Ford Escape Hybrid Insurance Rates

U.S. average insurance rates for a Ford Escape Hybrid are $1,104 a year for full coverage. Comprehensive insurance costs on average $182 each year, collision costs $286, and liability coverage is estimated at $478. Liability-only coverage costs approximately $526 a year, with high-risk coverage costing $2,388 or more. Teens pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,104

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and Escape Hybrid models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how your location can change car insurance rates.

The ranges above show why all drivers should get quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $658
• Choosing higher $1,000 deductibles can save around $106 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,104
• Selecting low deductibles for comp and collision coverage will cost an extra $206 each year
• Drivers with serious driving violations could pay upwards of $2,388 or more
• The price for full coverage for a teenage driver may cost $4,398 each year

View Chart as Image

Auto insurance prices for a Ford Escape Hybrid are also quite variable based on your driving record, the trim level of your Escape Hybrid, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford Escape Hybrid insurance rates. A good driver about age 40 could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,580 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $320 a year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Ford Escape Hybrid Insurance

Getting lower rates on auto insurance takes having a good driving record, having good credit, eliminating unnecessary coverage, and taking advantage of discounts. Invest the time to shop around every time your policy renews by requesting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The next list is a quick review of the information illustrated above.

• Drivers can save as much as $130 per year simply by quoting online in advance
• Drivers age 20 and younger are charged the highest prices, with premiums as much as $367 a month if they have full coverage
• Increasing physical damage deductibles can save around $300 each year
• Drivers with a DUI or reckless driving violation will pay on average $1,280 more each year to buy Ford Escape Hybrid insurance
• Consumers who require increased levels of liability coverage will pay approximately $530 each year to raise limits from a low limit to 250/500 limits