Ford Mustang Mach-E Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Ford Mustang Mach-E are $1,638 a year including full coverage. Comprehensive insurance costs approximately $420, collision insurance costs $744, and liability coverage costs around $338. A liability-only policy costs as low as $394 a year, and high-risk insurance costs $3,538 or more. 16-year-old drivers pay the most at up to $5,780 a year.
Average premium for full coverage: $1,638
Premium estimates by type of coverage:
Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and for all Mustang Mach-E models.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a Ford Mustang Mach-E range from as low as $394 for your basic liability-only policy to the much higher price of $3,538 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates how location impacts auto insurance prices.
These rate differences highlight why everyone should compare prices using their specific location and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Ford Mustang Mach-E insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $918
- Using higher $1,000 deductibles will save $266 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,638
- Buying pricier low deductibles for physical damage coverage will cost an extra $512 each year
- Higher-risk drivers with multiple tickets or accidents could pay around $3,538
- An auto insurance policy for full coverage for a teenage driver for full coverage can cost $5,780 or more
Auto insurance prices for a Ford Mustang Mach-E also have a wide range based on your driving characteristics, the model of your Mustang Mach-E, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age
Where you choose to live has a huge impact on Ford Mustang Mach-E insurance rates. A driver around age 40 might see prices as low as $1,250 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,340 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,480 | -$158 | -9.6% |
| Alaska | $1,256 | -$382 | -23.3% |
| Arizona | $1,360 | -$278 | -17.0% |
| Arkansas | $1,638 | -$0 | 0.0% |
| California | $1,866 | $228 | 13.9% |
| Colorado | $1,564 | -$74 | -4.5% |
| Connecticut | $1,682 | $44 | 2.7% |
| Delaware | $1,852 | $214 | 13.1% |
| Florida | $2,046 | $408 | 24.9% |
| Georgia | $1,514 | -$124 | -7.6% |
| Hawaii | $1,178 | -$460 | -28.1% |
| Idaho | $1,110 | -$528 | -32.2% |
| Illinois | $1,218 | -$420 | -25.6% |
| Indiana | $1,236 | -$402 | -24.5% |
| Iowa | $1,104 | -$534 | -32.6% |
| Kansas | $1,556 | -$82 | -5.0% |
| Kentucky | $2,234 | $596 | 36.4% |
| Louisiana | $2,426 | $788 | 48.1% |
| Maine | $1,012 | -$626 | -38.2% |
| Maryland | $1,352 | -$286 | -17.5% |
| Massachusetts | $1,308 | -$330 | -20.1% |
| Michigan | $2,844 | $1,206 | 73.6% |
| Minnesota | $1,374 | -$264 | -16.1% |
| Mississippi | $1,962 | $324 | 19.8% |
| Missouri | $1,452 | -$186 | -11.4% |
| Montana | $1,758 | $120 | 7.3% |
| Nebraska | $1,288 | -$350 | -21.4% |
| Nevada | $1,962 | $324 | 19.8% |
| New Hampshire | $1,180 | -$458 | -28.0% |
| New Jersey | $1,830 | $192 | 11.7% |
| New Mexico | $1,450 | -$188 | -11.5% |
| New York | $1,724 | $86 | 5.3% |
| North Carolina | $944 | -$694 | -42.4% |
| North Dakota | $1,344 | -$294 | -17.9% |
| Ohio | $1,130 | -$508 | -31.0% |
| Oklahoma | $1,680 | $42 | 2.6% |
| Oregon | $1,500 | -$138 | -8.4% |
| Pennsylvania | $1,562 | -$76 | -4.6% |
| Rhode Island | $2,184 | $546 | 33.3% |
| South Carolina | $1,484 | -$154 | -9.4% |
| South Dakota | $1,382 | -$256 | -15.6% |
| Tennessee | $1,434 | -$204 | -12.5% |
| Texas | $1,974 | $336 | 20.5% |
| Utah | $1,210 | -$428 | -26.1% |
| Vermont | $1,118 | -$520 | -31.7% |
| Virginia | $982 | -$656 | -40.0% |
| Washington | $1,264 | -$374 | -22.8% |
| West Virginia | $1,500 | -$138 | -8.4% |
| Wisconsin | $1,132 | -$506 | -30.9% |
| Wyoming | $1,458 | -$180 | -11.0% |
Opting for high physical damage deductibles could cut prices by as much as $780 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $304 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,600 in extra premium annually, depending on your age. Ford Mustang Mach-E insurance for high-risk drivers can be around 45% to 130% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Mustang Mach-E | $458 | $780 | $316 | $1,690 |
| 2023 Ford Mustang Mach-E | $438 | $750 | $332 | $1,656 |
| 2022 Ford Mustang Mach-E | $420 | $744 | $338 | $1,638 |
| 2021 Ford Mustang Mach-E | $406 | $726 | $354 | $1,622 |
Rates are averaged for all Ford Mustang Mach-E models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Ford Mustang Mach-E Insurance
Finding better rates on auto insurance requires being a safe and courteous driver, having good credit, refrain from filing small claims, and possibly higher deductibles. Spend time shopping around every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below is a condensed summary of the coverage data touched on above.
- You may be able to save around $210 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $775 each year
- Teenage drivers have the highest car insurance prices, with the cost nearing $482 per month if they have full coverage
- Drivers with multiple at-fault accidents could be forced to pay on average $1,900 more per year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,780 |
| 20 | $3,756 |
| 30 | $1,730 |
| 40 | $1,638 |
| 50 | $1,492 |
| 60 | $1,466 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,150 |
| $250 | $1,914 |
| $500 | $1,638 |
| $1,000 | $1,372 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,638 |
| 50/100 | $1,706 |
| 100/300 | $1,790 |
| 250/500 | $2,010 |
| 100 CSL | $1,739 |
| 300 CSL | $1,925 |
| 500 CSL | $2,061 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,318 |
| 20 | $5,976 |
| 30 | $3,642 |
| 40 | $3,538 |
| 50 | $3,368 |
| 60 | $3,340 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $90 |
| Multi-vehicle | $83 |
| Homeowner | $22 |
| 5-yr Accident Free | $130 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $82 |
| Advance Quote | $85 |
| Online Quote | $120 |
| Total Discounts | $720 |
Discounts are estimated and may not be available from every company or in every state.
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