GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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The average insurance prices for a GMC Yukon are $1,078 every 12 months for full coverage. Comprehensive insurance costs approximately $198 a year, collision insurance costs $248, and liability coverage is estimated at $474. Liability-only insurance costs approximately $522 a year, and high-risk driver insurance costs $2,314 or more. 16-year-old drivers cost the most to insure at up to $4,260 a year.
Average premium for full coverage: $1,078
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Yukon trim levels.
Price Range Variability
Using a middle-aged driver as an example, GMC Yukon insurance rates range from the cheapest price of $522 for basic liability insurance to a high of $2,314 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how where you live affects auto insurance prices.
The examples above show why it is important to get quotes using their specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average GMC Yukon insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $650
- Choosing higher $1,000 deductibles can save $976 a year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,078
- Buying low $100 deductibles for comp and collision coverage costs an extra $194 each year
- Drivers with multiple tickets or accidents could pay around $2,314
- Policy cost to insure a teenage driver can cost $4,260 each year
Auto insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driver profile, and the model of your Yukon.
Opting for high physical damage deductibles can save as much as $300 a year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $4,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges around 42% to 134% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Iowa, Maine, and Idaho, or at least $1,540 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $1,004 | $84 |
| GMC Yukon 2WD | $1,004 | $84 |
| GMC Yukon SLE 4WD | $1,026 | $86 |
| GMC Yukon SLT 2WD | $1,026 | $86 |
| GMC Yukon 4WD | $1,026 | $86 |
| GMC Yukon SLT 4WD | $1,046 | $87 |
| GMC Yukon Denali 2WD | $1,066 | $89 |
| GMC Yukon Denali 4WD | $1,086 | $91 |
| GMC Yukon Hybrid 2WD | $1,220 | $102 |
| GMC Yukon Hybrid 4WD | $1,220 | $102 |
| GMC Yukon Hybrid Denali 2WD | $1,240 | $103 |
| GMC Yukon Hybrid Denali 4WD | $1,260 | $105 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2023 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2022 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2021 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2019 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2015 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2014 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2013 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2012 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2010 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right GMC Yukon Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
The list below is a quick rundown of the data touched on in the above illustrations.
- Consumers who purchase higher liability limits will pay around $520 each year to raise limits from a 30/60 limit to a 250/500 level
- Drivers can save around $120 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $300 each year
- Teenagers have the highest car insurance rates, costing up to $355 each month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,367 |
| 100/300 | $1,500 |
| 250/500 | $1,847 |
| 100 CSL | $1,420 |
| 300 CSL | $1,714 |
| 500 CSL | $1,928 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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