GMC Canyon Insurance Rates
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UPDATED: May 17, 2024
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Estimated insurance rates for a GMC Canyon are $998 a year for full coverage. Comprehensive insurance costs around $156 each year, collision insurance costs $210, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,148 or more. Teens pay the most at up to $4,040 a year.
Average premium for full coverage: $998
Premium estimates for type of coverage:
Prices include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Canyon models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a GMC Canyon range from the low end price of $522 for your basic liability-only policy to a high rate of $2,148 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.
These rate differences show why all drivers should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average GMC Canyon insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $606
- Raising to $1,000 deductibles will save about $84 a year
- The estimated price for a 40-year-old good driver using $500 deductibles is $998
- Selecting low deductibles will cost an additional $156 annually
- Drivers with serious driving violations could pay at least $2,148
- An auto insurance policy that insures a 16-year-old driver can be $4,040
Insurance prices for a GMC Canyon also have a wide range based on the trim level and model year, how you drive, and deductibles and policy limits.
If you have a few violations or you caused an accident, you could be paying at least $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 42% to 134% more than the average policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,000 a year. View Rates by Age
Where you choose to live also has a big influence on GMC Canyon insurance prices. A middle-age driver might find prices as low as $660 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,420 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $902 | -$96 | -9.6% |
| Alaska | $762 | -$236 | -23.6% |
| Arizona | $826 | -$172 | -17.2% |
| Arkansas | $998 | -$0 | 0.0% |
| California | $1,134 | $136 | 13.6% |
| Colorado | $952 | -$46 | -4.6% |
| Connecticut | $1,026 | $28 | 2.8% |
| Delaware | $1,130 | $132 | 13.2% |
| Florida | $1,248 | $250 | 25.1% |
| Georgia | $920 | -$78 | -7.8% |
| Hawaii | $716 | -$282 | -28.3% |
| Idaho | $674 | -$324 | -32.5% |
| Illinois | $742 | -$256 | -25.7% |
| Indiana | $748 | -$250 | -25.1% |
| Iowa | $672 | -$326 | -32.7% |
| Kansas | $948 | -$50 | -5.0% |
| Kentucky | $1,360 | $362 | 36.3% |
| Louisiana | $1,474 | $476 | 47.7% |
| Maine | $616 | -$382 | -38.3% |
| Maryland | $820 | -$178 | -17.8% |
| Massachusetts | $798 | -$200 | -20.0% |
| Michigan | $1,732 | $734 | 73.5% |
| Minnesota | $834 | -$164 | -16.4% |
| Mississippi | $1,192 | $194 | 19.4% |
| Missouri | $884 | -$114 | -11.4% |
| Montana | $1,070 | $72 | 7.2% |
| Nebraska | $786 | -$212 | -21.2% |
| Nevada | $1,196 | $198 | 19.8% |
| New Hampshire | $716 | -$282 | -28.3% |
| New Jersey | $1,114 | $116 | 11.6% |
| New Mexico | $884 | -$114 | -11.4% |
| New York | $1,050 | $52 | 5.2% |
| North Carolina | $574 | -$424 | -42.5% |
| North Dakota | $816 | -$182 | -18.2% |
| Ohio | $688 | -$310 | -31.1% |
| Oklahoma | $1,024 | $26 | 2.6% |
| Oregon | $912 | -$86 | -8.6% |
| Pennsylvania | $952 | -$46 | -4.6% |
| Rhode Island | $1,328 | $330 | 33.1% |
| South Carolina | $902 | -$96 | -9.6% |
| South Dakota | $840 | -$158 | -15.8% |
| Tennessee | $874 | -$124 | -12.4% |
| Texas | $1,200 | $202 | 20.2% |
| Utah | $738 | -$260 | -26.1% |
| Vermont | $684 | -$314 | -31.5% |
| Virginia | $596 | -$402 | -40.3% |
| Washington | $772 | -$226 | -22.6% |
| West Virginia | $912 | -$86 | -8.6% |
| Wisconsin | $690 | -$308 | -30.9% |
| Wyoming | $888 | -$110 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 annually, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $942 | $79 |
| GMC Canyon SLE Ext Cab 2WD | $962 | $80 |
| GMC Canyon SLE Ext Cab Z71 2WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 2WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 2WD | $1,002 | $84 |
| GMC Canyon SLE Regular Cab 4WD | $950 | $79 |
| GMC Canyon SLT Ext Cab 2WD | $1,002 | $84 |
| GMC Canyon SLE Ext Cab 4WD | $972 | $81 |
| GMC Canyon SLT Crew Cab 2WD | $1,024 | $85 |
| GMC Canyon SLE Ext Cab Z71 4WD | $990 | $83 |
| GMC Canyon SLE Crew Cab 4WD | $1,012 | $84 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,030 | $86 |
| GMC Canyon SLT Crew Cab 4WD | $1,030 | $86 |
| GMC Canyon SLT Ext Cab 4WD | $1,030 | $86 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $280 | $482 | $390 | $1,310 |
| 2023 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2022 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2021 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2020 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2019 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2018 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2017 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2016 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2015 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2012 GMC Canyon | $166 | $228 | $478 | $1,030 |
| 2011 GMC Canyon | $156 | $210 | $474 | $998 |
| 2010 GMC Canyon | $146 | $190 | $474 | $968 |
| 2006 GMC Canyon | $126 | $152 | $446 | $882 |
| 2005 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right GMC Canyon Insurance
Finding better rates on insurance for a GMC Canyon consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare rates every couple of years by quoting rates from direct carriers, and also from several local insurance agents.
The following is a quick rundown of the material that was touched on in the above illustrations.
- Insureds who may need higher liability limits will pay approximately $520 each year to raise from 30/60 bodily injury limits to the 250/500 level
- Teens pay higher prices, as much as $337 per month if full coverage is included
- Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,150 more every year for Canyon insurance
- Increasing policy deductibles can save approximately $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,040 |
| 20 | $2,282 |
| 30 | $1,012 |
| 40 | $998 |
| 50 | $914 |
| 60 | $896 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,154 |
| $250 | $1,082 |
| $500 | $998 |
| $1,000 | $914 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $998 |
| 50/100 | $1,125 |
| 100/300 | $1,243 |
| 250/500 | $1,551 |
| 100 CSL | $1,172 |
| 300 CSL | $1,433 |
| 500 CSL | $1,623 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,688 |
| 20 | $3,640 |
| 30 | $2,162 |
| 40 | $2,148 |
| 50 | $2,054 |
| 60 | $2,032 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $50 |
| Multi-vehicle | $54 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $44 |
| Online Quote | $67 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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