GMC Yukon Insurance Rates
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UPDATED: Jun 2, 2023
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Average insurance rates for a GMC Yukon are $1,078 a year with full coverage. Comprehensive costs an estimated $198 each year, collision costs $248, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,314. Teenage drivers receive the highest rates at $4,260 a year or more.
Average premium for full coverage: $1,078
Rate estimates broken down by individual coverage type:
Estimates include $500 deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Yukon models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from the low end price of $522 for liability-only coverage to a high rate of $2,314 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. More rural locations tend to have lower incidents of collision claims than densely populated cities.
The graphic below illustrates how your location can change insurance prices.
These examples demonstrate why all drivers should compare rates quotes for a targeted area, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.
- The best discount rate is $650
- Raising to $1,000 deductibles will save approximately $102 annually
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,078
- Using low deductibles bumps up the cost to $1,272
- Unlucky drivers who are prone to accidents and violations could pay up to $2,314 or more
- The cost that insures a teenage driver can cost as much as $4,260
Car insurance rates for a GMC Yukon can also vary considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you may be forking out $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 42% to 134% more than a normal policy. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $4,200 a year. View Rates by Age
Where you live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $780 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,460 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $976 | -$102 | -9.5% |
| Alaska | $826 | -$252 | -23.4% |
| Arizona | $894 | -$184 | -17.1% |
| Arkansas | $1,078 | -$0 | 0.0% |
| California | $1,230 | $152 | 14.1% |
| Colorado | $1,032 | -$46 | -4.3% |
| Connecticut | $1,110 | $32 | 3.0% |
| Delaware | $1,222 | $144 | 13.4% |
| Florida | $1,350 | $272 | 25.2% |
| Georgia | $996 | -$82 | -7.6% |
| Hawaii | $774 | -$304 | -28.2% |
| Idaho | $728 | -$350 | -32.5% |
| Illinois | $804 | -$274 | -25.4% |
| Indiana | $812 | -$266 | -24.7% |
| Iowa | $728 | -$350 | -32.5% |
| Kansas | $1,026 | -$52 | -4.8% |
| Kentucky | $1,472 | $394 | 36.5% |
| Louisiana | $1,596 | $518 | 48.1% |
| Maine | $666 | -$412 | -38.2% |
| Maryland | $890 | -$188 | -17.4% |
| Massachusetts | $862 | -$216 | -20.0% |
| Michigan | $1,874 | $796 | 73.8% |
| Minnesota | $902 | -$176 | -16.3% |
| Mississippi | $1,292 | $214 | 19.9% |
| Missouri | $956 | -$122 | -11.3% |
| Montana | $1,160 | $82 | 7.6% |
| Nebraska | $850 | -$228 | -21.2% |
| Nevada | $1,294 | $216 | 20.0% |
| New Hampshire | $776 | -$302 | -28.0% |
| New Jersey | $1,206 | $128 | 11.9% |
| New Mexico | $956 | -$122 | -11.3% |
| New York | $1,136 | $58 | 5.4% |
| North Carolina | $622 | -$456 | -42.3% |
| North Dakota | $884 | -$194 | -18.0% |
| Ohio | $744 | -$334 | -31.0% |
| Oklahoma | $1,110 | $32 | 3.0% |
| Oregon | $988 | -$90 | -8.3% |
| Pennsylvania | $1,032 | -$46 | -4.3% |
| Rhode Island | $1,438 | $360 | 33.4% |
| South Carolina | $978 | -$100 | -9.3% |
| South Dakota | $912 | -$166 | -15.4% |
| Tennessee | $946 | -$132 | -12.2% |
| Texas | $1,300 | $222 | 20.6% |
| Utah | $798 | -$280 | -26.0% |
| Vermont | $740 | -$338 | -31.4% |
| Virginia | $646 | -$432 | -40.1% |
| Washington | $836 | -$242 | -22.4% |
| West Virginia | $988 | -$90 | -8.3% |
| Wisconsin | $748 | -$330 | -30.6% |
| Wyoming | $962 | -$116 | -10.8% |
Using high physical damage deductibles can reduce rates by up to $300 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to find out which company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $1,004 | $84 |
| GMC Yukon 2WD | $1,004 | $84 |
| GMC Yukon SLE 4WD | $1,026 | $86 |
| GMC Yukon SLT 2WD | $1,026 | $86 |
| GMC Yukon 4WD | $1,026 | $86 |
| GMC Yukon SLT 4WD | $1,046 | $87 |
| GMC Yukon Denali 2WD | $1,066 | $89 |
| GMC Yukon Denali 4WD | $1,086 | $91 |
| GMC Yukon Hybrid 2WD | $1,220 | $102 |
| GMC Yukon Hybrid 4WD | $1,220 | $102 |
| GMC Yukon Hybrid Denali 2WD | $1,240 | $103 |
| GMC Yukon Hybrid Denali 4WD | $1,260 | $105 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $376 | $594 | $372 | $1,500 |
| 2023 GMC Yukon | $358 | $570 | $390 | $1,476 |
| 2022 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2021 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2019 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2015 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2014 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2013 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2012 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2010 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost GMC Yukon Insurance
Saving money on auto insurance consists of not taking risks behind the wheel, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Compare prices every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following is a review of the coverage data illustrated above.
- You may be able to save approximately $120 per year simply by quoting online in advance
- Increasing deductibles can save approximately $300 each year
- Teens have the highest car insurance rates, with premiums as much as $355 per month if full coverage is purchased
- Drivers who have several accidents or serious violations could be forced to pay on average $1,240 more annually for Yukon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,260 |
| 20 | $2,450 |
| 30 | $1,102 |
| 40 | $1,078 |
| 50 | $988 |
| 60 | $968 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,272 |
| $250 | $1,184 |
| $500 | $1,078 |
| $1,000 | $976 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,078 |
| 50/100 | $1,367 |
| 100/300 | $1,500 |
| 250/500 | $1,847 |
| 100 CSL | $1,420 |
| 300 CSL | $1,714 |
| 500 CSL | $1,928 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,010 |
| 20 | $3,906 |
| 30 | $2,338 |
| 40 | $2,314 |
| 50 | $2,212 |
| 60 | $2,188 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $55 |
| Multi-vehicle | $57 |
| Homeowner | $19 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $68 |
| Paid in Full/EFT | $40 |
| Advance Quote | $48 |
| Online Quote | $74 |
| Total Discounts | $428 |
Discounts are estimated and may not be available from every company or in every state.
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