GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,078 a year for full coverage. Comprehensive costs around $198 a year, collision costs $248, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,314. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates for individual coverage:

Estimates include $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on auto insurance rates.

The ranges above show why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $650
• Drivers who choose higher $1,000 deductibles will pay about $976 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,078
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,272
• Drivers who are prone to accidents and violations could pay at least $2,314 or more
• The price for full coverage for a 16-year-old driver can be $4,260 a year

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level of your Yukon, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $4,200 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $710 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,540 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $300 annually, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Every company uses a different method to calculate prices, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires having a good driving record, but also having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates once a year by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The next list is a review of the data that was touched on in this article.

• Drivers can save up to $120 per year simply by quoting early and online
• Insureds who may need increased levels of liability coverage will pay an extra $520 each year to go from a low limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, with premiums as much as $355 a month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,240 more every year to buy GMC Yukon insurance