GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,244 a year with full coverage. Comprehensive costs around $230 a year, collision costs $400, and liability is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing around $2,692. Teen drivers pay the highest rates at $4,812 a year or more.

Average premium for full coverage: $1,244

Price estimates for individual coverage:

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $727
• Raising to $1,000 deductibles will save about $1,100 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,244
• Choosing low $100 deductibles bumps up the cost to $1,520
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,692 or more
• The price that insures a teen driver can be $4,812

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on the trim level of your Savana, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 134% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,680 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $420 every year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $411 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Savana Insurance

Getting lower rates on car insurance consists of being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Shop around at least once a year by requesting rates from direct companies, and also from your local independent and exclusive agents.

Below is a brief review of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $150 per year simply by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,450 more every year for auto insurance
• Increasing physical damage deductibles can save approximately $425 each year
• Teenage drivers are expensive to insure, costing up to $401 a month if the policy includes full coverage