Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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Average insurance prices for a Ford Transit Connect are $1,024 every 12 months for full coverage. Comprehensive costs approximately $156 each year, collision costs $236, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,214. 16-year-old drivers receive the highest rates at $4,146 a year or more.
Average premium for full coverage: $1,024
Rate estimates by individual coverage type:
Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Transit Connect models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $522 for your basic liability-only policy to a high rate of $2,214 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Rural locations tend to have more infrequent accident claims than congested cities.
The graphic below illustrates how location impacts auto insurance prices.
These examples show why all drivers should get quotes using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Ford Transit Connect insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $616
- Choosing higher $1,000 deductibles can save $90 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,024
- Buying low deductibles for comp and collision coverage increases the price to $1,194
- Unlucky drivers with multiple tickets or accidents could pay around $2,214 or more
- The cost to insure a teen driver can cost $4,146 each year
Car insurance rates for a Ford Transit Connect can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your Transit Connect.
Opting for high physical damage deductibles can save as much as $260 every year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 130% more than the average rate. View High Risk Driver Rates
Where you live plays a big part in determining prices for Ford Transit Connect insurance prices. A good driver about age 40 could pay as low as $680 a year in states like Iowa, Maine, and Idaho, or at least $1,460 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $926 | -$98 | -9.6% |
| Alaska | $784 | -$240 | -23.4% |
| Arizona | $848 | -$176 | -17.2% |
| Arkansas | $1,024 | -$0 | 0.0% |
| California | $1,166 | $142 | 13.9% |
| Colorado | $978 | -$46 | -4.5% |
| Connecticut | $1,052 | $28 | 2.7% |
| Delaware | $1,160 | $136 | 13.3% |
| Florida | $1,282 | $258 | 25.2% |
| Georgia | $944 | -$80 | -7.8% |
| Hawaii | $736 | -$288 | -28.1% |
| Idaho | $692 | -$332 | -32.4% |
| Illinois | $762 | -$262 | -25.6% |
| Indiana | $768 | -$256 | -25.0% |
| Iowa | $690 | -$334 | -32.6% |
| Kansas | $974 | -$50 | -4.9% |
| Kentucky | $1,396 | $372 | 36.3% |
| Louisiana | $1,514 | $490 | 47.9% |
| Maine | $632 | -$392 | -38.3% |
| Maryland | $844 | -$180 | -17.6% |
| Massachusetts | $820 | -$204 | -19.9% |
| Michigan | $1,778 | $754 | 73.6% |
| Minnesota | $856 | -$168 | -16.4% |
| Mississippi | $1,226 | $202 | 19.7% |
| Missouri | $908 | -$116 | -11.3% |
| Montana | $1,098 | $74 | 7.2% |
| Nebraska | $806 | -$218 | -21.3% |
| Nevada | $1,228 | $204 | 19.9% |
| New Hampshire | $736 | -$288 | -28.1% |
| New Jersey | $1,144 | $120 | 11.7% |
| New Mexico | $908 | -$116 | -11.3% |
| New York | $1,078 | $54 | 5.3% |
| North Carolina | $590 | -$434 | -42.4% |
| North Dakota | $838 | -$186 | -18.2% |
| Ohio | $708 | -$316 | -30.9% |
| Oklahoma | $1,052 | $28 | 2.7% |
| Oregon | $936 | -$88 | -8.6% |
| Pennsylvania | $978 | -$46 | -4.5% |
| Rhode Island | $1,364 | $340 | 33.2% |
| South Carolina | $926 | -$98 | -9.6% |
| South Dakota | $864 | -$160 | -15.6% |
| Tennessee | $896 | -$128 | -12.5% |
| Texas | $1,232 | $208 | 20.3% |
| Utah | $758 | -$266 | -26.0% |
| Vermont | $702 | -$322 | -31.4% |
| Virginia | $614 | -$410 | -40.0% |
| Washington | $792 | -$232 | -22.7% |
| West Virginia | $936 | -$88 | -8.6% |
| Wisconsin | $710 | -$314 | -30.7% |
| Wyoming | $912 | -$112 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,024 | $85 |
| Ford Transit Connect XLT 2WD | $1,024 | $85 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $254 | $452 | $390 | $1,254 |
| 2022 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2021 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2020 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2019 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2018 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2017 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2016 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2015 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2012 Ford Transit Connect | $156 | $236 | $474 | $1,024 |
| 2011 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Ford Transit Connect Insurance
Saving money on car insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The list below is a condensed summary of the data touched on above.
- Policyholders who purchase higher liability limits will pay around $520 each year to raise limits from a minimum limit to a 250/500 level
- Drivers can save around $120 per year simply by quoting online in advance
- Increasing deductibles could save as much as $250 each year
- Teenagers pay the highest auto insurance rates, costing as high as $346 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,146 |
| 20 | $2,356 |
| 30 | $1,042 |
| 40 | $1,024 |
| 50 | $938 |
| 60 | $920 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,194 |
| $250 | $1,116 |
| $500 | $1,024 |
| $1,000 | $934 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,024 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,844 |
| 20 | $3,762 |
| 30 | $2,232 |
| 40 | $2,214 |
| 50 | $2,118 |
| 60 | $2,096 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $52 |
| Multi-vehicle | $56 |
| Homeowner | $18 |
| 5-yr Accident Free | $64 |
| 5-yr Claim Free | $65 |
| Paid in Full/EFT | $38 |
| Advance Quote | $46 |
| Online Quote | $69 |
| Total Discounts | $408 |
Discounts are estimated and may not be available from every company or in every state.
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