GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,244 every 12 months with full coverage. Comprehensive insurance costs an estimated $230, collision costs $400, and liability insurance costs around $456. Liability-only insurance costs as low as $508 a year, with high-risk driver insurance costing $2,692 or more. Teens cost the most to insure at $4,812 a year or more.

Average premium for full coverage: $1,244

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. More rural locations are shown to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $727
• Using higher $1,000 deductibles will save approximately $144 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,244
• Selecting more expensive low deductibles for physical damage coverage costs an extra $276 a year
• Drivers with serious driving violations could pay up to $2,692 or more
• Policy cost to insure a teen driver with full coverage can cost as much as $4,812 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,500 to $2,100 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 134% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,680 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance requires avoiding accidents and claims, having a good credit score, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at least every other year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The points below are a brief summary of the car insurance concepts covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,450 more annually to insure a GMC Savana
• You may be able to save approximately $150 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers who want increased liability limits will pay approximately $500 every year to increase from a 30/60 limit to a 250/500 level