GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive costs around $186 a year, collision insurance costs $226, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs around $2,238. Teen drivers pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These rate differences illustrate why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Choosing higher $1,000 deductibles can save about $950 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,044
• Choosing low $100 deductibles for comp and collision coverage increases the price to $1,222
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,238
• An auto insurance policy to insure a 16-year-old driver can be $4,152 each year

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing high deductibles can save as much as $280 annually, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the material that was covered in the charts and tables above.

• Insureds who may need more liability coverage will pay about $520 annually to raise limits from 30/60 bodily injury limits to a 250/500 level
• Teen drivers are charged the highest prices, with premiums being up to $346 per month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,190 more every year to insure their Yukon
• Increasing policy deductibles could save as much as $275 each year