GMC Yukon XL Insurance Rates

U.S. average insurance rates for a GMC Yukon XL are $1,256 a year with full coverage. Comprehensive insurance costs on average $258 each year, collision costs $380, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, with coverage for high-risk drivers costing $2,702 or more. 16-year-old drivers pay the highest rates at $4,800 a year or more.

Average premium for full coverage: $1,256

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Yukon XL models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than congested cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why all drivers should compare prices based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Yukon XL insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $740
• Using higher $1,000 deductibles will save around $146 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,256
• Buying low deductibles for physical damage coverage will cost an extra $278 every year
• Drivers with multiple tickets or accidents could pay upwards of $2,702 or more
• The price for full coverage for a teen driver may cost $4,800 or more

View Chart as Image

Insurance prices for a GMC Yukon XL are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see prices as low as $910 a year in states like New Hampshire, Ohio, and Utah, or at least $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $430 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 133% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Each insurance company utilizes a different rate formula, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon XL Insurance

Getting lower rates on car insurance requires avoiding accidents and claims, maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to shop around at every other renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The points below are a quick review of the concepts that were raised in the charts and tables above.

• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $1,450 more each year to insure a GMC Yukon XL
• Drivers under the age of 20 pay the highest prices, costing up to $400 a month for full coverage
• You may be able to save as much as $150 per year simply by quoting online in advance
• Increasing physical damage deductibles can save around $425 each year
• You may be able to save as much as $150 per year simply by quoting online in advance