GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive costs approximately $220 a year, collision insurance costs $358, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,586. Teens cost the most to insure at up to $4,658 a year.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Price estimates include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

The examples above demonstrate why it is important to get quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average GMC Savana insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $705
• Choosing higher $1,000 deductibles can save $1,064 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,196
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,448
• High-risk insureds with serious driving violations could pay around $2,586
• Policy cost for full coverage for a teen driver can cost $4,658 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,620 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $390 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,400 to $2,000 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 130% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes having a good driving record, maintaining good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the material that was touched on in the above illustrations.

• Drivers who purchase increased levels of liability coverage will pay approximately $510 every year to raise limits from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are expensive to insure, as much as $388 each month for full coverage
• High-risk drivers with multiple at-fault accidents pay on average $1,390 more per year to buy GMC Savana insurance
• Increasing comprehensive and collision deductibles can save around $375 each year