GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 2, 2023

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GMC Yukon XL insurance

Average insurance rates for a GMC Yukon are $1,078 a year with full coverage. Comprehensive insurance costs on average $198, collision insurance costs $248, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, and coverage for high-risk drivers costs $2,314 or more. Teens receive the highest rates at up to $4,260 a year.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Comprehensive $198
Collision $248
Liability $474

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Yukon trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $522 for a discount liability-only rate to a much higher rate of $2,314 for a driver who requires high-risk insurance.

Liability Only $522
Full Coverage $1,078
High Risk $2,314

Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $809
Small Cities $1,132
Large Cities $1,455

These examples demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average GMC Yukon insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $650
  • Choosing higher $1,000 deductibles can save around $102 annually
  • The average rate for a 40-year-old driver with $500 deductibles is $1,078
  • Selecting more expensive low deductibles for comp and collision coverage will cost an extra $194 annually
  • Higher-risk drivers with serious driving violations could pay upwards of $2,314
  • The cost for full coverage for a 16-year-old driver with full coverage may cost $4,260 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance prices range from $650 to $4,260 for full coverage

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$102 -9.5%
Alaska $826 -$252 -23.4%
Arizona $894 -$184 -17.1%
Arkansas $1,078 -$0 0.0%
California $1,230 $152 14.1%
Colorado $1,032 -$46 -4.3%
Connecticut $1,110 $32 3.0%
Delaware $1,222 $144 13.4%
Florida $1,350 $272 25.2%
Georgia $996 -$82 -7.6%
Hawaii $774 -$304 -28.2%
Idaho $728 -$350 -32.5%
Illinois $804 -$274 -25.4%
Indiana $812 -$266 -24.7%
Iowa $728 -$350 -32.5%
Kansas $1,026 -$52 -4.8%
Kentucky $1,472 $394 36.5%
Louisiana $1,596 $518 48.1%
Maine $666 -$412 -38.2%
Maryland $890 -$188 -17.4%
Massachusetts $862 -$216 -20.0%
Michigan $1,874 $796 73.8%
Minnesota $902 -$176 -16.3%
Mississippi $1,292 $214 19.9%
Missouri $956 -$122 -11.3%
Montana $1,160 $82 7.6%
Nebraska $850 -$228 -21.2%
Nevada $1,294 $216 20.0%
New Hampshire $776 -$302 -28.0%
New Jersey $1,206 $128 11.9%
New Mexico $956 -$122 -11.3%
New York $1,136 $58 5.4%
North Carolina $622 -$456 -42.3%
North Dakota $884 -$194 -18.0%
Ohio $744 -$334 -31.0%
Oklahoma $1,110 $32 3.0%
Oregon $988 -$90 -8.3%
Pennsylvania $1,032 -$46 -4.3%
Rhode Island $1,438 $360 33.4%
South Carolina $978 -$100 -9.3%
South Dakota $912 -$166 -15.4%
Tennessee $946 -$132 -12.2%
Texas $1,300 $222 20.6%
Utah $798 -$280 -26.0%
Vermont $740 -$338 -31.4%
Virginia $646 -$432 -40.1%
Washington $836 -$242 -22.4%
West Virginia $988 -$90 -8.3%
Wisconsin $748 -$330 -30.6%
Wyoming $962 -$116 -10.8%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $1,004 $84
GMC Yukon 2WD $1,004 $84
GMC Yukon SLE 4WD $1,026 $86
GMC Yukon SLT 2WD $1,026 $86
GMC Yukon 4WD $1,026 $86
GMC Yukon SLT 4WD $1,046 $87
GMC Yukon Denali 2WD $1,066 $89
GMC Yukon Denali 4WD $1,086 $91
GMC Yukon Hybrid 2WD $1,220 $102
GMC Yukon Hybrid 4WD $1,220 $102
GMC Yukon Hybrid Denali 2WD $1,240 $103
GMC Yukon Hybrid Denali 4WD $1,260 $105

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $376 $594 $372 $1,500
2023 GMC Yukon $358 $570 $390 $1,476
2022 GMC Yukon $344 $566 $398 $1,466
2021 GMC Yukon $332 $552 $416 $1,458
2020 GMC Yukon $320 $530 $430 $1,438
2019 GMC Yukon $304 $512 $442 $1,416
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2015 GMC Yukon $250 $368 $460 $1,236
2014 GMC Yukon $242 $346 $464 $1,210
2013 GMC Yukon $236 $322 $474 $1,190
2012 GMC Yukon $218 $300 $474 $1,150
2011 GMC Yukon $212 $272 $478 $1,120
2010 GMC Yukon $198 $248 $474 $1,078
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest GMC Yukon Insurance

Saving money on insurance for a GMC Yukon takes being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by requesting rates from direct companies like GEICO and Progressive, and also from local insurance agents.

Below you'll find a recap of the concepts that were touched on in the above illustrations.

  • Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,240 more each year than a low-risk driver
  • Youthful drivers pay higher rates, with premiums as much as $355 per month including comprehensive and collision insurance
  • You may be able to save as much as $120 per year just by shopping early and online
  • Increasing deductibles can save around $300 each year
  • You may be able to save as much as $120 per year just by shopping early and online

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,260
20 $2,450
30 $1,102
40 $1,078
50 $988
60 $968

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,272
$250 $1,184
$500 $1,078
$1,000 $976

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,078
50/100 $1,367
100/300 $1,500
250/500 $1,847
100 CSL $1,420
300 CSL $1,714
500 CSL $1,928

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $6,010
20 $3,906
30 $2,338
40 $2,314
50 $2,212
60 $2,188

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $57
Homeowner $19
5-yr Accident Free $67
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $74
Total Discounts $428
Rate after discounts $650

Discounts are estimated and may not be available from every company or in every state.

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