Honda Passport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 30, 2024

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Average insurance prices for a Honda Passport are $1,326 every 12 months for full coverage insurance. Comprehensive costs approximately $282 each year, collision costs $524, and liability coverage is estimated at $384. Buying just liability costs approximately $432 a year, with insurance for high-risk drivers costing around $2,876. Teen drivers receive the highest rates at $4,920 a year or more.

Average premium for full coverage: $1,326

Rate estimates by individual coverage type:

Comprehensive $282
Collision $524
Liability $384

Estimates include $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Passport models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $432 for just the minimum liability insurance to a high rate of $2,876 for a driver required to buy high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

These examples illustrate why all drivers should get quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Honda Passport insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $754
  • Choosing higher $1,000 deductibles can save $184 each year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,326
  • Choosing low deductibles for comp and collision coverage increases the price to $1,682
  • Drivers with multiple violations and an at-fault accident could pay around $2,876 or more
  • The cost to insure a teenage driver can cost $4,920 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing full coverage Honda Passport insurance rates range from $754 to $4,920

Auto insurance rates for a Honda Passport can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Passport.

Choosing high deductibles can save as much as $540 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $345 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,200 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges around 45% to 135% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,790 on average in Florida, New York, and Michigan.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different.

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Honda Passport Insurance

Saving money on auto insurance takes not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Make time to compare rates at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The following is a review of the data touched on in this article.

  • Consumers who purchase higher liability limits will pay about $420 annually to raise limits from a minimum limit to a 250/500 level
  • It is possible to save around $160 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $550 each year
  • Teens have the highest car insurance rates, costing up to $410 per month if comprehensive and collision insurance is included

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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