Honda Clarity Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 16, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Honda Clarity are $1,324 every 12 months for full coverage. Comprehensive costs an estimated $240, collision insurance costs $470, and liability is estimated at $456. A policy with only liability insurance costs approximately $508 a year, and a high-risk policy costs around $2,884. 16-year-old drivers pay the most at up to $5,102 a year.

Average premium for full coverage: $1,324

Premium estimates broken down by type of coverage:

Comprehensive $240
Collision $470
Liability $456

Full coverage includes $500 deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and for all Clarity models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Honda Clarity range from the cheapest price of $508 for just liability insurance to the much higher price of $2,884 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,324
High Risk $2,884

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than congested cities. The example below illustrates how where you live affects insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

These rate differences show why everyone should get quotes for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Honda Clarity insurance rates for other coverage scenarios.

  • The best full coverage rate is $763
  • Choosing higher $1,000 deductibles can save approximately $162 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,324
  • Buying pricier low deductibles for comp and collision coverage increases the price to $1,638
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,884
  • An auto insurance policy to insure a 16-year-old driver for full coverage can cost as much as $5,102 each year

View Chart as Image

Honda Clarity insurance cost comparison chart
Column chart showing Honda Clarity insurance rates range from $763 to $5,102 for full coverage

Car insurance prices for a Honda Clarity also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $480 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. Honda Clarity insurance for high-risk drivers ranges from 43% to 135% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Honda Clarity insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or at least $1,890 on average in New York, Louisiana, and Michigan.

Honda Clarity Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$128 -9.7%
Alaska $1,016 -$308 -23.3%
Arizona $1,098 -$226 -17.1%
Arkansas $1,324 -$0 0.0%
California $1,508 $184 13.9%
Colorado $1,264 -$60 -4.5%
Connecticut $1,360 $36 2.7%
Delaware $1,498 $174 13.1%
Florida $1,658 $334 25.2%
Georgia $1,222 -$102 -7.7%
Hawaii $952 -$372 -28.1%
Idaho $894 -$430 -32.5%
Illinois $986 -$338 -25.5%
Indiana $996 -$328 -24.8%
Iowa $894 -$430 -32.5%
Kansas $1,258 -$66 -5.0%
Kentucky $1,806 $482 36.4%
Louisiana $1,958 $634 47.9%
Maine $818 -$506 -38.2%
Maryland $1,092 -$232 -17.5%
Massachusetts $1,060 -$264 -19.9%
Michigan $2,300 $976 73.7%
Minnesota $1,108 -$216 -16.3%
Mississippi $1,586 $262 19.8%
Missouri $1,174 -$150 -11.3%
Montana $1,424 $100 7.6%
Nebraska $1,042 -$282 -21.3%
Nevada $1,586 $262 19.8%
New Hampshire $952 -$372 -28.1%
New Jersey $1,480 $156 11.8%
New Mexico $1,172 -$152 -11.5%
New York $1,394 $70 5.3%
North Carolina $762 -$562 -42.4%
North Dakota $1,082 -$242 -18.3%
Ohio $914 -$410 -31.0%
Oklahoma $1,360 $36 2.7%
Oregon $1,212 -$112 -8.5%
Pennsylvania $1,262 -$62 -4.7%
Rhode Island $1,766 $442 33.4%
South Carolina $1,198 -$126 -9.5%
South Dakota $1,116 -$208 -15.7%
Tennessee $1,160 -$164 -12.4%
Texas $1,594 $270 20.4%
Utah $982 -$342 -25.8%
Vermont $908 -$416 -31.4%
Virginia $794 -$530 -40.0%
Washington $1,022 -$302 -22.8%
West Virginia $1,214 -$110 -8.3%
Wisconsin $918 -$406 -30.7%
Wyoming $1,180 -$144 -10.9%

View Chart as Image

Honda Clarity insurance rates by U.S. city
Honda Clarity Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Honda Clarity $274 $558 $430 $1,420
2020 Honda Clarity $260 $538 $442 $1,398
2019 Honda Clarity $250 $500 $452 $1,360
2018 Honda Clarity $240 $470 $456 $1,324
2017 Honda Clarity $230 $422 $460 $1,270

Rates are averaged for all Honda Clarity models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Honda Clarity Insurance

Finding better rates on insurance for a Honda Clarity takes not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at every other renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The following is a summary of the concepts that were touched on in the above illustrations.

  • Drivers considered higher risk who have multiple accidents or major violations pay on average $1,560 more annually for Clarity insurance
  • Teens have the highest car insurance prices, as much as $425 per month if the policy includes full coverage
  • Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles could save as much as $475 each year
  • Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Honda Clarity Insurance Rates by Driver Age
Driver Age Premium
16 $5,102
20 $3,082
30 $1,368
40 $1,324
50 $1,212
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Clarity Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,638
$250 $1,490
$500 $1,324
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Honda Clarity Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,415
100/300 $1,529
250/500 $1,826
100 CSL $1,461
300 CSL $1,712
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Clarity Insurance Rates for High Risk Drivers
Age Premium
16 $7,264
20 $4,914
30 $2,934
40 $2,884
50 $2,756
60 $2,732

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $86
Paid in Full/EFT $58
Advance Quote $65
Online Quote $93
Total Discounts $561
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles