GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,078 a year including full coverage. Comprehensive insurance costs an estimated $198 a year, collision costs $248, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,314 or more. Teens pay the most at $4,260 a year or more.

Average premium for full coverage: $1,078

Premium estimates broken down by type of coverage:

Full coverage includes $500 deductible amounts, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

These rate differences highlight why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save approximately $976 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,078
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $194 annually
• Higher-risk drivers with serious driving violations could pay up to $2,314 or more
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,260 each year

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on the trim level of your Yukon, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay at least $4,200 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes from multiple companies. Each auto insurer calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes having a good driving record, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Compare rates at least every other year by quoting rates from direct car insurance companies, and also from your local car insurance providers.

The next list is a summary of the car insurance concepts touched on above.

• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,240 more annually to buy GMC Yukon insurance
• You may be able to save approximately $120 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $300 each year
• Insureds who want increased levels of liability coverage will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to the 250/500 level