Ford Transit Connect Insurance Rates

The average auto insurance rates for a Ford Transit Connect are $1,024 annually including full coverage. Comprehensive costs approximately $156, collision insurance costs $236, and liability coverage costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,214. 16-year-old drivers cost the most to insure at up to $4,146 a year.

Average premium for full coverage: $1,024

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Transit Connect trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than congested cities. The price range example below illustrates the difference location can make on auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Ford Transit Connect insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save $90 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,024
• Buying more expensive low deductibles for physical damage coverage will cost $1,194
• Higher-risk drivers with multiple tickets or accidents could pay around $2,214
• Policy cost with full coverage for a teenage driver with full coverage can cost $4,146 or more

Insurance rates for a Ford Transit Connect also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be around 41% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $260 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Ford Transit Connect insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,460 on average in Louisiana, New York, and Michigan.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Ford Transit Connect Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a condensed summary of the material that was touched on in this article.

• Consumers who purchase more liability protection will pay around $520 per year to increase from a 30/60 limit to higher 250/500 limits
• Youthful drivers are expensive to insure, with premiums being up to $346 each month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents may have to pay on average $1,190 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $250 each year