GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $186, collision costs $226, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Raising to $1,000 deductibles will save approximately $94 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,044
• Using more expensive low deductibles costs an extra $178 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,238 or more
• Policy cost to insure a teenage driver with full coverage can cost as much as $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $280 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,700 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Finding cheaper rates on auto insurance consists of being safe and accident-free, having above-average credit, being claim-free, and maximizing policy discounts. Invest the time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

Below you'll find a brief summary of the data that was presented in the illustrations above.

• It is possible to save approximately $120 per year simply by shopping early and online
• Consumers who want more liability protection will pay an extra $520 annually to raise from a 30/60 limit to a 250/500 level
• Youthful drivers are expensive to insure, possibly costing $346 each month if full coverage is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,190 more annually than a low-risk driver