Honda Passport Insurance Rates

The average insurance rates for a Honda Passport are $1,326 a year for full coverage. Comprehensive insurance costs an estimated $282 a year, collision insurance costs $524, and liability insurance costs $384. Liability-only coverage costs as little as $432 a year, and high-risk coverage costs $2,876 or more. Teenage drivers cost the most to insure at up to $4,920 a year.

Average premium for full coverage: $1,326

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Passport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. More rural locations are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The examples above show why it is important to compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Honda Passport insurance rates for other coverage scenarios.

• The best discount rate is $754
• Drivers who choose higher $1,000 deductibles will pay approximately $1,142 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,326
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $356 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,876
• Policy cost for full coverage for a teen driver can cost as much as $4,920 a year

View Chart as Image

Insurance rates for a Honda Passport also range considerably based on your risk profile, the trim level of your Passport, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age

Your home state makes a big difference in Honda Passport insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $540 each year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $345 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Honda Passport Insurance

Finding cheaper rates on Honda Passport insurance not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates every couple of years by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The points below are a condensed summary of the material that was covered in the charts and tables above.

• Drivers who want increased liability limits will pay an extra $420 each year to go from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, costing up to $410 each month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents pay an average of $1,550 more annually to insure a Honda Passport
• Increasing comprehensive and collision deductibles can save around $550 each year