Ford Escape Hybrid Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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Estimated insurance prices for a Ford Escape Hybrid are $1,104 every 12 months for full coverage. Comprehensive costs an estimated $182, collision costs $286, and liability costs $478. Liability-only insurance costs as little as $526 a year, with high-risk driver insurance costing around $2,388. Teenage drivers pay the most at $4,398 a year or more.
Average premium for full coverage: $1,104
Premium estimates broken down by type of coverage:
Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Escape Hybrid models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Ford Escape Hybrid go from the cheapest price of $526 for just liability insurance to the much higher price of $2,388 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities.
The example below illustrates the effect of geographic area on insurance prices.
These rate differences show why everyone should compare rates for a targeted area and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Ford Escape Hybrid insurance rates for other coverage scenarios.
- The best discount rate is $658
- Drivers who choose higher $1,000 deductibles will pay approximately $106 a year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,104
- Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,310
- Drivers who are prone to accidents and violations could pay up to $2,388 or more
- An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $4,398 a year
Insurance prices for a Ford Escape Hybrid also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.
Using high physical damage deductibles could save up to $320 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying $1,300 to $1,900 additional annually, depending on your age. Ford Escape Hybrid insurance for high-risk drivers can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates
Where you choose to live makes a big difference in Ford Escape Hybrid insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,580 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from multiple companies. Every company uses a different method to calculate prices, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Escape Hybrid 2WD | $1,082 | $90 |
| Ford Escape Hybrid Limited 2WD | $1,104 | $92 |
| Ford Escape Hybrid 4WD | $1,104 | $92 |
| Ford Escape Hybrid Limited 4WD | $1,126 | $94 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Ford Escape Hybrid | $182 | $286 | $478 | $1,104 |
| 2011 Ford Escape Hybrid | $170 | $262 | $474 | $1,064 |
Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Escape Hybrid Insurance
Finding better rates on insurance for a Ford Escape Hybrid not only requires having a good driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates once a year by requesting quotes from direct carriers, and also from several local insurance agents.
The next list is a condensed summary of the data that was covered in the above illustrations.
- Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
- Insureds who want increased levels of liability coverage will pay an extra $530 each year to go from 30/60 bodily injury limits to a 250/500 level
- Drivers age 20 and younger are expensive to insure, as much as $367 per month if full coverage is included
- Drivers considered higher risk with multiple at-fault accidents pay on average $1,280 more annually to buy Ford Escape Hybrid insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,222 |
| 100/300 | $1,341 |
| 250/500 | $1,652 |
| 100 CSL | $1,269 |
| 300 CSL | $1,532 |
| 500 CSL | $1,724 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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