GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,078 a year including full coverage. Comprehensive insurance costs approximately $198 a year, collision costs $248, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,314 or more. Teens cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates by type of insurance:

Prices include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $650
• Using higher $1,000 deductibles will save $976 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,078
• Selecting low $100 deductibles for physical damage coverage will cost an additional $194 a year
• Drivers with serious driving violations could pay around $2,314 or more
• Policy cost that insures a teen driver can cost $4,260 or more

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $4,200 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $300 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires not taking risks behind the wheel, having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Compare rates every year by requesting quotes from direct car insurance companies, and also from local auto insurance providers.

The following is a quick rundown of the coverage data presented in the illustrations above.

• You may be able to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teens pay the highest auto insurance rates, with premiums being up to $355 each month if full coverage is purchased
• High-risk drivers with reckless driving or DUI convictions will likely pay on average $1,240 more per year for Yukon insurance