GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,196 every 12 months with full coverage. Comprehensive costs on average $220, collision costs $358, and liability is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,586. Teenage drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Savana trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The price range example below illustrates how location impacts car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $705
• Raising to $1,000 deductibles will save around $132 annually
• The average price for the average middle-age driver with $500 deductibles is $1,196
• Using more expensive low deductibles increases the price to $1,448
• Drivers who are prone to accidents and violations could pay upwards of $2,586 or more
• The price to insure a 16-year-old driver with full coverage may cost $4,658

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Savana.

Using high physical damage deductibles can reduce prices by up to $390 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 130% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on GMC Savana insurance prices. A middle-age driver might find prices as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana consists of avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around every couple of years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a summary of the material that was touched on above.

• Insureds who require higher liability limits will pay an extra $510 every year to raise from a low limit to a 250/500 level
• Teenagers are charged the highest prices, costing up to $388 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,390 more each year for car insurance
• Increasing physical damage deductibles could save as much as $375 each year