GMC Canyon Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 17, 2024
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U.S. average auto insurance rates for a GMC Canyon are $968 annually for full coverage insurance. Comprehensive costs approximately $146 each year, collision insurance costs $190, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,084. Teenage drivers pay the highest rates at up to $3,952 a year.
Average premium for full coverage: $968
Price estimates by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Canyon models.
Price Range from Low to High
For a driver around age 40, GMC Canyon insurance prices range from as cheap as $522 for just liability insurance to a high rate of $2,084 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average GMC Canyon insurance rates for additional coverage and risk scenarios.
- The best discount rate is $589
- Raising to $1,000 deductibles will save $78 each year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $968
- Using low deductibles will cost $1,114
- At-risk drivers who are prone to accidents and violations could pay around $2,084
- The price with full coverage for a teen driver can cost $3,952
Auto insurance prices for a GMC Canyon are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 138% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $230 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
The state you live in also has a big influence on GMC Canyon insurance prices. A middle-age driver might find prices as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,310 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $876 | -$92 | -9.5% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,102 | $134 | 13.8% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,212 | $244 | 25.2% |
| Georgia | $892 | -$76 | -7.9% |
| Hawaii | $694 | -$274 | -28.3% |
| Idaho | $652 | -$316 | -32.6% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $920 | -$48 | -5.0% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $796 | -$172 | -17.8% |
| Massachusetts | $774 | -$194 | -20.0% |
| Michigan | $1,682 | $714 | 73.8% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,158 | $190 | 19.6% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,038 | $70 | 7.2% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,082 | $114 | 11.8% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $668 | -$300 | -31.0% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,290 | $322 | 33.3% |
| South Carolina | $876 | -$92 | -9.5% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $848 | -$120 | -12.4% |
| Texas | $1,166 | $198 | 20.5% |
| Utah | $716 | -$252 | -26.0% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $748 | -$220 | -22.7% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Canyon SLE Regular Cab 2WD | $916 | $76 |
| GMC Canyon SLE Ext Cab 2WD | $936 | $78 |
| GMC Canyon SLE Ext Cab Z71 2WD | $936 | $78 |
| GMC Canyon SLE Crew Cab 2WD | $954 | $80 |
| GMC Canyon SLE Crew Cab Z71 2WD | $974 | $81 |
| GMC Canyon SLE Regular Cab 4WD | $926 | $77 |
| GMC Canyon SLT Ext Cab 2WD | $974 | $81 |
| GMC Canyon SLE Ext Cab 4WD | $944 | $79 |
| GMC Canyon SLT Crew Cab 2WD | $992 | $83 |
| GMC Canyon SLE Ext Cab Z71 4WD | $962 | $80 |
| GMC Canyon SLE Crew Cab 4WD | $982 | $82 |
| GMC Canyon SLE Crew Cab Z71 4WD | $1,000 | $83 |
| GMC Canyon SLT Crew Cab 4WD | $1,000 | $83 |
| GMC Canyon SLT Ext Cab 4WD | $1,000 | $83 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Canyon | $270 | $478 | $398 | $1,304 |
| 2023 GMC Canyon | $260 | $466 | $416 | $1,300 |
| 2022 GMC Canyon | $250 | $446 | $430 | $1,284 |
| 2021 GMC Canyon | $238 | $430 | $442 | $1,268 |
| 2020 GMC Canyon | $228 | $400 | $452 | $1,238 |
| 2019 GMC Canyon | $218 | $376 | $456 | $1,208 |
| 2018 GMC Canyon | $210 | $338 | $460 | $1,166 |
| 2017 GMC Canyon | $196 | $310 | $460 | $1,124 |
| 2016 GMC Canyon | $190 | $292 | $464 | $1,104 |
| 2015 GMC Canyon | $184 | $272 | $474 | $1,088 |
| 2012 GMC Canyon | $156 | $210 | $474 | $998 |
| 2011 GMC Canyon | $146 | $190 | $474 | $968 |
| 2010 GMC Canyon | $142 | $170 | $468 | $938 |
| 2006 GMC Canyon | $120 | $144 | $442 | $864 |
Rates are averaged for all GMC Canyon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap GMC Canyon Insurance
Getting lower rates on car insurance consists of having a decent driving record, having above-average credit, not filing small claims, and possibly higher deductibles. Set aside time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The following items are a quick review of the information covered above.
- It is possible to save around $110 per year just by quoting online in advance
- 16 to 18-year-old drivers have the highest car insurance prices, as much as $329 a month if full coverage is included
- Increasing physical damage deductibles could save up to $225 each year
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,120 more per year than a driver with a clean driving record
- Policyholders who purchase additional liability coverage will pay an extra $520 annually to raise from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,952 |
| 20 | $2,216 |
| 30 | $980 |
| 40 | $968 |
| 50 | $890 |
| 60 | $870 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $890 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,095 |
| 100/300 | $1,213 |
| 250/500 | $1,521 |
| 100 CSL | $1,142 |
| 300 CSL | $1,403 |
| 500 CSL | $1,593 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,556 |
| 20 | $3,536 |
| 30 | $2,096 |
| 40 | $2,084 |
| 50 | $1,994 |
| 60 | $1,972 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $60 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $379 |
Discounts are estimated and may not be available from every company or in every state.
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