Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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The average auto insurance rates for a Ford Transit Connect are $1,000 annually with full coverage. Comprehensive costs an estimated $150 a year, collision insurance costs $214, and liability is estimated at $478. Liability-only coverage costs approximately $526 a year, and high-risk coverage costs around $2,162. Teen drivers cost the most to insure at up to $4,074 a year.
Average premium for full coverage: $1,000
Policy rates broken down by type of insurance:
Estimates include $500 deductible amounts, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Transit Connect trim levels.
Price Range Variability
For a driver in their 40's, Ford Transit Connect insurance rates range from as cheap as $526 for a discount liability-only rate to a high of $2,162 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have fewer collision claims than larger metro areas. The diagram below illustrates how location helps determine insurance prices.
The examples above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Ford Transit Connect insurance rates for other coverage scenarios.
- The lowest rate with discounts is $605
- Choosing higher $1,000 deductibles can save approximately $918 annually
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,000
- Choosing low $100 deductibles for comp and collision coverage will cost $1,160
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,162
- Policy cost with full coverage for a 16-year-old driver can cost as much as $4,074 each year
Insurance rates for a Ford Transit Connect also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.
Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,200 to $1,700 additional every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 133% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $250 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 more each year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Ford Transit Connect insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,350 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $906 | -$94 | -9.4% |
| Alaska | $768 | -$232 | -23.2% |
| Arizona | $832 | -$168 | -16.8% |
| Arkansas | $1,000 | -$0 | 0.0% |
| California | $1,140 | $140 | 14.0% |
| Colorado | $956 | -$44 | -4.4% |
| Connecticut | $1,030 | $30 | 3.0% |
| Delaware | $1,132 | $132 | 13.2% |
| Florida | $1,252 | $252 | 25.2% |
| Georgia | $924 | -$76 | -7.6% |
| Hawaii | $718 | -$282 | -28.2% |
| Idaho | $678 | -$322 | -32.2% |
| Illinois | $746 | -$254 | -25.4% |
| Indiana | $754 | -$246 | -24.6% |
| Iowa | $674 | -$326 | -32.6% |
| Kansas | $954 | -$46 | -4.6% |
| Kentucky | $1,366 | $366 | 36.6% |
| Louisiana | $1,482 | $482 | 48.2% |
| Maine | $618 | -$382 | -38.2% |
| Maryland | $826 | -$174 | -17.4% |
| Massachusetts | $802 | -$198 | -19.8% |
| Michigan | $1,740 | $740 | 74.0% |
| Minnesota | $838 | -$162 | -16.2% |
| Mississippi | $1,200 | $200 | 20.0% |
| Missouri | $888 | -$112 | -11.2% |
| Montana | $1,076 | $76 | 7.6% |
| Nebraska | $790 | -$210 | -21.0% |
| Nevada | $1,202 | $202 | 20.2% |
| New Hampshire | $720 | -$280 | -28.0% |
| New Jersey | $1,120 | $120 | 12.0% |
| New Mexico | $886 | -$114 | -11.4% |
| New York | $1,054 | $54 | 5.4% |
| North Carolina | $576 | -$424 | -42.4% |
| North Dakota | $820 | -$180 | -18.0% |
| Ohio | $692 | -$308 | -30.8% |
| Oklahoma | $1,028 | $28 | 2.8% |
| Oregon | $916 | -$84 | -8.4% |
| Pennsylvania | $956 | -$44 | -4.4% |
| Rhode Island | $1,336 | $336 | 33.6% |
| South Carolina | $906 | -$94 | -9.4% |
| South Dakota | $846 | -$154 | -15.4% |
| Tennessee | $878 | -$122 | -12.2% |
| Texas | $1,208 | $208 | 20.8% |
| Utah | $742 | -$258 | -25.8% |
| Vermont | $686 | -$314 | -31.4% |
| Virginia | $598 | -$402 | -40.2% |
| Washington | $774 | -$226 | -22.6% |
| West Virginia | $916 | -$84 | -8.4% |
| Wisconsin | $692 | -$308 | -30.8% |
| Wyoming | $894 | -$106 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $1,000 | $83 |
| Ford Transit Connect XLT 2WD | $1,000 | $83 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $244 | $448 | $398 | $1,248 |
| 2022 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2021 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2020 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2019 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2018 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2017 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2016 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2015 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2012 Ford Transit Connect | $150 | $214 | $478 | $1,000 |
| 2011 Ford Transit Connect | $140 | $196 | $474 | $968 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Ford Transit Connect Insurance
Finding cheaper rates on insurance for a Ford Transit Connect takes having a good driving record, having good credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a review of the coverage data covered in the charts and tables above.
- You may be able to save approximately $110 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save up to $250 each year
- Drivers age 20 and younger are expensive to insure, as much as $340 each month if they have full coverage
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,160 more annually to buy Ford Transit Connect insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,074 |
| 20 | $2,300 |
| 30 | $1,018 |
| 40 | $1,000 |
| 50 | $922 |
| 60 | $900 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,160 |
| $250 | $1,088 |
| $500 | $1,000 |
| $1,000 | $918 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,000 |
| 50/100 | $1,096 |
| 100/300 | $1,215 |
| 250/500 | $1,526 |
| 100 CSL | $1,143 |
| 300 CSL | $1,406 |
| 500 CSL | $1,598 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,740 |
| 20 | $3,672 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,072 |
| 60 | $2,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $55 |
| Homeowner | $18 |
| 5-yr Accident Free | $61 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $395 |
Discounts are estimated and may not be available from every company or in every state.
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