GMC Yukon Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated auto insurance rates for a GMC Yukon are $1,078 annually for full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $248, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs $2,314 or more. Teenage drivers pay the most at up to $4,260 a year.
Average premium for full coverage: $1,078
Premium estimates broken down by type of coverage:
Prices include $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Yukon trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for a GMC Yukon range from as cheap as $522 for just liability insurance to a much higher rate of $2,314 for high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average GMC Yukon insurance rates for other coverage scenarios.
- The best discount rate is $650
- Drivers who choose higher $1,000 deductibles will pay approximately $102 a year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,078
- Using more expensive low deductibles for comprehensive and collision insurance costs an additional $194 a year
- High risk drivers who are prone to accidents and violations could pay up to $2,314
- An auto insurance policy with full coverage for a teen driver with full coverage can cost as much as $4,260 a year
Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driver profile, and liability limits and deductibles.
An older driver with a good driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying $1,300 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 134% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $300 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,540 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $1,004 | $84 |
| GMC Yukon 2WD | $1,004 | $84 |
| GMC Yukon SLE 4WD | $1,026 | $86 |
| GMC Yukon SLT 2WD | $1,026 | $86 |
| GMC Yukon 4WD | $1,026 | $86 |
| GMC Yukon SLT 4WD | $1,046 | $87 |
| GMC Yukon Denali 2WD | $1,066 | $89 |
| GMC Yukon Denali 4WD | $1,086 | $91 |
| GMC Yukon Hybrid 2WD | $1,220 | $102 |
| GMC Yukon Hybrid 4WD | $1,220 | $102 |
| GMC Yukon Hybrid Denali 2WD | $1,240 | $103 |
| GMC Yukon Hybrid Denali 4WD | $1,260 | $105 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2023 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2022 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2021 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2019 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2015 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2014 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2013 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2012 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2010 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right GMC Yukon Insurance
Finding better rates on GMC Yukon insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Spend time shopping around every couple of years by requesting quotes from direct carriers, and also from local exclusive and independent agents.
Below is a quick rundown of the material that was touched on above.
- Drivers who want higher levels of liability will pay an extra $520 each year to go from 30/60 bodily injury limits to higher 250/500 limits
- Teenage drivers are the costliest to insure, as much as $355 per month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,240 more annually for auto insurance
- Increasing policy deductibles could save up to $300 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,367 |
| 100/300 | $1,500 |
| 250/500 | $1,847 |
| 100 CSL | $1,420 |
| 300 CSL | $1,714 |
| 500 CSL | $1,928 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
