GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,244 annually including full coverage. Comprehensive costs on average $230, collision costs $400, and liability insurance is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing around $2,692. 16-year-old drivers cost the most to insure at $4,812 a year or more.

Average premium for full coverage: $1,244

Policy rates by type of insurance:

Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than congested cities.

The example below illustrates how geographic area affects car insurance rates.

The examples above highlight why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $727
• Raising to $1,000 deductibles will save around $144 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,244
• Buying pricier low deductibles will cost $1,520
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,692 or more
• Policy cost with full coverage for a teen driver for full coverage may cost $4,812

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 additional every year, depending on your age. GMC Savana insurance for high-risk drivers is expensive and can cost anywhere from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $420 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance rates. A middle-age driver might find rates as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,770 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Every auto insurance company utilizes a different rate formula, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance consists of being a low-risk driver, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest the time to compare rates at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a summary of the primary concepts that were presented in the illustrations above.

• You may be able to save as much as $150 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who have multiple accidents or major violations pay on average $1,450 more each year to insure their Savana
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Teen drivers pay higher rates, with premiums being up to $401 each month if they have full coverage