Ford Mustang Mach-E Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Ford Mustang Mach-E are $1,638 annually with full coverage. Comprehensive costs approximately $420, collision insurance costs $744, and liability costs around $338. A policy with only liability insurance costs as low as $394 a year, and a high-risk policy costs around $3,538. Teen drivers pay the most at up to $5,780 a year.
Average premium for full coverage: $1,638
Premium estimates by type of coverage:
Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Mustang Mach-E trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Ford Mustang Mach-E range from as cheap as $394 for minimum levels of liability insurance to a much higher rate of $3,538 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can make a big difference on the price of insurance. Rural locations are statistically proven to have fewer collision claims than larger metro areas. The price range example below illustrates how where you live affects auto insurance prices.
These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Ford Mustang Mach-E insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $918
- Using higher $1,000 deductibles will save $266 annually
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,638
- Choosing more expensive low deductibles for physical damage coverage will cost $2,150
- High-risk insureds with multiple violations and an at-fault accident could pay around $3,538
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost $5,780 or more
Car insurance prices for a Ford Mustang Mach-E also have a wide range based on the model of your Mustang Mach-E, your driving record, and physical damage deductibles and liability limits.
An older driver with no driving violations and high physical damage deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,700 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance can be from 45% to 130% more than average. View High Risk Driver Rates
Choosing high deductibles could cut prices by as much as $780 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Ford Mustang Mach-E insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like Utah, Ohio, and New Hampshire, or as much as $2,210 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,480 | -$158 | -9.6% |
| Alaska | $1,256 | -$382 | -23.3% |
| Arizona | $1,360 | -$278 | -17.0% |
| Arkansas | $1,638 | -$0 | 0.0% |
| California | $1,866 | $228 | 13.9% |
| Colorado | $1,564 | -$74 | -4.5% |
| Connecticut | $1,682 | $44 | 2.7% |
| Delaware | $1,852 | $214 | 13.1% |
| Florida | $2,046 | $408 | 24.9% |
| Georgia | $1,514 | -$124 | -7.6% |
| Hawaii | $1,178 | -$460 | -28.1% |
| Idaho | $1,110 | -$528 | -32.2% |
| Illinois | $1,218 | -$420 | -25.6% |
| Indiana | $1,236 | -$402 | -24.5% |
| Iowa | $1,104 | -$534 | -32.6% |
| Kansas | $1,556 | -$82 | -5.0% |
| Kentucky | $2,234 | $596 | 36.4% |
| Louisiana | $2,426 | $788 | 48.1% |
| Maine | $1,012 | -$626 | -38.2% |
| Maryland | $1,352 | -$286 | -17.5% |
| Massachusetts | $1,308 | -$330 | -20.1% |
| Michigan | $2,844 | $1,206 | 73.6% |
| Minnesota | $1,374 | -$264 | -16.1% |
| Mississippi | $1,962 | $324 | 19.8% |
| Missouri | $1,452 | -$186 | -11.4% |
| Montana | $1,758 | $120 | 7.3% |
| Nebraska | $1,288 | -$350 | -21.4% |
| Nevada | $1,962 | $324 | 19.8% |
| New Hampshire | $1,180 | -$458 | -28.0% |
| New Jersey | $1,830 | $192 | 11.7% |
| New Mexico | $1,450 | -$188 | -11.5% |
| New York | $1,724 | $86 | 5.3% |
| North Carolina | $944 | -$694 | -42.4% |
| North Dakota | $1,344 | -$294 | -17.9% |
| Ohio | $1,130 | -$508 | -31.0% |
| Oklahoma | $1,680 | $42 | 2.6% |
| Oregon | $1,500 | -$138 | -8.4% |
| Pennsylvania | $1,562 | -$76 | -4.6% |
| Rhode Island | $2,184 | $546 | 33.3% |
| South Carolina | $1,484 | -$154 | -9.4% |
| South Dakota | $1,382 | -$256 | -15.6% |
| Tennessee | $1,434 | -$204 | -12.5% |
| Texas | $1,974 | $336 | 20.5% |
| Utah | $1,210 | -$428 | -26.1% |
| Vermont | $1,118 | -$520 | -31.7% |
| Virginia | $982 | -$656 | -40.0% |
| Washington | $1,264 | -$374 | -22.8% |
| West Virginia | $1,500 | -$138 | -8.4% |
| Wisconsin | $1,132 | -$506 | -30.9% |
| Wyoming | $1,458 | -$180 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Mustang Mach-E | $458 | $780 | $316 | $1,690 |
| 2023 Ford Mustang Mach-E | $438 | $750 | $332 | $1,656 |
| 2022 Ford Mustang Mach-E | $420 | $744 | $338 | $1,638 |
| 2021 Ford Mustang Mach-E | $406 | $726 | $354 | $1,622 |
Rates are averaged for all Ford Mustang Mach-E models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Ford Mustang Mach-E Insurance
Finding better rates on insurance for a Ford Mustang Mach-E requires being safe and accident-free, having a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct companies, and also from your local independent and exclusive agents.
Below you'll find a brief recap of the information touched on in the above illustrations.
- You may be able to save around $210 per year just by shopping early and online
- Youthful drivers pay the highest auto insurance prices, possibly costing $482 per month if comprehensive and collision insurance is included
- Increasing policy deductibles could save up to $775 each year
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,900 more per year than a low-risk driver
- Insureds who purchase more liability protection will pay about $370 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,780 |
| 20 | $3,756 |
| 30 | $1,730 |
| 40 | $1,638 |
| 50 | $1,492 |
| 60 | $1,466 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,150 |
| $250 | $1,914 |
| $500 | $1,638 |
| $1,000 | $1,372 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,638 |
| 50/100 | $1,706 |
| 100/300 | $1,790 |
| 250/500 | $2,010 |
| 100 CSL | $1,739 |
| 300 CSL | $1,925 |
| 500 CSL | $2,061 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,318 |
| 20 | $5,976 |
| 30 | $3,642 |
| 40 | $3,538 |
| 50 | $3,368 |
| 60 | $3,340 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $83 |
| Homeowner | $22 |
| 5-yr Accident Free | $130 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $82 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $720 |
Discounts are estimated and may not be available from every company or in every state.
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