Ford Escape Hybrid Insurance Rates

Estimated insurance rates for a Ford Escape Hybrid are $1,104 a year for full coverage insurance. Comprehensive costs an estimated $182 each year, collision insurance costs $286, and liability is $478. A policy with only liability insurance costs around $526 a year, and a high-risk policy costs around $2,388. Teenage drivers pay the most at up to $4,398 a year.

Average premium for full coverage: $1,104

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Escape Hybrid models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how location helps determine insurance prices.

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Ford Escape Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $658
• Raising to $1,000 deductibles will save approximately $106 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,104
• Using low deductibles will increase the cost to $1,310
• At-risk drivers who are prone to accidents and violations could pay up to $2,388
• An auto insurance policy for full coverage for a teen driver can cost as much as $4,398

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Car insurance prices for a Ford Escape Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Ford Escape Hybrid insurance prices. A middle-age driver might find prices as low as $720 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,490 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $320 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,300 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Ford Escape Hybrid Insurance

Finding better rates on car insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest time comparing rates at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers with a DUI or reckless driving violation pay on average $1,280 more annually than a low-risk driver
• It is possible to save approximately $130 per year just by quoting online in advance
• Increasing policy deductibles can save around $300 each year
• Policyholders who want more liability protection will pay an extra $530 annually to raise from 30/60 bodily injury limits to 250/500 limits