Ford Escape Hybrid Insurance Rates

The average insurance rates for a Ford Escape Hybrid are $1,104 a year including full coverage. Comprehensive insurance costs approximately $182, collision insurance costs $286, and liability costs $478. A liability-only policy costs as little as $526 a year, and high-risk insurance costs $2,388 or more. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,104

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Escape Hybrid trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Ford Escape Hybrid insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $658
• Drivers who choose higher $1,000 deductibles will pay $106 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,104
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $206 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,388
• Policy cost that insures a teen driver with full coverage can cost $4,398 a year

View Chart as Image

Car insurance rates for a Ford Escape Hybrid also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than average. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,300 a year. View Rates by Age

Your home state makes a big difference in Ford Escape Hybrid insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,580 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $320 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Ford Escape Hybrid Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having a positive credit history, paying for small claims out-of-pocket, and attention to physical damage deductibles. Shop around at every policy renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The following list is a quick review of the data illustrated above.

• Policyholders who purchase an increased level of liability coverage will pay about $530 per year to go from a 30/60 limit to the 250/500 level
• You may be able to save around $130 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Drivers age 16 to 20 pay the highest auto insurance rates, with premiums being up to $367 each month if full coverage is purchased