Ford Escape Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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U.S. average insurance rates for a Ford Escape Hybrid are $1,104 a year for full coverage. Comprehensive insurance costs around $182, collision costs $286, and liability costs $478. Buying just liability costs as little as $526 a year, with insurance for high-risk drivers costing $2,388 or more. Teens pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,104

Price estimates for individual coverage:

Comprehensive $182
Collision $286
Liability $478

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Escape Hybrid trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Ford Escape Hybrid insurance prices go from the low end price of $526 for your basic liability-only policy to a much higher rate of $2,388 for a policy for a high-risk driver.

Liability Only $526
Full Coverage $1,104
High Risk $2,388

Geographic Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $828
Small Cities $1,159
Large Cities $1,490

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Ford Escape Hybrid insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $658
  • Drivers who choose higher $1,000 deductibles will pay about $106 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,104
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $206 every year
  • Higher-risk drivers with serious driving violations could pay at least $2,388 or more
  • The price that insures a teen driver with full coverage can be $4,398 a year

View Chart as Image

Ford Escape Hybrid insurance cost comparison chart
Column chart showing full coverage Ford Escape Hybrid insurance prices range from $658 to $4,398

Insurance prices for a Ford Escape Hybrid are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,300 to $1,900 additional each year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age

The state you live in makes a big difference in Ford Escape Hybrid insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,580 on average in Michigan, Louisiana, and New York.

Ford Escape Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $998 -$106 -9.6%
Alaska $848 -$256 -23.2%
Arizona $918 -$186 -16.8%
Arkansas $1,104 -$0 0.0%
California $1,258 $154 13.9%
Colorado $1,056 -$48 -4.3%
Connecticut $1,134 $30 2.7%
Delaware $1,250 $146 13.2%
Florida $1,382 $278 25.2%
Georgia $1,018 -$86 -7.8%
Hawaii $792 -$312 -28.3%
Idaho $748 -$356 -32.2%
Illinois $824 -$280 -25.4%
Indiana $832 -$272 -24.6%
Iowa $744 -$360 -32.6%
Kansas $1,050 -$54 -4.9%
Kentucky $1,506 $402 36.4%
Louisiana $1,634 $530 48.0%
Maine $680 -$424 -38.4%
Maryland $910 -$194 -17.6%
Massachusetts $884 -$220 -19.9%
Michigan $1,918 $814 73.7%
Minnesota $924 -$180 -16.3%
Mississippi $1,322 $218 19.7%
Missouri $980 -$124 -11.2%
Montana $1,188 $84 7.6%
Nebraska $872 -$232 -21.0%
Nevada $1,322 $218 19.7%
New Hampshire $796 -$308 -27.9%
New Jersey $1,236 $132 12.0%
New Mexico $978 -$126 -11.4%
New York $1,162 $58 5.3%
North Carolina $634 -$470 -42.6%
North Dakota $902 -$202 -18.3%
Ohio $764 -$340 -30.8%
Oklahoma $1,134 $30 2.7%
Oregon $1,010 -$94 -8.5%
Pennsylvania $1,054 -$50 -4.5%
Rhode Island $1,472 $368 33.3%
South Carolina $998 -$106 -9.6%
South Dakota $932 -$172 -15.6%
Tennessee $968 -$136 -12.3%
Texas $1,332 $228 20.7%
Utah $818 -$286 -25.9%
Vermont $756 -$348 -31.5%
Virginia $662 -$442 -40.0%
Washington $852 -$252 -22.8%
West Virginia $1,010 -$94 -8.5%
Wisconsin $764 -$340 -30.8%
Wyoming $984 -$120 -10.9%

View Chart as Image

Ford Escape Hybrid insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $320 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to compare prices and see which company has the best price. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Ford Escape Hybrid Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Ford Escape Hybrid 2WD $1,082 $90
Ford Escape Hybrid Limited 2WD $1,104 $92
Ford Escape Hybrid 4WD $1,104 $92
Ford Escape Hybrid Limited 4WD $1,126 $94

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Ford Escape Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Ford Escape Hybrid $186 $316 $474 $1,134
2011 Ford Escape Hybrid $182 $286 $478 $1,104
2010 Ford Escape Hybrid $170 $262 $474 $1,064

Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Ford Escape Hybrid Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having a good credit score, eliminating unnecessary coverage, and taking advantage of discounts. Compare rates every year by getting quotes from direct carriers, and also from several local insurance agents.

The items below are a brief recap of the coverage data raised in the charts and tables above.

  • Drivers can save up to $130 per year simply by shopping early and online
  • Increasing physical damage deductibles can save approximately $300 each year
  • Teen drivers are charged the highest prices, with premiums as much as $367 a month if comprehensive and collision insurance is included
  • Higher risk drivers who tend to receive serious violations pay on average $1,280 more every year to insure their Escape Hybrid

Rates by Driver Age

Ford Escape Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,542
30 $1,128
40 $1,104
50 $1,014
60 $992

Full coverage, $500 deductibles

Rates by Deductible

Ford Escape Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,310
$250 $1,214
$500 $1,104
$1,000 $998

Full coverage, driver age 40

Rates by Liability Limit

Ford Escape Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,104
50/100 $1,222
100/300 $1,341
250/500 $1,652
100 CSL $1,269
300 CSL $1,532
500 CSL $1,724

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Escape Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,220
20 $4,056
30 $2,416
40 $2,388
50 $2,284
60 $2,262

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $71
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $76
Total Discounts $446
Rate after discounts $658

Discounts are estimated and may not be available from every company or in every state.

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