GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $186 each year, collision costs $226, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,238 or more. Teens receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Yukon models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects insurance prices.

These examples illustrate why all drivers should compare rates quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Raising to $1,000 deductibles will save approximately $94 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,044
• Selecting low deductibles will cost an additional $178 each year
• Unlucky drivers with serious driving violations could pay up to $2,238 or more
• The cost that insures a teenage driver can cost as much as $4,152

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 41% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Where you live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company calculates rates differently, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Saving money on auto insurance consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates at least every other year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a quick rundown of the car insurance concepts presented in the illustrations above.

• Drivers with reckless driving or DUI convictions may have to pay on average $1,190 more annually to insure their Yukon
• It is possible to save approximately $120 per year simply by quoting online in advance
• Increasing deductibles can save approximately $275 each year
• Consumers who want more liability coverage will pay approximately $520 annually to raise from a minimum limit to the 250/500 level