GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a GMC Hummer EV Pickup are $2,130 annually with full coverage. Comprehensive costs around $502 a year, collision costs $1,080, and liability insurance is $390. A liability-only policy costs around $452 a year, with high-risk insurance costing around $4,660. Teens cost the most to insure at $7,568 a year or more.
Average premium for full coverage: $2,130
Policy rates for type of insurance:
Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Hummer EV Pickup trim levels.
Price Range Variability
For a driver around age 40, GMC Hummer EV Pickup insurance rates go from as cheap as $452 for just liability insurance to a high of $4,660 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population are shown to have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above demonstrate why it is important to compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,163
- Raising to $1,000 deductibles will save about $1,772 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $2,130
- Selecting low $100 deductibles will cost $2,834
- Higher-risk drivers with serious driving violations could pay at least $4,660 or more
- Policy cost with full coverage for a teen driver can be $7,568
Car insurance rates for a GMC Hummer EV Pickup also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles could pay as little as $2,000 every 12 months on average, or $167 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $7,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $2,600 to $3,400 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,070 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find rates as low as $1,530 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,880 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,926 | -$204 | -9.6% |
| Alaska | $1,634 | -$496 | -23.3% |
| Arizona | $1,768 | -$362 | -17.0% |
| Arkansas | $2,130 | -$0 | 0.0% |
| California | $2,428 | $298 | 14.0% |
| Colorado | $2,036 | -$94 | -4.4% |
| Connecticut | $2,190 | $60 | 2.8% |
| Delaware | $2,412 | $282 | 13.2% |
| Florida | $2,666 | $536 | 25.2% |
| Georgia | $1,968 | -$162 | -7.6% |
| Hawaii | $1,530 | -$600 | -28.2% |
| Idaho | $1,442 | -$688 | -32.3% |
| Illinois | $1,588 | -$542 | -25.4% |
| Indiana | $1,604 | -$526 | -24.7% |
| Iowa | $1,440 | -$690 | -32.4% |
| Kansas | $2,026 | -$104 | -4.9% |
| Kentucky | $2,908 | $778 | 36.5% |
| Louisiana | $3,156 | $1,026 | 48.2% |
| Maine | $1,314 | -$816 | -38.3% |
| Maryland | $1,758 | -$372 | -17.5% |
| Massachusetts | $1,706 | -$424 | -19.9% |
| Michigan | $3,702 | $1,572 | 73.8% |
| Minnesota | $1,782 | -$348 | -16.3% |
| Mississippi | $2,552 | $422 | 19.8% |
| Missouri | $1,890 | -$240 | -11.3% |
| Montana | $2,288 | $158 | 7.4% |
| Nebraska | $1,682 | -$448 | -21.0% |
| Nevada | $2,556 | $426 | 20.0% |
| New Hampshire | $1,534 | -$596 | -28.0% |
| New Jersey | $2,382 | $252 | 11.8% |
| New Mexico | $1,888 | -$242 | -11.4% |
| New York | $2,244 | $114 | 5.4% |
| North Carolina | $1,228 | -$902 | -42.3% |
| North Dakota | $1,746 | -$384 | -18.0% |
| Ohio | $1,472 | -$658 | -30.9% |
| Oklahoma | $2,188 | $58 | 2.7% |
| Oregon | $1,952 | -$178 | -8.4% |
| Pennsylvania | $2,034 | -$96 | -4.5% |
| Rhode Island | $2,842 | $712 | 33.4% |
| South Carolina | $1,932 | -$198 | -9.3% |
| South Dakota | $1,798 | -$332 | -15.6% |
| Tennessee | $1,868 | -$262 | -12.3% |
| Texas | $2,568 | $438 | 20.6% |
| Utah | $1,578 | -$552 | -25.9% |
| Vermont | $1,458 | -$672 | -31.5% |
| Virginia | $1,278 | -$852 | -40.0% |
| Washington | $1,646 | -$484 | -22.7% |
| West Virginia | $1,952 | -$178 | -8.4% |
| Wisconsin | $1,476 | -$654 | -30.7% |
| Wyoming | $1,900 | -$230 | -10.8% |
Because rates have so much variability, the best way to find out your exact price is to get quotes from as many companies as possible. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $528 | $1,124 | $372 | $2,182 |
| 2023 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2022 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap GMC Hummer EV Pickup Insurance
Finding cheaper rates on GMC Hummer EV Pickup insurance consists of being a low-risk driver, having a good credit score, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The items below are a quick review of the information covered above.
- You may be able to save up to $270 per year simply by quoting early and online
- Teen drivers are the costliest to insure, as much as $631 each month if comprehensive and collision insurance is included
- Increasing comprehensive and collision deductibles could save up to $1,050 each year
- High-risk drivers with a DUI or reckless driving violation may pay on average $2,530 more every year to insure their Hummer EV Pickup
- Drivers who may need more liability coverage will pay approximately $430 every year to raise from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,568 |
| 20 | $4,978 |
| 30 | $2,258 |
| 40 | $2,130 |
| 50 | $1,940 |
| 60 | $1,906 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,834 |
| $250 | $2,506 |
| $500 | $2,130 |
| $1,000 | $1,772 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,130 |
| 50/100 | $2,208 |
| 100/300 | $2,306 |
| 250/500 | $2,559 |
| 100 CSL | $2,247 |
| 300 CSL | $2,462 |
| 500 CSL | $2,618 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,926 |
| 20 | $7,932 |
| 30 | $4,802 |
| 40 | $4,660 |
| 50 | $4,442 |
| 60 | $4,408 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $118 |
| Multi-vehicle | $112 |
| Homeowner | $28 |
| 5-yr Accident Free | $179 |
| 5-yr Claim Free | $143 |
| Paid in Full/EFT | $113 |
| Advance Quote | $116 |
| Online Quote | $158 |
| Total Discounts | $967 |
Discounts are estimated and may not be available from every company or in every state.
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