Ford Mustang Mach-E Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance prices for a Ford Mustang Mach-E are $1,638 every 12 months for full coverage. Comprehensive insurance costs around $420 a year, collision insurance costs $744, and liability is estimated at $338. A policy with only liability insurance costs approximately $394 a year, and a high-risk policy costs $3,538 or more. Teens pay the most at up to $5,780 a year.
Average premium for full coverage: $1,638
Premium estimates for type of coverage:
Price estimates include $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Mustang Mach-E trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Ford Mustang Mach-E range from the cheapest price of $394 for basic liability insurance to a high of $3,538 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.
These rate differences show why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Ford Mustang Mach-E insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $918
- Choosing higher $1,000 deductibles can save about $1,372 a year
- The average price for a 40-year-old good driver using $500 deductibles is $1,638
- Selecting low $100 deductibles for comp and collision coverage costs an extra $512 annually
- Higher-risk drivers with serious driving violations could pay at least $3,538
- An auto insurance policy to insure a 16-year-old driver can be $5,780 each year
Car insurance prices for a Ford Mustang Mach-E also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $780 annually, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy ranges from 45% to 130% more than the average policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Ford Mustang Mach-E insurance prices. A good driver about age 40 could pay as low as $1,080 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,340 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,480 | -$158 | -9.6% |
| Alaska | $1,256 | -$382 | -23.3% |
| Arizona | $1,360 | -$278 | -17.0% |
| Arkansas | $1,638 | -$0 | 0.0% |
| California | $1,866 | $228 | 13.9% |
| Colorado | $1,564 | -$74 | -4.5% |
| Connecticut | $1,682 | $44 | 2.7% |
| Delaware | $1,852 | $214 | 13.1% |
| Florida | $2,046 | $408 | 24.9% |
| Georgia | $1,514 | -$124 | -7.6% |
| Hawaii | $1,178 | -$460 | -28.1% |
| Idaho | $1,110 | -$528 | -32.2% |
| Illinois | $1,218 | -$420 | -25.6% |
| Indiana | $1,236 | -$402 | -24.5% |
| Iowa | $1,104 | -$534 | -32.6% |
| Kansas | $1,556 | -$82 | -5.0% |
| Kentucky | $2,234 | $596 | 36.4% |
| Louisiana | $2,426 | $788 | 48.1% |
| Maine | $1,012 | -$626 | -38.2% |
| Maryland | $1,352 | -$286 | -17.5% |
| Massachusetts | $1,308 | -$330 | -20.1% |
| Michigan | $2,844 | $1,206 | 73.6% |
| Minnesota | $1,374 | -$264 | -16.1% |
| Mississippi | $1,962 | $324 | 19.8% |
| Missouri | $1,452 | -$186 | -11.4% |
| Montana | $1,758 | $120 | 7.3% |
| Nebraska | $1,288 | -$350 | -21.4% |
| Nevada | $1,962 | $324 | 19.8% |
| New Hampshire | $1,180 | -$458 | -28.0% |
| New Jersey | $1,830 | $192 | 11.7% |
| New Mexico | $1,450 | -$188 | -11.5% |
| New York | $1,724 | $86 | 5.3% |
| North Carolina | $944 | -$694 | -42.4% |
| North Dakota | $1,344 | -$294 | -17.9% |
| Ohio | $1,130 | -$508 | -31.0% |
| Oklahoma | $1,680 | $42 | 2.6% |
| Oregon | $1,500 | -$138 | -8.4% |
| Pennsylvania | $1,562 | -$76 | -4.6% |
| Rhode Island | $2,184 | $546 | 33.3% |
| South Carolina | $1,484 | -$154 | -9.4% |
| South Dakota | $1,382 | -$256 | -15.6% |
| Tennessee | $1,434 | -$204 | -12.5% |
| Texas | $1,974 | $336 | 20.5% |
| Utah | $1,210 | -$428 | -26.1% |
| Vermont | $1,118 | -$520 | -31.7% |
| Virginia | $982 | -$656 | -40.0% |
| Washington | $1,264 | -$374 | -22.8% |
| West Virginia | $1,500 | -$138 | -8.4% |
| Wisconsin | $1,132 | -$506 | -30.9% |
| Wyoming | $1,458 | -$180 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Mustang Mach-E | $458 | $780 | $316 | $1,690 |
| 2023 Ford Mustang Mach-E | $438 | $750 | $332 | $1,656 |
| 2022 Ford Mustang Mach-E | $420 | $744 | $338 | $1,638 |
| 2021 Ford Mustang Mach-E | $406 | $726 | $354 | $1,622 |
Rates are averaged for all Ford Mustang Mach-E models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Mustang Mach-E Insurance
Finding better rates on insurance for a Ford Mustang Mach-E takes having a good driving record, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Take the time to compare rates at every policy renewal by getting quotes from direct carriers, and also from local exclusive and independent agents.
The next list is a condensed summary of the data covered in the above illustrations.
- Insureds who may need increased levels of liability coverage will pay approximately $370 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
- Drivers can save up to $210 per year just by quoting early and online
- Increasing policy deductibles could save as much as $775 each year
- Drivers age 20 and younger are the costliest to insure, as much as $482 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,780 |
| 20 | $3,756 |
| 30 | $1,730 |
| 40 | $1,638 |
| 50 | $1,492 |
| 60 | $1,466 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,150 |
| $250 | $1,914 |
| $500 | $1,638 |
| $1,000 | $1,372 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,638 |
| 50/100 | $1,706 |
| 100/300 | $1,790 |
| 250/500 | $2,010 |
| 100 CSL | $1,739 |
| 300 CSL | $1,925 |
| 500 CSL | $2,061 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,318 |
| 20 | $5,976 |
| 30 | $3,642 |
| 40 | $3,538 |
| 50 | $3,368 |
| 60 | $3,340 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $83 |
| Homeowner | $22 |
| 5-yr Accident Free | $130 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $82 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $720 |
Discounts are estimated and may not be available from every company or in every state.
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