GMC Savana Insurance Rates

The average insurance prices for a GMC Savana are $1,196 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $220, collision costs $358, and liability coverage costs around $460. A liability-only policy costs as low as $510 a year, with high-risk insurance costing $2,586 or more. 16-year-old drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than congested cities.

The example below illustrates how where you live affects auto insurance prices.

The examples above illustrate why everyone should compare prices using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Savana insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $705
• Using higher $1,000 deductibles will save $132 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,196
• Buying pricier low deductibles for physical damage coverage costs an extra $252 each year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,586 or more
• Policy cost to insure a teenage driver for full coverage can cost $4,658 or more

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your risk profile, and the model of your Savana.

Opting for high physical damage deductibles could cut rates by as much as $390 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,400 to $2,000 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can be around 43% to 130% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Savana Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Take the time to comparison shop at every policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following is a quick rundown of the data touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay around $510 annually to increase from a 30/60 limit to a 250/500 level
• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teens pay the highest auto insurance rates, possibly costing $388 each month if the policy includes full coverage