Ford Transit Connect Insurance Rates

The average auto insurance rates for a Ford Transit Connect are $1,000 annually for full coverage insurance. Comprehensive costs an estimated $150, collision insurance costs $214, and liability is $478. A liability-only policy costs around $526 a year, and high-risk insurance costs around $2,162. 16-year-old drivers cost the most to insure at up to $4,074 a year.

Average premium for full coverage: $1,000

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for different Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities. The price range example below illustrates the difference location can make on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Ford Transit Connect insurance rates for other coverage scenarios.

• The best full coverage rate is $605
• Raising to $1,000 deductibles will save approximately $82 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,000
• Buying more expensive low deductibles will cost $1,160
• At-risk drivers with multiple tickets or accidents could pay up to $2,162
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,074

Car insurance rates for a Ford Transit Connect also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $250 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Ford Transit Connect insurance prices. A middle-age driver might find rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,350 on average in Florida, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Ford Transit Connect Insurance

Finding cheaper rates on car insurance consists of being a good driver, having a good credit score, being claim-free, and possibly higher deductibles. Make time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a quick rundown of the information touched on in this article.

• It is possible to save approximately $110 per year just by shopping early and online
• Drivers age 16 to 20 have the highest car insurance rates, possibly costing $340 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,160 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay around $530 annually to raise from a 30/60 limit to higher 250/500 limits