Honda CR-Z Insurance Rates

U.S. average insurance rates for a Honda CR-Z are $996 a year including full coverage. Comprehensive insurance costs on average $174, collision insurance costs $190, and liability coverage costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,128 or more. 16-year-old drivers pay the highest rates at up to $3,994 a year.

Average premium for full coverage: $996

Price estimates by individual coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all CR-Z models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why everyone should compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $611
• Drivers who choose higher $1,000 deductibles will pay around $84 every year
• The estimated price for the average middle-age driver with $500 deductibles is $996
• Buying pricier low deductibles for comprehensive and collision insurance will cost an additional $156 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,128
• The price that insures a teenage driver for full coverage may cost $3,994 a year

View Chart as Image

Car insurance prices for a Honda CR-Z are also quite variable based on the model of your CR-Z, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Honda CR-Z insurance for high-risk drivers can cost around 43% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $3,900 a year. View Rates by Age

The state you live in makes a big difference in Honda CR-Z insurance rates. A 40-year-old driver could pay as low as $760 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,420 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $240 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Honda CR-Z Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having a positive credit history, being claim-free, and possibly raising deductibles. Comparison shop every couple of years by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a review of the material that was covered above.

• Consumers who require an increased level of liability coverage will pay around $520 per year to go from a low limit to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, possibly costing $333 a month if full coverage is purchased
• Drivers who have several accidents or serious violations could be forced to pay on average $1,130 more each year than a safer driver
• Increasing physical damage deductibles can save approximately $250 each year