Honda CR-Z Insurance Rates

Estimated auto insurance rates for a Honda CR-Z are $996 annually for full coverage insurance. Comprehensive costs on average $174 a year, collision insurance costs $190, and liability is $474. A liability-only policy costs around $522 a year, and high-risk insurance costs around $2,128. Teenage drivers pay the most at up to $3,994 a year.

Average premium for full coverage: $996

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and CR-Z trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Honda CR-Z insurance rates for different risk profiles and scenarios.

• The best discount rate is $611
• Raising to $1,000 deductibles will save around $912 each year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $996
• Using low $100 deductibles will cost $1,152
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,128
• An auto insurance policy with full coverage for a teen driver may cost $3,994

View Chart as Image

Auto insurance prices for a Honda CR-Z also have a wide range based on the model of your CR-Z, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $3,900 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $240 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Honda CR-Z insurance prices. A middle-age driver might find prices as low as $650 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,350 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Affordable Honda CR-Z Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having above-average credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates at least once a year by quoting rates from direct insurance companies, and also from local exclusive and independent agents.

The points below are a brief review of the primary concepts that were covered in the above illustrations.

• It is possible to save as much as $110 per year just by quoting early and online
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,130 more each year to insure a Honda CR-Z
• Increasing policy deductibles could save up to $250 each year
• Drivers under the age of 20 are charged the highest prices, with premiums being up to $333 per month if full coverage is included