GMC Hummer EV Pickup Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average auto insurance rates for a GMC Hummer EV Pickup are $2,130 annually for full coverage. Comprehensive costs around $502 a year, collision insurance costs $1,080, and liability insurance costs around $390. A policy with just liability insurance costs as low as $452 a year, and coverage for high-risk drivers costs around $4,660. Teenage drivers receive the highest rates at up to $7,568 a year.

Average premium for full coverage: $2,130

Rate estimates for individual coverage type:

Comprehensive $502
Collision $1080
Liability $390

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Hummer EV Pickup trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from as cheap as $452 for liability-only coverage to a high of $4,660 for a driver who requires high-risk insurance.

Liability Only $452
Full Coverage $2,130
High Risk $4,660

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance rates.

Rural Areas $1,598
Small Cities $2,237
Large Cities $2,876

These examples show why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,163
  • Using higher $1,000 deductibles will save about $1,772 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $2,130
  • Using low $100 deductibles for physical damage coverage will cost $2,834
  • Drivers who are prone to accidents and violations could pay at least $4,660
  • The cost with full coverage for a teen driver can be $7,568 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance rates range from $1,163 to $7,568 for full coverage

Insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level of your Hummer EV Pickup, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $2,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $7,500 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $2,600 to $3,400 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 45% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $1,070 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see rates as low as $1,400 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $3,040 on average in Michigan, Louisiana, and New York.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,926 -$204 -9.6%
Alaska $1,634 -$496 -23.3%
Arizona $1,768 -$362 -17.0%
Arkansas $2,130 -$0 0.0%
California $2,428 $298 14.0%
Colorado $2,036 -$94 -4.4%
Connecticut $2,190 $60 2.8%
Delaware $2,412 $282 13.2%
Florida $2,666 $536 25.2%
Georgia $1,968 -$162 -7.6%
Hawaii $1,530 -$600 -28.2%
Idaho $1,442 -$688 -32.3%
Illinois $1,588 -$542 -25.4%
Indiana $1,604 -$526 -24.7%
Iowa $1,440 -$690 -32.4%
Kansas $2,026 -$104 -4.9%
Kentucky $2,908 $778 36.5%
Louisiana $3,156 $1,026 48.2%
Maine $1,314 -$816 -38.3%
Maryland $1,758 -$372 -17.5%
Massachusetts $1,706 -$424 -19.9%
Michigan $3,702 $1,572 73.8%
Minnesota $1,782 -$348 -16.3%
Mississippi $2,552 $422 19.8%
Missouri $1,890 -$240 -11.3%
Montana $2,288 $158 7.4%
Nebraska $1,682 -$448 -21.0%
Nevada $2,556 $426 20.0%
New Hampshire $1,534 -$596 -28.0%
New Jersey $2,382 $252 11.8%
New Mexico $1,888 -$242 -11.4%
New York $2,244 $114 5.4%
North Carolina $1,228 -$902 -42.3%
North Dakota $1,746 -$384 -18.0%
Ohio $1,472 -$658 -30.9%
Oklahoma $2,188 $58 2.7%
Oregon $1,952 -$178 -8.4%
Pennsylvania $2,034 -$96 -4.5%
Rhode Island $2,842 $712 33.4%
South Carolina $1,932 -$198 -9.3%
South Dakota $1,798 -$332 -15.6%
Tennessee $1,868 -$262 -12.3%
Texas $2,568 $438 20.6%
Utah $1,578 -$552 -25.9%
Vermont $1,458 -$672 -31.5%
Virginia $1,278 -$852 -40.0%
Washington $1,646 -$484 -22.7%
West Virginia $1,952 -$178 -8.4%
Wisconsin $1,476 -$654 -30.7%
Wyoming $1,900 -$230 -10.8%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $528 $1,124 $372 $2,182
2023 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2022 GMC Hummer EV Pickup $482 $1,072 $398 $2,110

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper GMC Hummer EV Pickup Insurance

Saving money on GMC Hummer EV Pickup insurance requires avoiding accidents and claims, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Spend time shopping around at every other renewal by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The points below are a condensed summary of the concepts that were touched on above.

  • High-risk drivers with multiple at-fault accidents pay an average of $2,530 more every year to insure a GMC Hummer EV Pickup
  • Drivers under the age of 20 are charged the highest rates, costing as high as $631 per month if they have full coverage
  • Drivers can save up to $270 per year just by quoting early and online
  • Increasing deductibles could save up to $1,050 each year
  • Drivers can save up to $270 per year just by quoting early and online

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,568
20 $4,978
30 $2,258
40 $2,130
50 $1,940
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,506
$500 $2,130
$1,000 $1,772

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,130
50/100 $2,208
100/300 $2,306
250/500 $2,559
100 CSL $2,247
300 CSL $2,462
500 CSL $2,618

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,926
20 $7,932
30 $4,802
40 $4,660
50 $4,442
60 $4,408

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $312

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $112
Homeowner $28
5-yr Accident Free $179
5-yr Claim Free $143
Paid in Full/EFT $113
Advance Quote $116
Online Quote $158
Total Discounts $967
Rate after discounts $1,163

Discounts are estimated and may not be available from every company or in every state.

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