GMC Savana Insurance Rates
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UPDATED: Jun 4, 2023
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The average insurance prices for a GMC Savana are $1,244 every 12 months with full coverage. Comprehensive insurance costs around $230 each year, collision costs $400, and liability is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,692 or more. Teens cost the most to insure at $4,812 a year or more.
Average premium for full coverage: $1,244
Policy rates for type of insurance:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Savana models.
Price Range Variability
For the normal driver, GMC Savana insurance rates go from the cheapest price of $508 for a discount liability-only rate to a high rate of $2,692 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects auto insurance rates.
The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $727
- Raising to $1,000 deductibles will save about $144 annually
- The average price for a good driver age 40 using $500 deductibles is $1,244
- Selecting low deductibles costs an extra $276 every year
- At-risk drivers with serious driving violations could pay at least $2,692 or more
- Policy cost to insure a teen driver can be $4,812
Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $420 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,680 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,126 | -$118 | -9.5% |
Alaska | $954 | -$290 | -23.3% |
Arizona | $1,032 | -$212 | -17.0% |
Arkansas | $1,244 | -$0 | 0.0% |
California | $1,418 | $174 | 14.0% |
Colorado | $1,188 | -$56 | -4.5% |
Connecticut | $1,278 | $34 | 2.7% |
Delaware | $1,408 | $164 | 13.2% |
Florida | $1,556 | $312 | 25.1% |
Georgia | $1,148 | -$96 | -7.7% |
Hawaii | $894 | -$350 | -28.1% |
Idaho | $840 | -$404 | -32.5% |
Illinois | $926 | -$318 | -25.6% |
Indiana | $936 | -$308 | -24.8% |
Iowa | $838 | -$406 | -32.6% |
Kansas | $1,182 | -$62 | -5.0% |
Kentucky | $1,696 | $452 | 36.3% |
Louisiana | $1,840 | $596 | 47.9% |
Maine | $768 | -$476 | -38.3% |
Maryland | $1,026 | -$218 | -17.5% |
Massachusetts | $996 | -$248 | -19.9% |
Michigan | $2,160 | $916 | 73.6% |
Minnesota | $1,040 | -$204 | -16.4% |
Mississippi | $1,488 | $244 | 19.6% |
Missouri | $1,102 | -$142 | -11.4% |
Montana | $1,336 | $92 | 7.4% |
Nebraska | $978 | -$266 | -21.4% |
Nevada | $1,490 | $246 | 19.8% |
New Hampshire | $896 | -$348 | -28.0% |
New Jersey | $1,388 | $144 | 11.6% |
New Mexico | $1,100 | -$144 | -11.6% |
New York | $1,310 | $66 | 5.3% |
North Carolina | $716 | -$528 | -42.4% |
North Dakota | $1,018 | -$226 | -18.2% |
Ohio | $858 | -$386 | -31.0% |
Oklahoma | $1,278 | $34 | 2.7% |
Oregon | $1,138 | -$106 | -8.5% |
Pennsylvania | $1,186 | -$58 | -4.7% |
Rhode Island | $1,660 | $416 | 33.4% |
South Carolina | $1,126 | -$118 | -9.5% |
South Dakota | $1,050 | -$194 | -15.6% |
Tennessee | $1,088 | -$156 | -12.5% |
Texas | $1,498 | $254 | 20.4% |
Utah | $922 | -$322 | -25.9% |
Vermont | $852 | -$392 | -31.5% |
Virginia | $746 | -$498 | -40.0% |
Washington | $960 | -$284 | -22.8% |
West Virginia | $1,138 | -$106 | -8.5% |
Wisconsin | $860 | -$384 | -30.9% |
Wyoming | $1,108 | -$136 | -10.9% |
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Savana 1500 2WD | $1,164 | $97 |
GMC Savana 2500 2WD | $1,174 | $98 |
GMC Savana 1500 2WD | $1,232 | $103 |
GMC Savana 1500 2WD | $1,232 | $103 |
GMC Savana 1500 AWD | $1,232 | $103 |
GMC Savana 2500 2WD | $1,208 | $101 |
GMC Savana 3500 2WD | $1,184 | $99 |
GMC Savana 3500 2WD | $1,184 | $99 |
GMC Savana 1500 2WD | $1,268 | $106 |
GMC Savana 1500 2WD | $1,268 | $106 |
GMC Savana 1500 2WD | $1,268 | $106 |
GMC Savana 1500 AWD | $1,268 | $106 |
GMC Savana 2500 2WD | $1,268 | $106 |
GMC Savana 2500 2WD | $1,268 | $106 |
GMC Savana 3500 2WD | $1,220 | $102 |
GMC Savana 3500 2WD | $1,220 | $102 |
GMC Savana 1500 AWD | $1,300 | $108 |
GMC Savana 1500 AWD | $1,300 | $108 |
GMC Savana 3500 2WD | $1,278 | $107 |
GMC Savana 3500 2WD | $1,278 | $107 |
GMC Savana 1500 AWD | $1,334 | $111 |
GMC Savana 2500 2WD | $1,310 | $109 |
GMC Savana 2500 2WD | $1,310 | $109 |
GMC Savana 3500 2WD | $1,310 | $109 |
GMC Savana 3500 2WD | $1,310 | $109 |
Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Savana | $308 | $532 | $372 | $1,370 |
2023 GMC Savana | $294 | $512 | $390 | $1,354 |
2022 GMC Savana | $282 | $506 | $398 | $1,344 |
2021 GMC Savana | $272 | $494 | $416 | $1,340 |
2020 GMC Savana | $262 | $474 | $430 | $1,324 |
2019 GMC Savana | $248 | $458 | $442 | $1,306 |
2018 GMC Savana | $238 | $424 | $452 | $1,272 |
2017 GMC Savana | $230 | $400 | $456 | $1,244 |
2016 GMC Savana | $220 | $358 | $460 | $1,196 |
2008 GMC Savana | $148 | $182 | $468 | $956 |
Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable GMC Savana Insurance
Finding cheaper rates on car insurance consists of being a good driver, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.
The following list is a brief review of the ideas that were presented in the illustrations above.
- Drivers age 16 to 20 are expensive to insure, as much as $401 each month if comprehensive and collision insurance is included
- Higher risk drivers with DUI or reckless driving convictions pay on average $1,450 more every year than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $425 each year
- You may be able to save up to $150 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,812 |
20 | $2,872 |
30 | $1,282 |
40 | $1,244 |
50 | $1,138 |
60 | $1,116 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,520 |
$250 | $1,392 |
$500 | $1,244 |
$1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,244 |
50/100 | $1,401 |
100/300 | $1,515 |
250/500 | $1,812 |
100 CSL | $1,447 |
300 CSL | $1,698 |
500 CSL | $1,880 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,834 |
20 | $4,578 |
30 | $2,736 |
40 | $2,692 |
50 | $2,574 |
60 | $2,552 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $67 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $53 |
Advance Quote | $59 |
Online Quote | $87 |
Total Discounts | $517 |
Discounts are estimated and may not be available from every company or in every state.
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