Ford Escape Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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Average auto insurance rates for a Ford Escape Hybrid are $1,104 annually for full coverage insurance. Comprehensive costs an estimated $182, collision insurance costs $286, and liability insurance costs around $478. A policy with just liability insurance costs as low as $526 a year, and coverage for high-risk drivers costs around $2,388. 16-year-old drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,104

Rate estimates broken down by individual coverage type:

Comprehensive $182
Collision $286
Liability $478

Includes $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Escape Hybrid models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $526 for just liability insurance to the much higher price of $2,388 for coverage for higher-risk drivers.

Liability Only $526
Full Coverage $1,104
High Risk $2,388

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities. The example below illustrates how your location can change insurance prices.

Rural Areas $828
Small Cities $1,159
Large Cities $1,490

These examples illustrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Ford Escape Hybrid insurance rates for other coverage scenarios.

  • The best full coverage rate is $658
  • Using higher $1,000 deductibles will save approximately $106 each year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,104
  • Buying pricier low deductibles for physical damage coverage will cost $1,310
  • Drivers with multiple tickets or accidents could pay up to $2,388
  • The cost with full coverage for a teen driver for full coverage can cost as much as $4,398 or more

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing Ford Escape Hybrid insurance rates range from $658 to $4,398 for full coverage

Insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level of your Escape Hybrid, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,300 to $1,900 additional per year, depending on your age. Ford Escape Hybrid insurance for high-risk drivers can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $320 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Ford Escape Hybrid insurance rates. A driver around age 40 might see rates as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,490 on average in Florida, New York, and Michigan.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $998 -$106 -9.6%
Alaska $848 -$256 -23.2%
Arizona $918 -$186 -16.8%
Arkansas $1,104 -$0 0.0%
California $1,258 $154 13.9%
Colorado $1,056 -$48 -4.3%
Connecticut $1,134 $30 2.7%
Delaware $1,250 $146 13.2%
Florida $1,382 $278 25.2%
Georgia $1,018 -$86 -7.8%
Hawaii $792 -$312 -28.3%
Idaho $748 -$356 -32.2%
Illinois $824 -$280 -25.4%
Indiana $832 -$272 -24.6%
Iowa $744 -$360 -32.6%
Kansas $1,050 -$54 -4.9%
Kentucky $1,506 $402 36.4%
Louisiana $1,634 $530 48.0%
Maine $680 -$424 -38.4%
Maryland $910 -$194 -17.6%
Massachusetts $884 -$220 -19.9%
Michigan $1,918 $814 73.7%
Minnesota $924 -$180 -16.3%
Mississippi $1,322 $218 19.7%
Missouri $980 -$124 -11.2%
Montana $1,188 $84 7.6%
Nebraska $872 -$232 -21.0%
Nevada $1,322 $218 19.7%
New Hampshire $796 -$308 -27.9%
New Jersey $1,236 $132 12.0%
New Mexico $978 -$126 -11.4%
New York $1,162 $58 5.3%
North Carolina $634 -$470 -42.6%
North Dakota $902 -$202 -18.3%
Ohio $764 -$340 -30.8%
Oklahoma $1,134 $30 2.7%
Oregon $1,010 -$94 -8.5%
Pennsylvania $1,054 -$50 -4.5%
Rhode Island $1,472 $368 33.3%
South Carolina $998 -$106 -9.6%
South Dakota $932 -$172 -15.6%
Tennessee $968 -$136 -12.3%
Texas $1,332 $228 20.7%
Utah $818 -$286 -25.9%
Vermont $756 -$348 -31.5%
Virginia $662 -$442 -40.0%
Washington $852 -$252 -22.8%
West Virginia $1,010 -$94 -8.5%
Wisconsin $764 -$340 -30.8%
Wyoming $984 -$120 -10.9%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,082 $90
Ford Escape Hybrid Limited 2WD $1,104 $92
Ford Escape Hybrid 4WD $1,104 $92
Ford Escape Hybrid Limited 4WD $1,126 $94

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $186 $316 $474 $1,134
2011 Ford Escape Hybrid $182 $286 $478 $1,104
2010 Ford Escape Hybrid $170 $262 $474 $1,064

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Ford Escape Hybrid Insurance

Saving money on Ford Escape Hybrid insurance requires having a good driving record, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a recap of the primary concepts that were illustrated above.

  • It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date
  • High-risk drivers that have major violations or accidents may pay on average $1,280 more annually to buy Ford Escape Hybrid insurance
  • Increasing deductibles could save up to $300 each year
  • Drivers age 20 and younger are expensive to insure, costing up to $367 per month if they have full coverage

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,542
30 $1,128
40 $1,104
50 $1,014
60 $992

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,310
$250 $1,214
$500 $1,104
$1,000 $998

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,104
50/100 $1,222
100/300 $1,341
250/500 $1,652
100 CSL $1,269
300 CSL $1,532
500 CSL $1,724

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,220
20 $4,056
30 $2,416
40 $2,388
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $446
Rate after discounts $658

Discounts are estimated and may not be available from every company or in every state.

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