $872 | -$232 | -21.0% |
Nevada | $1,322 | $218 | 19.7% |
New Hampshire | $796 | -$308 | -27.9% |
New Jersey | $1,236 | $132 | 12.0% |
New Mexico | $978 | -$126 | -11.4% |
New York | $1,162 | $58 | 5.3% |
North Carolina | $634 | -$470 | -42.6% |
North Dakota | $902 | -$202 | -18.3% |
Ohio | $764 | -$340 | -30.8% |
Oklahoma | $1,134 | $30 | 2.7% |
Oregon | $1,010 | -$94 | -8.5% |
Pennsylvania | $1,054 | -$50 | -4.5% |
Rhode Island | $1,472 | $368 | 33.3% |
South Carolina | $998 | -$106 | -9.6% |
South Dakota | $932 | -$172 | -15.6% |
Tennessee | $968 | -$136 | -12.3% |
Texas | $1,332 | $228 | 20.7% |
Utah | $818 | -$286 | -25.9% |
Vermont | $756 | -$348 | -31.5% |
Virginia | $662 | -$442 | -40.0% |
Washington | $852 | -$252 | -22.8% |
West Virginia | $1,010 | -$94 | -8.5% |
Wisconsin | $764 | -$340 | -30.8% |
Wyoming | $984 | -$120 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $320 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Ford Escape Hybrid 2WD | $1,082 | $90 |
Ford Escape Hybrid Limited 2WD | $1,104 | $92 |
Ford Escape Hybrid 4WD | $1,104 | $92 |
Ford Escape Hybrid Limited 4WD | $1,126 | $94 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2012 Ford Escape Hybrid | $186 | $316 | $474 | $1,134 |
2011 Ford Escape Hybrid | $182 | $286 | $478 | $1,104 |
2010 Ford Escape Hybrid | $170 | $262 | $474 | $1,064 |
Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Ford Escape Hybrid Insurance
Finding better rates on car insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
Below you'll find a quick review of the car insurance concepts covered in the charts and tables above.
- Higher risk drivers with a DUI or reckless driving violation pay on average $1,280 more annually than a low-risk driver
- It is possible to save approximately $130 per year just by quoting online in advance
- Increasing policy deductibles can save around $300 each year
- Policyholders who want more liability protection will pay an extra $530 annually to raise from 30/60 bodily injury limits to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,398 |
20 | $2,542 |
30 | $1,128 |
40 | $1,104 |
50 | $1,014 |
60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,310 |
$250 | $1,214 |
$500 | $1,104 |
$1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,104 |
50/100 | $1,222 |
100/300 | $1,341 |
250/500 | $1,652 |
100 CSL | $1,269 |
300 CSL | $1,532 |
500 CSL | $1,724 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,220 |
20 | $4,056 |
30 | $2,416 |
40 | $2,388 |
50 | $2,284 |
60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $57 |
Multi-vehicle | $60 |
Homeowner | $19 |
5-yr Accident Free | $71 |
5-yr Claim Free | $70 |
Paid in Full/EFT | $43 |
Advance Quote | $50 |
Online Quote | $76 |
Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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