GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive costs approximately $186, collision costs $226, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, with high-risk insurance costing around $2,238. 16-year-old drivers receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Choosing higher $1,000 deductibles can save $94 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,044
• Buying more expensive low deductibles for comp and collision coverage will cost $1,222
• Higher-risk drivers with multiple tickets or accidents could pay around $2,238 or more
• The cost with full coverage for a 16-year-old driver with full coverage can cost $4,152 each year

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Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your risk profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance ranges from 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $280 annually, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 more per year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

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With so much variability in rates, the only way to figure out who has the best car insurance rates is to compare rates from multiple companies. Each auto insurer utilizes a different rate formula, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Saving money on insurance for a GMC Yukon takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a brief summary of the coverage data covered in the above illustrations.

• It is possible to save around $120 per year simply by shopping early and online
• Increasing deductibles could save up to $275 each year
• Youthful drivers are expensive to insure, costing up to $346 per month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,190 more per year than a low-risk driver