Ford Maverick Insurance Rates
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UPDATED: Mar 28, 2024
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Average insurance prices for a Ford Maverick are $1,396 every 12 months for full coverage insurance. Comprehensive insurance costs on average $306 each year, collision costs $542, and liability insurance costs around $390. Buying just liability costs as low as $452 a year, with insurance for high-risk drivers costing $3,014 or more. Teenage drivers receive the highest rates at $5,168 a year or more.
Average premium for full coverage: $1,396
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Maverick models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $452 for liability-only coverage to a high rate of $3,014 for coverage for higher-risk drivers.
Price Range by Location
Where you live has a significant impact on insurance rates. Rural areas tend to have more infrequent physical damage claims than densely populated cities.
The graphic below illustrates how location helps determine car insurance rates.
These examples illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Ford Maverick insurance rates for different risk profiles and scenarios.
- The best discount rate is $805
- Using higher $1,000 deductibles will save around $192 each year
- The average price for a 40-year-old driver with $500 deductibles is $1,396
- Using low deductibles for physical damage coverage costs an extra $372 a year
- Drivers who are prone to accidents and violations could pay upwards of $3,014 or more
- The cost to insure a teen driver may cost $5,168 or more
Auto insurance rates for a Ford Maverick can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level of your Maverick.
Using high physical damage deductibles could cut rates by as much as $570 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 128% more than a normal policy. View High Risk Driver Rates
Where you live has a huge impact on Ford Maverick insurance rates. A driver around age 40 might see rates as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,890 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,262 | -$134 | -9.6% |
| Alaska | $1,070 | -$326 | -23.4% |
| Arizona | $1,158 | -$238 | -17.0% |
| Arkansas | $1,396 | -$0 | 0.0% |
| California | $1,590 | $194 | 13.9% |
| Colorado | $1,332 | -$64 | -4.6% |
| Connecticut | $1,436 | $40 | 2.9% |
| Delaware | $1,580 | $184 | 13.2% |
| Florida | $1,748 | $352 | 25.2% |
| Georgia | $1,290 | -$106 | -7.6% |
| Hawaii | $1,002 | -$394 | -28.2% |
| Idaho | $944 | -$452 | -32.4% |
| Illinois | $1,040 | -$356 | -25.5% |
| Indiana | $1,052 | -$344 | -24.6% |
| Iowa | $944 | -$452 | -32.4% |
| Kansas | $1,328 | -$68 | -4.9% |
| Kentucky | $1,904 | $508 | 36.4% |
| Louisiana | $2,068 | $672 | 48.1% |
| Maine | $862 | -$534 | -38.3% |
| Maryland | $1,152 | -$244 | -17.5% |
| Massachusetts | $1,118 | -$278 | -19.9% |
| Michigan | $2,426 | $1,030 | 73.8% |
| Minnesota | $1,166 | -$230 | -16.5% |
| Mississippi | $1,672 | $276 | 19.8% |
| Missouri | $1,238 | -$158 | -11.3% |
| Montana | $1,500 | $104 | 7.4% |
| Nebraska | $1,102 | -$294 | -21.1% |
| Nevada | $1,674 | $278 | 19.9% |
| New Hampshire | $1,004 | -$392 | -28.1% |
| New Jersey | $1,560 | $164 | 11.7% |
| New Mexico | $1,238 | -$158 | -11.3% |
| New York | $1,470 | $74 | 5.3% |
| North Carolina | $804 | -$592 | -42.4% |
| North Dakota | $1,142 | -$254 | -18.2% |
| Ohio | $966 | -$430 | -30.8% |
| Oklahoma | $1,434 | $38 | 2.7% |
| Oregon | $1,278 | -$118 | -8.5% |
| Pennsylvania | $1,332 | -$64 | -4.6% |
| Rhode Island | $1,862 | $466 | 33.4% |
| South Carolina | $1,266 | -$130 | -9.3% |
| South Dakota | $1,176 | -$220 | -15.8% |
| Tennessee | $1,224 | -$172 | -12.3% |
| Texas | $1,684 | $288 | 20.6% |
| Utah | $1,032 | -$364 | -26.1% |
| Vermont | $956 | -$440 | -31.5% |
| Virginia | $836 | -$560 | -40.1% |
| Washington | $1,078 | -$318 | -22.8% |
| West Virginia | $1,280 | -$116 | -8.3% |
| Wisconsin | $966 | -$430 | -30.8% |
| Wyoming | $1,246 | -$150 | -10.7% |
With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Maverick | $322 | $562 | $372 | $1,414 |
| 2023 Ford Maverick | $306 | $542 | $390 | $1,396 |
| 2022 Ford Maverick | $294 | $536 | $398 | $1,386 |
Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Ford Maverick Insurance
Saving money on Ford Maverick insurance requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates at least once a year by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a brief review of the primary concepts that were covered in the charts and tables above.
- It is possible to save as much as $170 per year simply by quoting online in advance
- High-risk drivers with DUI or reckless driving convictions pay on average $1,620 more each year than a low-risk driver
- Increasing deductibles could save as much as $575 each year
- Youthful drivers are charged the highest rates, costing up to $431 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,168 |
| 20 | $3,214 |
| 30 | $1,456 |
| 40 | $1,396 |
| 50 | $1,274 |
| 60 | $1,250 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,768 |
| $250 | $1,596 |
| $500 | $1,396 |
| $1,000 | $1,204 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,396 |
| 50/100 | $1,474 |
| 100/300 | $1,572 |
| 250/500 | $1,825 |
| 100 CSL | $1,513 |
| 300 CSL | $1,728 |
| 500 CSL | $1,884 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,376 |
| 20 | $5,110 |
| 30 | $3,080 |
| 40 | $3,014 |
| 50 | $2,874 |
| 60 | $2,848 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $103 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $64 |
| Advance Quote | $69 |
| Online Quote | $99 |
| Total Discounts | $591 |
Discounts are estimated and may not be available from every company or in every state.
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