GMC Savana Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 4, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance prices for a GMC Savana are $1,244 every 12 months with full coverage. Comprehensive insurance costs around $230 each year, collision costs $400, and liability is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,692 or more. Teens cost the most to insure at $4,812 a year or more.

Average premium for full coverage: $1,244

Policy rates for type of insurance:

Comprehensive $230
Collision $400
Liability $456

Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Savana models.

Price Range Variability

For the normal driver, GMC Savana insurance rates go from the cheapest price of $508 for a discount liability-only rate to a high rate of $2,692 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,244
High Risk $2,692

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects auto insurance rates.

Rural Areas $933
Small Cities $1,306
Large Cities $1,679

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $727
  • Raising to $1,000 deductibles will save about $144 annually
  • The average price for a good driver age 40 using $500 deductibles is $1,244
  • Selecting low deductibles costs an extra $276 every year
  • At-risk drivers with serious driving violations could pay at least $2,692 or more
  • Policy cost to insure a teen driver can be $4,812

View Chart as Image

GMC Savana insurance cost comparison chart
Column chart showing full coverage GMC Savana insurance prices range from $727 to $4,812

Auto insurance rates for a GMC Savana also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $420 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 134% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $900 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,680 on average in Florida, Michigan, and New York.

GMC Savana Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,126 -$118 -9.5%
Alaska $954 -$290 -23.3%
Arizona $1,032 -$212 -17.0%
Arkansas $1,244 -$0 0.0%
California $1,418 $174 14.0%
Colorado $1,188 -$56 -4.5%
Connecticut $1,278 $34 2.7%
Delaware $1,408 $164 13.2%
Florida $1,556 $312 25.1%
Georgia $1,148 -$96 -7.7%
Hawaii $894 -$350 -28.1%
Idaho $840 -$404 -32.5%
Illinois $926 -$318 -25.6%
Indiana $936 -$308 -24.8%
Iowa $838 -$406 -32.6%
Kansas $1,182 -$62 -5.0%
Kentucky $1,696 $452 36.3%
Louisiana $1,840 $596 47.9%
Maine $768 -$476 -38.3%
Maryland $1,026 -$218 -17.5%
Massachusetts $996 -$248 -19.9%
Michigan $2,160 $916 73.6%
Minnesota $1,040 -$204 -16.4%
Mississippi $1,488 $244 19.6%
Missouri $1,102 -$142 -11.4%
Montana $1,336 $92 7.4%
Nebraska $978 -$266 -21.4%
Nevada $1,490 $246 19.8%
New Hampshire $896 -$348 -28.0%
New Jersey $1,388 $144 11.6%
New Mexico $1,100 -$144 -11.6%
New York $1,310 $66 5.3%
North Carolina $716 -$528 -42.4%
North Dakota $1,018 -$226 -18.2%
Ohio $858 -$386 -31.0%
Oklahoma $1,278 $34 2.7%
Oregon $1,138 -$106 -8.5%
Pennsylvania $1,186 -$58 -4.7%
Rhode Island $1,660 $416 33.4%
South Carolina $1,126 -$118 -9.5%
South Dakota $1,050 -$194 -15.6%
Tennessee $1,088 -$156 -12.5%
Texas $1,498 $254 20.4%
Utah $922 -$322 -25.9%
Vermont $852 -$392 -31.5%
Virginia $746 -$498 -40.0%
Washington $960 -$284 -22.8%
West Virginia $1,138 -$106 -8.5%
Wisconsin $860 -$384 -30.9%
Wyoming $1,108 -$136 -10.9%

View Chart as Image

GMC Savana insurance rates by U.S. city

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

GMC Savana Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Savana 1500 2WD $1,164 $97
GMC Savana 2500 2WD $1,174 $98
GMC Savana 1500 2WD $1,232 $103
GMC Savana 1500 2WD $1,232 $103
GMC Savana 1500 AWD $1,232 $103
GMC Savana 2500 2WD $1,208 $101
GMC Savana 3500 2WD $1,184 $99
GMC Savana 3500 2WD $1,184 $99
GMC Savana 1500 2WD $1,268 $106
GMC Savana 1500 2WD $1,268 $106
GMC Savana 1500 2WD $1,268 $106
GMC Savana 1500 AWD $1,268 $106
GMC Savana 2500 2WD $1,268 $106
GMC Savana 2500 2WD $1,268 $106
GMC Savana 3500 2WD $1,220 $102
GMC Savana 3500 2WD $1,220 $102
GMC Savana 1500 AWD $1,300 $108
GMC Savana 1500 AWD $1,300 $108
GMC Savana 3500 2WD $1,278 $107
GMC Savana 3500 2WD $1,278 $107
GMC Savana 1500 AWD $1,334 $111
GMC Savana 2500 2WD $1,310 $109
GMC Savana 2500 2WD $1,310 $109
GMC Savana 3500 2WD $1,310 $109
GMC Savana 3500 2WD $1,310 $109

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Savana Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Savana $308 $532 $372 $1,370
2023 GMC Savana $294 $512 $390 $1,354
2022 GMC Savana $282 $506 $398 $1,344
2021 GMC Savana $272 $494 $416 $1,340
2020 GMC Savana $262 $474 $430 $1,324
2019 GMC Savana $248 $458 $442 $1,306
2018 GMC Savana $238 $424 $452 $1,272
2017 GMC Savana $230 $400 $456 $1,244
2016 GMC Savana $220 $358 $460 $1,196
2008 GMC Savana $148 $182 $468 $956

Rates are averaged for all GMC Savana models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable GMC Savana Insurance

Finding cheaper rates on car insurance consists of being a good driver, having a good credit score, not filing small claims, and maximizing policy discounts. Invest the time to compare rates every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The following list is a brief review of the ideas that were presented in the illustrations above.

  • Drivers age 16 to 20 are expensive to insure, as much as $401 each month if comprehensive and collision insurance is included
  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,450 more every year than a safer driver
  • Increasing comprehensive and collision deductibles could save as much as $425 each year
  • You may be able to save up to $150 per year simply by quoting online in advance

Rates by Driver Age

GMC Savana Insurance Rates by Driver Age
Driver Age Premium
16 $4,812
20 $2,872
30 $1,282
40 $1,244
50 $1,138
60 $1,116

Full coverage, $500 deductibles

Rates by Deductible

GMC Savana Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,520
$250 $1,392
$500 $1,244
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

GMC Savana Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,244
50/100 $1,401
100/300 $1,515
250/500 $1,812
100 CSL $1,447
300 CSL $1,698
500 CSL $1,880

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Savana Insurance Rates for High Risk Drivers
Age Premium
16 $6,834
20 $4,578
30 $2,736
40 $2,692
50 $2,574
60 $2,552

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $86
5-yr Claim Free $80
Paid in Full/EFT $53
Advance Quote $59
Online Quote $87
Total Discounts $517
Rate after discounts $727

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles