Honda Passport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 30, 2024

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Average insurance prices for a Honda Passport are $1,326 every 12 months with full coverage. Comprehensive costs approximately $282, collision insurance costs $524, and liability insurance is estimated at $384. A liability-only policy costs approximately $432 a year, and high-risk insurance costs around $2,876. Teenage drivers receive the highest rates at up to $4,920 a year.

Average premium for full coverage: $1,326

Rate estimates by individual coverage type:

Comprehensive $282
Collision $524
Liability $384

Prices include $500 deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for different Passport trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from the cheapest price of $432 for basic liability insurance to a much higher rate of $2,876 for a driver that may need high-risk insurance.

Liability Only $432
Full Coverage $1,326
High Risk $2,876

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $995
Small Cities $1,392
Large Cities $1,790

These examples demonstrate why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Honda Passport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $754
  • Choosing higher $1,000 deductibles can save $184 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,326
  • Using more expensive low deductibles for comp and collision coverage increases the price to $1,682
  • High-risk insureds who are prone to accidents and violations could pay around $2,876
  • The cost to insure a teen driver with full coverage can cost $4,920 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance rates range from $754 to $4,920 for full coverage

Insurance rates for a Honda Passport can also vary considerably based on policy deductibles and limits, your driving record, and the model of your Passport.

Using high physical damage deductibles can save as much as $540 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $345 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,790 on average in New York, Michigan, and Florida.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,196 -$130 -9.8%
Alaska $1,016 -$310 -23.4%
Arizona $1,098 -$228 -17.2%
Arkansas $1,326 -$0 0.0%
California $1,510 $184 13.9%
Colorado $1,262 -$64 -4.8%
Connecticut $1,358 $32 2.4%
Delaware $1,496 $170 12.8%
Florida $1,654 $328 24.7%
Georgia $1,224 -$102 -7.7%
Hawaii $952 -$374 -28.2%
Idaho $896 -$430 -32.4%
Illinois $986 -$340 -25.6%
Indiana $1,000 -$326 -24.6%
Iowa $894 -$432 -32.6%
Kansas $1,256 -$70 -5.3%
Kentucky $1,806 $480 36.2%
Louisiana $1,960 $634 47.8%
Maine $818 -$508 -38.3%
Maryland $1,092 -$234 -17.6%
Massachusetts $1,054 -$272 -20.5%
Michigan $2,298 $972 73.3%
Minnesota $1,110 -$216 -16.3%
Mississippi $1,586 $260 19.6%
Missouri $1,176 -$150 -11.3%
Montana $1,422 $96 7.2%
Nebraska $1,042 -$284 -21.4%
Nevada $1,588 $262 19.8%
New Hampshire $954 -$372 -28.1%
New Jersey $1,480 $154 11.6%
New Mexico $1,172 -$154 -11.6%
New York $1,394 $68 5.1%
North Carolina $762 -$564 -42.5%
North Dakota $1,084 -$242 -18.3%
Ohio $912 -$414 -31.2%
Oklahoma $1,358 $32 2.4%
Oregon $1,214 -$112 -8.4%
Pennsylvania $1,262 -$64 -4.8%
Rhode Island $1,764 $438 33.0%
South Carolina $1,200 -$126 -9.5%
South Dakota $1,118 -$208 -15.7%
Tennessee $1,158 -$168 -12.7%
Texas $1,596 $270 20.4%
Utah $980 -$346 -26.1%
Vermont $904 -$422 -31.8%
Virginia $792 -$534 -40.3%
Washington $1,022 -$304 -22.9%
West Virginia $1,214 -$112 -8.4%
Wisconsin $914 -$412 -31.1%
Wyoming $1,178 -$148 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city
Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $346 $630 $332 $1,444
2023 Honda Passport $332 $626 $338 $1,432
2022 Honda Passport $320 $610 $354 $1,420
2021 Honda Passport $310 $586 $364 $1,396
2020 Honda Passport $292 $564 $376 $1,368
2019 Honda Passport $282 $524 $384 $1,326
2018 Honda Passport $270 $494 $388 $1,288

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Honda Passport Insurance

Saving money on Honda Passport insurance takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following is a quick rundown of the data that was covered above.

  • You may be able to save around $160 per year just by shopping early and online
  • Drivers who purchase higher liability limits will pay an extra $420 every year to raise limits from a minimum limit to a 250/500 level
  • Teens are expensive to insure, with premiums as much as $410 per month if they have full coverage
  • High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,550 more per year for Passport insurance

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,920
20 $3,062
30 $1,382
40 $1,326
50 $1,210
60 $1,188

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,682
$250 $1,516
$500 $1,326
$1,000 $1,142

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,326
50/100 $1,403
100/300 $1,499
250/500 $1,748
100 CSL $1,441
300 CSL $1,652
500 CSL $1,806

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $7,040
20 $4,878
30 $2,940
40 $2,876
50 $2,742
60 $2,718

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $100
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $67
Online Quote $95
Total Discounts $572
Rate after discounts $754

Discounts are estimated and may not be available from every company or in every state.

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