Ford Escape Hybrid Insurance Rates

Average insurance rates for a Ford Escape Hybrid are $1,064 a year for full coverage insurance. Comprehensive costs approximately $170 a year, collision costs $262, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,300. Teenage drivers receive the highest rates at $4,266 a year or more.

Average premium for full coverage: $1,064

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Escape Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Ford Escape Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $638
• Raising to $1,000 deductibles will save $964 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,064
• Using low $100 deductibles bumps up the cost to $1,252
• Unlucky drivers who are prone to accidents and violations could pay around $2,300 or more
• The cost that insures a teenage driver can cost $4,266

View Chart as Image

Insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level of your Escape Hybrid, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live also has a big influence on Ford Escape Hybrid insurance rates. A middle-age driver might find rates as low as $700 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,440 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $290 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Ford Escape Hybrid Insurance

Saving money on auto insurance consists of having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare prices every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following items are a summary of the information touched on in the above illustrations.

• It is possible to save around $120 per year simply by quoting early and online
• 16 to 18-year-old drivers are expensive to insure, costing up to $356 per month if full coverage is included
• Increasing deductibles can save approximately $300 each year
• Drivers who have multiple accidents or major violations could be charged and average of $1,240 more per year than a driver with a clean driving record
• Consumers who purchase additional liability coverage will pay an extra $520 annually to raise from a minimum limit to the 250/500 level